FUNC logo

First United (FUNC)

Profile

Full Name

First United Corporation

Ticker Symbol

FUNC

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

September 3, 1992

Indexes

Not included

Website

http://mybank.com

Employees

291

Key Details

Price

$28.50(+1.79%)

Market cap

$184.49M(Small cap)

Last Dividend

$0.22

TTM Dividend yield

3.02%

Annual revenue

$79.79M(+11.87% YoY)

Annual EPS

$3.15(+40.00% YoY)

PE ratio

9.05

Next earnings date

Apr 23, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$28.50
FUNC price is $28.50

30-Day Relative Volume

0.99
FUNC 30-day relative volume is 0.99

Price Performance

Price Today change

+1.79%
FUNC price is up +1.79% today

Price YTD change

-15.46%
FUNC price is down -15.46% since January 1st

Price 1-year change

+28.49%
FUNC price is up +28.49% year-on-year

Price 3-year change

+21.85%
FUNC price is up +21.85% over the past 3 years

Price Range

Price All-time high

$42.50
FUNC price is currently -32.94% below its historical high of $42.50

Price 3-year low

$12.56
FUNC price is currently +126.91% above its 3-year low

Capitalization

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Market cap

Market cap

$184.49M
FUNC market capitalization is $184.49 million

Market cap 3-year change

+18.83%
FUNC market capitalization is up +18.83% over the past 3 years

Market cap All-time high

$278.26M
FUNC market capitalization is currently -33.70% below its historical high of $278.26 million

Market cap sector rank

31.5%
FUNC market capitalization is higher than 31.5% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

-2.64%
FUNC shares outstanding is down -2.64% year-on-year

Shares Outstanding 3-Year Change

-2.48%
FUNC shares outstanding is down -2.48% over the past 3 years

Technical Indicators

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Beta

0.79
FUNC beta is 0.79

200-day SMA

$31.11
FUNC price is currently -8.40% below its 200-day simple moving average

50-day SMA

$32.55
FUNC price is currently -12.43% below its 50-day simple moving average

RSI

45.84
FUNC 14-day relative strength index is 45.84

Volume

0.99
FUNC 30-day relative volume is 0.99

ATR

$1.63
FUNC average true range is $1.63

10-day Historical Volatility

72.22%
FUNC 10-day historical volatility is 72.22%

Dividend

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Events

Last Paid Dividend

$0.22
FUNC last dividend was $0.22 per share, with an ex-dividend date of April 17, 2025

Next Dividend

-
FUNC next dividend has not yet been announced

Dividend per share

Dividend per share

$0.82
FUNC annual dividend per share is $0.82

Dividend per share Sector Rank

44.66%
FUNC annual dividend per share is higher than 44.66% of companies in Financial Services sector

Dividend per share 1-Year Change

+5.13%
FUNC annual dividend per share is up +5.13% year-on-year

Dividend per share 3-Year Change

+41.38%
FUNC annual dividend per share is up +41.38% over the past 3 years

Dividend yield

Dividend yield

2.88%
FUNC annual dividend yield is 2.88%

Dividend yield Sector Rank

25.11%
FUNC annual dividend yield is higher than 25.11% of companies in Financial Services sector

Other

Payout ratio

26.12%
FUNC annual payout ratio is 26.12%

Dividends paid

$5.37M
FUNC annual dividends paid is $5.37 million

Free cash flow

$20.36M
FUNC annual free cash flow is $20.36 million

Income Statement

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Revenue

Revenue

$79.79M
FUNC annual revenue is $79.79 million

Revenue Analysts estimate

$85.80M
FUNC annual revenue is currently -7.01% lower than the consensus analysts' forecast

Revenue 1-year change

+11.87%
FUNC annual revenue is up +11.87% year-on-year

Revenue Sector rank

41.67%
FUNC annual revenue is higher than 41.67% of companies in Financial Services sector

EPS

EPS

$3.15
FUNC annual earnings per share is $3.15

EPS Analysts estimate

$3.45
FUNC annual earnings per share is currently -8.70% lower than the consensus analysts' forecast

EPS 1-year change

+40%
FUNC annual earnings per share is up +40% year-on-year

EPS Sector rank

71.64%
FUNC annual earnings per share is higher than 71.64% of companies in Financial Services sector

