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Franklin Financial Services Corporation (FRAF)

Profile

Full Name

Franklin Financial Services Corporation

Ticker

NASDAQ: FRAF

Exchange

NASDAQ

Sector

Financial Services

Industry

Regional Banks

Country

United States

IPO

April 6, 1994

Indexes

Not included

Website

https://www.franklinfin.com

Employees

306

Key Details

Price

$47.80(+0.76%)

Market cap

$213.99M(Small cap)

Last Dividend

$0.33

TTM Dividend yield

2.72%

Annual revenue

$114.92M(+25.46% YoY)

Annual EPS

$2.51(-19.03% YoY)

PE ratio

14.66

Next earnings date

Oct 21, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    See Full Chart & Historical Data

    Analyst ratings

    Price

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    Current Price

    $47.80
    FRAF price is $47.80

    30-Day Relative Volume

    1.43
    FRAF 30-day relative volume is 1.43

    Price Performance

    Price Most recent change

    +0.76%
    FRAF price was up +0.76% on Sep 17, 2025

    Price YTD change

    +59.87%
    FRAF price is up +59.87% since January 1st

    Price 1-year change

    +49.38%
    FRAF price is up +49.38% year-on-year

    Price 3-year change

    +46.72%
    FRAF price is up +46.72% over the past 3 years

    Price Range

    Price All-time high

    $48.25
    FRAF price is currently -0.93% below its historical high of $48.25

    Price 3-year low

    $23.96
    FRAF price is currently +99.50% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $213.99M
    FRAF market capitalization is $213.99 million

    Market cap 3-year change

    +49.47%
    FRAF market capitalization is up +49.47% over the past 3 years

    Market cap All-time high

    $213.99M
    FRAF market capitalization is currently at an all-time high

    Market cap sector rank

    27.87%
    FRAF market capitalization is higher than 27.87% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +1.54%
    FRAF shares outstanding is up +1.54% year-on-year

    Shares Outstanding 3-Year Change

    +1.88%
    FRAF shares outstanding is up +1.88% over the past 3 years

    Technical Indicators

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    Beta

    0.40
    FRAF beta is 0.40

    200-day SMA

    $37.31
    FRAF price is currently +28.13% above its 200-day simple moving average

    50-day SMA

    $42.90
    FRAF price is currently +11.42% above its 50-day simple moving average

    RSI

    76.10
    FRAF 14-day relative strength index is 76.10

    Volume

    1.43
    FRAF 30-day relative volume is 1.43

    ATR

    $0.79
    FRAF average true range is $0.79

    10-day Historical Volatility

    8.75%
    FRAF 10-day historical volatility is 8.75%

    Dividend

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    Events

    Last Paid Dividend

    $0.33
    FRAF last dividend was $0.33 per share, with an ex-dividend date of August 1, 2025

    Next Dividend

    -
    FRAF next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $1.28
    FRAF annual dividend per share is $1.28

    Dividend per share Sector Rank

    65.32%
    FRAF annual dividend per share is higher than 65.32% of companies in Financial Services sector

    Dividend per share 1-Year Change

    0%
    FRAF annual dividend per share has remained unchanged year-on-year

    Dividend per share 3-Year Change

    +2.4%
    FRAF annual dividend per share is up +2.4% over the past 3 years

    Dividend yield

    Dividend yield

    2.68%
    FRAF annual dividend yield is 2.68%

    Dividend yield Sector Rank

    28.22%
    FRAF annual dividend yield is higher than 28.22% of companies in Financial Services sector

    Other

    Payout ratio

    -50.72%
    FRAF annual payout ratio is -50.72%

    Dividends paid

    -$5.63M
    FRAF annual dividends paid is -$5.63 million

    Free cash flow

    $21.45M
    FRAF annual free cash flow is $21.45 million

    Income Statement

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    Revenue

    Revenue

    $114.92M
    FRAF annual revenue is $114.92 million

    Revenue Analysts estimate

    -
    FRAF annual revenue consensus analysts' forecast is unknown

    Revenue 1-year change

    +25.46%
    FRAF annual revenue is up +25.46% year-on-year

    Revenue Sector rank

    51.85%
    FRAF annual revenue is higher than 51.85% of companies in Financial Services sector

