What is the current annual net margin of BPOP?

As of today, BPOP annual net margin is 18.70%

What is 1-year change in BPOP annual net margin?

BPOP annual net margin is up +32.44% year-over-year

What is 3-year change in BPOP annual net margin?

BPOP annual net margin is down -47.23% over the past 3 years

How far is BPOP annual net margin from its all-time high?

BPOP annual net margin is currently -54.83% below its historical high of 41.40% set on December 31, 2015

How does BPOP annual net margin rank versus sector peers?

BPOP annual net margin is higher than 64.37% of companies in Financial Services sector

When is BPOP next annual earnings release?

The next annual earnings release for BPOP is on January 27, 2027

What is the current quarterly net margin of BPOP?

As of today, BPOP quarterly net margin is 22.45%

What is BPOP quarterly net margin most recent change?

BPOP quarterly net margin was down -5.95% on September 30, 2026

What is 1-year change in BPOP quarterly net margin?

BPOP quarterly net margin is up +21.22% year-over-year

How far is BPOP quarterly net margin from its all-time high?

BPOP quarterly net margin is currently -76.90% below its historical high of 97.18% set on September 30, 2009

How does BPOP quarterly net margin rank versus sector peers?

BPOP quarterly net margin is higher than 69.86% of companies in Financial Services sector

When is BPOP next earnings release?

The next earnings release for BPOP is on January 27, 2027

Popular, Inc. (BPOP) Net Margin History & Chart Since 1984

Annual Net Margin

18.70%4.58%+32.44%

December 31, 2025

Summary

Current Value: As of today, BPOP annual net margin is 18.70%, up +32.44% on December 31, 2025
Historical Performance: BPOP annual net margin is down -47.23% over the past 3 years, down -4.20% over the past 5 years
All-Time High Comparison: BPOP annual net margin is currently -54.83% below its historical high of 41.40% set on December 31, 2015
3-Year Low Comparison: BPOP annual net margin is +35.12% above its 3-year low of 13.84% reached on December 31, 2023
Sector Comparison: BPOP annual net margin is higher than 64.37% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

BPOP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	18.70%	+32.4%	-47.2%	-4.2%	+251.5%
Quarterly Net Margin	Sep 30, 26	22.45%	+21.2%	+73.1%	-37.0%	+412.6%
Price	Oct 27, 26	$160.45	+42.6%	+147.5%	+99.0%	+772.0%
PE Ratio	Oct 27, 26	10.10	+1.4%	+52.3%	+37.4%	–
Annual Revenue	Dec 31, 25	$4.45B	+2.4%	+43.2%	+71.6%	+72.6%
Annual Net Income	Dec 31, 25	$833.16M	+35.6%	-24.4%	+64.5%	+506.4%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	22.89%	+25.0%	-26.7%	-1.1%	+265.8%

Net Margin Highs

BPOP Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	35.44%	N/A	-47.2%
5Y	35.44%	Dec 31, 22	-47.2%
All	41.40%	Dec 31, 15	-54.8%

Net Margin Lows

BPOP Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	13.84%	Dec 31, 23	+35.1%
5Y	13.84%	Dec 31, 23	+35.1%
All	-21.92%	Dec 31, 08	+185.3%

Net Margin History

Year	Value	Change
2025	18.70%	+32.4%
2024	14.12%	+2.0%
2023	13.84%	-60.9%
2022	35.44%	+4.4%
2021	33.94%	+73.9%
2020	19.52%	-18.2%
2019	23.86%	+1.9%
2018	23.42%	+356.5%
2017	5.13%	-51.2%
2016	10.52%	-74.6%
2015	41.40%	+552.5%
2014	-9.15%	-139.0%
2013	23.44%	+114.1%
2012	10.95%	+87.8%
2011	5.83%	+9.6%
2010	5.32%	+126.4%
2009	-20.13%	+8.2%
2008	-21.92%	-1,197.0%
2007	-1.69%	-118.3%
2006	9.23%	-40.5%
2005	15.50%	-10.6%

Year	Value	Change
2004	17.34%	-1.7%
2003	17.64%	+27.6%
2002	13.82%	+11.8%
2001	12.36%	+12.3%
2000	11.01%	-8.6%
1999	12.05%	+1.3%
1998	11.89%	-1.3%
1997	12.05%	-3.8%
1996	12.52%	+9.4%
1995	11.44%	-6.0%
1994	12.17%	+5.0%
1993	11.59%	+16.7%
1992	9.93%	+40.9%
1991	7.05%	-29.1%
1990	9.95%	+49.4%
1989	6.66%	-9.0%
1988	7.32%	+45.8%
1987	5.02%	-54.7%
1986	11.09%	+13.6%
1985	9.76%	+44.2%
1984	6.77%	-

