CZWI logo

CZWI

Profile

Full Name

Citizens Community Bancorp, Inc.

Ticker Symbol

CZWI

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

March 30, 2004

Indexes

Not included

Website

http://ccf.us

Employees

207

Key Details

Price

$13.59(+0.82%)

Market cap

$135.76M(Small cap)

Last Dividend

$0.36

TTM Dividend yield

2.65%

Annual revenue

$56.29M(-3.84% YoY)

Annual EPS

$1.34(+7.20% YoY)

PE ratio

10.22

Next earnings date

Apr 29, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$13.59
CZWI price is $13.59

30-Day Relative Volume

0.77
CZWI 30-day relative volume is 0.77

Price Performance

Price Today change

+0.82%
CZWI price is up +0.82% today

Price YTD change

-16.57%
CZWI price is down -16.57% since January 1st

Price 1-year change

+25.14%
CZWI price is up +25.14% year-on-year

Price 3-year change

-2.93%
CZWI price is down -2.93% over the past 3 years

Price Range

Price All-time high

$21.25
CZWI price is currently -36.05% below its historical high of $21.25

Price 3-year low

$7.61
CZWI price is currently +78.58% above its 3-year low

Capitalization

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Market cap

Market cap

$135.76M
CZWI market capitalization is $135.76 million

Market cap 3-year change

-7.88%
CZWI market capitalization is down -7.88% over the past 3 years

Market cap All-time high

$171.61M
CZWI market capitalization is currently -20.89% below its historical high of $171.61 million

Market cap sector rank

26.35%
CZWI market capitalization is higher than 26.35% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

-4.01%
CZWI shares outstanding is down -4.01% year-on-year

Shares Outstanding 3-Year Change

-5.1%
CZWI shares outstanding is down -5.1% over the past 3 years

Technical Indicators

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Beta

0.45
CZWI beta is 0.45

200-day SMA

$14.38
CZWI price is currently -5.46% below its 200-day simple moving average

50-day SMA

$14.60
CZWI price is currently -6.93% below its 50-day simple moving average

RSI

42.47
CZWI 14-day relative strength index is 42.47

Volume

0.77
CZWI 30-day relative volume is 0.77

ATR

$0.44
CZWI average true range is $0.44

10-day Historical Volatility

43.74%
CZWI 10-day historical volatility is 43.74%

Dividend

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Events

Last Paid Dividend

$0.36
CZWI last dividend was $0.36 per share, with an ex-dividend date of February 7, 2025

Next Dividend

-
CZWI next dividend has not yet been announced

Dividend per share

Dividend per share

$0.32
CZWI annual dividend per share is $0.32

Dividend per share Sector Rank

9.95%
CZWI annual dividend per share is higher than 9.95% of companies in Financial Services sector

Dividend per share 1-Year Change

+10.34%
CZWI annual dividend per share is up +10.34% year-on-year

Dividend per share 3-Year Change

+39.13%
CZWI annual dividend per share is up +39.13% over the past 3 years

Dividend yield

Dividend yield

2.35%
CZWI annual dividend yield is 2.35%

Dividend yield Sector Rank

19.28%
CZWI annual dividend yield is higher than 19.28% of companies in Financial Services sector

Other

Payout ratio

24.33%
CZWI annual payout ratio is 24.33%

Dividends paid

$3.35M
CZWI annual dividends paid is $3.35 million

Free cash flow

$19.29M
CZWI annual free cash flow is $19.29 million

Income Statement

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Revenue

Revenue

$56.29M
CZWI annual revenue is $56.29 million

Revenue Analysts estimate

$60.00M
CZWI annual revenue is currently -6.19% lower than the consensus analysts' forecast

Revenue 1-year change

-3.84%
CZWI annual revenue is down -3.84% year-on-year

Revenue Sector rank

34.85%
CZWI annual revenue is higher than 34.85% of companies in Financial Services sector

EPS

EPS

$1.34
CZWI annual earnings per share is $1.34

EPS Analysts estimate

$1.30
CZWI annual earnings per share is currently +3.08% higher than the consensus analysts' forecast