    EPS

    EPS

    $2.51
    FRAF annual earnings per share is $2.51

    EPS Analysts estimate

    -
    FRAF annual earnings per share consensus analysts' forecast is unknown

    EPS 1-year change

    -19.03%
    FRAF annual earnings per share is down -19.03% year-on-year

    EPS Sector rank

    73.08%
    FRAF annual earnings per share is higher than 73.08% of companies in Financial Services sector

    Profit

    Gross profit

    $0.00
    FRAF annual gross profit is $0.00

    Gross margin

    0.00%
    FRAF annual gross profit margin is 0.00%

    Operating profit

    $13.31M
    FRAF annual operating income is $13.31 million

    Operating margin

    11.59%
    FRAF annual operating profit margin is 11.59%

    Net income

    $11.10M
    FRAF annual net profit is $11.10 million

    Net margin

    9.66%
    FRAF annual net profit margin is 9.66%

    Expenses

    Total expenses

    $103.82M
    FRAF annual total expenses is $103.82 million

    Operating expenses

    -$13.31M
    FRAF annual total operating expenses is -$13.31 million

    Cost of goods sold

    -
    FRAF annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $0.00
    FRAF annual SGA is $0.00

    Depreciation and amortization

    $2.09M
    FRAF annual depreciation & amortization is $2.09 million

    Interest expense

    $43.94M
    FRAF annual interest expense is $43.94 million

    Income tax

    $2.22M
    FRAF annual income tax is $2.22 million

    EBIT & EBITDA

    EBIT

    $57.25M
    FRAF annual earnings before interest & taxes is $57.25 million

    EBITDA

    $59.34M
    FRAF annual EBITDA is $59.34 million

    Balance Sheet

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    Assets

    Total assets

    $2.20B
    FRAF annual total assets is $2.20 billion

    Non current assets

    $2.20B
    FRAF annual long term assets is $2.20 billion

    Current assets

    $203.61M
    FRAF annual total current assets is $203.61 million

    Cash and cash equivalents

    $19.85M
    FRAF annual cash & cash equivalents is $19.85 million

    Accounts receivable

    -
    FRAF annual accounts receivable value is unknown

    Inventory

    -
    FRAF annual inventory value is unknown

    Liabilities

    Total liabilities

    $2.06B
    FRAF annual total liabilities is $2.06 billion

    Long term liabilities

    $18.43M
    FRAF annual total long term liabilities is $18.43 million

    Current liabilities

    $1.19B
    FRAF annual total current liabilities is $1.19 billion

    Accounts payable

    -
    FRAF annual accounts payable value is unknown

    Debt

    Total debt

    $223.96M
    FRAF annual total debt is $223.96 million

    Total debt 1-year change

    +44.98%
    FRAF annual total debt is up +44.98% year-on-year

    Long term debt

    $223.28M
    FRAF annual long term debt is $223.28 million

    Short term debt

    $681.00K
    FRAF annual short term debt is $681.00 thousand

    Equity & Capital

    Shareholders equity

    $144.72M
    FRAF annual stockholders equity is $144.72 million

    Book value

    $144.72M
    FRAF annual book value is $144.72 million

    Retained earnings

    $139.46M
    FRAF annual retained earnings is $139.46 million

    Working capital

    -$990.51M
    FRAF annual working capital is -$990.51 million

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $24.01M
    FRAF annual cash flow from operations is $24.01 million

    Cash from operations 1-year change

    -9.37%
    FRAF annual cash flow from operations is down -9.37% year-on-year

    Cash from investing

    -$186.62M
    FRAF annual cash flow from investing activities is -$186.62 million

    Cash from investing 1-year change

    -4.73%
    FRAF annual cash flow from investing activities is down -4.73% year-on-year

    Cash from financing

    $343.08M
    FRAF annual cash flow from financing activities is $343.08 million

    Cash from financing 1-year change

    +212.06%
    FRAF annual cash flow from financing activities is up +212.06% year-on-year

    CAPEX

    CAPEX

    $2.57M
    FRAF annual capital expenditures is $2.57 million

    CAPEX 1-year change

    +414.43%
    FRAF annual capital expenditures is up +414.43% year-on-year

    Free Cash Flow

    Free cash flow

    $21.45M
    FRAF annual free cash flow is $21.45 million

    Free cash flow 1-year change

    -17.51%
    FRAF annual free cash flow is down -17.51% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    0.00%
    FRAF annual gross profit margin is 0.00%

