XYF logo

X Financial (XYF) Company Overview

Profile

Full Name:

X Financial

Sector:

Financial Services

Industry:

Credit Services

Country:

China

IPO:

September 19, 2018

Indexes:

Not included

Website:

http://www.xiaoyinggroup.com

Description:

XYF (X Financial) is a financial technology company that offers online lending services in China. It connects borrowers with investors, providing personal loans and financial products. The company aims to make borrowing easier and more accessible through its digital platform, enhancing the customer experience in the financial sector.

Key Details

Price

$8.40

Market Cap

$398.26 M(Small cap)

Last Dividend

$0.17

TTM Dividend Yield

4.05%

Annual Revenue

$266.63 M(+16.49% YoY)

Annual EPS

$3.46(+53.75% YoY)

PE Ratio

2.22

Annual ROE

22.17%

Annual Debt To Equity

0.10

Beta

-

Events Calendar

Earnings

Next earnings date:

Mar 27, 2025

Recent quarterly earnings:

Nov 27, 2024

Recent annual earnings:

Mar 27, 2024
Dividend

Next ex-dividend date:

N/A

Recent ex-dividend date:

Sep 4, 2024
Splits

Next split:

N/A

Recent split:

Nov 19, 2020

Analyst ratings

Recent major analysts updates

No data about analysts updates

Screeners with XYF included

Chinese stocks
Best performing stocks last 3 months
Best performing stocks last 5 years
Stocks with low PE ratio
Stocks above SMA 50
All stocks
High yield dividend stocks
Financial services sector
Companies with buyback
Stocks with all time high dividends

Market Data

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Price

Current Price

$8.40
XYF price is $8.40

Price All-time High

$35.91
XYF price is currently -76.61% below its historical high of $35.91

Price Analysts Target

-
XYF price consensus analysts' forecast is unknown

Price Today Change

+0.84%
XYF price is up +0.84% today

Price YTD Change

+2.82%
XYF price is up +2.82% since January 1st

Price 3-Year Change

+150%
XYF price is up +150% over the past 3 years

Market cap

Market Cap

$398.26 M
XYF market capitalization is $398.26 million

Market Cap 3-Year Change

+116.09%
XYF market capitalization is up +116.09% over the past 3 years

Market Cap All-time High

$1.81 B
XYF market capitalization is currently -77.97% below its historical high of $1.81 billion

Market Cap Sector Rank

43.17%
XYF market capitalization is higher than 43.17% of companies in Financial Services sector

Technical

Beta

-
XYF beta value is unknown

200-day SMA

$5.71
XYF price is currently +46.99% above its 200-day simple moving average

14-day RSI

-
XYF 14-day relative strength index value is unknown

30-day Relative Volume

0.72
XYF 30-day relative volume is 0.72

Dividend

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Events

Last Paid Dividend

$0.17
XYF last dividend was $0.17 per share, with an ex-dividend date of September 4, 2024

Next Dividend

-
XYF next dividend has not yet been announced

Dividend per share

Annual Dividend Per Share

$0.17
XYF annual dividend per share is $0.17

Annual Dividend Per Share Sector Rank

3.92%
XYF annual dividend per share is higher than 3.92% of companies in Financial Services sector

Annual Dividend Per Share 1-Year Change

-43.33%
XYF annual dividend per share is down -43.33% year-on-year

Annual Dividend Per Share 3-Year Change

-43.33%
XYF annual dividend per share is down -43.33% over the past 3 years

Dividend yield

Annual Dividend Yield

2.02%
XYF annual dividend yield is 2.02%

Annual Dividend Yield Sector Rank

19.7%
XYF annual dividend yield is higher than 19.7% of companies in Financial Services sector

Other

Annual Payout Ratio

4.92%
XYF annual payout ratio is 4.92%

Annual Dividends Paid

$8.26 M
XYF annual dividends paid is $8.26 million

Annual FCF

$113.90 M
XYF annual free cash flow is $113.90 million

Profitability

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Revenue

Annual Revenue

$266.63 M
XYF annual revenue is $266.63 million

Annual Revenue Analysts Estimate

-
XYF annual revenue consensus analysts' forecast is unknown

Annual Revenue 1-Year Change

+16.49%
XYF annual revenue is up +16.49% year-on-year

Annual Revenue Sector Rank

61.1%
XYF annual revenue is higher than 61.1% of companies in Financial Services sector

Profit

Annual Gross Profit

-
XYF annual gross profit value is unknown

Annual Gross Margin

-
XYF annual gross profit margin value is unknown

Annual Operating Profit

-
XYF annual operating income value is unknown

Annual Operating Margin

-
XYF annual operating profit margin value is unknown

Annual Net Income

$167.78 M
XYF annual net profit is $167.78 million

Annual Net Margin

62.93%
XYF annual net profit margin is 62.93%

EPS

Annual EPS

$3.46
XYF annual earnings per share is $3.46

Annual EPS Analysts Estimate

-
XYF annual earnings per share consensus analysts' forecast is unknown

Annual EPS 1-Year Change

+53.75%
XYF annual earnings per share is up +53.75% year-on-year

Annual EPS Sector Rank

76.45%
XYF annual earnings per share is higher than 76.45% of companies in Financial Services sector

ROA & ROE

Annual ROA

11.47%
XYF annual return on assets is 11.47%

Annual ROE

22.17%
XYF annual return on equity is 22.17%

EBIT & EBITDA

Annual EBIT

$198.35 M
XYF annual earnings before interest & taxes is $198.35 million

Annual EBITDA

$199.10 M
XYF annual EBITDA is $199.10 million

Valuation

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PE Ratio

PE Ratio

2.22
XYF price to earnings ratio is 2.22

PE Ratio Sector Rank

1.43%
XYF price to earnings ratio is higher than 1.43% of companies in Financial Services sector

