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BOTJ

Profile

Full Name

Bank of the James Financial Group, Inc.

Ticker Symbol

BOTJ

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

August 10, 2000

Indexes

Not included

Website

http://www.bankofthejames.bank

Employees

162

Key Details

Price

$13.87(-2.73%)

Market cap

Last Dividend

$0.10

TTM Dividend yield

2.88%

Annual revenue

$43.56M(+4.20% YoY)

Annual EPS

$1.75(-8.38% YoY)

PE ratio

9.50

Next earnings date

Jul 25, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $13.87
    BOTJ price is $13.87

    30-Day Relative Volume

    0.08
    BOTJ 30-day relative volume is 0.08

    Price Performance

    Price Most recent change

    -2.73%
    BOTJ price was down -2.73% on Jul 3, 2025

    Price YTD change

    -12.6%
    BOTJ price is down -12.6% since January 1st

    Price 1-year change

    +30.36%
    BOTJ price is up +30.36% year-on-year

    Price 3-year change

    +6.69%
    BOTJ price is up +6.69% over the past 3 years

    Price Range

    Price All-time high

    $19.68
    BOTJ price is currently -29.53% below its historical high of $19.68

    Price 3-year low

    $8.12
    BOTJ price is currently +70.81% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $63.02M
    BOTJ market capitalization is $63.02 million

    Market cap 3-year change

    +2.25%
    BOTJ market capitalization is up +2.25% over the past 3 years

    Market cap All-time high

    $86.45M
    BOTJ market capitalization is currently -27.11% below its historical high of $86.45 million

    Market cap sector rank

    11.97%
    BOTJ market capitalization is higher than 11.97% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    0%
    BOTJ {parameterFullLabel} has remained unchanged year-on-year

    Shares Outstanding 3-Year Change

    -4.16%
    BOTJ shares outstanding is down -4.16% over the past 3 years

    Technical Indicators

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    Beta

    0.29
    BOTJ beta is 0.29

    200-day SMA

    $13.98
    BOTJ price is currently -0.81% below its 200-day simple moving average

    50-day SMA

    $14.07
    BOTJ price is currently -1.42% below its 50-day simple moving average

    RSI

    53.46
    BOTJ 14-day relative strength index is 53.46

    Volume

    0.08
    BOTJ 30-day relative volume is 0.08

    ATR

    $0.37
    BOTJ average true range is $0.37

    10-day Historical Volatility

    27.15%
    BOTJ 10-day historical volatility is 27.15%

    Dividend

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    Events

    Last Paid Dividend

    $0.10
    BOTJ last dividend was $0.10 per share, with an ex-dividend date of June 6, 2025

    Next Dividend

    -
    BOTJ next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $0.40
    BOTJ annual dividend per share is $0.40

    Dividend per share Sector Rank

    15.8%
    BOTJ annual dividend per share is higher than 15.8% of companies in Financial Services sector

    Dividend per share 1-Year Change

    +25%
    BOTJ annual dividend per share is up +25% year-on-year

    Dividend per share 3-Year Change

    +49.7%
    BOTJ annual dividend per share is up +49.7% over the past 3 years

    Dividend yield

    Dividend yield

    2.88%
    BOTJ annual dividend yield is 2.88%

    Dividend yield Sector Rank

    31.63%
    BOTJ annual dividend yield is higher than 31.63% of companies in Financial Services sector

    Other

    Payout ratio

    22.89%
    BOTJ annual payout ratio is 22.89%

    Dividends paid

    $1.82M
    BOTJ annual dividends paid is $1.82 million

    Free cash flow

    $5.96M
    BOTJ annual free cash flow is $5.96 million

    Income Statement

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    Revenue

    Revenue

    $43.56M
    BOTJ annual revenue is $43.56 million

    Revenue Analysts estimate

    -
    BOTJ annual revenue consensus analysts' forecast is unknown

    Revenue 1-year change

    +4.2%
    BOTJ annual revenue is up +4.2% year-on-year

    Revenue Sector rank

    31.23%
    BOTJ annual revenue is higher than 31.23% of companies in Financial Services sector