EPS 1-year change

+7.2%
CZWI annual earnings per share is up +7.2% year-on-year

EPS Sector rank

48.41%
CZWI annual earnings per share is higher than 48.41% of companies in Financial Services sector

Profit

Gross profit

-
CZWI annual gross profit value is unknown

Gross margin

-
CZWI annual gross profit margin value is unknown

Operating profit

-
CZWI annual operating income value is unknown

Operating margin

-
CZWI annual operating profit margin value is unknown

Net income

$13.75M
CZWI annual net profit is $13.75 million

Net margin

24.43%
CZWI annual net profit margin is 24.43%

Expenses

Total expenses

-
CZWI annual total expenses value is unknown

Operating expenses

$25.05M
CZWI annual total operating expenses is $25.05 million

Cost of goods sold

-
CZWI annual cost of goods sold value is unknown

Selling, general & administrative expenses

$24.33M
CZWI annual SGA is $24.33 million

Depreciation and amortization

$3.42M
CZWI annual depreciation & amortization is $3.42 million

Interest expense

-
CZWI annual interest expense value is unknown

Income tax

$3.70M
CZWI annual income tax is $3.70 million

EBIT & EBITDA

EBIT

$60.59M
CZWI annual earnings before interest & taxes is $60.59 million

EBITDA

$64.01M
CZWI annual EBITDA is $64.01 million

Balance Sheet

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Assets

Total assets

$1.75B
CZWI annual total assets is $1.75 billion

Non current assets

$1.67B
CZWI annual long term assets is $1.67 billion

Current assets

$128.70M
CZWI annual total current assets is $128.70 million

Cash and cash equivalents

$50.17M
CZWI annual cash & cash equivalents is $50.17 million

Accounts receivable

$5.65M
CZWI annual accounts receivable is $5.65 million

Inventory

-
CZWI annual inventory value is unknown

Liabilities

Total liabilities

$1.57B
CZWI annual total liabilities is $1.57 billion

Long term liabilities

$1.55B
CZWI annual total long term liabilities is $1.55 billion

Current liabilities

-
CZWI annual total current liabilities value is unknown

Accounts payable

-
CZWI annual accounts payable value is unknown

Debt

Total debt

$66.61M
CZWI annual total debt is $66.61 million

Total debt 1-year change

-54.69%
CZWI annual total debt is down -54.69% year-on-year

Long term debt

$66.61M
CZWI annual long term debt is $66.61 million

Short term debt

-
CZWI annual short term debt value is unknown

Equity & Capital

Shareholders equity

$179.08M
CZWI annual stockholders equity is $179.08 million

Book value

$179.08M
CZWI annual book value is $179.08 million

Retained earnings

$80.84M
CZWI annual retained earnings is $80.84 million

Working capital

-
CZWI annual working capital value is unknown

Cash Flow Statement

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Cashflow Activities

Cash from operations

$20.18M
CZWI annual cash flow from operations is $20.18 million

Cash from operations 1-year change

+53.73%
CZWI annual cash flow from operations is up +53.73% year-on-year

Cash from investing

$113.74M
CZWI annual cash flow from investing activities is $113.74 million

Cash from investing 1-year change

+432.52%
CZWI annual cash flow from investing activities is up +432.52% year-on-year

Cash from financing

-$120.88M
CZWI annual cash flow from financing activities is -$120.88 million

Cash from financing 1-year change

-628.88%
CZWI annual cash flow from financing activities is down -628.88% year-on-year