Profit

Gross profit

-
FUNC annual gross profit value is unknown

Gross margin

-
FUNC annual gross profit margin value is unknown

Operating profit

-
FUNC annual operating income value is unknown

Operating margin

-
FUNC annual operating profit margin value is unknown

Net income

$20.57M
FUNC annual net profit is $20.57 million

Net margin

25.78%
FUNC annual net profit margin is 25.78%

Expenses

Total expenses

-
FUNC annual total expenses value is unknown

Operating expenses

$29.77M
FUNC annual total operating expenses is $29.77 million

Cost of goods sold

-
FUNC annual cost of goods sold value is unknown

Selling, general & administrative expenses

$29.77M
FUNC annual SGA is $29.77 million

Depreciation and amortization

$3.79M
FUNC annual depreciation & amortization is $3.79 million

Interest expense

-
FUNC annual interest expense value is unknown

Income tax

$6.66M
FUNC annual income tax is $6.66 million

EBIT & EBITDA

EBIT

$59.24M
FUNC annual earnings before interest & taxes is $59.24 million

EBITDA

$63.04M
FUNC annual EBITDA is $63.04 million

Balance Sheet

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Assets

Total assets

$1.97B
FUNC annual total assets is $1.97 billion

Non current assets

$1.79B
FUNC annual long term assets is $1.79 billion

Current assets

$205.88M
FUNC annual total current assets is $205.88 million

Cash and cash equivalents

$78.33M
FUNC annual cash & cash equivalents is $78.33 million

Accounts receivable

$7.47M
FUNC annual accounts receivable is $7.47 million

Inventory

-
FUNC annual inventory value is unknown

Liabilities

Total liabilities

$1.79B
FUNC annual total liabilities is $1.79 billion

Long term liabilities

$1.70B
FUNC annual total long term liabilities is $1.70 billion

Current liabilities

$67.32M
FUNC annual total current liabilities is $67.32 million

Accounts payable

$489.00K
FUNC annual accounts payable is $489.00 thousand

Debt

Total debt

$172.31M
FUNC annual total debt is $172.31 million

Total debt 1-year change

+53.19%
FUNC annual total debt is up +53.19% year-on-year

Long term debt

$122.31M
FUNC annual long term debt is $122.31 million

Short term debt

$50.00M
FUNC annual short term debt is $50.00 million

Equity & Capital

Shareholders equity

$179.29M
FUNC annual stockholders equity is $179.29 million

Book value

$179.29M
FUNC annual book value is $179.29 million

Retained earnings

$189.00M
FUNC annual retained earnings is $189.00 million

Working capital

$90.09M
FUNC annual working capital is $90.09 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$22.28M
FUNC annual cash flow from operations is $22.28 million

Cash from operations 1-year change

-0.84%
FUNC annual cash flow from operations is down -0.84% year-on-year

Cash from investing

-$38.44M
FUNC annual cash flow from investing activities is -$38.44 million

Cash from investing 1-year change

+52.96%
FUNC annual cash flow from investing activities is up +52.96% year-on-year

Cash from financing

$44.73M
FUNC annual cash flow from financing activities is $44.73 million

Cash from financing 1-year change

+28.98%
FUNC annual cash flow from financing activities is up +28.98% year-on-year

CAPEX

CAPEX

$1.92M
FUNC annual capital expenditures is $1.92 million

CAPEX 1-year change

+444.76%
FUNC annual capital expenditures is up +444.76% year-on-year

Free Cash Flow

Free cash flow

$20.36M
FUNC annual free cash flow is $20.36 million

Free cash flow 1-year change

-7.95%
FUNC annual free cash flow is down -7.95% year-on-year

Profitability Ratios

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Margins

Gross margin

-
FUNC annual gross profit margin value is unknown

Operating margin

-
FUNC annual operating profit margin value is unknown

Net margin

25.78%
FUNC annual net profit margin is 25.78%

ROA & ROE

ROA

1.06%
FUNC annual return on assets is 1.06%

ROE

12.06%
FUNC annual return on equity is 12.06%

Valuation

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PE Ratio

PE ratio

9.05
FUNC price to earnings ratio is 9.05

PE ratio Sector rank

20.12%
FUNC price to earnings ratio is higher than 20.12% of companies in Financial Services sector

PB Ratio

PB ratio

1.03
FUNC price to book ratio is 1.03

PB ratio Sector rank

48.12%
FUNC price to book ratio is higher than 48.12% of companies in Financial Services sector

PS Ratio

PS ratio

2.31
FUNC price to sales ratio is 2.31

PS ratio Sector rank

38.52%
FUNC price to sales ratio is higher than 38.52% of companies in Financial Services sector

Enterprise value

Enterprise value

$278.48M
FUNC enterprise value is $278.48 million

Enterprise value Sector rank

37.66%
FUNC enterprise value is higher than 37.66% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

4.42
FUNC EV/EBITDA is 4.42

EV/EBITDA Sector rank

56.5%
FUNC EV/EBITDA is higher than 56.5% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

2.34
FUNC annual current ratio is 2.34

Quick ratio

-
FUNC annual quick ratio value is unknown

Leverage

Debt to equity

1.04
FUNC annual debt to equity ratio is 1.04

Interest coverage ratio

-
FUNC annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
FUNC piotroski f-score value is unknown

Altman Z-Score

0.39
FUNC altman z-score is 0.39

Analyst ratings

Recent major analysts updates

Jul 7, 22 Raymond James
Outperform
Apr 26, 22 Raymond James
Outperform
Feb 8, 22 Raymond James
Outperform
May 27, 21 Raymond James
Outperform
Nov 9, 12 

Institutional Ownership

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  • What is the ticker symbol for First United?
  • Does First United pay dividends?
  • What sector is First United in?
  • What industry is First United in?
  • What country is First United based in?
  • When did First United go public?
  • Is First United in the S&P 500?
  • Is First United in the NASDAQ 100?
  • Is First United in the Dow Jones?
  • When was First United's last earnings report?
  • When does First United report earnings?
  • Should I buy First United stock now?

What is the ticker symbol for First United?

The ticker symbol for First United is NASDAQ:FUNC

Does First United pay dividends?

Yes, First United pays dividends. The last payment was $0.22, with an ex-dividend date on April 17, 2025

What sector is First United in?

First United is in the Financial Services sector

What industry is First United in?

First United is in the Banks - Regional industry

What country is First United based in?

First United is headquartered in United States

When did First United go public?

First United's initial public offering (IPO) was on September 3, 1992

Is First United in the S&P 500?

No, First United is not included in the S&P 500 index

Is First United in the NASDAQ 100?

No, First United is not included in the NASDAQ 100 index

Is First United in the Dow Jones?

No, First United is not included in the Dow Jones index

When was First United's last earnings report?

First United's most recent earnings report was on Feb 5, 2025

When does First United report earnings?

The next expected earnings date for First United is Apr 23, 2025

Should I buy First United stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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