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Provident Financial Holdings, Inc. (PROV)

Profile

Full Name

Provident Financial Holdings, Inc.

Ticker

NASDAQ: PROV

Exchange

NASDAQ

Sector

Financial Services

Industry

Regional Banks

Country

United States

IPO

June 28, 1996

Indexes

Not included

Website

https://www.myprovident.com

Employees

94

Key Details

Price

$15.26(-0.26%)

Market cap

$100.38M(Small cap)

Last Dividend

$0.14

TTM Dividend yield

3.67%

Annual revenue

$60.16M(+2.53% YoY)

Annual EPS

$0.93(-12.26% YoY)

PE ratio

16.41

Next earnings date

Oct 27, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $15.26
    PROV price is $15.26

    30-Day Relative Volume

    0.50
    PROV 30-day relative volume is 0.50

    Price Performance

    Price Today change

    -0.26%
    PROV price is down -0.26% today

    Price YTD change

    -4.09%
    PROV price is down -4.09% since January 1st

    Price 1-year change

    +15.26%
    PROV price is up +15.26% year-on-year

    Price 3-year change

    +4.52%
    PROV price is up +4.52% over the past 3 years

    Price Range

    Price All-time high

    $33.15
    PROV price is currently -53.97% below its historical high of $33.15

    Price 3-year low

    $10.16
    PROV price is currently +50.20% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $100.38M
    PROV market capitalization is $100.38 million

    Market cap 3-year change

    -5.63%
    PROV market capitalization is down -5.63% over the past 3 years

    Market cap All-time high

    $232.52M
    PROV market capitalization is currently -56.83% below its historical high of $232.52 million

    Market cap sector rank

    19.79%
    PROV market capitalization is higher than 19.79% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -3.94%
    PROV shares outstanding is down -3.94% year-on-year

    Shares Outstanding 3-Year Change

    -9.71%
    PROV shares outstanding is down -9.71% over the past 3 years

    Technical Indicators

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    Beta

    0.29
    PROV beta is 0.29

    200-day SMA

    $15.36
    PROV price is currently -0.62% below its 200-day simple moving average

    50-day SMA

    $15.47
    PROV price is currently -1.39% below its 50-day simple moving average

    RSI

    44.94
    PROV 14-day relative strength index is 44.94

    Volume

    0.50
    PROV 30-day relative volume is 0.50

    ATR

    $0.26
    PROV average true range is $0.26

    10-day Historical Volatility

    12.46%
    PROV 10-day historical volatility is 12.46%

    Dividend

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    Events

    Last Paid Dividend

    $0.14
    PROV last dividend was $0.14 per share, with an ex-dividend date of August 14, 2025

    Next Dividend

    -
    PROV next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $0.56
    PROV annual dividend per share is $0.56

    Dividend per share Sector Rank

    26.91%
    PROV annual dividend per share is higher than 26.91% of companies in Financial Services sector

    Dividend per share 1-Year Change

    0%
    PROV annual dividend per share has remained unchanged year-on-year

    Dividend per share 3-Year Change

    0%
    PROV annual dividend per share has remained unchanged over the past 3 years

    Dividend yield

    Dividend yield

    3.67%
    PROV annual dividend yield is 3.67%

    Dividend yield Sector Rank

    40.99%
    PROV annual dividend yield is higher than 40.99% of companies in Financial Services sector

    Other

    Payout ratio

    -
    PROV annual payout ratio value is unknown

    Dividends paid

    -
    PROV annual dividends paid value is unknown

    Free cash flow

    -
    PROV annual free cash flow value is unknown

    Income Statement

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    Revenue

    Revenue

    $60.16M
    PROV annual revenue is $60.16 million

    Revenue Analysts estimate

    $41.90M
    PROV annual revenue is currently +43.57% higher than the consensus analysts' forecast

    Revenue 1-year change

    +2.53%
    PROV annual revenue is up +2.53% year-on-year

    Revenue Sector rank

    44.12%
    PROV annual revenue is higher than 44.12% of companies in Financial Services sector

    EPS

    EPS

    $0.93
    PROV annual earnings per share is $0.93

    EPS Analysts estimate

    $1.19
    PROV annual earnings per share is currently -21.85% lower than the consensus analysts' forecast

    EPS 1-year change

    -12.26%
    PROV annual earnings per share is down -12.26% year-on-year

    EPS Sector rank

    53.52%
    PROV annual earnings per share is higher than 53.52% of companies in Financial Services sector

