XYF logo

X Financial (XYF)

Profile

Full Name

X Financial

Ticker Symbol

XYF

Exchange

NYSE

Sector

Financial Services

Industry

Credit Services

Country

China

IPO

September 19, 2018

Indexes

Not included

Website

http://www.xiaoyinggroup.com

Employees

521

Key Details

Price

$10.77(-11.36%)

Market cap

$510.63M(Small cap)

Last Dividend

$0.17

TTM Dividend yield

3.16%

Annual revenue

$356.67M(+33.77% YoY)

Annual EPS

$4.39(+26.85% YoY)

PE ratio

2.46

Next earnings date

May 30, 2025

Next ex-dividend date

Jun 20, 2025

Next split date

N/A

Price

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Current Price

$10.77
XYF price is $10.77

30-Day Relative Volume

1.26
XYF 30-day relative volume is 1.26

Price Performance

Price Most recent change

-11.36%
XYF price was down -11.36% on Apr 11, 2025

Price YTD change

+29.29%
XYF price is up +29.29% since January 1st

Price 1-year change

+175.45%
XYF price is up +175.45% year-on-year

Price 3-year change

+288.81%
XYF price is up +288.81% over the past 3 years

Price Range

Price All-time high

$60.90
XYF price is currently -82.32% below its historical high of $60.90

Price 3-year low

$1.62
XYF price is currently +564.81% above its 3-year low

Capitalization

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Market cap

Market cap

$510.63M
XYF market capitalization is $510.63 million

Market cap 3-year change

+236.07%
XYF market capitalization is up +236.07% over the past 3 years

Market cap All-time high

$1.81B
XYF market capitalization is currently -71.76% below its historical high of $1.81 billion

Market cap sector rank

49.38%
XYF market capitalization is higher than 49.38% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

-3.61%
XYF shares outstanding is down -3.61% year-on-year

Shares Outstanding 3-Year Change

-13.57%
XYF shares outstanding is down -13.57% over the past 3 years

Technical Indicators

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Beta

0.54
XYF beta is 0.54

200-day SMA

$7.37
XYF price is currently +46.14% above its 200-day simple moving average

50-day SMA

$11.31
XYF price is currently -4.81% below its 50-day simple moving average

RSI

40.48
XYF 14-day relative strength index is 40.48

Volume

1.26
XYF 30-day relative volume is 1.26

ATR

$1.56
XYF average true range is $1.56

10-day Historical Volatility

136.25%
XYF 10-day historical volatility is 136.25%

Dividend

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Events

Last Paid Dividend

$0.17
XYF last dividend was $0.17 per share, with an ex-dividend date of September 4, 2024

Next Dividend

$0.25
XYF has announced a dividend of $0.25 per share, with an ex-dividend date set for June 20, 2025

Dividend per share

Dividend per share

$0.34
XYF annual dividend per share is $0.34

Dividend per share Sector Rank

10.77%
XYF annual dividend per share is higher than 10.77% of companies in Financial Services sector

Dividend per share 1-Year Change

+100%
XYF annual dividend per share is up +100% year-on-year

Dividend per share 3-Year Change

+13.33%
XYF annual dividend per share is up +13.33% over the past 3 years

Dividend yield

Dividend yield

3.16%
XYF annual dividend yield is 3.16%

Dividend yield Sector Rank

27.38%
XYF annual dividend yield is higher than 27.38% of companies in Financial Services sector

Other

Payout ratio

-
XYF annual payout ratio value is unknown

Dividends paid

-
XYF annual dividends paid value is unknown

Free cash flow

-
XYF annual free cash flow value is unknown

Income Statement

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Revenue

Revenue

$356.67M
XYF annual revenue is $356.67 million

Revenue Analysts estimate

-
XYF annual revenue consensus analysts' forecast is unknown

Revenue 1-year change

+33.77%
XYF annual revenue is up +33.77% year-on-year

Revenue Sector rank

64.62%
XYF annual revenue is higher than 64.62% of companies in Financial Services sector

EPS

EPS

$4.39
XYF annual earnings per share is $4.39

EPS Analysts estimate

-
XYF annual earnings per share consensus analysts' forecast is unknown

EPS 1-year change

+26.85%
XYF annual earnings per share is up +26.85% year-on-year

EPS Sector rank

79.82%
XYF annual earnings per share is higher than 79.82% of companies in Financial Services sector

