UBOH logo

United Bancshares (UBOH) Company Overview

Profile

Full Name:

United Bancshares, Inc.

Sector:

Financial Services

Industry:

Banks - Regional

Country:

United States

IPO:

April 2, 1996

Indexes:

Not included

Website:

http://www.theubank.com

Description:

United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. In addition, the company offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It also operates full service banking centers and loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.

Key Details

Price

$29.68

Market Cap

$88.37 M(Small cap)

Last Dividend

$0.22

TTM Dividend Yield

2.96%

Annual Revenue

$38.74 M(-11.43% YoY)

Annual EPS

$2.80(-19.08% YoY)

PE Ratio

10.52

Annual ROE

9.75%

Annual Debt To Equity

0.19

Beta

-0.39

Events Calendar

Earnings

Next earnings date:

Apr 22, 2025

Recent quarterly earnings:

Jan 24, 2025

Recent annual earnings:

Jan 24, 2025
Dividend

Next ex-dividend date:

Feb 28, 2025

Recent ex-dividend date:

Nov 29, 2024
Splits

Next split:

N/A

Recent split:

Jan 28, 2014

Analyst ratings

Recent major analysts updates

No data about analysts updates

Screeners with UBOH included

US stocks
Best performing stocks last 5 years
Stocks with low PE ratio
Stocks above SMA 50
Companies with growing dividends
All stocks
Financial services sector
Companies with buyback
Best performing stocks last 15 years
Stocks with all time high dividends

Market Data

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Price

Current Price

$29.68
UBOH price is $29.68

Price All-time High

$37.03
UBOH price is currently -19.85% below its historical high of $37.03

Price Analysts Target

-
UBOH price consensus analysts' forecast is unknown

Price Today Change

-0.57%
UBOH price is down -0.57% today

Price YTD Change

-4.26%
UBOH price is down -4.26% since January 1st

Price 3-Year Change

-10.6%
UBOH price is down -10.6% over the past 3 years

Market cap

Market Cap

$88.37 M
UBOH market capitalization is $88.37 million

Market Cap 3-Year Change

-18.77%
UBOH market capitalization is down -18.77% over the past 3 years

Market Cap All-time High

$121.41 M
UBOH market capitalization is currently -27.22% below its historical high of $121.41 million

Market Cap Sector Rank

20.22%
UBOH market capitalization is higher than 20.22% of companies in Financial Services sector

Technical

Beta

-0.39
UBOH beta is -0.39

200-day SMA

$20.48
UBOH price is currently +44.94% above its 200-day simple moving average

14-day RSI

68.42
UBOH 14-day relative strength index is 68.42

30-day Relative Volume

0.45
UBOH 30-day relative volume is 0.45

Dividend

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Events

Last Paid Dividend

$0.22
UBOH last dividend was $0.22 per share, with an ex-dividend date of November 29, 2024

Next Dividend

$0.22
UBOH has announced a dividend of $0.22 per share, with an ex-dividend date set for February 28, 2025

Dividend per share

Annual Dividend Per Share

$0.88
UBOH annual dividend per share is $0.88

Annual Dividend Per Share Sector Rank

48.36%
UBOH annual dividend per share is higher than 48.36% of companies in Financial Services sector

Annual Dividend Per Share 1-Year Change

+4.76%
UBOH annual dividend per share is up +4.76% year-on-year

Annual Dividend Per Share 3-Year Change

+72.55%
UBOH annual dividend per share is up +72.55% over the past 3 years

Dividend yield

Annual Dividend Yield

2.96%
UBOH annual dividend yield is 2.96%

Annual Dividend Yield Sector Rank

33.09%
UBOH annual dividend yield is higher than 33.09% of companies in Financial Services sector

Other

Annual Payout Ratio

32.21%
UBOH annual payout ratio is 32.21%

Annual Dividends Paid

$2.77 M
UBOH annual dividends paid is $2.77 million

Annual FCF

$11.20 M
UBOH annual free cash flow is $11.20 million

Profitability

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Revenue

Annual Revenue

$38.74 M
UBOH annual revenue is $38.74 million

Annual Revenue Analysts Estimate

-
UBOH annual revenue consensus analysts' forecast is unknown

Annual Revenue 1-Year Change

-11.43%
UBOH annual revenue is down -11.43% year-on-year

Annual Revenue Sector Rank

28.01%
UBOH annual revenue is higher than 28.01% of companies in Financial Services sector

