VBNK logo

VersaBank (VBNK)

Profile

Full Name

VersaBank

Ticker Symbol

VBNK

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

Canada

IPO

August 27, 2021

Indexes

Not included

Website

http://www.versabank.com

Employees

121

Key Details

Price

$9.73

Market Cap

$316.41M(Small cap)

Last Dividend

$0.02

TTM Dividend Yield

0.56%

Annual Revenue

$82.02M(+1.89% YoY)

Annual EPS

$1.09(-5.90% YoY)

PE Ratio

10.38

Next earnings date

Jun 5, 2025

Next ex-dividend date

Apr 4, 2025

Next split date

N/A

Price

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Current Price

$9.73
VBNK price is $9.73

Price All-time High

$18.17
VBNK price is currently -46.45% below its historical high of $18.17

Price Today Change

+1.25%
VBNK price is up +1.25% today

Price YTD Change

-29.75%
VBNK price is down -29.75% since January 1st

Price 1-year Change

-6.53%
VBNK price is down -6.53% year-on-year

Price 3-year Change

-18.37%
VBNK price is down -18.37% over the past 3 years

Capitalization

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Market cap

Market Cap

$316.41M
VBNK market capitalization is $316.41 million

Market Cap 3-year Change

-3.27%
VBNK market capitalization is down -3.27% over the past 3 years

Market Cap All-time High

$474.77M
VBNK market capitalization is currently -33.36% below its historical high of $474.77 million

Market Cap Sector Rank

40.94%
VBNK market capitalization is higher than 40.94% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+25.24%
VBNK shares outstanding is up +25.24% year-on-year

Shares Outstanding 3-Year Change

+18.5%
VBNK shares outstanding is up +18.5% over the past 3 years

Technical Indicators

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Beta

0.92
VBNK beta is 0.92

200-day SMA

$13.16
VBNK price is currently -26.07% below its 200-day simple moving average

50-day SMA

$12.04
VBNK price is currently -19.18% below its 50-day simple moving average

RSI

38.23
VBNK 14-day relative strength index is 38.23

Volume

1.09
VBNK 30-day relative volume is 1.09

ATR

$0.35
VBNK average true range is $0.35

10-day Historical Volatility

32.67%
VBNK 10-day historical volatility is 32.67%

Dividend

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Events

Last Paid Dividend

$0.02
VBNK last dividend was $0.02 per share, with an ex-dividend date of January 10, 2025

Next Dividend

$0.02
VBNK has announced a dividend of $0.02 per share, with an ex-dividend date set for April 4, 2025

Dividend per share

Dividend Per Share

$0.06
VBNK annual dividend per share is $0.06

Dividend per share Sector Rank

1.48%
VBNK annual dividend per share is higher than 1.48% of companies in Financial Services sector

Dividend per share 1-Year Change

-24.83%
VBNK annual dividend per share is down -24.83% year-on-year

Dividend per share 3-Year Change

-29.85%
VBNK annual dividend per share is down -29.85% over the past 3 years

Dividend yield

Dividend Yield

0.57%
VBNK annual dividend yield is 0.57%

Dividend yield Sector Rank

2.54%
VBNK annual dividend yield is higher than 2.54% of companies in Financial Services sector

Other

Payout Ratio

9.03%
VBNK annual payout ratio is 9.03%

Dividends Paid

$2.64M
VBNK annual dividends paid is $2.64 million

Free Cash Flow

$186.72M
VBNK annual free cash flow is $186.72 million

Income Statement

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Revenue

Revenue

$82.02M
VBNK annual revenue is $82.02 million

Revenue Analysts Estimate

$129.66M
VBNK annual revenue is currently -36.74% lower than the consensus analysts' forecast

Revenue 1-year Change

+1.89%
VBNK annual revenue is up +1.89% year-on-year

Revenue Sector Rank

43.48%
VBNK annual revenue is higher than 43.48% of companies in Financial Services sector

