What is the current annual cash from operations of BMO?

As of today, BMO annual cash from operations is $33.83B

What is 1-year change in BMO annual cash from operations?

BMO annual cash from operations is up +145.42% year-over-year

What is 3-year change in BMO annual cash from operations?

BMO annual cash from operations is down -5.89% over the past 3 years

How far is BMO annual cash from operations from its all-time high?

BMO annual cash from operations is currently -5.89% below its historical high of $35.94B set on October 31, 2022

How does BMO annual cash from operations rank versus sector peers?

BMO annual cash from operations is higher than 98.99% of companies in Financial Services sector

When is BMO next annual earnings release?

The next annual earnings release for BMO is on December 2, 2026

What is the current quarterly cash from operations of BMO?

As of today, BMO quarterly cash from operations is -$9.79B

What is BMO quarterly cash from operations most recent change?

BMO quarterly cash from operations was down -139.69% on July 31, 2026

What is 1-year change in BMO quarterly cash from operations?

BMO quarterly cash from operations is up +72.92% year-over-year

How far is BMO quarterly cash from operations from its all-time high?

BMO quarterly cash from operations is currently -120.33% below its historical high of $48.17B set on October 31, 2025

How does BMO quarterly cash from operations rank versus sector peers?

BMO quarterly cash from operations is higher than 0.08% of companies in Financial Services sector

When is BMO next earnings release?

The next earnings release for BMO is on December 2, 2026

What is the current TTM cash from operations of BMO?

As of today, BMO TTM cash from operations is $62.08B

What is BMO TTM cash from operations most recent change?

BMO TTM cash from operations was up +73.87% on July 31, 2026

What is 1-year change in BMO TTM cash from operations?

BMO TTM cash from operations is up +642.70% year-over-year

How far is BMO TTM cash from operations from its all-time high?

BMO TTM cash from operations is currently at its all-time high

How does BMO TTM cash from operations rank versus sector peers?

BMO TTM cash from operations is higher than 99.75% of companies in Financial Services sector

When is BMO next earnings release?

The next earnings release for BMO is on December 2, 2026

BMO CFO History & Chart Since 1990

Annual CFO

$33.83B$20.04B+145.42%

October 31, 2025

Summary

Current Value: As of today, BMO annual cash from operations is $33.83B, up +145.42% on October 31, 2025
Historical Performance: BMO annual cash from operations is down -5.89% over the past 3 years, up +289.04% over the past 5 years
All-Time High Comparison: BMO annual cash from operations is currently -5.89% below its historical high of $35.94B set on October 31, 2022
3-Year Low Comparison: BMO annual cash from operations is +561.62% above its 3-year low of $5.11B reached on October 31, 2023
Sector Comparison: BMO annual cash from operations is higher than 98.99% of companies in Financial Services sector

Cash From Operations Chart

beforeafter

Performance

BMO Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Cash From Operations	Oct 31, 25	$33.83B	+145.4%	-5.9%	+289.0%	+633.4%
Quarterly Cash From Operations	Jul 31, 26	-$9.79B	+72.9%	-210.8%	-47.5%	-414.2%
TTM Cash From Operations	Jul 31, 26	$62.08B	+642.7%	+64.6%	+654.4%	+6301.6%
Price	Sep 18, 26	$174.49	+34.9%	+97.4%	+74.0%	+190.5%
Annual Cash From Investing	Oct 31, 25	-$33.18B	+47.8%	+63.4%	+45.6%	-390.0%
Annual Cash From Financing	Oct 31, 25	$899.74M	-97.8%	-98.1%	-98.5%	-95.7%
Annual Free Cash Flow	Oct 31, 25	$32.59B	+158.0%	-6.4%	+311.1%	+578.9%
Annual CAPEX	Oct 31, 25	$1.23B	+7.5%	+9.8%	+61.0%	+166.5%
Annual Net Income	Oct 31, 25	$6.23B	+15.8%	-40.7%	+64.5%	+124.3%

Cash From Operations Highs

BMO Annual Cash From Operations Highs Comparison
Period	High	Date	Current
3Y	$35.94B	N/A	-5.9%
5Y	$35.94B	Oct 31, 22	-5.9%
All	$35.94B	Oct 31, 22	-5.9%