Profit

Annual Gross Profit

-
UBOH annual gross profit value is unknown

Annual Gross Margin

-
UBOH annual gross profit margin value is unknown

Annual Operating Profit

-
UBOH annual operating income value is unknown

Annual Operating Margin

-
UBOH annual operating profit margin value is unknown

Annual Net Income

$8.61 M
UBOH annual net profit is $8.61 million

Annual Net Margin

22.21%
UBOH annual net profit margin is 22.21%

EPS

Annual EPS

$2.80
UBOH annual earnings per share is $2.80

Annual EPS Analysts Estimate

-
UBOH annual earnings per share consensus analysts' forecast is unknown

Annual EPS 1-Year Change

-19.08%
UBOH annual earnings per share is down -19.08% year-on-year

Annual EPS Sector Rank

69.57%
UBOH annual earnings per share is higher than 69.57% of companies in Financial Services sector

ROA & ROE

Annual ROA

0.80%
UBOH annual return on assets is 0.80%

Annual ROE

9.75%
UBOH annual return on equity is 9.75%

EBIT & EBITDA

Annual EBIT

$23.38 M
UBOH annual earnings before interest & taxes is $23.38 million

Annual EBITDA

$25.21 M
UBOH annual EBITDA is $25.21 million

Valuation

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

PE Ratio

PE Ratio

10.52
UBOH price to earnings ratio is 10.52

PE Ratio Sector Rank

21.23%
UBOH price to earnings ratio is higher than 21.23% of companies in Financial Services sector

PB Ratio

PB Ratio

0.88
UBOH price to book ratio is 0.88

PB Ratio Sector Rank

24.25%
UBOH price to book ratio is higher than 24.25% of companies in Financial Services sector

PS Ratio

PS Ratio

2.37
UBOH price to sales ratio is 2.37

PS Ratio Sector Rank

33.88%
UBOH price to sales ratio is higher than 33.88% of companies in Financial Services sector

Enterprise value

Enterprise Value

-$70.31 M
UBOH enterprise value is -$70.31 million

Enterprise Value Sector Rank

2.07%
UBOH enterprise value is higher than 2.07% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-
UBOH EV/EBITDA value is unknown

EV/EBITDA Sector Rank

-
UBOH EV/EBITDA is unknown

Financial Health

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Liquidity

Annual Current Ratio

-
UBOH annual current ratio value is unknown

Annual Quick Ratio

-
UBOH annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.19
UBOH annual debt to equity ratio is 0.19

Annual Interest Coverage Ratio

-
UBOH annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
UBOH piotroski f-score value is unknown