EPS

EPS

$1.09
VBNK annual earnings per share is $1.09

EPS Analysts Estimate

$1.11
VBNK annual earnings per share is currently -1.13% lower than the consensus analysts' forecast

EPS 1-year Change

-5.9%
VBNK annual earnings per share is down -5.9% year-on-year

EPS Sector Rank

43.2%
VBNK annual earnings per share is higher than 43.2% of companies in Financial Services sector

Profit

Gross Profit

-
VBNK annual gross profit value is unknown

Gross Margin

-
VBNK annual gross profit margin value is unknown

Operating Profit

-
VBNK annual operating income value is unknown

Operating Margin

-
VBNK annual operating profit margin value is unknown

Net Income

$29.21M
VBNK annual net profit is $29.21 million

Net Margin

35.61%
VBNK annual net profit margin is 35.61%

Expenses

Total Expenses

-
VBNK annual total expenses value is unknown

Operating Expenses

$38.17M
VBNK annual total operating expenses is $38.17 million

Cost Of Goods Sold

-
VBNK annual cost of goods sold value is unknown

Selling, General & Administrative Expenses

$38.17M
VBNK annual SGA is $38.17 million

Depreciation And Amortization

$1.94M
VBNK annual depreciation & amortization is $1.94 million

Interest Expense

-
VBNK annual interest expense value is unknown

Income Tax

$11.05M
VBNK annual income tax is $11.05 million

EBIT & EBITDA

EBIT

$174.55M
VBNK annual earnings before interest & taxes is $174.55 million

EBITDA

$176.48M
VBNK annual EBITDA is $176.48 million

Balance Sheet

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Assets

Total Assets

$3.48B
VBNK annual total assets is $3.48 billion

Non Current Assets

$3.29B
VBNK annual long term assets is $3.29 billion

Current Assets

$186.01M
VBNK annual total current assets is $186.01 million

Cash And Cash Equivalents

$161.95M
VBNK annual cash & cash equivalents is $161.95 million

Accounts Receivable

$23.36M
VBNK annual accounts receivable is $23.36 million

Inventory

-
VBNK annual inventory value is unknown

Liabilities

Total Liabilities

$3.19B
VBNK annual total liabilities is $3.19 billion

Long Term Liabilities

$3.18B
VBNK annual total long term liabilities is $3.18 billion

Current Liabilities

$642.00K
VBNK annual total current liabilities is $642.00 thousand

Accounts Payable

-
VBNK annual accounts payable value is unknown

Debt

Total Debt

$78.06M
VBNK annual total debt is $78.06 million

Total Debt 1-year Change

-2.41%
VBNK annual total debt is down -2.41% year-on-year

Long Term Debt

$78.06M
VBNK annual long term debt is $78.06 million

Short Term Debt

-
VBNK annual short term debt value is unknown

Equity & Capital

Shareholders Equity

$287.01M
VBNK annual stockholders equity is $287.01 million

Book Value

$287.01M
VBNK annual book value is $287.01 million

Retained Earnings

$130.30M
VBNK annual retained earnings is $130.30 million

Working Capital

$185.37M
VBNK annual working capital is $185.37 million

Cash Flow Statement

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Cashflow Activities

Cash From Operations

$200.37M
VBNK annual cash flow from operations is $200.37 million

Cash From Operations 1-year Change

+185.48%
VBNK annual cash flow from operations is up +185.48% year-on-year

Cash From Investing

-$115.79M
VBNK annual cash flow from investing activities is -$115.79 million

Cash From Investing 1-year Change

-455.25%
VBNK annual cash flow from investing activities is down -455.25% year-on-year

Cash From Financing

-$17.14M
VBNK annual cash flow from financing activities is -$17.14 million

Cash From Financing 1-year Change

-33.63%
VBNK annual cash flow from financing activities is down -33.63% year-on-year

