What is the current annual retained earnings of BMO?

As of today, BMO annual retained earnings is $33.81B

What is 1-year change in BMO annual retained earnings?

BMO annual retained earnings is up +1.43% year-over-year

What is 3-year change in BMO annual retained earnings?

BMO annual retained earnings is up +2.23% over the past 3 years

How far is BMO annual retained earnings from its all-time high?

BMO annual retained earnings is currently at its all-time high

How does BMO annual retained earnings rank versus sector peers?

BMO annual retained earnings is higher than 97.73% of companies in Financial Services sector

When is BMO next annual earnings release?

As of today, the next annual earnings release for BMO has not been scheduled

What is the current quarterly retained earnings of BMO?

As of today, BMO quarterly retained earnings is $35.30B

What is BMO quarterly retained earnings most recent change?

BMO quarterly retained earnings was up +0.19% on April 30, 2026

What is 1-year change in BMO quarterly retained earnings?

BMO quarterly retained earnings is up +3.41% year-over-year

How far is BMO quarterly retained earnings from its all-time high?

BMO quarterly retained earnings is currently at its all-time high

How does BMO quarterly retained earnings rank versus sector peers?

BMO quarterly retained earnings is higher than 97.94% of companies in Financial Services sector

When is BMO next earnings release?

The next earnings release for BMO is on August 25, 2026

BMO Retained Earnings History & Chart Since 1990

Annual Retained Earnings

$33.81B$476.74M+1.43%

October 31, 2025

Summary

Current Value: As of today, BMO annual retained earnings is $33.81B, up +1.43% on October 31, 2025
Historical Performance: BMO annual retained earnings is up +2.23% over the past 3 years, up +46.64% over the past 5 years
All-Time High Comparison: BMO annual retained earnings is currently at its all-time high
3-Year Low Comparison: BMO annual retained earnings is +6.67% above its 3-year low of $31.70B reached on October 31, 2023
Sector Comparison: BMO annual retained earnings is higher than 97.73% of companies in Financial Services sector

Retained Earnings Chart

beforeafter

Performance

BMO Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Retained Earnings	Oct 31, 25	$33.81B	+1.4%	+2.2%	+46.6%	+167.8%
Quarterly Retained Earnings	Apr 30, 26	$35.30B	+3.4%	+11.3%	+33.4%	+207.0%
Price	Aug 14, 26	$185.81	+62.8%	+112.5%	+80.6%	+213.2%
Annual Net Income	Oct 31, 25	$6.23B	+15.8%	-40.7%	+64.5%	+124.2%
Annual Dividends Paid	Oct 31, 25	$3.59B	+27.4%	+78.3%	+95.3%	+217.3%
Annual Shareholders Equity	Oct 31, 25	$62.84B	+4.0%	+20.7%	+48.1%	+192.3%
Annual Revenue	Oct 31, 25	$55.61B	-4.0%	+61.8%	+118.6%	+272.6%
Annual EPS	Oct 31, 25	$8.17	+16.9%	-47.4%	+45.5%	+78.5%

Retained Earnings Highs

BMO Annual Retained Earnings Highs Comparison
Period	High	Date	Current
3Y	$33.81B	Oct 31, 25	at high
5Y	$33.81B	Oct 31, 25	at high
All	$33.81B	Oct 31, 25	at high

Retained Earnings Lows

BMO Annual Retained Earnings Lows Comparison
Period	Low	Date	Current
3Y	$31.70B	Oct 31, 23	+6.7%
5Y	$23.06B	N/A	+46.6%
All	$1.01B	Oct 1, 90	+3260.2%

Retained Earnings History

Year	Value	Change
2025	$33.81B	+1.4%
2024	$33.34B	+5.2%
2023	$31.70B	-4.2%
2022	$33.08B	+15.5%
2021	$28.64B	+24.2%
2020	$23.06B	+5.5%
2019	$21.85B	+11.0%
2018	$19.68B	+7.0%
2017	$18.39B	+16.2%
2016	$15.82B	+9.4%
2015	$14.47B	-5.4%
2014	$15.29B	+4.7%
2013	$14.60B	+7.8%
2012	$13.55B	+18.2%
2011	$11.46B	-9.2%
2010	$12.63B	+15.8%
2009	$10.91B	+14.0%
2008	$9.57B	-18.6%

Year	Value	Change
2007	$11.76B	+20.0%
2006	$9.79B	+17.9%
2005	$8.31B	+15.5%
2004	$7.19B	+28.6%
2003	$5.59B	+26.6%
2002	$4.42B	+12.1%
2001	$3.94B	-15.0%
2000	$4.64B	+11.5%
1999	$4.16B	+15.9%
1998	$3.59B	+9.7%
1997	$3.27B	+17.3%
1996	$2.79B	+18.2%
1995	$2.36B	+19.2%
1994	$1.98B	+18.7%
1993	$1.67B	+15.4%
1992	$1.44B	+14.6%
1991	$1.26B	+25.2%
1990	$1.01B	-

