What is the current annual operating margin of BPOP?

As of today, BPOP annual operating margin is 22.89%

What is 1-year change in BPOP annual operating margin?

BPOP annual operating margin is up +25.01% year-over-year

What is 3-year change in BPOP annual operating margin?

BPOP annual operating margin is down -26.68% over the past 3 years

How far is BPOP annual operating margin from its all-time high?

BPOP annual operating margin is currently -48.21% below its historical high of 44.20% set on December 31, 2021

How does BPOP annual operating margin rank versus sector peers?

BPOP annual operating margin is higher than 56.47% of companies in Financial Services sector

When is BPOP next annual earnings release?

The next annual earnings release for BPOP is on January 27, 2027

What is the current quarterly operating margin of BPOP?

As of today, BPOP quarterly operating margin is 26.17%

What is BPOP quarterly operating margin most recent change?

BPOP quarterly operating margin was down -5.86% on September 30, 2026

What is 1-year change in BPOP quarterly operating margin?

BPOP quarterly operating margin is up +14.73% year-over-year

How far is BPOP quarterly operating margin from its all-time high?

BPOP quarterly operating margin is currently -46.94% below its historical high of 49.32% set on March 31, 2021

How does BPOP quarterly operating margin rank versus sector peers?

BPOP quarterly operating margin is higher than 56.57% of companies in Financial Services sector

When is BPOP next earnings release?

The next earnings release for BPOP is on January 27, 2027

Popular, Inc. (BPOP) Operating Margin History & Chart

Annual Operating Margin

22.89%4.58%+25.01%

December 31, 2025

Summary

Current Value: As of today, BPOP annual operating margin is 22.89%, up +25.01% on December 31, 2025
Historical Performance: BPOP annual operating margin is down -26.68% over the past 3 years, down -1.08% over the past 5 years
All-Time High Comparison: BPOP annual operating margin is currently -48.21% below its historical high of 44.20% set on December 31, 2021
3-Year Low Comparison: BPOP annual operating margin is +28.16% above its 3-year low of 17.86% reached on December 31, 2023
Sector Comparison: BPOP annual operating margin is higher than 56.47% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

BPOP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	22.89%	+25.0%	-26.7%	-1.1%	+265.8%
Quarterly Operating Margin	Sep 30, 26	26.17%	+14.7%	+33.9%	-44.0%	+250.8%
Price	Oct 27, 26	$160.16	+42.3%	+147.0%	+98.6%	+770.4%
PE Ratio	Oct 27, 26	10.09	+1.3%	+52.2%	+37.3%	–
Annual Revenue	Dec 31, 25	$4.45B	+2.4%	+43.2%	+71.6%	+72.6%
Annual Operating Profit	Dec 31, 25	$1.02B	+28.0%	+5.0%	+69.8%	+386.1%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	18.70%	+32.4%	-47.2%	-4.2%	+251.5%

Operating Margin Highs

BPOP Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	31.22%	N/A	-26.7%
5Y	44.20%	Dec 31, 21	-48.2%
All	44.20%	Dec 31, 21	-48.2%

Operating Margin Lows

BPOP Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	17.86%	Dec 31, 23	+28.2%
5Y	17.86%	Dec 31, 23	+28.2%
All	-23.22%	Dec 31, 09	+198.6%

Operating Margin History

Year	Value	Change
2025	22.89%	+25.0%
2024	18.31%	+2.5%
2023	17.86%	-42.8%
2022	31.22%	-29.4%
2021	44.20%	+91.0%
2020	23.14%	-18.8%
2019	28.48%	+5.5%
2018	26.99%	+232.4%
2017	8.12%	-42.5%
2016	14.11%	-28.5%
2015	19.73%	+464.7%
2014	-5.41%	-139.4%
2013	13.74%	+26.2%
2012	10.89%	-9.8%
2011	12.07%	+187.4%
2010	-13.81%	+40.5%
2009	-23.22%	-273.3%
2008	-6.22%	-336.5%
2007	2.63%	-79.5%
2006	12.80%	-36.7%
2005	20.22%	-10.0%

Year	Value	Change
2004	22.46%	-2.2%
2003	22.97%	+24.6%
2002	18.43%	+11.8%
2001	16.48%	+10.9%
2000	14.86%	-6.4%
1999	15.87%	+1.0%
1998	15.71%	-3.8%
1997	16.33%	-5.9%
1996	17.36%	+7.8%
1995	16.11%	-5.4%
1994	17.03%	+15.6%
1993	14.73%	+27.2%
1992	11.58%	+48.7%
1991	7.79%	-31.7%
1990	11.40%	+36.7%
1989	8.34%	-11.6%
1988	9.43%	+70.5%
1987	5.53%	-60.9%
1986	14.15%	+12.9%
1985	12.53%	+63.2%
1984	7.68%	-

