X Financial company logo
X Financial logo

X Financial (XYF)

Summary

Current Price
As of today, XYF price is $5.36, up +2.10% on
Current Price All-Time High
XYF price is currently -91.20% below its historical high of $60.90 set on
Market Cap
XYF current market cap is $206M, down -40.81% year-over-year
PE Ratio
XYF current PE ratio is 1.57
Revenue
XYF current annual revenue is $1.06B, up +30.26% year-over-year
Next Earnings
The next earnings release for XYF is on

Profile

Company profile for X Financial (XYF)
MetricValue
Full NameX Financial
TickerNYSE: XYF
ExchangeNYSE
SectorFinancial Services
IndustryCredit Services
CountryChina
IPO
IndexesNot included
Websiteir.xiaoyinggroup.com
Employees563

Key Metrics

X Financial Key Details
MetricValueDate
Price$5.36
Price, 1D Change+2.10%
$206M
10.45%
1.57
1.16
$1.06B
Revenue, 1Y Change+30.26%
$4.90
EPS, 1Y Change+11.96%

Chart

SUGGESTED SERIES
X Financial chart

Events

X Financial Events
MetricValueDate
Next Earnings
Last Qtr. Earnings
Last Ann. Earnings
Last Ex-Dividend$0.28
Next Ex-DividendN/AN/A
Last Split1:3
Next SplitN/AN/A
Last Ticker ChangeN/AN/A
Next Ticker ChangeN/AN/A

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Estimates

XYF Estimates
MetricValueDate
$4.90
EPS Estimate-N/A
EPS Est. Change-N/A
$1.06B
Revenue Estimate-N/A
Revenue Est. Change-N/A
Current Price$5.36
Price Target--
Price Tgt. Change--

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EPS

XYF EPS reported versus estimate values
YearEstimateReportedSurprise / Exp.
-$3.46-
-$4.38-
-$4.90-
XYF EPS reported versus estimate values chart

Revenue

XYF revenue reported versus estimate values chart
YearEstimateReportedSurprise / Exp.
-$679.59M-
-$815.89M-
-$1.06B-
XYF revenue reported versus estimate values chart

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Performance

XYF Performance
MetricValueDate
Price, 1Y-60.79%
Price, 3Y+22.37%
-40.81%
+88.41%
+30.26%
+100.85%
+11.96%
+118.34%

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Technicals

XYF Technical Indicators
MetricValueDate
Current Price$5.36
$5.92
$4.91
$6.34
$4.94
$0.13
1.16
$0.20
64.98
35.28%

Dividends

XYF Dividends
MetricValueDate
Last Paid$0.28
UpcomingN/AN/A
9.89%
Total Dividend$0.53
$21.53M
10.57%

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Income & Profitability

XYF Income & Profitability
MetricValueDate
$1.06B
$4.90
$781.65M
73.55%
$227.70M
21.43%
$203.74M
19.17%
$414.93M

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Financial Health

XYF Financial Health
MetricValueDate
0.05
1.20
1.20
-
-
1.68

Valuations

XYF Valuations
MetricValueDate
1.57
0.21
0.31
-
-N/A

Balance Sheet

XYF Balance Sheet
MetricValueDate
$654.73M
$483.20M
$2.10B
$939.62M
$977.22M
$786.06M
$58.60M
$58.60M
-

Expenses

XYF Expenses
MetricValueDate
$859.00M
$553.95M
$281.08M
$0.00
$1.55M
$0.00
$40.57M

Cash Flow

XYF Cash Flow
MetricValueDate
$245.51M
-$223.84M
$11.02M
$3.04M
$242.46M

Recent analyst updates

No data

Analyst sentiment

Sentiment over the past month
XYF analyst sentiment distribution chart

Institutional ownership

Largest institutional holders by ownership percentage
XYF institutional ownership distribution chart

Screeners with XYF

FAQ

What is the ticker symbol for X Financial?
The ticker symbol for X Financial is NYSE:XYF
Does X Financial pay dividends?
Yes, X Financial pays dividends. The last payment was $0.28, with an ex-dividend date on April 30, 2026
What sector is X Financial in?
X Financial is in the Financial Services sector
What industry is X Financial in?
X Financial is in the Credit Services industry
What country is X Financial based in?
X Financial is headquartered in China
When did X Financial go public?
X Financial initial public offering (IPO) was on September 19, 2018
Is X Financial in the S&P 500?
No, X Financial is not included in the S&P 500 index
Is X Financial in the NASDAQ 100?
No, X Financial is not included in the NASDAQ 100 index
Is X Financial in the Dow Jones?
No, X Financial is not included in the Dow Jones index
When was X Financial last earnings report?
X Financial's most recent earnings report was on May 27, 2026
When does X Financial report earnings?
The next expected earnings date for X Financial is August 17, 2026

Data Sources & References

  1. XYF Official Website ir.xiaoyinggroup.com
  2. XYF Profile on Yahoo Finance finance.yahoo.com/quote/XYF
  3. XYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/xyf