    EPS

    EPS

    $1.75
    BOTJ annual earnings per share is $1.75

    EPS Analysts estimate

    -
    BOTJ annual earnings per share consensus analysts' forecast is unknown

    EPS 1-year change

    -8.38%
    BOTJ annual earnings per share is down -8.38% year-on-year

    EPS Sector rank

    55.38%
    BOTJ annual earnings per share is higher than 55.38% of companies in Financial Services sector

    Profit

    Gross profit

    -
    BOTJ annual gross profit value is unknown

    Gross margin

    -
    BOTJ annual gross profit margin value is unknown

    Operating profit

    -
    BOTJ annual operating income value is unknown

    Operating margin

    -
    BOTJ annual operating profit margin value is unknown

    Net income

    $7.94M
    BOTJ annual net profit is $7.94 million

    Net margin

    18.24%
    BOTJ annual net profit margin is 18.24%

    Expenses

    Total expenses

    -
    BOTJ annual total expenses value is unknown

    Operating expenses

    $21.61M
    BOTJ annual total operating expenses is $21.61 million

    Cost of goods sold

    -
    BOTJ annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $21.05M
    BOTJ annual SGA is $21.05 million

    Depreciation and amortization

    $1.94M
    BOTJ annual depreciation & amortization is $1.94 million

    Interest expense

    -
    BOTJ annual interest expense value is unknown

    Income tax

    $1.98M
    BOTJ annual income tax is $1.98 million

    EBIT & EBITDA

    EBIT

    $25.33M
    BOTJ annual earnings before interest & taxes is $25.33 million

    EBITDA

    $27.27M
    BOTJ annual EBITDA is $27.27 million

    Balance Sheet

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    Assets

    Total assets

    $979.24M
    BOTJ annual total assets is $979.24 million

    Non current assets

    $869.21M
    BOTJ annual long term assets is $869.21 million

    Current assets

    $264.29M
    BOTJ annual total current assets is $264.29 million

    Cash and cash equivalents

    $23.29M
    BOTJ annual cash & cash equivalents is $23.29 million

    Accounts receivable

    $3.06M
    BOTJ annual accounts receivable is $3.06 million

    Inventory

    -
    BOTJ annual inventory value is unknown

    Liabilities

    Total liabilities

    $914.38M
    BOTJ annual total liabilities is $914.38 million

    Long term liabilities

    $901.75M
    BOTJ annual total long term liabilities is $901.75 million

    Current liabilities

    $808.00K
    BOTJ annual total current liabilities is $808.00 thousand

    Accounts payable

    $722.00K
    BOTJ annual accounts payable is $722.00 thousand

    Debt

    Total debt

    $19.35M
    BOTJ annual total debt is $19.35 million

    Total debt 1-year change

    -2.93%
    BOTJ annual total debt is down -2.93% year-on-year

    Long term debt

    $19.35M
    BOTJ annual long term debt is $19.35 million

    Short term debt

    -
    BOTJ annual short term debt value is unknown

    Equity & Capital

    Shareholders equity

    $64.86M
    BOTJ annual stockholders equity is $64.86 million

    Book value

    $64.86M
    BOTJ annual book value is $64.86 million

    Retained earnings

    $42.80M
    BOTJ annual retained earnings is $42.80 million

    Working capital

    $263.48M
    BOTJ annual working capital is $263.48 million

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $8.51M
    BOTJ annual cash flow from operations is $8.51 million

    Cash from operations 1-year change

    -10.36%
    BOTJ annual cash flow from operations is down -10.36% year-on-year

    Cash from investing

    -$11.17M
    BOTJ annual cash flow from investing activities is -$11.17 million

    Cash from investing 1-year change

    +52.12%
    BOTJ annual cash flow from investing activities is up +52.12% year-on-year

    Cash from financing

    $1.14M
    BOTJ annual cash flow from financing activities is $1.14 million

    Cash from financing 1-year change

    -95.78%
    BOTJ annual cash flow from financing activities is down -95.78% year-on-year

