SMBK logo

SmartFinancial (SMBK)

Profile

Full Name

SmartFinancial, Inc.

Ticker Symbol

SMBK

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

October 7, 2003

Indexes

Not included

Website

http://www.smartbank.com

Employees

597

Key Details

Price

$27.60

Market Cap

$469.70M(Small cap)

Last Dividend

$0.08

TTM Dividend Yield

1.16%

Annual Revenue

$171.50M(+12.53% YoY)

Annual EPS

$2.14(+26.63% YoY)

PE Ratio

12.90

Next earnings date

Apr 22, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$27.60
SMBK price is $27.60

Price All-time High

$65.88
SMBK price is currently -58.11% below its historical high of $65.88

Price Today Change

-3.02%
SMBK price is down -3.02% today

Price YTD Change

-10.91%
SMBK price is down -10.91% since January 1st

Price 1-year Change

+35.69%
SMBK price is up +35.69% year-on-year

Price 3-year Change

+8.19%
SMBK price is up +8.19% over the past 3 years

Capitalization

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Market cap

Market Cap

$469.70M
SMBK market capitalization is $469.70 million

Market Cap 3-year Change

+8.99%
SMBK market capitalization is up +8.99% over the past 3 years

Market Cap All-time High

$623.91M
SMBK market capitalization is currently -24.72% below its historical high of $623.91 million

Market Cap Sector Rank

48.26%
SMBK market capitalization is higher than 48.26% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

-0.23%
SMBK shares outstanding is down -0.23% year-on-year

Shares Outstanding 3-Year Change

+0.74%
SMBK shares outstanding is up +0.74% over the past 3 years

Technical Indicators

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Beta

0.95
SMBK beta is 0.95

200-day SMA

$30.86
SMBK price is currently -10.55% below its 200-day simple moving average

50-day SMA

$33.46
SMBK price is currently -17.52% below its 50-day simple moving average

RSI

21.57
SMBK 14-day relative strength index is 21.57

Volume

1.40
SMBK 30-day relative volume is 1.40

ATR

$0.96
SMBK average true range is $0.96

10-day Historical Volatility

47.67%
SMBK 10-day historical volatility is 47.67%

Dividend

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Events

Last Paid Dividend

$0.08
SMBK last dividend was $0.08 per share, with an ex-dividend date of January 31, 2025

Next Dividend

-
SMBK next dividend has not yet been announced

Dividend per share

Dividend Per Share

$0.32
SMBK annual dividend per share is $0.32

Dividend per share Sector Rank

10.03%
SMBK annual dividend per share is higher than 10.03% of companies in Financial Services sector

Dividend per share 1-Year Change

0%
SMBK {parameterFullLabel} has remained unchanged year-on-year

Dividend per share 3-Year Change

+33.33%
SMBK annual dividend per share is up +33.33% over the past 3 years

Dividend yield

Dividend Yield

1.16%
SMBK annual dividend yield is 1.16%

Dividend yield Sector Rank

7.29%
SMBK annual dividend yield is higher than 7.29% of companies in Financial Services sector

Other

Payout Ratio

15.00%
SMBK annual payout ratio is 15.00%

Dividends Paid

$5.42M
SMBK annual dividends paid is $5.42 million

Free Cash Flow

$46.30M
SMBK annual free cash flow is $46.30 million

Income Statement

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Revenue

Revenue

$171.50M
SMBK annual revenue is $171.50 million

Revenue Analysts Estimate

$194.79M
SMBK annual revenue is currently -11.96% lower than the consensus analysts' forecast

Revenue 1-year Change

+12.53%
SMBK annual revenue is up +12.53% year-on-year

Revenue Sector Rank

55.36%
SMBK annual revenue is higher than 55.36% of companies in Financial Services sector

EPS

EPS

$2.14
SMBK annual earnings per share is $2.14

EPS Analysts Estimate

$2.43
SMBK annual earnings per share is currently -11.87% lower than the consensus analysts' forecast

EPS 1-year Change

+26.63%
SMBK annual earnings per share is up +26.63% year-on-year

EPS Sector Rank

60.32%
SMBK annual earnings per share is higher than 60.32% of companies in Financial Services sector