FAQ

What is the current annual net margin of BPOP?: As of today, BPOP annual net margin is 18.70%
What is 1-year change in BPOP annual net margin?: BPOP annual net margin is up +32.44% year-over-year
What is 3-year change in BPOP annual net margin?: BPOP annual net margin is down -47.23% over the past 3 years
How far is BPOP annual net margin from its all-time high?: BPOP annual net margin is currently -54.83% below its historical high of 41.40% set on December 31, 2015
How does BPOP annual net margin rank versus sector peers?: BPOP annual net margin is higher than 64.37% of companies in Financial Services sector
When is BPOP next annual earnings release?: The next annual earnings release for BPOP is on January 27, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

22.45%1.42%-5.95%

September 30, 2026

Summary

Current Value: As of today, BPOP quarterly net margin is 22.45%, down -5.95% on September 30, 2026
Historical Performance: BPOP quarterly net margin is up +21.22% year-over-year, up +73.09% over the past 3 years
All-Time High Comparison: BPOP quarterly net margin is currently -76.90% below its historical high of 97.18% set on September 30, 2009
3-Year Low Comparison: BPOP quarterly net margin is +131.20% above its 3-year low of 9.71% reached on March 31, 2024
Sector Comparison: BPOP quarterly net margin is higher than 69.86% of companies in Financial Services sector

Performance

BPOP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	22.45%	-6.0%	+21.2%	+73.1%	-37.0%
Annual Net Margin	Dec 31, 25	18.70%	–	+32.4%	-47.2%	-4.2%
Price	Oct 27, 26	$160.45	-6.4%	+42.6%	+147.5%	+99.0%
PE Ratio	Oct 27, 26	10.10	-12.7%	+1.4%	+52.3%	+37.4%
Quarterly Revenue	Sep 30, 26	$1.19B	+1.8%	+3.9%	+12.6%	+70.3%
Quarterly Net Income	Sep 30, 26	$266.33M	-4.3%	+26.0%	+95.0%	+7.3%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	26.17%	-5.9%	+14.7%	+33.9%	-44.0%

Quarterly Net Margin Highs

BPOP Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	23.87%	Jun 30, 26	-6.0%
3Y	23.87%	Jun 30, 26	-6.0%
5Y	51.31%	Sep 30, 22	-56.3%
All	97.18%	Sep 30, 09	-76.9%

Quarterly Net Margin Lows

BPOP Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	18.52%	N/A	+21.2%
3Y	9.71%	Mar 31, 24	+131.2%
5Y	9.71%	Mar 31, 24	+131.2%
All	-91.90%	Dec 31, 08	+124.4%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	22.45%	-5.9%
Jun 2026	23.87%	+8.5%
Mar 2026	21.99%	+5.7%
Dec 2025	20.80%	+12.3%
Sep 2025	18.52%	-1.8%
Jun 2025	18.85%	+13.9%
Mar 2025	16.55%	+1.3%
Dec 2024	16.33%	+16.1%
Sep 2024	14.07%	-13.4%
Jun 2024	16.25%	+67.4%
Mar 2024	9.71%	-6.4%
Dec 2023	10.37%	-20.0%
Sep 2023	12.97%	-17.8%
Jun 2023	15.78%	-10.4%
Mar 2023	17.61%	-39.7%
Dec 2022	29.19%	-43.1%
Sep 2022	51.31%	+77.0%
Jun 2022	28.99%	-7.1%
Mar 2022	31.21%	+7.2%
Dec 2021	29.11%	-18.3%
Sep 2021	35.63%	+11.2%
Jun 2021	32.04%	-17.7%
Mar 2021	38.91%	+47.7%
Dec 2020	26.35%	-0.1%
Sep 2020	26.38%	+28.3%
Jun 2020	20.56%	+303.1%
Mar 2020	5.10%	-78.3%
Dec 2019	23.53%	+1.3%
Sep 2019	23.23%	-6.2%
Jun 2019	24.77%	+1.4%
Mar 2019	24.43%	+62.0%
Dec 2018	15.08%	-28.4%
Sep 2018	21.06%	-46.9%
Jun 2018	39.67%	+143.7%
Mar 2018	16.28%	+183.4%
Dec 2017	-19.51%	-595.2%
Sep 2017	3.94%	-78.1%
Jun 2017	18.02%	+0.1%
Mar 2017	18.00%	+1,847.6%
Dec 2016	-1.03%	-111.5%
Sep 2016	8.97%	-47.9%
Jun 2016	17.22%	+3.1%
Mar 2016	16.70%	-32.5%
Dec 2015	24.74%	+54.2%
Sep 2015	16.04%	+10.8%
Mar 2015	14.48%	+90.3%
Dec 2014	7.61%	+22.7%
Sep 2014	6.20%	+109.9%
Jun 2014	-62.67%	-505.1%
Mar 2014	15.47%	-39.4%
Dec 2013	25.53%	-19.1%
Sep 2013	31.55%	-30.0%
Jun 2013	45.07%	+275.4%
Mar 2013	-25.69%	-274.6%
Dec 2012	14.71%	+72.0%
Sep 2012	8.55%	-30.6%
Jun 2012	12.32%	+43.9%
Mar 2012	8.56%	+1,646.9%
Dec 2011	0.49%	-88.8%
Sep 2011	4.38%	-74.6%
Jun 2011	17.24%	+991.1%
Mar 2011	1.58%	+104.6%
Dec 2010	-34.65%	-149.6%
Sep 2010	69.83%	+911.0%
Jun 2010	-8.61%	+40.8%
Mar 2010	-14.54%	+57.9%
Dec 2009	-34.55%	-135.6%
Sep 2009	97.18%	+446.9%
Jun 2009	-28.01%	-376.4%
Mar 2009	-5.88%	+93.6%
Dec 2008	-91.90%	-218.3%
Sep 2008	-28.87%	-1,264.1%
Jun 2008	2.48%	-71.9%