    CAPEX

    CAPEX

    $2.55M
    BOTJ annual capital expenditures is $2.55 million

    CAPEX 1-year change

    +62.01%
    BOTJ annual capital expenditures is up +62.01% year-on-year

    Free Cash Flow

    Free cash flow

    $5.96M
    BOTJ annual free cash flow is $5.96 million

    Free cash flow 1-year change

    -24.74%
    BOTJ annual free cash flow is down -24.74% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    BOTJ annual gross profit margin value is unknown

    Operating margin

    -
    BOTJ annual operating profit margin value is unknown

    Net margin

    18.24%
    BOTJ annual net profit margin is 18.24%

    ROA & ROE

    ROA

    0.82%
    BOTJ annual return on assets is 0.82%

    ROE

    12.72%
    BOTJ annual return on equity is 12.72%

    Valuation

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    PE Ratio

    PE ratio

    9.50
    BOTJ price to earnings ratio is 9.50

    PE ratio Sector rank

    10.21%
    BOTJ price to earnings ratio is higher than 10.21% of companies in Financial Services sector

    PB Ratio

    PB ratio

    0.92
    BOTJ price to book ratio is 0.92

    PB ratio Sector rank

    26.38%
    BOTJ price to book ratio is higher than 26.38% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.42
    BOTJ price to sales ratio is 1.42

    PS ratio Sector rank

    20.41%
    BOTJ price to sales ratio is higher than 20.41% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $56.45M
    BOTJ enterprise value is $56.45 million

    Enterprise value Sector rank

    13.07%
    BOTJ enterprise value is higher than 13.07% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    2.21
    BOTJ EV/EBITDA is 2.21

    EV/EBITDA Sector rank

    36.08%
    BOTJ EV/EBITDA is higher than 36.08% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    327.09
    BOTJ annual current ratio is 327.09

    Quick ratio

    -
    BOTJ annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.30
    BOTJ annual debt to equity ratio is 0.30

    Interest coverage ratio

    -
    BOTJ annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    -
    BOTJ piotroski f-score value is unknown

    Altman Z-Score

    0.56
    BOTJ altman z-score is 0.56

    Analyst ratings

    Recent major analysts updates

    Oct 26, 12 

    Institutional Ownership

    Screeners with BOTJ included

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    • What is the ticker symbol for Bank of the James Financial?
    • Does Bank of the James Financial pay dividends?
    • What sector is Bank of the James Financial in?
    • What industry is Bank of the James Financial in?
    • What country is Bank of the James Financial based in?
    • When did Bank of the James Financial go public?
    • Is Bank of the James Financial in the S&P 500?
    • Is Bank of the James Financial in the NASDAQ 100?
    • Is Bank of the James Financial in the Dow Jones?
    • When was Bank of the James Financial's last earnings report?
    • When does Bank of the James Financial report earnings?

    What is the ticker symbol for Bank of the James Financial?

    The ticker symbol for Bank of the James Financial is NASDAQ:BOTJ

    Does Bank of the James Financial pay dividends?

    Yes, Bank of the James Financial pays dividends. The last payment was $0.10, with an ex-dividend date on June 6, 2025

    What sector is Bank of the James Financial in?

    Bank of the James Financial is in the Financial Services sector

    What industry is Bank of the James Financial in?

    Bank of the James Financial is in the Banks - Regional industry

    What country is Bank of the James Financial based in?

    Bank of the James Financial is headquartered in United States

    When did Bank of the James Financial go public?

    Bank of the James Financial's initial public offering (IPO) was on August 10, 2000

    Is Bank of the James Financial in the S&P 500?

    No, Bank of the James Financial is not included in the S&P 500 index

    Is Bank of the James Financial in the NASDAQ 100?

    No, Bank of the James Financial is not included in the NASDAQ 100 index

    Is Bank of the James Financial in the Dow Jones?

    No, Bank of the James Financial is not included in the Dow Jones index

    When was Bank of the James Financial's last earnings report?

    Bank of the James Financial's most recent earnings report was on Apr 30, 2025

    When does Bank of the James Financial report earnings?

    The next expected earnings date for Bank of the James Financial is Jul 25, 2025
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