Profit

Gross Profit

-
SMBK annual gross profit value is unknown

Gross Margin

-
SMBK annual gross profit margin value is unknown

Operating Profit

-
SMBK annual operating income value is unknown

Operating Margin

-
SMBK annual operating profit margin value is unknown

Net Income

$36.14M
SMBK annual net profit is $36.14 million

Net Margin

21.07%
SMBK annual net profit margin is 21.07%

Expenses

Total Expenses

-
SMBK annual total expenses value is unknown

Operating Expenses

$79.24M
SMBK annual total operating expenses is $79.24 million

Cost Of Goods Sold

-
SMBK annual cost of goods sold value is unknown

Selling, General & Administrative Expenses

$76.81M
SMBK annual SGA is $76.81 million

Depreciation And Amortization

$11.41M
SMBK annual depreciation & amortization is $11.41 million

Interest Expense

-
SMBK annual interest expense value is unknown

Income Tax

$9.32M
SMBK annual income tax is $9.32 million

EBIT & EBITDA

EBIT

$159.23M
SMBK annual earnings before interest & taxes is $159.23 million

EBITDA

$170.64M
SMBK annual EBITDA is $170.64 million

Balance Sheet

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Assets

Total Assets

$5.28B
SMBK annual total assets is $5.28 billion

Non Current Assets

$4.71B
SMBK annual long term assets is $4.71 billion

Current Assets

$934.78M
SMBK annual total current assets is $934.78 million

Cash And Cash Equivalents

$387.57M
SMBK annual cash & cash equivalents is $387.57 million

Accounts Receivable

-
SMBK annual accounts receivable value is unknown

Inventory

-
SMBK annual inventory value is unknown

Liabilities

Total Liabilities

$4.78B
SMBK annual total liabilities is $4.78 billion

Long Term Liabilities

$4.73B
SMBK annual total long term liabilities is $4.73 billion

Current Liabilities

$8.10M
SMBK annual total current liabilities is $8.10 million

Accounts Payable

-
SMBK annual accounts payable value is unknown

Debt

Total Debt

$51.82M
SMBK annual total debt is $51.82 million

Total Debt 1-year Change

+3.43%
SMBK annual total debt is up +3.43% year-on-year

Long Term Debt

$47.82M
SMBK annual long term debt is $47.82 million

Short Term Debt

$4.00M
SMBK annual short term debt is $4.00 million

Equity & Capital

Shareholders Equity

$491.35M
SMBK annual stockholders equity is $491.35 million

Book Value

$491.35M
SMBK annual book value is $491.35 million

Retained Earnings

$203.82M
SMBK annual retained earnings is $203.82 million

Working Capital

$754.65M
SMBK annual working capital is $754.65 million

Cash Flow Statement

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Cashflow Activities

Cash From Operations

$52.70M
SMBK annual cash flow from operations is $52.70 million

Cash From Operations 1-year Change

+32.69%
SMBK annual cash flow from operations is up +32.69% year-on-year

Cash From Investing

-$420.22M
SMBK annual cash flow from investing activities is -$420.22 million

Cash From Investing 1-year Change

-210.72%
SMBK annual cash flow from investing activities is down -210.72% year-on-year

Cash From Financing

$402.82M
SMBK annual cash flow from financing activities is $402.82 million

Cash From Financing 1-year Change

+122.1%
SMBK annual cash flow from financing activities is up +122.1% year-on-year

CAPEX

CAPEX

$6.41M
SMBK annual capital expenditures is $6.41 million

CAPEX 1-year Change

+2.15%
SMBK annual capital expenditures is up +2.15% year-on-year

Free Cash Flow

Free Cash Flow

$46.30M
SMBK annual free cash flow is $46.30 million

Free Cash Flow 1-year Change

+38.42%
SMBK annual free cash flow is up +38.42% year-on-year

Profitability Ratios

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Margins

Gross Margin

-
SMBK annual gross profit margin value is unknown

Operating Margin

-
SMBK annual operating profit margin value is unknown

Net Margin

21.07%
SMBK annual net profit margin is 21.07%

ROA & ROE

ROA

0.72%
SMBK annual return on assets is 0.72%

ROE

7.60%
SMBK annual return on equity is 7.60%

Valuation

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PE Ratio

PE Ratio

12.90
SMBK price to earnings ratio is 12.90

PE Ratio Sector Rank

55.46%
SMBK price to earnings ratio is higher than 55.46% of companies in Financial Services sector