CAPEX

CAPEX

$889.00K
CZWI annual capital expenditures is $889.00 thousand

CAPEX 1-year change

-34.97%
CZWI annual capital expenditures is down -34.97% year-on-year

Free Cash Flow

Free cash flow

$19.29M
CZWI annual free cash flow is $19.29 million

Free cash flow 1-year change

+64.05%
CZWI annual free cash flow is up +64.05% year-on-year

Profitability Ratios

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Margins

Gross margin

-
CZWI annual gross profit margin value is unknown

Operating margin

-
CZWI annual operating profit margin value is unknown

Net margin

24.43%
CZWI annual net profit margin is 24.43%

ROA & ROE

ROA

0.76%
CZWI annual return on assets is 0.76%

ROE

7.80%
CZWI annual return on equity is 7.80%

Valuation

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PE Ratio

PE ratio

10.22
CZWI price to earnings ratio is 10.22

PE ratio Sector rank

30.21%
CZWI price to earnings ratio is higher than 30.21% of companies in Financial Services sector

PB Ratio

PB ratio

0.76
CZWI price to book ratio is 0.76

PB ratio Sector rank

23.23%
CZWI price to book ratio is higher than 23.23% of companies in Financial Services sector

PS Ratio

PS ratio

2.41
CZWI price to sales ratio is 2.41

PS ratio Sector rank

40.08%
CZWI price to sales ratio is higher than 40.08% of companies in Financial Services sector

Enterprise value

Enterprise value

$152.19M
CZWI enterprise value is $152.19 million

Enterprise value Sector rank

29.51%
CZWI enterprise value is higher than 29.51% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

2.38
CZWI EV/EBITDA is 2.38

EV/EBITDA Sector rank

35.87%
CZWI EV/EBITDA is higher than 35.87% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

-
CZWI annual current ratio value is unknown

Quick ratio

-
CZWI annual quick ratio value is unknown

Leverage

Debt to equity

0.37
CZWI annual debt to equity ratio is 0.37

Interest coverage ratio

-
CZWI annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
CZWI piotroski f-score value is unknown

Altman Z-Score

-
CZWI altman z-score value is unknown

Analyst ratings

Recent major analysts updates

Nov 28, 17 Sandler O'Neill
Buy
Nov 28, 17 Piper Sandler
Buy

Institutional Ownership

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  • What is the ticker symbol for Citizens Community Bancorp?
  • Does Citizens Community Bancorp pay dividends?
  • What sector is Citizens Community Bancorp in?
  • What industry is Citizens Community Bancorp in?
  • What country is Citizens Community Bancorp based in?
  • When did Citizens Community Bancorp go public?
  • Is Citizens Community Bancorp in the S&P 500?
  • Is Citizens Community Bancorp in the NASDAQ 100?
  • Is Citizens Community Bancorp in the Dow Jones?
  • When was Citizens Community Bancorp's last earnings report?
  • When does Citizens Community Bancorp report earnings?
  • Should I buy Citizens Community Bancorp stock now?

What is the ticker symbol for Citizens Community Bancorp?

The ticker symbol for Citizens Community Bancorp is NASDAQ:CZWI

Does Citizens Community Bancorp pay dividends?

Yes, Citizens Community Bancorp pays dividends. The last payment was $0.36, with an ex-dividend date on February 7, 2025

What sector is Citizens Community Bancorp in?

Citizens Community Bancorp is in the Financial Services sector

What industry is Citizens Community Bancorp in?

Citizens Community Bancorp is in the Banks - Regional industry

What country is Citizens Community Bancorp based in?

Citizens Community Bancorp is headquartered in United States

When did Citizens Community Bancorp go public?

Citizens Community Bancorp's initial public offering (IPO) was on March 30, 2004

Is Citizens Community Bancorp in the S&P 500?

No, Citizens Community Bancorp is not included in the S&P 500 index

Is Citizens Community Bancorp in the NASDAQ 100?

No, Citizens Community Bancorp is not included in the NASDAQ 100 index

Is Citizens Community Bancorp in the Dow Jones?

No, Citizens Community Bancorp is not included in the Dow Jones index

When was Citizens Community Bancorp's last earnings report?

Citizens Community Bancorp's most recent earnings report was on Jan 27, 2025

When does Citizens Community Bancorp report earnings?

The next expected earnings date for Citizens Community Bancorp is Apr 29, 2025

Should I buy Citizens Community Bancorp stock now?

As of today, analysts generally recommend a 'Strong buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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