PB Ratio

PB Ratio

0.40
XYF price to book ratio is 0.40

PB Ratio Sector Rank

7.86%
XYF price to book ratio is higher than 7.86% of companies in Financial Services sector

PS Ratio

PS Ratio

1.27
XYF price to sales ratio is 1.27

PS Ratio Sector Rank

18.59%
XYF price to sales ratio is higher than 18.59% of companies in Financial Services sector

Enterprise value

Enterprise Value

$63.11 M
XYF enterprise value is $63.11 million

Enterprise Value Sector Rank

16.18%
XYF enterprise value is higher than 16.18% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-
XYF EV/EBITDA value is unknown

EV/EBITDA Sector Rank

-
XYF EV/EBITDA is unknown

Financial Health

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Liquidity

Annual Current Ratio

0.91
XYF annual current ratio is 0.91

Annual Quick Ratio

-
XYF annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.10
XYF annual debt to equity ratio is 0.10

Annual Interest Coverage Ratio

-
XYF annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
XYF piotroski f-score value is unknown

Altman Z-Score

1.13
XYF altman z-score is 1.13

Balance Sheet

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Assets

Annual Total Assets

$1.64 B
XYF annual total assets is $1.64 billion

Annual Non Current Assets

$875.72 M
XYF annual long term assets is $875.72 million

Annual Current Assets

$642.92 M
XYF annual total current assets is $642.92 million

Annual Cash & Cash Equivalents

$408.80 M
XYF annual cash & cash equivalents is $408.80 million

Equity

Annual Book Value

$824.87 M
XYF annual book value is $824.87 million

Annual Working Capital

-$66.86 M
XYF annual working capital is -$66.86 million

Liabilities

Annual Total Liabilities

$818.63 M
XYF annual total liabilities is $818.63 million

Annual Total Long Term Liabilities

$7.02 M
XYF annual total long term liabilities is $7.02 million

Annual Current Liabilities

$709.78 M
XYF annual total current liabilities is $709.78 million

Annual Accounts Payable

$25.37 M
XYF annual accounts payable is $25.37 million

Debt

Annual Total Debt

$81.52 M
XYF annual total debt is $81.52 million

Annual Total Debt 1-Year Change

+589.98%
XYF annual total debt is up +589.98% year-on-year

Annual Long Term Debt

$1.81 M
XYF annual long term debt is $1.81 million

Annual Short Term Debt

$79.71 M
XYF annual short term debt is $79.71 million

Expenses

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Annual Total Expenses

-
XYF annual total expenses value is unknown

Annual Operating Expenses

$28.14 M
XYF annual total operating expenses is $28.14 million

Annual Cost Of Goods Sold

-
XYF annual cost of goods sold value is unknown

Annual SGA

$28.14 M
XYF annual SGA is $28.14 million

Annual D&A

$743.70 K
XYF annual depreciation & amortization is $743.70 thousand

Annual Interest Expense

-
XYF annual interest expense value is unknown

Cash Flow

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Cashflow Activities

Annual CFO

$115.10 M
XYF annual cash flow from operations is $115.10 million

Annual CFO 1-Year Change

+139.57%
XYF annual cash flow from operations is up +139.57% year-on-year

Annual CFI

-$156.40 M
XYF annual cash flow from investing activities is -$156.40 million

Annual CFI 1-Year Change

-15.02%
XYF annual cash flow from investing activities is down -15.02% year-on-year

Annual CFF

$173.53 M
XYF annual cash flow from financing activities is $173.53 million

Annual CFF 1-Year Change

+102.24%
XYF annual cash flow from financing activities is up +102.24% year-on-year

Free CashFlow

Annual FCF

$113.90 M
XYF annual free cash flow is $113.90 million

Annual FCF 1-Year Change

+141.61%
XYF annual free cash flow is up +141.61% year-on-year

CAPEX

Annual CAPEX

$1.20 M
XYF annual capital expenditures is $1.20 million

Annual CAPEX 1-Year Change

+32.8%
XYF annual capital expenditures is up +32.8% year-on-year

Institutional Ownership

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FAQ

  • What is the ticker symbol for X Financial?
  • Does X Financial pay dividends?
  • What sector is X Financial in?
  • What industry is X Financial in?
  • What country is X Financial based in?
  • When did X Financial go public?
  • Is X Financial in the S&P 500?
  • Is X Financial in the NASDAQ 100?
  • Is X Financial in the Dow Jones?
  • When was X Financial's last earnings report?
  • When does X Financial report earnings?

What is the ticker symbol for X Financial?

The ticker symbol for X Financial is NYSE:XYF

Does X Financial pay dividends?

Yes, X Financial pays dividends. The last payment was $0.17, with an ex-dividend date on September 4, 2024

What sector is X Financial in?

X Financial is in the Financial Services sector

What industry is X Financial in?

X Financial is in the Credit Services industry

What country is X Financial based in?

X Financial is headquartered in China

When did X Financial go public?

X Financial's initial public offering (IPO) was on September 19, 2018

Is X Financial in the S&P 500?

No, X Financial is not included in the S&P 500 index

Is X Financial in the NASDAQ 100?

No, X Financial is not included in the NASDAQ 100 index

Is X Financial in the Dow Jones?

No, X Financial is not included in the Dow Jones index

When was X Financial's last earnings report?

X Financial's most recent earnings report was on Nov 27, 2024

When does X Financial report earnings?

The next expected earnings date for X Financial is Mar 27, 2025