    Profit

    Gross profit

    $0.00
    PROV annual gross profit is $0.00

    Gross margin

    0.00%
    PROV annual gross profit margin is 0.00%

    Operating profit

    $8.87M
    PROV annual operating income is $8.87 million

    Operating margin

    14.75%
    PROV annual operating profit margin is 14.75%

    Net income

    $6.25M
    PROV annual net profit is $6.25 million

    Net margin

    16.04%
    PROV annual net profit margin is 16.04%

    Expenses

    Total expenses

    $53.90M
    PROV annual total expenses is $53.90 million

    Operating expenses

    $20.46M
    PROV annual total operating expenses is $20.46 million

    Cost of goods sold

    -
    PROV annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $20.46M
    PROV annual SGA is $20.46 million

    Depreciation and amortization

    -
    PROV annual depreciation & amortization value is unknown

    Interest expense

    $21.16M
    PROV annual interest expense is $21.16 million

    Income tax

    $2.62M
    PROV annual income tax is $2.62 million

    EBIT & EBITDA

    EBIT

    $30.03M
    PROV annual earnings before interest & taxes is $30.03 million

    EBITDA

    -
    PROV annual EBITDA value is unknown

    Balance Sheet

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    Assets

    Total assets

    $1.25B
    PROV annual total assets is $1.25 billion

    Non current assets

    $1.18B
    PROV annual long term assets is $1.18 billion

    Current assets

    $58.91M
    PROV annual total current assets is $58.91 million

    Cash and cash equivalents

    $53.09M
    PROV annual cash & cash equivalents is $53.09 million

    Accounts receivable

    $4.21M
    PROV annual accounts receivable is $4.21 million

    Inventory

    -
    PROV annual inventory value is unknown

    Liabilities

    Total liabilities

    $1.12B
    PROV annual total liabilities is $1.12 billion

    Long term liabilities

    $938.85M
    PROV annual total long term liabilities is $938.85 million

    Current liabilities

    $268.27M
    PROV annual total current liabilities is $268.27 million

    Accounts payable

    -
    PROV annual accounts payable value is unknown

    Debt

    Total debt

    $213.07M
    PROV annual total debt is $213.07 million

    Total debt 1-year change

    -10.66%
    PROV annual total debt is down -10.66% year-on-year

    Long term debt

    $50.07M
    PROV annual long term debt is $50.07 million

    Short term debt

    $163.00M
    PROV annual short term debt is $163.00 million

    Equity & Capital

    Shareholders equity

    $128.54M
    PROV annual stockholders equity is $128.54 million

    Book value

    $128.54M
    PROV annual book value is $128.54 million

    Retained earnings

    $212.40M
    PROV annual retained earnings is $212.40 million

    Working capital

    -$210.96M
    PROV annual working capital is -$210.96 million

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    -
    PROV annual cash flow from operations value is unknown

    Cash from operations 1-year change

    -
    PROV annual cash flow from operations 1-year change is unknown

    Cash from investing

    -
    PROV annual cash flow from investing activities value is unknown

    Cash from investing 1-year change

    -
    PROV annual cash flow from investing activities 1-year change is unknown

    Cash from financing

    -
    PROV annual cash flow from financing activities value is unknown

    Cash from financing 1-year change

    -
    PROV annual cash flow from financing activities 1-year change is unknown

    CAPEX

    CAPEX

    -
    PROV annual capital expenditures value is unknown

    CAPEX 1-year change

    -
    PROV annual capital expenditures 1-year change is unknown

    Free Cash Flow

    Free cash flow

    -
    PROV annual free cash flow value is unknown

    Free cash flow 1-year change

    -
    PROV annual free cash flow 1-year change is unknown

    Profitability Ratios

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    Margins

    Gross margin

    0.00%
    PROV annual gross profit margin is 0.00%

    Operating margin

    14.75%
    PROV annual operating profit margin is 14.75%

    Net margin

    16.04%
    PROV annual net profit margin is 16.04%

    ROA & ROE

    ROA

    0.50%
    PROV annual return on assets is 0.50%

    ROE

    4.84%
    PROV annual return on equity is 4.84%

    Valuation

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    PE Ratio

    PE ratio

    16.41
    PROV price to earnings ratio is 16.41

    PE ratio Sector rank

    60.66%
    PROV price to earnings ratio is higher than 60.66% of companies in Financial Services sector

