What is the current annual net margin of GL?

As of today, GL annual net margin is 18.53%

What is 1-year change in GL annual net margin?

GL annual net margin is up +3.98% year-over-year

What is 3-year change in GL annual net margin?

GL annual net margin is up +27.18% over the past 3 years

How far is GL annual net margin from its all-time high?

GL annual net margin is currently -47.19% below its historical high of 35.09% set on December 31, 2017

How does GL annual net margin rank versus sector peers?

GL annual net margin is higher than 64.59% of companies in Financial Services sector

When is GL next annual earnings release?

The next annual earnings release for GL is on February 4, 2026

What is the current quarterly net margin of GL?

As of today, GL quarterly net margin is 25.63%

What is GL quarterly net margin most recent change?

GL quarterly net margin was up +50.23% on September 30, 2025

What is 1-year change in GL quarterly net margin?

GL quarterly net margin is up +23.10% year-over-year

How far is GL quarterly net margin from its all-time high?

GL quarterly net margin is currently -73.63% below its historical high of 97.21% set on December 31, 2017

How does GL quarterly net margin rank versus sector peers?

GL quarterly net margin is higher than 79.05% of companies in Financial Services sector

When is GL next earnings release?

The next earnings release for GL is on February 4, 2026

Globe Life Inc. (GL) Net Margin History & Chart Since 1980

Annual Net Margin

18.53%0.71%+3.98%

December 31, 2024

Summary

Current Value: As of today, GL annual net margin is 18.53%, up +3.98% on December 31, 2024
Historical Performance: GL annual net margin is up +27.18% over the past 3 years, and up +10.23% over the past 5 years
All-Time High Comparison: GL annual net margin is currently -47.19% below its historical high of 35.09% set on December 31, 2017
3-Year Low Comparison: GL annual net margin is +8.30% above its 3-year low of 17.11% reached on an earlier date
Sector Comparison: GL annual net margin is higher than 64.59% of companies in Financial Services sector

Net Margin Chart

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Performance

GL Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 24	18.53%	+4.0%	+27.2%	+10.2%	+49.6%
Quarterly Net Margin	Sep 30, 25	25.63%	+23.1%	+74.5%	+62.1%	+55.7%
Price	Jan 29, 26	$139.98	+14.8%	+17.0%	+54.9%	+404.9%
PE Ratio	Jan 29, 26	10.14	-0.7%	-23.5%	-23.4%	+0.5%
Annual Revenue	Dec 31, 24	$5.78B	+6.1%	+13.0%	+27.6%	+85.5%
Annual Net Income	Dec 31, 24	$1.07B	+10.3%	+43.7%	+40.7%	+177.4%
Annual Gross Margin	Dec 31, 24	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 24	26.11%	+8.0%	+30.6%	+14.3%	+24.0%

Net Margin Highs

GL Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	18.53%	Dec 31, 24	at high
5Y	18.53%	Dec 31, 24	at high
All	35.09%	Dec 31, 17	-47.2%

Net Margin Lows

GL Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	17.11%	N/A	+8.3%
5Y	14.57%	Dec 31, 21	+27.2%
All	8.39%	Dec 1, 82	+120.9%

Net Margin History

Year	Value	Change
2024	18.53%	+4.0%
2023	17.82%	+4.1%
2022	17.11%	+17.4%
2021	14.57%	-5.7%
2020	15.45%	-8.1%
2019	16.81%	+3.1%
2018	16.30%	-53.5%
2017	35.09%	+155.9%
2016	13.71%	0.0%
2015	13.71%	-6.0%
2014	14.59%	+4.1%
2013	14.01%	-5.0%
2012	14.75%	+0.1%
2011	14.73%	-5.0%
2010	15.51%	+25.2%
2009	12.39%	-5.9%
2008	13.17%	-13.0%
2007	15.13%	+0.1%
2006	15.11%	-4.4%
2005	15.81%	+2.3%
2004	15.46%	+5.5%
2003	14.65%	+8.0%
2002	13.56%	-7.2%