Cash From Operations Lows

BMO Annual Cash From Operations Lows Comparison
Period	Low	Date	Current
3Y	$5.11B	Oct 31, 23	+561.6%
5Y	$5.11B	Oct 31, 23	+561.6%
All	-$12.68B	Oct 31, 07	+366.8%

Cash From Operations History

Year	Value	Change
2025	$33.83B	+145.4%
2024	$13.78B	+169.6%
2023	$5.11B	-85.8%
2022	$35.94B	+251.2%
2021	$10.24B	+17.7%
2020	$8.69B	+16.7%
2019	$7.45B	-20.2%
2018	$9.34B	+148.6%
2017	$3.76B	-21.8%
2016	$4.80B	-13.6%
2015	$5.56B	-54.2%
2014	$12.13B	+98.6%
2013	$6.11B	+47.0%
2012	$4.16B	+116.4%
2011	$1.92B	+130.3%
2010	-$6.34B	-158.0%
2009	$10.94B	+164.7%
2008	$4.13B	+132.6%

Year	Value	Change
2007	-$12.68B	-2,444.1%
2006	$540.84M	+109.2%
2005	-$5.85B	-439.5%
2004	$1.72B	+127.6%
2003	-$6.23B	-139.4%
2002	-$2.60B	-137.6%
2001	$6.92B	+481.6%
2000	$1.19B	-58.9%
1999	$2.89B	+43.8%
1998	$2.01B	+259.2%
1997	-$1.26B	+64.1%
1996	-$3.52B	-600.1%
1995	-$502.61M	-2,231.7%
1994	$23.58M	-98.3%
1993	$1.38B	+133.6%
1992	$588.56M	+24.7%
1991	$471.86M	+4.1%
1990	$453.22M	-

FAQ

What is the current annual cash from operations of BMO?: As of today, BMO annual cash from operations is $33.83B
What is 1-year change in BMO annual cash from operations?: BMO annual cash from operations is up +145.42% year-over-year
What is 3-year change in BMO annual cash from operations?: BMO annual cash from operations is down -5.89% over the past 3 years
How far is BMO annual cash from operations from its all-time high?: BMO annual cash from operations is currently -5.89% below its historical high of $35.94B set on October 31, 2022
How does BMO annual cash from operations rank versus sector peers?: BMO annual cash from operations is higher than 98.99% of companies in Financial Services sector
When is BMO next annual earnings release?: The next annual earnings release for BMO is on December 2, 2026

Cash From Operations Formula

CFO = Net Income + Non Cash Expenses + Changes In Working Capital

Quarterly CFO

-$9.79B$34.47B-139.69%

July 31, 2026

Summary

Current Value: As of today, BMO quarterly cash from operations is -$9.79B, down -139.69% on July 31, 2026
Historical Performance: BMO quarterly cash from operations is up +72.92% year-over-year, down -210.77% over the past 3 years
All-Time High Comparison: BMO quarterly cash from operations is currently -120.33% below its historical high of $48.17B set on October 31, 2025
3-Year Low Comparison: BMO quarterly cash from operations is +72.92% above its 3-year low of -$36.17B reached on July 31, 2025
Sector Comparison: BMO quarterly cash from operations is higher than 0.08% of companies in Financial Services sector

Performance

BMO Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Cash From Operations	Jul 31, 26	-$9.79B	-139.7%	+72.9%	-210.8%	-47.5%
Annual Cash From Operations	Oct 31, 25	$33.83B	–	+145.4%	-5.9%	+289.0%
TTM Cash From Operations	Jul 31, 26	$62.08B	+73.9%	+642.7%	+64.6%	+654.4%
Price	Sep 18, 26	$174.49	+2.1%	+34.9%	+97.4%	+74.0%
Quarterly Cash From Investing	Jul 31, 26	-$1.59B	+95.1%	+77.4%	+79.2%	+93.0%
Quarterly Cash From Financing	Jul 31, 26	$17.65B	+207.1%	-53.8%	+89.7%	+0.7%
Quarterly Free Cash Flow	Jul 31, 26	-$10.19B	-141.9%	+72.1%	-219.1%	-48.9%
Quarterly CAPEX	Jul 31, 26	$398.07M	+13.5%	+26.4%	+40.1%	+93.9%
Quarterly Net Income	Jul 31, 26	$1.25B	-34.7%	-26.1%	+6.9%	-32.3%