    PB Ratio

    PB ratio

    0.78
    PROV price to book ratio is 0.78

    PB ratio Sector rank

    19.04%
    PROV price to book ratio is higher than 19.04% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.67
    PROV price to sales ratio is 1.67

    PS ratio Sector rank

    37.28%
    PROV price to sales ratio is higher than 37.28% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $260.36M
    PROV enterprise value is $260.36 million

    Enterprise value Sector rank

    38.47%
    PROV enterprise value is higher than 38.47% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -
    PROV EV/EBITDA value is unknown

    EV/EBITDA Sector rank

    -
    PROV EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current ratio

    0.21
    PROV annual current ratio is 0.21

    Quick ratio

    -
    PROV annual quick ratio value is unknown

    Leverage

    Debt to equity

    1.66
    PROV annual debt to equity ratio is 1.66

    Interest coverage ratio

    1.42
    PROV annual interest coverage ratio is 1.42

    Risk & Stability

    Piotroski F-Score

    -
    PROV piotroski f-score value is unknown

    Altman Z-Score

    0.22
    PROV altman z-score is 0.22

    Analyst ratings

    Recent major analysts updates

    Jan 29, 25 Piper Sandler
    Neutral
    Oct 30, 24 Piper Sandler
    Neutral
    Jul 31, 24 Piper Sandler
    Neutral
    May 1, 24 Piper Sandler
    Neutral
    Jan 29, 21 Janney Montgomery Scott
    Neutral
    Jan 29, 21 Janney Capital
    Neutral
    Oct 1, 20 Piper Sandler
    Overweight
    May 5, 20 Piper Sandler
    Overweight
    Feb 11, 20 Piper Sandler
    Neutral
    Jan 29, 20 Janney Montgomery Scott
    Buy

    Institutional Ownership

    Screeners with PROV included

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    NASDAQ Listed Companies
    • What is the ticker symbol for Provident Financial Holdings, Inc.?
    • Does Provident Financial Holdings, Inc. pay dividends?
    • What sector is Provident Financial Holdings, Inc. in?
    • What industry is Provident Financial Holdings, Inc. in?
    • What country is Provident Financial Holdings, Inc. based in?
    • When did Provident Financial Holdings, Inc. go public?
    • Is Provident Financial Holdings, Inc. in the S&P 500?
    • Is Provident Financial Holdings, Inc. in the NASDAQ 100?
    • Is Provident Financial Holdings, Inc. in the Dow Jones?
    • When was Provident Financial Holdings, Inc.'s last earnings report?
    • When does Provident Financial Holdings, Inc. report earnings?

    What is the ticker symbol for Provident Financial Holdings, Inc.?

    The ticker symbol for Provident Financial Holdings, Inc. is NASDAQ:PROV

    Does Provident Financial Holdings, Inc. pay dividends?

    Yes, Provident Financial Holdings, Inc. pays dividends. The last payment was $0.14, with an ex-dividend date on August 14, 2025

    What sector is Provident Financial Holdings, Inc. in?

    Provident Financial Holdings, Inc. is in the Financial Services sector

    What industry is Provident Financial Holdings, Inc. in?

    Provident Financial Holdings, Inc. is in the Regional Banks industry

    What country is Provident Financial Holdings, Inc. based in?

    Provident Financial Holdings, Inc. is headquartered in United States

    When did Provident Financial Holdings, Inc. go public?

    Provident Financial Holdings, Inc.'s initial public offering (IPO) was on June 28, 1996

    Is Provident Financial Holdings, Inc. in the S&P 500?

    No, Provident Financial Holdings, Inc. is not included in the S&P 500 index

    Is Provident Financial Holdings, Inc. in the NASDAQ 100?

    No, Provident Financial Holdings, Inc. is not included in the NASDAQ 100 index

    Is Provident Financial Holdings, Inc. in the Dow Jones?

    No, Provident Financial Holdings, Inc. is not included in the Dow Jones index

    When was Provident Financial Holdings, Inc.'s last earnings report?

    Provident Financial Holdings, Inc.'s most recent earnings report was on July 28, 2025

    When does Provident Financial Holdings, Inc. report earnings?

    The next expected earnings date for Provident Financial Holdings, Inc. is October 27, 2025
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