CAPEX

CAPEX

$13.65M
VBNK annual capital expenditures is $13.65 million

CAPEX 1-year Change

+4987.7%
VBNK annual capital expenditures is up +4987.7% year-on-year

Free Cash Flow

Free Cash Flow

$186.72M
VBNK annual free cash flow is $186.72 million

Free Cash Flow 1-year Change

+167.05%
VBNK annual free cash flow is up +167.05% year-on-year

Profitability Ratios

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Margins

Gross Margin

-
VBNK annual gross profit margin value is unknown

Operating Margin

-
VBNK annual operating profit margin value is unknown

Net Margin

35.61%
VBNK annual net profit margin is 35.61%

ROA & ROE

ROA

0.90%
VBNK annual return on assets is 0.90%

ROE

10.44%
VBNK annual return on equity is 10.44%

Valuation

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PE Ratio

PE Ratio

10.38
VBNK price to earnings ratio is 10.38

PE Ratio Sector Rank

30.74%
VBNK price to earnings ratio is higher than 30.74% of companies in Financial Services sector

PB Ratio

PB Ratio

0.88
VBNK price to book ratio is 0.88

PB Ratio Sector Rank

33.56%
VBNK price to book ratio is higher than 33.56% of companies in Financial Services sector

PS Ratio

PS Ratio

3.95
VBNK price to sales ratio is 3.95

PS Ratio Sector Rank

73.3%
VBNK price to sales ratio is higher than 73.3% of companies in Financial Services sector

Enterprise value

Enterprise Value

$125.29M
VBNK enterprise value is $125.29 million

Enterprise Value Sector Rank

27.77%
VBNK enterprise value is higher than 27.77% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

0.72
VBNK EV/EBITDA is 0.72

EV/EBITDA Sector Rank

25.67%
VBNK EV/EBITDA is higher than 25.67% of companies in Financial Services sector

Financial Health

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Liquidity

Current Ratio

289.72
VBNK annual current ratio is 289.72

Quick Ratio

-
VBNK annual quick ratio value is unknown

Leverage

Debt To Equity

0.26
VBNK annual debt to equity ratio is 0.26

Interest Coverage Ratio

-
VBNK annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
VBNK piotroski f-score value is unknown

Altman Z-Score

0.37
VBNK altman z-score is 0.37

Analyst ratings

Recent major analysts updates

Nov 8, 24 Raymond James
Outperform
Sep 27, 24 Roth MKM
Buy
Aug 28, 24 Keefe, Bruyette & Woods
Outperform
Aug 27, 24 Keefe, Bruyette & Woods
Outperform
Dec 31, 21 Raymond James
Strong Buy
Oct 26, 21 Raymond James
Strong Buy

Institutional Ownership

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  • What is the ticker symbol for VersaBank?
  • Does VersaBank pay dividends?
  • What sector is VersaBank in?
  • What industry is VersaBank in?
  • What country is VersaBank based in?
  • When did VersaBank go public?
  • Is VersaBank in the S&P 500?
  • Is VersaBank in the NASDAQ 100?
  • Is VersaBank in the Dow Jones?
  • When was VersaBank's last earnings report?
  • When does VersaBank report earnings?

What is the ticker symbol for VersaBank?

The ticker symbol for VersaBank is NASDAQ:VBNK

Does VersaBank pay dividends?

Yes, VersaBank pays dividends. The last payment was $0.02, with an ex-dividend date on January 10, 2025

What sector is VersaBank in?

VersaBank is in the Financial Services sector

What industry is VersaBank in?

VersaBank is in the Banks - Regional industry

What country is VersaBank based in?

VersaBank is headquartered in Canada

When did VersaBank go public?

VersaBank's initial public offering (IPO) was on August 27, 2021

Is VersaBank in the S&P 500?

No, VersaBank is not included in the S&P 500 index

Is VersaBank in the NASDAQ 100?

No, VersaBank is not included in the NASDAQ 100 index

Is VersaBank in the Dow Jones?

No, VersaBank is not included in the Dow Jones index

When was VersaBank's last earnings report?

VersaBank's most recent earnings report was on Mar 5, 2025

When does VersaBank report earnings?

The next expected earnings date for VersaBank is Jun 5, 2025
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