Quarterly Cash From Operations Highs

BMO Quarterly Cash From Operations Highs Comparison
Period	High	Date	Current
1Y	$48.17B	Oct 31, 25	-120.3%
3Y	$48.17B	Oct 31, 25	-120.3%
5Y	$48.17B	Oct 31, 25	-120.3%
All	$48.17B	Oct 31, 25	-120.3%

Quarterly Cash From Operations Lows

BMO Quarterly Cash From Operations Lows Comparison
Period	Low	Date	Current
1Y	-$36.17B	N/A	+72.9%
3Y	-$36.17B	Jul 31, 25	+72.9%
5Y	-$36.17B	Jul 31, 25	+72.9%
All	-$36.17B	Jul 31, 25	+72.9%

Quarterly Cash From Operations History

Month	Value	Change
Jul 2026	-$9.79B	-139.7%
Apr 2026	$24.68B	+2,658.6%
Jan 2026	-$964.45M	-102.0%
Oct 2025	$48.17B	+233.2%
Jul 2025	-$36.17B	-334.4%
Apr 2025	$15.43B	+130.0%
Jan 2025	$6.71B	+159.2%
Oct 2024	$2.59B	+32.0%
Jul 2024	$1.96B	-48.6%
Apr 2024	$3.81B	-29.1%
Jan 2024	$5.38B	+141.3%
Oct 2023	-$13.02B	-247.2%
Jul 2023	$8.84B	+398.6%
Apr 2023	-$2.96B	-124.2%
Jan 2023	$12.22B	-37.7%
Oct 2022	$19.62B	+127.8%
Jul 2022	$8.62B	+64.5%
Apr 2022	$5.24B	+298.5%
Jan 2022	$1.31B	-80.8%
Oct 2021	$6.84B	+203.0%
Jul 2021	-$6.64B	-249.2%
Apr 2021	$4.45B	-20.5%
Jan 2021	$5.60B	+16.1%
Oct 2020	$4.82B	+196.5%
Jul 2020	$1.63B	-31.5%
Apr 2020	$2.37B	>+9,900.0%
Jan 2020	$22.79M	-99.2%
Oct 2019	$2.75B	+195.9%
Jul 2019	-$2.86B	-169.7%
Apr 2019	$4.11B	+17.7%
Jan 2019	$3.49B	-48.4%
Oct 2018	$6.76B	+4,494.7%
Jul 2018	-$153.83M	-109.2%
Apr 2018	$1.67B	+75.4%
Jan 2018	$951.39M	-69.3%
Oct 2017	$3.10B	+540.1%
Jul 2017	$484.61M	-71.2%
Apr 2017	$1.68B	+225.7%
Jan 2017	-$1.34B	-64.7%
Oct 2016	-$813.46M	+43.4%
Jul 2016	-$1.44B	-134.0%
Apr 2016	$4.23B	+46.5%
Jan 2016	$2.89B	+191.7%
Oct 2015	-$3.15B	-192.0%
Jul 2015	$3.42B	+343.0%
Apr 2015	-$1.41B	-122.0%
Jan 2015	$6.39B	-4.3%
Oct 2014	$6.68B	+164.9%
Jul 2014	$2.52B	-14.2%
Apr 2014	$2.94B	+1,808.7%
Jan 2014	-$172.10M	-112.2%
Oct 2013	$1.41B	+60.2%
Jul 2013	$881.08M	-69.1%
Apr 2013	$2.85B	+229.1%
Jan 2013	$865.73M	+3,620.2%
Oct 2012	-$24.59M	-101.8%
Jul 2012	$1.35B	-31.4%
Apr 2012	$1.96B	+106.3%
Jan 2012	$950.56M	+553.9%
Oct 2011	-$209.43M	-106.7%
Jul 2011	$3.12B	+1,470.7%
Apr 2011	$198.43M	+116.4%