Year	Value	Change
2001	14.61%	-1.2%
2000	14.79%	+22.8%
1999	12.04%	+0.1%
1998	12.03%	-21.0%
1997	15.23%	+2.4%
1996	14.88%	+9.0%
1995	13.65%	-3.2%
1994	14.10%	+5.8%
1993	13.33%	-1.8%
1992	13.58%	+2.3%
1991	13.27%	0.0%
1990	13.27%	-1.0%
1989	13.40%	+22.0%
1988	10.98%	-14.0%
1987	12.77%	-3.6%
1986	13.25%	+6.8%
1985	12.41%	+5.4%
1984	11.77%	+30.5%
1983	9.02%	+7.5%
1982	8.39%	-30.8%
1981	12.13%	-10.1%
1980	13.50%	-

FAQ

What is the current annual net margin of GL?
As of today, GL annual net margin is 18.53%
What is 1-year change in GL annual net margin?
GL annual net margin is up +3.98% year-over-year
What is 3-year change in GL annual net margin?
GL annual net margin is up +27.18% over the past 3 years
How far is GL annual net margin from its all-time high?
GL annual net margin is currently -47.19% below its historical high of 35.09% set on December 31, 2017
How does GL annual net margin rank versus sector peers?
GL annual net margin is higher than 64.59% of companies in Financial Services sector
When is GL next annual earnings release?
The next annual earnings release for GL is on February 4, 2026

Quarterly Net Margin

25.63%8.57%+50.23%

September 30, 2025

Summary

Current Value: As of today, GL quarterly net margin is 25.63%, up +50.23% on September 30, 2025
Historical Performance: GL quarterly net margin is up +23.10% year-over-year, and up +74.47% over the past 3 years
All-Time High Comparison: GL quarterly net margin is currently -73.63% below its historical high of 97.21% set on December 31, 2017
3-Year Low Comparison: GL quarterly net margin is +57.92% above its 3-year low of 16.23% reached on June 30, 2023
Sector Comparison: GL quarterly net margin is higher than 79.05% of companies in Financial Services sector

Performance

GL Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 25	25.63%	+50.2%	+23.1%	+74.5%	+62.1%
Annual Net Margin	Dec 31, 24	18.53%	–	+4.0%	+27.2%	+10.2%
Price	Jan 29, 26	$139.98	+6.3%	+14.8%	+17.0%	+54.9%
PE Ratio	Jan 29, 26	10.14	+6.3%	-0.7%	-23.5%	-23.4%
Quarterly Revenue	Sep 30, 25	$1.51B	+2.1%	+4.0%	+16.6%	+26.6%
Quarterly Net Income	Sep 30, 25	$387.84M	+53.5%	+28.0%	+103.5%	+105.3%
Quarterly Gross Margin	Sep 30, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 25	33.92%	+41.9%	+17.6%	+67.8%	+58.1%

Quarterly Net Margin Highs

GL Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	25.63%	Sep 30, 25	at high
3Y	25.63%	Sep 30, 25	at high
5Y	25.63%	Sep 30, 25	at high
All	97.21%	Dec 31, 17	-73.6%

Quarterly Net Margin Lows

GL Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	17.06%	Jun 30, 25	+50.2%
3Y	16.23%	Jun 30, 23	+57.9%
5Y	13.72%	Dec 31, 21	+86.8%
All	-11.49%	Dec 31, 95	+323.1%