FAQ

What is the current annual operating margin of BPOP?: As of today, BPOP annual operating margin is 22.89%
What is 1-year change in BPOP annual operating margin?: BPOP annual operating margin is up +25.01% year-over-year
What is 3-year change in BPOP annual operating margin?: BPOP annual operating margin is down -26.68% over the past 3 years
How far is BPOP annual operating margin from its all-time high?: BPOP annual operating margin is currently -48.21% below its historical high of 44.20% set on December 31, 2021
How does BPOP annual operating margin rank versus sector peers?: BPOP annual operating margin is higher than 56.47% of companies in Financial Services sector
When is BPOP next annual earnings release?: The next annual earnings release for BPOP is on January 27, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

26.17%1.63%-5.86%

September 30, 2026

Summary

Current Value: As of today, BPOP quarterly operating margin is 26.17%, down -5.86% on September 30, 2026
Historical Performance: BPOP quarterly operating margin is up +14.73% year-over-year, up +33.86% over the past 3 years
All-Time High Comparison: BPOP quarterly operating margin is currently -46.94% below its historical high of 49.32% set on March 31, 2021
3-Year Low Comparison: BPOP quarterly operating margin is +156.57% above its 3-year low of 10.20% reached on December 31, 2023
Sector Comparison: BPOP quarterly operating margin is higher than 56.57% of companies in Financial Services sector

Performance

BPOP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	26.17%	-5.9%	+14.7%	+33.9%	-44.0%
Annual Operating Margin	Dec 31, 25	22.89%	–	+25.0%	-26.7%	-1.1%
Price	Oct 27, 26	$160.16	-6.6%	+42.3%	+147.0%	+98.6%
PE Ratio	Oct 27, 26	10.09	-12.8%	+1.3%	+52.2%	+37.3%
Quarterly Revenue	Sep 30, 26	$1.19B	+1.8%	+3.9%	+12.6%	+70.3%
Quarterly Operating Profit	Sep 30, 26	$310.41M	-4.2%	+19.3%	+50.7%	-4.6%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	22.45%	-6.0%	+21.2%	+73.1%	-37.0%

Quarterly Operating Margin Highs

BPOP Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	27.80%	Jun 30, 26	-5.9%
3Y	27.80%	Jun 30, 26	-5.9%
5Y	46.72%	N/A	-44.0%
All	49.32%	Mar 31, 21	-46.9%

Quarterly Operating Margin Lows

BPOP Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	22.75%	Dec 31, 25	+15.0%
3Y	10.20%	Dec 31, 23	+156.6%
5Y	10.20%	Dec 31, 23	+156.6%
All	-61.76%	Jun 30, 14	+142.4%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	26.17%	-5.9%
Jun 2026	27.80%	+6.1%
Mar 2026	26.19%	+15.1%
Dec 2025	22.75%	-0.3%
Sep 2025	22.81%	-1.4%
Jun 2025	23.14%	+11.5%
Mar 2025	20.75%	+1.9%
Dec 2024	20.36%	+13.7%
Sep 2024	17.91%	-10.2%
Jun 2024	19.95%	+33.5%
Mar 2024	14.94%	+46.5%
Dec 2023	10.20%	-47.8%
Sep 2023	19.55%	-3.9%
Jun 2023	20.35%	-10.5%
Mar 2023	22.74%	-3.2%
Dec 2022	23.48%	-20.0%
Sep 2022	29.35%	-20.4%
Jun 2022	36.85%	-1.6%
Mar 2022	37.45%	-5.9%
Dec 2021	39.79%	-14.8%
Sep 2021	46.72%	+12.4%
Jun 2021	41.57%	-15.7%
Mar 2021	49.32%	+50.6%
Dec 2020	32.75%	+3.1%
Sep 2020	31.77%	+31.6%
Jun 2020	24.14%	+380.9%
Mar 2020	5.02%	-80.0%
Dec 2019	25.16%	-11.5%
Sep 2019	28.43%	+1.6%
Jun 2019	27.97%	-9.7%
Mar 2019	30.96%	+10.1%
Dec 2018	28.12%	+5.0%
Sep 2018	26.78%	-23.7%
Jun 2018	35.11%	+70.9%
Mar 2018	20.55%	+5.1%
Dec 2017	19.56%	>+9,900.0%
Sep 2017	0.06%	-99.8%
Jun 2017	25.48%	+7.6%
Mar 2017	23.69%	+1,648.4%
Dec 2016	-1.53%	-112.6%
Sep 2016	12.14%	-47.0%
Jun 2016	22.90%	-1.5%
Mar 2016	23.24%	+7.3%
Dec 2015	21.66%	+6.6%
Sep 2015	20.31%	+36.4%
Jun 2015	14.89%	-35.5%
Mar 2015	23.10%	+81.2%
Dec 2014	12.75%	-0.5%
Sep 2014	12.81%	+120.7%
Jun 2014	-61.76%	-414.5%
Mar 2014	19.64%	-33.4%
Dec 2013	29.47%	-14.5%
Sep 2013	34.46%	+175.5%
Jun 2013	12.51%	+133.1%
Mar 2013	-37.84%	-307.9%
Dec 2012	18.20%	+60.5%
Sep 2012	11.34%	+122.4%