Profit

Gross profit

-
XYF annual gross profit value is unknown

Gross margin

-
XYF annual gross profit margin value is unknown

Operating profit

-
XYF annual operating income value is unknown

Operating margin

-
XYF annual operating profit margin value is unknown

Net income

$214.61M
XYF annual net profit is $214.61 million

Net margin

60.17%
XYF annual net profit margin is 60.17%

Expenses

Total expenses

-
XYF annual total expenses value is unknown

Operating expenses

$24.52M
XYF annual total operating expenses is $24.52 million

Cost of goods sold

-
XYF annual cost of goods sold value is unknown

Selling, general & administrative expenses

$24.52M
XYF annual SGA is $24.52 million

Depreciation and amortization

-
XYF annual depreciation & amortization value is unknown

Interest expense

-
XYF annual interest expense value is unknown

Income tax

$56.54M
XYF annual income tax is $56.54 million

EBIT & EBITDA

EBIT

$484.54M
XYF annual earnings before interest & taxes is $484.54 million

EBITDA

-
XYF annual EBITDA value is unknown

Balance Sheet

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Assets

Total assets

$1.62B
XYF annual total assets is $1.62 billion

Non current assets

$817.97M
XYF annual long term assets is $817.97 million

Current assets

$681.29M
XYF annual total current assets is $681.29 million

Cash and cash equivalents

$403.13M
XYF annual cash & cash equivalents is $403.13 million

Accounts receivable

$278.02M
XYF annual accounts receivable is $278.02 million

Inventory

-
XYF annual inventory value is unknown

Liabilities

Total liabilities

$666.58M
XYF annual total liabilities is $666.58 million

Long term liabilities

$31.60M
XYF annual total long term liabilities is $31.60 million

Current liabilities

$476.54M
XYF annual total current liabilities is $476.54 million

Accounts payable

-
XYF annual accounts payable value is unknown

Debt

Total debt

$45.00M
XYF annual total debt is $45.00 million

Total debt 1-year change

-44.8%
XYF annual total debt is down -44.8% year-on-year

Long term debt

-
XYF annual long term debt value is unknown

Short term debt

$45.00M
XYF annual short term debt is $45.00 million

Equity & Capital

Shareholders equity

$952.47M
XYF annual stockholders equity is $952.47 million

Book value

$952.47M
XYF annual book value is $952.47 million

Retained earnings

$571.84M
XYF annual retained earnings is $571.84 million

Working capital

$204.75M
XYF annual working capital is $204.75 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

-
XYF annual cash flow from operations value is unknown

Cash from operations 1-year change

-
XYF annual cash flow from operations 1-year change is unknown

Cash from investing

-
XYF annual cash flow from investing activities value is unknown

Cash from investing 1-year change

-
XYF annual cash flow from investing activities 1-year change is unknown

Cash from financing

-
XYF annual cash flow from financing activities value is unknown

Cash from financing 1-year change

-
XYF annual cash flow from financing activities 1-year change is unknown

CAPEX

CAPEX

-
XYF annual capital expenditures value is unknown

CAPEX 1-year change

-
XYF annual capital expenditures 1-year change is unknown

Free Cash Flow

Free cash flow

-
XYF annual free cash flow value is unknown

Free cash flow 1-year change

-
XYF annual free cash flow 1-year change is unknown

Profitability Ratios

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Margins

Gross margin

-
XYF annual gross profit margin value is unknown

Operating margin

-
XYF annual operating profit margin value is unknown

Net margin

60.17%
XYF annual net profit margin is 60.17%

ROA & ROE

ROA

13.16%
XYF annual return on assets is 13.16%

ROE

24.15%
XYF annual return on equity is 24.15%

Valuation

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PE Ratio

PE ratio

2.46
XYF price to earnings ratio is 2.46

PE ratio Sector rank

1.02%
XYF price to earnings ratio is higher than 1.02% of companies in Financial Services sector

PB Ratio

PB ratio

0.54
XYF price to book ratio is 0.54

PB ratio Sector rank

14.03%
XYF price to book ratio is higher than 14.03% of companies in Financial Services sector

PS Ratio

PS ratio

1.40
XYF price to sales ratio is 1.40

PS ratio Sector rank

22.51%
XYF price to sales ratio is higher than 22.51% of companies in Financial Services sector

Enterprise value

Enterprise value

$152.50M
XYF enterprise value is $152.50 million

Enterprise value Sector rank

30.3%
XYF enterprise value is higher than 30.3% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-
XYF EV/EBITDA value is unknown

EV/EBITDA Sector rank

-
XYF EV/EBITDA is unknown

Financial Health

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Liquidity

Current ratio

1.43
XYF annual current ratio is 1.43

Quick ratio

-
XYF annual quick ratio value is unknown

Leverage

Debt to equity

0.05
XYF annual debt to equity ratio is 0.05

Interest coverage ratio

-
XYF annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
XYF piotroski f-score value is unknown

Altman Z-Score

2.31
XYF altman z-score is 2.31

Analyst ratings

Recent major analysts updates

No data about analysts updates

Institutional Ownership

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  • What is the ticker symbol for X Financial?
  • Does X Financial pay dividends?
  • What sector is X Financial in?
  • What industry is X Financial in?
  • What country is X Financial based in?
  • When did X Financial go public?
  • Is X Financial in the S&P 500?
  • Is X Financial in the NASDAQ 100?
  • Is X Financial in the Dow Jones?
  • When was X Financial's last earnings report?
  • When does X Financial report earnings?

What is the ticker symbol for X Financial?

The ticker symbol for X Financial is NYSE:XYF

Does X Financial pay dividends?

Yes, X Financial pays dividends. The last payment was $0.17, with an ex-dividend date on September 4, 2024

What sector is X Financial in?

X Financial is in the Financial Services sector

What industry is X Financial in?

X Financial is in the Credit Services industry

What country is X Financial based in?

X Financial is headquartered in China

When did X Financial go public?

X Financial's initial public offering (IPO) was on September 19, 2018

Is X Financial in the S&P 500?

No, X Financial is not included in the S&P 500 index

Is X Financial in the NASDAQ 100?

No, X Financial is not included in the NASDAQ 100 index

Is X Financial in the Dow Jones?

No, X Financial is not included in the Dow Jones index

When was X Financial's last earnings report?

X Financial's most recent earnings report was on Mar 20, 2025

When does X Financial report earnings?

The next expected earnings date for X Financial is May 30, 2025
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