Month	Value	Change
Mar 2008	8.84%	+125.6%
Dec 2007	-34.55%	-1,221.8%
Sep 2007	3.08%	-48.8%
Jun 2007	6.02%	-48.0%
Mar 2007	11.57%	+90.9%
Dec 2006	6.06%	-7.8%
Sep 2006	6.57%	-36.2%
Jun 2006	10.29%	+11.4%
Mar 2006	9.24%	-33.8%
Dec 2005	13.95%	+1.8%
Sep 2005	13.70%	-13.3%
Jun 2005	15.80%	+14.2%
Mar 2005	13.83%	+111.1%
Dec 2004	6.55%	-59.8%
Sep 2004	16.29%	-11.9%
Jun 2004	18.49%	+48.3%
Mar 2004	12.47%	-23.4%
Dec 2003	16.28%	-15.4%
Sep 2003	19.25%	-2.3%
Jun 2003	19.71%	+78.2%
Mar 2003	11.06%	-10.4%
Dec 2002	12.35%	+25.6%
Sep 2002	9.83%	-9.9%
Jun 2002	10.91%	+5.0%
Mar 2002	10.39%	-27.4%
Dec 2001	14.31%	+17.6%
Sep 2001	12.17%	+1.2%
Jun 2001	12.03%	+8.9%
Mar 2001	11.05%	-15.3%
Dec 2000	13.04%	+24.7%
Sep 2000	10.46%	+1.9%
Jun 2000	10.27%	+1.8%
Mar 2000	10.09%	-20.2%
Dec 1999	12.64%	+9.5%
Sep 1999	11.54%	-5.2%
Jun 1999	12.17%	+2.3%
Mar 1999	11.90%	+35.8%
Dec 1998	8.76%	+1.3%
Sep 1998	8.65%	-1.1%
Jun 1998	8.75%	+2.7%
Mar 1998	8.52%	-57.2%
Sep 1997	19.90%	-3.9%
Jun 1997	20.71%	-1.8%
Mar 1997	21.08%	+2.2%
Dec 1996	20.63%	-0.4%
Sep 1996	20.71%	-2.1%
Jun 1996	21.15%	+0.6%
Mar 1996	21.03%	+6.8%
Dec 1995	19.69%	+0.4%
Sep 1995	19.61%	+5.3%
Jun 1995	18.63%	-3.2%
Mar 1995	19.25%	+3.5%
Dec 1994	18.60%	+1.2%
Sep 1994	18.38%	-2.0%
Jun 1994	18.76%	+3.2%
Mar 1994	18.18%	+2.8%
Dec 1993	17.69%	-2.7%
Sep 1993	18.18%	+1.5%
Jun 1993	17.91%	+2.1%
Mar 1993	17.54%	+12.9%
Dec 1992	15.54%	+3.7%
Sep 1992	14.98%	+1.8%
Jun 1992	14.72%	-1.1%
Mar 1992	14.88%	+8.9%
Dec 1991	13.67%	+9.6%
Sep 1991	12.47%	+59.1%
Jun 1991	7.84%	-44.9%
Mar 1991	14.22%	-30.5%
Dec 1990	20.47%	+70.2%
Sep 1990	12.03%	-2.0%
Jun 1990	12.27%	+1.8%
Mar 1990	12.05%	-

FAQ

What is the current quarterly net margin of BPOP?: As of today, BPOP quarterly net margin is 22.45%
What is BPOP quarterly net margin most recent change?: BPOP quarterly net margin was down -5.95% on September 30, 2026
What is 1-year change in BPOP quarterly net margin?: BPOP quarterly net margin is up +21.22% year-over-year
How far is BPOP quarterly net margin from its all-time high?: BPOP quarterly net margin is currently -76.90% below its historical high of 97.18% set on September 30, 2009
How does BPOP quarterly net margin rank versus sector peers?: BPOP quarterly net margin is higher than 69.86% of companies in Financial Services sector
When is BPOP next earnings release?: The next earnings release for BPOP is on January 27, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

BPOP Official Website www.popular.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/763901/000119312526023312/0001193125-26-023312-index.htm
BPOP Profile on Yahoo Finance finance.yahoo.com/quote/BPOP
BPOP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bpop