Month	Value	Change
Jun 2012	5.10%	-55.4%
Mar 2012	11.43%	+403.5%
Dec 2011	2.27%	-69.6%
Sep 2011	7.46%	-43.6%
Jun 2011	13.22%	-49.3%
Mar 2011	26.08%	+178.0%
Dec 2010	-33.45%	-1,181.6%
Sep 2010	-2.61%	+52.8%
Jun 2010	-5.53%	+65.7%
Mar 2010	-16.12%	+51.5%
Dec 2009	-33.27%	-6.3%
Sep 2009	-31.29%	-15.2%
Jun 2009	-27.15%	-182.8%
Mar 2009	-9.60%	+79.4%
Dec 2008	-46.65%	-356.5%
Sep 2008	-10.22%	-1,262.7%
Jun 2008	-0.75%	-107.8%
Mar 2008	9.56%	+120.9%
Dec 2007	-45.77%	-1,770.4%
Sep 2007	2.74%	-65.4%
Jun 2007	7.92%	-48.6%
Mar 2007	15.42%	+51.9%
Dec 2006	10.15%	+15.5%
Sep 2006	8.79%	-30.5%
Jun 2006	12.65%	-2.4%
Mar 2006	12.96%	-27.4%
Dec 2005	17.86%	+4.5%
Sep 2005	17.09%	-17.6%
Jun 2005	20.75%	+18.5%
Mar 2005	17.51%	+103.8%
Dec 2004	8.59%	-59.0%
Sep 2004	20.93%	-13.2%
Jun 2004	24.11%	+51.2%
Mar 2004	15.95%	-15.9%
Dec 2003	18.97%	-27.0%
Sep 2003	25.99%	+4.1%
Jun 2003	24.96%	+72.1%
Mar 2003	14.50%	-64.5%
Sep 2002	40.80%	-2.8%
Jun 2002	41.98%	+2.8%
Mar 2002	40.82%	+126.7%
Dec 2001	18.01%	+8.6%
Sep 2001	16.58%	+1.9%
Jun 2001	16.27%	+7.5%
Mar 2001	15.13%	-15.3%
Dec 2000	17.86%	+23.0%
Sep 2000	14.52%	+5.7%
Jun 2000	13.74%	+4.9%
Mar 2000	13.10%	-22.7%
Dec 1999	16.94%	+14.0%
Sep 1999	14.86%	-7.5%
Jun 1999	16.06%	-27.6%
Mar 1999	22.18%	+94.2%
Sep 1998	11.42%	-4.8%
Jun 1998	11.99%	+3.3%
Mar 1998	11.61%	-

FAQ

What is the current quarterly operating margin of BPOP?: As of today, BPOP quarterly operating margin is 26.17%
What is BPOP quarterly operating margin most recent change?: BPOP quarterly operating margin was down -5.86% on September 30, 2026
What is 1-year change in BPOP quarterly operating margin?: BPOP quarterly operating margin is up +14.73% year-over-year
How far is BPOP quarterly operating margin from its all-time high?: BPOP quarterly operating margin is currently -46.94% below its historical high of 49.32% set on March 31, 2021
How does BPOP quarterly operating margin rank versus sector peers?: BPOP quarterly operating margin is higher than 56.57% of companies in Financial Services sector
When is BPOP next earnings release?: The next earnings release for BPOP is on January 27, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

BPOP Official Website www.popular.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/763901/000119312526023312/0001193125-26-023312-index.htm
BPOP Profile on Yahoo Finance finance.yahoo.com/quote/BPOP
BPOP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bpop