PB Ratio

PB Ratio

0.96
SMBK price to book ratio is 0.96

PB Ratio Sector Rank

42.62%
SMBK price to book ratio is higher than 42.62% of companies in Financial Services sector

PS Ratio

PS Ratio

2.74
SMBK price to sales ratio is 2.74

PS Ratio Sector Rank

53.13%
SMBK price to sales ratio is higher than 53.13% of companies in Financial Services sector

Enterprise value

Enterprise Value

$125.81M
SMBK enterprise value is $125.81 million

Enterprise Value Sector Rank

28.26%
SMBK enterprise value is higher than 28.26% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

0.74
SMBK EV/EBITDA is 0.74

EV/EBITDA Sector Rank

25.99%
SMBK EV/EBITDA is higher than 25.99% of companies in Financial Services sector

Financial Health

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Liquidity

Current Ratio

94.17
SMBK annual current ratio is 94.17

Quick Ratio

-
SMBK annual quick ratio value is unknown

Leverage

Debt To Equity

0.10
SMBK annual debt to equity ratio is 0.10

Interest Coverage Ratio

-
SMBK annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
SMBK piotroski f-score value is unknown

Altman Z-Score

0.42
SMBK altman z-score is 0.42

Analyst ratings

Recent major analysts updates

Jan 23, 25 Raymond James
Strong Buy
Oct 23, 24 Raymond James
Strong Buy
Jul 24, 24 Piper Sandler
Neutral
Jul 23, 24 Stephens & Co.
Overweight
May 23, 24 Stephens & Co.
Overweight
Apr 24, 24 Stephens & Co.
Overweight
Apr 24, 24 Piper Sandler
Overweight
Apr 24, 24 Keefe, Bruyette & Woods
Market Perform
Apr 23, 24 Stephens & Co.
Overweight
Jan 24, 24 Keefe, Bruyette & Woods
Market Perform

Institutional Ownership

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  • What is the ticker symbol for SmartFinancial?
  • Does SmartFinancial pay dividends?
  • What sector is SmartFinancial in?
  • What industry is SmartFinancial in?
  • What country is SmartFinancial based in?
  • When did SmartFinancial go public?
  • Is SmartFinancial in the S&P 500?
  • Is SmartFinancial in the NASDAQ 100?
  • Is SmartFinancial in the Dow Jones?
  • When was SmartFinancial's last earnings report?
  • When does SmartFinancial report earnings?
  • Should I buy SmartFinancial stock now?

What is the ticker symbol for SmartFinancial?

The ticker symbol for SmartFinancial is NASDAQ:SMBK

Does SmartFinancial pay dividends?

Yes, SmartFinancial pays dividends. The last payment was $0.08, with an ex-dividend date on January 31, 2025

What sector is SmartFinancial in?

SmartFinancial is in the Financial Services sector

What industry is SmartFinancial in?

SmartFinancial is in the Banks - Regional industry

What country is SmartFinancial based in?

SmartFinancial is headquartered in United States

When did SmartFinancial go public?

SmartFinancial's initial public offering (IPO) was on October 7, 2003

Is SmartFinancial in the S&P 500?

No, SmartFinancial is not included in the S&P 500 index

Is SmartFinancial in the NASDAQ 100?

No, SmartFinancial is not included in the NASDAQ 100 index

Is SmartFinancial in the Dow Jones?

No, SmartFinancial is not included in the Dow Jones index

When was SmartFinancial's last earnings report?

SmartFinancial's most recent earnings report was on Jan 21, 2025

When does SmartFinancial report earnings?

The next expected earnings date for SmartFinancial is Apr 22, 2025

Should I buy SmartFinancial stock now?

As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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