    Operating margin

    11.59%
    FRAF annual operating profit margin is 11.59%

    Net margin

    9.66%
    FRAF annual net profit margin is 9.66%

    ROA & ROE

    ROA

    0.55%
    FRAF annual return on assets is 0.55%

    ROE

    8.02%
    FRAF annual return on equity is 8.02%

    Valuation

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    PE Ratio

    PE ratio

    14.66
    FRAF price to earnings ratio is 14.66

    PE ratio Sector rank

    50.08%
    FRAF price to earnings ratio is higher than 50.08% of companies in Financial Services sector

    PB Ratio

    PB ratio

    1.36
    FRAF price to book ratio is 1.36

    PB ratio Sector rank

    57.14%
    FRAF price to book ratio is higher than 57.14% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.74
    FRAF price to sales ratio is 1.74

    PS ratio Sector rank

    37.05%
    FRAF price to sales ratio is higher than 37.05% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $410.39M
    FRAF enterprise value is $410.39 million

    Enterprise value Sector rank

    45.91%
    FRAF enterprise value is higher than 45.91% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -
    FRAF EV/EBITDA value is unknown

    EV/EBITDA Sector rank

    -
    FRAF EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current ratio

    0.17
    FRAF annual current ratio is 0.17

    Quick ratio

    -
    FRAF annual quick ratio value is unknown

    Leverage

    Debt to equity

    1.55
    FRAF annual debt to equity ratio is 1.55

    Interest coverage ratio

    1.30
    FRAF annual interest coverage ratio is 1.30

    Risk & Stability

    Piotroski F-Score

    5
    FRAF piotroski f-score is 5

    Altman Z-Score

    -0.25
    FRAF altman z-score is -0.25

    Analyst ratings

    Recent major analysts updates

    No data about analysts updates

    Institutional Ownership

    Screeners with FRAF included

    Growing Shares Outstanding
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    • What is the ticker symbol for Franklin Financial Services Corporation?
    • Does Franklin Financial Services Corporation pay dividends?
    • What sector is Franklin Financial Services Corporation in?
    • What industry is Franklin Financial Services Corporation in?
    • What country is Franklin Financial Services Corporation based in?
    • When did Franklin Financial Services Corporation go public?
    • Is Franklin Financial Services Corporation in the S&P 500?
    • Is Franklin Financial Services Corporation in the NASDAQ 100?
    • Is Franklin Financial Services Corporation in the Dow Jones?
    • When was Franklin Financial Services Corporation's last earnings report?
    • When does Franklin Financial Services Corporation report earnings?

    What is the ticker symbol for Franklin Financial Services Corporation?

    The ticker symbol for Franklin Financial Services Corporation is NASDAQ:FRAF

    Does Franklin Financial Services Corporation pay dividends?

    Yes, Franklin Financial Services Corporation pays dividends. The last payment was $0.33, with an ex-dividend date on August 1, 2025

    What sector is Franklin Financial Services Corporation in?

    Franklin Financial Services Corporation is in the Financial Services sector

    What industry is Franklin Financial Services Corporation in?

    Franklin Financial Services Corporation is in the Regional Banks industry

    What country is Franklin Financial Services Corporation based in?

    Franklin Financial Services Corporation is headquartered in United States

    When did Franklin Financial Services Corporation go public?

    Franklin Financial Services Corporation's initial public offering (IPO) was on April 6, 1994

    Is Franklin Financial Services Corporation in the S&P 500?

    No, Franklin Financial Services Corporation is not included in the S&P 500 index

    Is Franklin Financial Services Corporation in the NASDAQ 100?

    No, Franklin Financial Services Corporation is not included in the NASDAQ 100 index

    Is Franklin Financial Services Corporation in the Dow Jones?

    No, Franklin Financial Services Corporation is not included in the Dow Jones index

    When was Franklin Financial Services Corporation's last earnings report?

    Franklin Financial Services Corporation's most recent earnings report was on April 29, 2025

    When does Franklin Financial Services Corporation report earnings?

    The next expected earnings date for Franklin Financial Services Corporation is October 21, 2025
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