Month	Value	Change
Jan 2011	-$1.21B	-7.0%
Oct 2010	-$1.13B	-118.8%
Jul 2010	$6.02B	+197.6%
Apr 2010	-$6.16B	-20.7%
Jan 2010	-$5.11B	-911.6%
Oct 2009	-$504.81M	-132.1%
Jul 2009	$1.57B	+336.8%
Apr 2009	-$663.63M	-112.9%
Jan 2009	$5.13B	+11.5%
Oct 2008	$4.61B	+2,716.1%
Jul 2008	-$176.03M	+93.9%
Apr 2008	-$2.90B	-224.1%
Jan 2008	$2.34B	+964.4%
Oct 2007	$219.42M	+104.0%
Jul 2007	-$5.53B	+4.7%
Apr 2007	-$5.80B	-128.1%
Jan 2007	-$2.54B	-13.3%
Oct 2006	-$2.25B	-283.2%
Jul 2006	$1.23B	-75.0%
Apr 2006	$4.91B	+247.0%
Jan 2006	-$3.34B	-85.1%
Oct 2005	-$1.81B	-196.4%
Jul 2005	$1.87B	+161.9%
Apr 2005	-$3.03B	+0.4%
Jan 2005	-$3.04B	-371.4%
Oct 2004	$1.12B	-77.4%
Jul 2004	$4.95B	+2,958.6%
Apr 2004	-$173.07M	+95.8%
Jan 2004	-$4.13B	>-9,900.0%
Oct 2003	-$31.65M	+96.4%
Jul 2003	-$881.23M	-239.3%
Apr 2003	$632.49M	+110.0%
Jan 2003	-$6.33B	-324.6%
Oct 2002	$2.82B	+742.9%
Jul 2002	-$438.09M	+85.6%
Apr 2002	-$3.05B	-57.5%
Jan 2002	-$1.93B	-168.6%
Oct 2001	$2.82B	+21.2%
Jul 2001	$2.33B	+115.3%
Apr 2001	$1.08B	+76.9%
Jan 2001	$610.70M	+83.6%
Oct 2000	$332.64M	+48.3%
Jul 2000	$224.37M	+1,168.4%
Apr 2000	-$21.00M	+99.2%
Jan 2000	-$2.57B	-82.0%
Oct 1999	-$1.41B	-229.3%
Jul 1999	$1.09B	-4.6%
Apr 1999	$1.14B	-44.8%
Jan 1999	$2.07B	-30.1%
Oct 1998	$2.96B	+326.3%
Jul 1998	-$1.31B	+23.6%
Apr 1998	-$1.71B	-182.6%
Jan 1998	$2.08B	+278.7%
Oct 1997	-$1.16B	+34.3%
Jul 1997	-$1.77B	-212.4%
Apr 1997	$1.57B	+1,612.3%
Jan 1997	$91.79M	+104.7%
Oct 1996	-$1.95B	-22.2%
Jul 1996	-$1.60B	-324.9%
Apr 1996	$711.66M	+205.5%
Jan 1996	-$674.80M	-

FAQ

What is the current quarterly cash from operations of BMO?: As of today, BMO quarterly cash from operations is -$9.79B
What is BMO quarterly cash from operations most recent change?: BMO quarterly cash from operations was down -139.69% on July 31, 2026
What is 1-year change in BMO quarterly cash from operations?: BMO quarterly cash from operations is up +72.92% year-over-year
How far is BMO quarterly cash from operations from its all-time high?: BMO quarterly cash from operations is currently -120.33% below its historical high of $48.17B set on October 31, 2025
How does BMO quarterly cash from operations rank versus sector peers?: BMO quarterly cash from operations is higher than 0.08% of companies in Financial Services sector
When is BMO next earnings release?: The next earnings release for BMO is on December 2, 2026

Cash From Operations Formula

CFO = Net Income + Non Cash Expenses + Changes In Working Capital

TTM CFO

$62.08B$26.38B+73.87%

July 31, 2026

Summary

Current Value: As of today, BMO TTM cash from operations is $62.08B, up +73.87% on July 31, 2026
Historical Performance: BMO TTM cash from operations is up +642.70% year-over-year, up +64.59% over the past 3 years
All-Time High Comparison: BMO TTM cash from operations is currently at its all-time high
3-Year Low Comparison: BMO TTM cash from operations is +642.70% above its 3-year low of -$11.44B reached on July 31, 2025
Sector Comparison: BMO TTM cash from operations is higher than 99.75% of companies in Financial Services sector