Quarterly Net Margin History

Month	Value	Change
Sep 2025	25.63%	+50.2%
Jun 2025	17.06%	-0.8%
Mar 2025	17.20%	-1.1%
Dec 2024	17.40%	-16.4%
Sep 2024	20.82%	+16.1%
Jun 2024	17.94%	-0.1%
Mar 2024	17.95%	-7.5%
Dec 2023	19.41%	+4.5%
Sep 2023	18.57%	+14.4%
Jun 2023	16.23%	-4.1%
Mar 2023	16.92%	-6.8%
Dec 2022	18.15%	+23.6%
Sep 2022	14.69%	-15.3%
Jun 2022	17.34%	-4.9%
Mar 2022	18.23%	+32.9%
Dec 2021	13.72%	-7.2%
Sep 2021	14.78%	-5.9%
Jun 2021	15.70%	+11.4%
Mar 2021	14.09%	-15.2%
Dec 2020	16.62%	+5.1%
Sep 2020	15.81%	+7.9%
Jun 2020	14.65%	+0.3%
Mar 2020	14.61%	-11.2%
Dec 2019	16.46%	-6.9%
Sep 2019	17.68%	+7.1%
Jun 2019	16.51%	-0.3%
Mar 2019	16.56%	+7.0%
Dec 2018	15.47%	-6.2%
Sep 2018	16.49%	-3.0%
Jun 2018	17.00%	+4.7%
Mar 2018	16.23%	-83.3%
Dec 2017	97.21%	+563.1%
Sep 2017	14.66%	+7.5%
Jun 2017	13.64%	+1.8%
Mar 2017	13.40%	+4.7%
Dec 2016	12.80%	-10.7%
Sep 2016	14.34%	+2.1%
Jun 2016	14.04%	+2.8%
Mar 2016	13.66%	-20.5%
Dec 2015	17.18%	+21.6%
Sep 2015	14.13%	+1.4%
Jun 2015	13.94%	-0.4%
Mar 2015	14.00%	-33.1%
Dec 2014	20.92%	+53.9%
Sep 2014	13.59%	+2.9%
Jun 2014	13.21%	+1.9%
Mar 2014	12.97%	-15.5%
Dec 2013	15.35%	+8.4%
Sep 2013	14.16%	+0.5%
Jun 2013	14.09%	+12.9%
Mar 2013	12.48%	-23.2%
Dec 2012	16.26%	+9.1%
Sep 2012	14.90%	+2.3%
Jun 2012	14.56%	+10.1%
Mar 2012	13.22%	-10.3%
Dec 2011	14.74%	-6.0%
Sep 2011	15.68%	-3.6%
Jun 2011	16.27%	+33.9%
Mar 2011	12.15%	-30.9%
Dec 2010	17.58%	+6.8%
Sep 2010	16.46%	+14.8%
Jun 2010	14.34%	+5.1%
Mar 2010	13.65%	-0.4%
Dec 2009	13.70%	+11.6%
Sep 2009	12.28%	-7.7%
Jun 2009	13.30%	+48.4%
Mar 2009	8.96%	-45.0%
Dec 2008	16.30%	+118.5%
Sep 2008	7.46%	-51.5%
Jun 2008	15.39%	+14.2%
Mar 2008	13.48%	-14.4%
Dec 2007	15.75%	+2.3%
Sep 2007	15.39%	+6.1%
Jun 2007	14.50%	-2.8%
Mar 2007	14.92%	-10.2%
Dec 2006	16.62%	+8.3%
Sep 2006	15.34%	+4.6%
Jun 2006	14.66%	+4.5%
Mar 2006	14.03%	-14.5%
Dec 2005	16.40%	+5.9%
Sep 2005	15.48%	-5.9%
Jun 2005	16.45%	+9.3%
Mar 2005	15.05%	+4.2%
Dec 2004	14.45%	-9.7%