FAQ

What is the current annual retained earnings of BMO?: As of today, BMO annual retained earnings is $33.81B
What is 1-year change in BMO annual retained earnings?: BMO annual retained earnings is up +1.43% year-over-year
What is 3-year change in BMO annual retained earnings?: BMO annual retained earnings is up +2.23% over the past 3 years
How far is BMO annual retained earnings from its all-time high?: BMO annual retained earnings is currently at its all-time high
How does BMO annual retained earnings rank versus sector peers?: BMO annual retained earnings is higher than 97.73% of companies in Financial Services sector
When is BMO next annual earnings release?: As of today, the next annual earnings release for BMO has not been scheduled

Retained Earnings Formula

Retained Earnings = Retained Earnings (start of the period) + Net Income − Dividends Paid

Quarterly Retained Earnings

$35.30B$66.19M+0.19%

April 30, 2026

Summary

Current Value: As of today, BMO quarterly retained earnings is $35.30B, up +0.19% on April 30, 2026
Historical Performance: BMO quarterly retained earnings is up +3.41% year-over-year, up +11.29% over the past 3 years
All-Time High Comparison: BMO quarterly retained earnings is currently at its all-time high
3-Year Low Comparison: BMO quarterly retained earnings is +11.37% above its 3-year low of $31.70B reached on October 31, 2023
Sector Comparison: BMO quarterly retained earnings is higher than 97.94% of companies in Financial Services sector

Performance

BMO Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Retained Earnings	Apr 30, 26	$35.30B	+0.2%	+3.4%	+11.3%	+33.4%
Annual Retained Earnings	Oct 31, 25	$33.81B	–	+1.4%	+2.2%	+46.6%
Price	Aug 14, 26	$185.81	+21.5%	+62.8%	+112.5%	+80.6%
Quarterly Net Income	Apr 30, 26	$1.92B	+7.0%	+39.0%	+152.5%	+85.3%
Quarterly Dividends Paid	Apr 30, 26	$930.79M	-2.0%	+8.1%	+99.7%	+58.1%
Quarterly Shareholders Equity	Apr 30, 26	$62.87B	-0.7%	+1.2%	+13.8%	+39.3%
Quarterly Revenue	Apr 30, 26	$14.00B	+1.0%	+3.4%	+14.0%	+124.7%
Quarterly EPS	Apr 30, 26	$2.58	+5.3%	+46.2%	+176.5%	+70.1%

Quarterly Retained Earnings Highs

BMO Quarterly Retained Earnings Highs Comparison
Period	High	Date	Current
1Y	$35.30B	Apr 30, 26	at high
3Y	$35.30B	Apr 30, 26	at high
5Y	$35.30B	Apr 30, 26	at high
All	$35.30B	Apr 30, 26	at high

Quarterly Retained Earnings Lows

BMO Quarterly Retained Earnings Lows Comparison
Period	Low	Date	Current
1Y	$33.81B	Oct 31, 25	+4.4%
3Y	$31.70B	Oct 31, 23	+11.4%
5Y	$27.31B	N/A	+29.3%
All	$1.98B	Oct 31, 94	+1683.3%

Quarterly Retained Earnings History

Month	Value	Change
Apr 2026	$35.30B	+0.2%
Jan 2026	$35.24B	+4.2%
Oct 2025	$33.81B	-1.7%
Jul 2025	$34.40B	+0.7%
Apr 2025	$34.14B	+4.7%
Jan 2025	$32.62B	-2.1%
Oct 2024	$33.34B	+1.3%
Jul 2024	$32.90B	+1.0%
Apr 2024	$32.59B	-1.4%
Jan 2024	$33.05B	+4.3%
Oct 2023	$31.70B	-4.1%
Jul 2023	$33.04B	+4.2%
Apr 2023	$31.72B	-1.9%
Jan 2023	$32.34B	-2.2%
Oct 2022	$33.08B	+1.7%
Jul 2022	$32.51B	+0.7%
Apr 2022	$32.30B	+9.5%
Jan 2022	$29.50B	+3.0%
Oct 2021	$28.64B	+4.9%
Jul 2021	$27.31B	+3.2%
Apr 2021	$26.47B	+5.6%
Jan 2021	$25.06B	+8.7%
Oct 2020	$23.06B	+3.3%
Jul 2020	$22.32B	+5.4%
Apr 2020	$21.19B	-5.1%
Jan 2020	$22.31B	+2.1%
Oct 2019	$21.85B	+1.6%
Jul 2019	$21.51B	+5.6%
Apr 2019	$20.37B	+0.6%
Jan 2019	$20.25B	+2.9%
Oct 2018	$19.68B	+2.9%
Jul 2018	$19.13B	+1.7%
Apr 2018	$18.81B	-3.4%
Jan 2018	$19.48B	+5.9%
Oct 2017	$18.39B	-0.8%
Jul 2017	$18.54B	+11.6%
Apr 2017	$16.60B	-1.9%
Jan 2017	$16.93B	+7.0%
Oct 2016	$15.82B	+0.9%
Jul 2016	$15.69B	-0.8%
Apr 2016	$15.81B	+14.6%
Jan 2016	$13.79B	-4.7%
Oct 2015	$14.47B	+3.0%
Jul 2015	$14.05B	-4.2%
Apr 2015	$14.67B	+6.3%
Jan 2015	$13.79B	-9.8%
Oct 2014	$15.29B	-0.5%
Jul 2014	$15.36B	+4.3%
Apr 2014	$14.73B	+5.1%
Jan 2014	$14.01B	-4.1%
Oct 2013	$14.60B	+1.5%
Jul 2013	$14.38B	+0.9%
Apr 2013	$14.25B	+1.2%
Jan 2013	$14.08B	+4.0%
Oct 2012	$13.55B	+4.6%