Performance

BMO Performance
Metric	Date	Value	3M	1Y	3Y	5Y
TTM Cash From Operations	Jul 31, 26	$62.08B	+73.9%	+642.7%	+64.6%	+654.4%
Annual Cash From Operations	Oct 31, 25	$33.83B	–	+145.4%	-5.9%	+289.0%
Quarterly Cash From Operations	Jul 31, 26	-$9.79B	-139.7%	+72.9%	-210.8%	-47.5%
Price	Sep 18, 26	$174.49	+2.1%	+34.9%	+97.4%	+74.0%
TTM Cash From Investing	Jul 31, 26	-$44.32B	+10.9%	-119.1%	+22.1%	-38.7%
TTM Cash From Financing	Jul 31, 26	-$6.80B	-149.6%	-133.8%	-124.7%	-120.5%
TTM Free Cash Flow	Jul 31, 26	$60.71B	+76.4%	+579.8%	+66.2%	+714.8%
TTM CAPEX	Jul 31, 26	$1.38B	+6.4%	+13.4%	+15.2%	+76.7%
TTM Net Income	Jul 31, 26	$6.62B	-6.3%	+5.6%	+22.6%	+17.2%

TTM Cash From Operations Highs

BMO TTM Cash From Operations Highs Comparison
Period	High	Date	Current
1Y	$62.08B	Jul 31, 26	at high
3Y	$62.08B	Jul 31, 26	at high
5Y	$62.08B	Jul 31, 26	at high
All	$62.08B	Jul 31, 26	at high

TTM Cash From Operations Lows

BMO TTM Cash From Operations Lows Comparison
Period	Low	Date	Current
1Y	-$11.44B	N/A	+642.7%
3Y	-$11.44B	Jul 31, 25	+642.7%
5Y	-$11.44B	Jul 31, 25	+642.7%
All	-$16.13B	Jul 31, 07	+485.0%

TTM Cash From Operations History

Month	Value	Change
Jul 2026	$62.08B	+73.9%
Apr 2026	$35.71B	+34.9%
Jan 2026	$26.46B	-22.5%
Oct 2025	$34.14B	+398.4%
Jul 2025	-$11.44B	-142.9%
Apr 2025	$26.69B	+77.1%
Jan 2025	$15.07B	+9.7%
Oct 2024	$13.74B	+836.4%
Jul 2024	-$1.87B	-137.2%
Apr 2024	$5.02B	+385.4%
Jan 2024	-$1.76B	-134.6%
Oct 2023	$5.08B	-86.5%
Jul 2023	$37.72B	+0.6%
Apr 2023	$37.49B	-17.9%
Jan 2023	$45.69B	+31.3%
Oct 2022	$34.79B	+58.1%
Jul 2022	$22.01B	+225.9%
Apr 2022	$6.75B	+13.2%
Jan 2022	$5.97B	-41.8%
Oct 2021	$10.25B	+24.5%
Jul 2021	$8.23B	-50.1%
Apr 2021	$16.50B	+14.4%
Jan 2021	$14.42B	+63.0%
Oct 2020	$8.84B	+30.6%
Jul 2020	$6.77B	+197.0%
Apr 2020	$2.28B	-43.2%
Jan 2020	$4.01B	-46.3%
Oct 2019	$7.48B	-34.9%
Jul 2019	$11.49B	-19.1%
Apr 2019	$14.20B	+20.7%
Jan 2019	$11.76B	+27.5%
Oct 2018	$9.23B	+65.7%
Jul 2018	$5.57B	-10.3%
Apr 2018	$6.21B	-0.3%
Jan 2018	$6.22B	+58.3%
Oct 2017	$3.93B	>+9,900.0%
Jul 2017	$15.37M	+100.8%
Apr 2017	-$1.91B	-400.0%
Jan 2017	$635.75M	-86.9%
Oct 2016	$4.86B	+92.3%
Jul 2016	$2.53B	-65.8%
Apr 2016	$7.39B	+321.5%
Jan 2016	$1.75B	-66.7%
Oct 2015	$5.26B	-65.1%
Jul 2015	$15.08B	+6.3%
Apr 2015	$14.18B	-23.5%
Jan 2015	$18.53B	+54.8%
Oct 2014	$11.97B	+78.6%
Jul 2014	$6.70B	+32.4%
Apr 2014	$5.06B	+1.8%
Jan 2014	$4.97B	-17.3%
Oct 2013	$6.01B	+31.4%
Jul 2013	$4.57B	-9.2%
Apr 2013	$5.04B	+21.4%
Jan 2013	$4.15B	-2.0%
Oct 2012	$4.23B	+4.6%
Jul 2012	$4.05B	-30.4%
Apr 2012	$5.82B	+43.4%
Jan 2012	$4.06B	+114.2%
Oct 2011	$1.89B	+95.3%
Jul 2011	$969.81M	-74.9%
Apr 2011	$3.87B	+255.3%