Month	Value	Change
Sep 2004	16.01%	+4.9%
Jun 2004	15.26%	-1.4%
Mar 2004	15.47%	-2.8%
Dec 2003	15.92%	+7.8%
Sep 2003	14.77%	-1.9%
Jun 2003	15.06%	+6.6%
Mar 2003	14.13%	-6.2%
Dec 2002	15.06%	-8.9%
Sep 2002	16.53%	+64.5%
Jun 2002	10.05%	-30.1%
Mar 2002	14.38%	+9.9%
Dec 2001	13.09%	-14.9%
Sep 2001	15.38%	+3.6%
Jun 2001	14.85%	+1.4%
Mar 2001	14.64%	-0.7%
Dec 2000	14.75%	-5.9%
Sep 2000	15.68%	+12.4%
Jun 2000	13.95%	-5.4%
Mar 2000	14.74%	+21.3%
Dec 1999	12.15%	-9.1%
Sep 1999	13.37%	+75.9%
Jun 1999	7.60%	-49.2%
Mar 1999	14.97%	+194.1%
Dec 1998	5.09%	-62.6%
Sep 1998	13.61%	+6.9%
Jun 1998	12.73%	-21.4%
Mar 1998	16.19%	-16.0%
Dec 1997	19.28%	+9.6%
Sep 1997	17.59%	+31.7%
Jun 1997	13.36%	-3.2%
Mar 1997	13.80%	-9.3%
Dec 1996	15.21%	+14.5%
Sep 1996	13.28%	-6.6%
Jun 1996	14.22%	+3.3%
Mar 1996	13.77%	+219.8%
Dec 1995	-11.49%	-197.0%
Sep 1995	11.84%	-10.3%
Jun 1995	13.20%	-0.1%
Mar 1995	13.21%	+3.1%
Dec 1994	12.81%	-7.8%
Sep 1994	13.89%	-0.1%
Jun 1994	13.90%	-7.9%
Mar 1994	15.10%	+6.7%
Dec 1993	14.15%	+16.7%
Sep 1993	12.12%	-15.7%
Jun 1993	14.38%	+2.9%
Mar 1993	13.97%	+7.4%
Dec 1992	13.01%	-2.2%
Sep 1992	13.30%	+6.2%
Jun 1992	12.52%	+0.8%
Mar 1992	12.42%	-4.6%
Dec 1991	13.02%	+1.6%
Sep 1991	12.82%	+0.3%
Jun 1991	12.78%	+3.1%
Mar 1991	12.40%	+21.4%
Dec 1990	10.21%	-23.1%
Sep 1990	13.27%	-4.5%
Jun 1990	13.89%	+0.6%
Mar 1990	13.81%	+9.1%
Dec 1989	12.66%	-4.9%
Sep 1989	13.31%	+2.8%
Jun 1989	12.95%	+1.1%
Mar 1989	12.81%	+35.7%
Dec 1988	9.44%	-16.8%
Sep 1988	11.34%	+11.2%
Jun 1988	10.20%	-17.1%
Mar 1988	12.31%	-5.3%
Dec 1987	13.00%	+1.5%
Sep 1987	12.81%	+6.8%
Jun 1987	12.00%	-3.7%
Mar 1987	12.46%	+45.6%
Dec 1986	8.56%	-37.6%
Sep 1986	13.71%	-0.9%
Jun 1986	13.83%	+11.0%
Mar 1986	12.46%	-2.1%
Dec 1985	12.73%	+4.7%
Sep 1985	12.16%	+1.8%
Jun 1985	11.94%	+6.4%
Mar 1985	11.22%	-48.9%
Dec 1984	21.97%	+168.6%
Sep 1984	8.18%	+0.4%
Jun 1984	8.15%	+26.0%
Mar 1984	6.47%	-

FAQ

What is the current quarterly net margin of GL?
As of today, GL quarterly net margin is 25.63%
What is GL quarterly net margin most recent change?
GL quarterly net margin was up +50.23% on September 30, 2025
What is 1-year change in GL quarterly net margin?
GL quarterly net margin is up +23.10% year-over-year
How far is GL quarterly net margin from its all-time high?
GL quarterly net margin is currently -73.63% below its historical high of 97.21% set on December 31, 2017
How does GL quarterly net margin rank versus sector peers?
GL quarterly net margin is higher than 79.05% of companies in Financial Services sector
When is GL next earnings release?
The next earnings release for GL is on February 4, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

GL Official Website www.home.globelifeinsurance.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/320335/000032033525000064/0000320335-25-000064-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/320335/000032033525000013/0000320335-25-000013-index.htm
GL Profile on Yahoo Finance finance.yahoo.com/quote/GL
GL Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/gl