Altman Z-Score

0.63
UBOH altman z-score is 0.63

Balance Sheet

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Assets

Annual Total Assets

$1.07 B
UBOH annual total assets is $1.07 billion

Annual Non Current Assets

$1.02 B
UBOH annual long term assets is $1.02 billion

Annual Current Assets

$278.42 M
UBOH annual total current assets is $278.42 million

Annual Cash & Cash Equivalents

$26.91 M
UBOH annual cash & cash equivalents is $26.91 million

Equity

Annual Book Value

$93.92 M
UBOH annual book value is $93.92 million

Annual Working Capital

$278.42 M
UBOH annual working capital is $278.42 million

Liabilities

Annual Total Liabilities

$977.57 M
UBOH annual total liabilities is $977.57 million

Annual Total Long Term Liabilities

$970.89 M
UBOH annual total long term liabilities is $970.89 million

Annual Current Liabilities

$0.00
UBOH annual total current liabilities is $0.00

Annual Accounts Payable

-
UBOH annual accounts payable value is unknown

Debt

Annual Total Debt

$18.04 M
UBOH annual total debt is $18.04 million

Annual Total Debt 1-Year Change

-12.02%
UBOH annual total debt is down -12.02% year-on-year

Annual Long Term Debt

$18.04 M
UBOH annual long term debt is $18.04 million

Annual Short Term Debt

$0.00
UBOH annual short term debt is $0.00

Expenses

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Annual Total Expenses

-
UBOH annual total expenses value is unknown

Annual Operating Expenses

$17.36 M
UBOH annual total operating expenses is $17.36 million

Annual Cost Of Goods Sold

-
UBOH annual cost of goods sold value is unknown

Annual SGA

$17.23 M
UBOH annual SGA is $17.23 million

Annual D&A

$1.83 M
UBOH annual depreciation & amortization is $1.83 million

Annual Interest Expense

-
UBOH annual interest expense value is unknown

Cash Flow

Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Cashflow Activities

Annual CFO

$12.83 M
UBOH annual cash flow from operations is $12.83 million

Annual CFO 1-Year Change

-23.51%
UBOH annual cash flow from operations is down -23.51% year-on-year

Annual CFI

$16.04 M
UBOH annual cash flow from investing activities is $16.04 million

Annual CFI 1-Year Change

+115.57%
UBOH annual cash flow from investing activities is up +115.57% year-on-year

Annual CFF

-$32.64 M
UBOH annual cash flow from financing activities is -$32.64 million

Annual CFF 1-Year Change

-178.21%
UBOH annual cash flow from financing activities is down -178.21% year-on-year

Free CashFlow

Annual FCF

$11.20 M
UBOH annual free cash flow is $11.20 million

Annual FCF 1-Year Change

-15.17%
UBOH annual free cash flow is down -15.17% year-on-year

CAPEX

Annual CAPEX

$1.64 M
UBOH annual capital expenditures is $1.64 million

Annual CAPEX 1-Year Change

-54.28%
UBOH annual capital expenditures is down -54.28% year-on-year

Institutional Ownership

Similar stocks

BYNO logo
byNordic Acquisition (BYNO)
DT Cloud Star Acquisition Corporation (DTSQ)
LSBK logo
Lake Shore Bancorp (LSBK)
Flag Ship Acquisition Corp (FSHP)
PFTA logo
Portage Fintech Acquisition (PFTA)
MHLD logo
Maiden Holdings (MHLD)
HSPO logo
Horizon Space Acquisition I Corp (HSPO)
VMCA logo
Valuence Merger (VMCA)
DPCS logo
DP Cap Acquisition (DPCS)

FAQ

  • What is the ticker symbol for United Bancshares?
  • Does United Bancshares pay dividends?
  • What sector is United Bancshares in?
  • What industry is United Bancshares in?
  • What country is United Bancshares based in?
  • When did United Bancshares go public?
  • Is United Bancshares in the S&P 500?
  • Is United Bancshares in the NASDAQ 100?
  • Is United Bancshares in the Dow Jones?
  • When was United Bancshares's last earnings report?
  • When does United Bancshares report earnings?

What is the ticker symbol for United Bancshares?

The ticker symbol for United Bancshares is NASDAQ:UBOH

Does United Bancshares pay dividends?

Yes, United Bancshares pays dividends. The last payment was $0.22, with an ex-dividend date on November 29, 2024

What sector is United Bancshares in?

United Bancshares is in the Financial Services sector

What industry is United Bancshares in?

United Bancshares is in the Banks - Regional industry

What country is United Bancshares based in?

United Bancshares is headquartered in United States

When did United Bancshares go public?

United Bancshares's initial public offering (IPO) was on April 2, 1996

Is United Bancshares in the S&P 500?

No, United Bancshares is not included in the S&P 500 index

Is United Bancshares in the NASDAQ 100?

No, United Bancshares is not included in the NASDAQ 100 index

Is United Bancshares in the Dow Jones?

No, United Bancshares is not included in the Dow Jones index

When was United Bancshares's last earnings report?

United Bancshares's most recent earnings report was on Jan 24, 2025

When does United Bancshares report earnings?

The next expected earnings date for United Bancshares is Apr 22, 2025