Month	Value	Change
Jan 2011	-$2.49B	+61.0%
Oct 2010	-$6.39B	-10.9%
Jul 2010	-$5.76B	+43.6%
Apr 2010	-$10.20B	-116.9%
Jan 2010	-$4.70B	-185.0%
Oct 2009	$5.54B	-48.0%
Jul 2009	$10.65B	+19.6%
Apr 2009	$8.90B	+33.6%
Jan 2009	$6.66B	+72.4%
Oct 2008	$3.87B	+842.6%
Jul 2008	-$520.51M	+91.1%
Apr 2008	-$5.88B	+33.1%
Jan 2008	-$8.78B	+35.7%
Oct 2007	-$13.66B	+15.3%
Jul 2007	-$16.13B	-72.1%
Apr 2007	-$9.37B	-795.6%
Jan 2007	$1.35B	+145.2%
Oct 2006	$549.38M	-44.5%
Jul 2006	$990.35M	-39.5%
Apr 2006	$1.64B	+126.0%
Jan 2006	-$6.30B	-5.1%
Oct 2005	-$6.00B	-95.2%
Jul 2005	-$3.07B	>-9,900.0%
Apr 2005	$2.18M	-99.9%
Jan 2005	$2.86B	+61.5%
Oct 2004	$1.77B	+186.7%
Jul 2004	$616.66M	+111.8%
Apr 2004	-$5.21B	-18.3%
Jan 2004	-$4.41B	+33.3%
Oct 2003	-$6.61B	-75.8%
Jul 2003	-$3.76B	-13.4%
Apr 2003	-$3.31B	+52.6%
Jan 2003	-$6.99B	-168.7%
Oct 2002	-$2.60B	-0.1%
Jul 2002	-$2.60B	-1,688.3%
Apr 2002	$163.72M	-96.2%
Jan 2002	$4.29B	-37.2%
Oct 2001	$6.84B	+57.1%
Jul 2001	$4.35B	+93.5%
Apr 2001	$2.25B	+96.1%
Jan 2001	$1.15B	+156.5%
Oct 2000	-$2.03B	+46.2%
Jul 2000	-$3.77B	-29.8%
Apr 2000	-$2.91B	-66.9%
Jan 2000	-$1.74B	-160.2%
Oct 1999	$2.90B	-60.2%
Jul 1999	$7.27B	+49.3%
Apr 1999	$4.87B	+142.0%
Jan 1999	$2.01B	-0.2%
Oct 1998	$2.02B	+195.6%
Jul 1998	-$2.11B	+17.8%
Apr 1998	-$2.57B	-457.0%
Jan 1998	$718.92M	+156.8%
Oct 1997	-$1.26B	+38.6%
Jul 1997	-$2.06B	-8.8%
Apr 1997	-$1.89B	+31.3%
Jan 1997	-$2.75B	+21.8%
Oct 1996	-$3.52B	-125.0%
Jul 1996	-$1.56B	-4,341.4%
Apr 1996	$36.86M	+105.5%
Jan 1996	-$674.80M	-

FAQ

What is the current TTM cash from operations of BMO?: As of today, BMO TTM cash from operations is $62.08B
What is BMO TTM cash from operations most recent change?: BMO TTM cash from operations was up +73.87% on July 31, 2026
What is 1-year change in BMO TTM cash from operations?: BMO TTM cash from operations is up +642.70% year-over-year
How far is BMO TTM cash from operations from its all-time high?: BMO TTM cash from operations is currently at its all-time high
How does BMO TTM cash from operations rank versus sector peers?: BMO TTM cash from operations is higher than 99.75% of companies in Financial Services sector
When is BMO next earnings release?: The next earnings release for BMO is on December 2, 2026

Cash From Operations Formula

CFO = Net Income + Non Cash Expenses + Changes In Working Capital

Data Sources & References

BMO Official Website www.bmo.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/927971/000119312525307982/0001193125-25-307982-index.htm
BMO Profile on Yahoo Finance finance.yahoo.com/quote/BMO
BMO Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bmo