Month	Value	Change
Jul 2012	$12.95B	+2.2%
Apr 2012	$12.66B	+6.0%
Jan 2012	$11.95B	+4.3%
Oct 2011	$11.46B	-1.7%
Jul 2011	$11.65B	+1.3%
Apr 2011	$11.50B	+9.0%
Jan 2011	$10.55B	-16.4%
Oct 2010	$12.63B	+3.7%
Jul 2010	$12.17B	+0.3%
Apr 2010	$12.14B	+8.0%
Jan 2010	$11.24B	+3.1%
Oct 2009	$10.91B	+2.4%
Jul 2009	$10.65B	+11.2%
Apr 2009	$9.58B	+3.9%
Jan 2009	$9.22B	-3.6%
Oct 2008	$9.57B	-14.5%
Jul 2008	$11.19B	-0.6%
Apr 2008	$11.25B	+2.6%
Jan 2008	$10.97B	-6.7%
Oct 2007	$11.76B	+12.5%
Jul 2007	$10.45B	+4.8%
Apr 2007	$9.97B	+13.2%
Jan 2007	$8.81B	-10.1%
Oct 2006	$9.79B	+17.4%
Oct 2005	$8.34B	+16.0%
Oct 2004	$7.19B	+28.6%
Oct 2003	$5.59B	+41.8%
Oct 2001	$3.94B	-12.4%
Jul 2001	$4.50B	-1.1%
Apr 2001	$4.55B	-2.9%
Jan 2001	$4.69B	+1.3%
Oct 2000	$4.63B	+1.8%
Jul 2000	$4.55B	-1.2%
Apr 2000	$4.60B	+4.8%
Jan 2000	$4.39B	+5.8%
Oct 1999	$4.15B	+2.0%
Jul 1999	$4.07B	+3.4%
Apr 1999	$3.94B	+5.7%
Jan 1999	$3.72B	+3.9%
Oct 1998	$3.58B	-1.2%
Jul 1998	$3.63B	+2.2%
Apr 1998	$3.55B	+5.8%
Jan 1998	$3.36B	+2.3%
Oct 1997	$3.28B	+2.2%
Jul 1997	$3.21B	+6.7%
Apr 1997	$3.01B	+2.7%
Jan 1997	$2.93B	+5.1%
Oct 1996	$2.79B	+5.5%
Jul 1996	$2.65B	+3.3%
Apr 1996	$2.56B	+5.7%
Jan 1996	$2.42B	+2.0%
Oct 1995	$2.37B	+5.4%
Jul 1995	$2.25B	+13.8%
Oct 1994	$1.98B	-

FAQ

What is the current quarterly retained earnings of BMO?: As of today, BMO quarterly retained earnings is $35.30B
What is BMO quarterly retained earnings most recent change?: BMO quarterly retained earnings was up +0.19% on April 30, 2026
What is 1-year change in BMO quarterly retained earnings?: BMO quarterly retained earnings is up +3.41% year-over-year
How far is BMO quarterly retained earnings from its all-time high?: BMO quarterly retained earnings is currently at its all-time high
How does BMO quarterly retained earnings rank versus sector peers?: BMO quarterly retained earnings is higher than 97.94% of companies in Financial Services sector
When is BMO next earnings release?: The next earnings release for BMO is on August 25, 2026

Retained Earnings Formula

Retained Earnings = Retained Earnings (start of the period) + Net Income − Dividends Paid

Data Sources & References

BMO Official Website www.bmo.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/927971/000119312525307982/0001193125-25-307982-index.htm
BMO Profile on Yahoo Finance finance.yahoo.com/quote/BMO
BMO Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bmo