What is the current annual net margin of WTFC?

As of today, WTFC annual net margin is 19.53%

What is 1-year change in WTFC annual net margin?

WTFC annual net margin is up +11.47% year-over-year

What is 3-year change in WTFC annual net margin?

WTFC annual net margin is down -14.00% over the past 3 years

How far is WTFC annual net margin from its all-time high?

WTFC annual net margin is currently -21.88% below its historical high of 25.00% set on December 31, 2021

How does WTFC annual net margin rank versus sector peers?

WTFC annual net margin is higher than 67.24% of companies in Financial Services sector

When is WTFC next annual earnings release?

The next annual earnings release for WTFC is on January 21, 2027

What is the current quarterly net margin of WTFC?

As of today, WTFC quarterly net margin is 20.39%

What is WTFC quarterly net margin most recent change?

WTFC quarterly net margin was down -3.78% on September 30, 2026

What is 1-year change in WTFC quarterly net margin?

WTFC quarterly net margin is up +2.82% year-over-year

How far is WTFC quarterly net margin from its all-time high?

WTFC quarterly net margin is currently -34.63% below its historical high of 31.19% set on March 31, 2021

How does WTFC quarterly net margin rank versus sector peers?

WTFC quarterly net margin is higher than 60.50% of companies in Financial Services sector

When is WTFC next earnings release?

The next earnings release for WTFC is on January 21, 2027

WTFC Net Margin History & Chart Since 1995

Annual Net Margin

19.53%2.01%+11.47%

December 31, 2025

Summary

Current Value: As of today, WTFC annual net margin is 19.53%, up +11.47% on December 31, 2025
Historical Performance: WTFC annual net margin is down -14.00% over the past 3 years, up +22.98% over the past 5 years
All-Time High Comparison: WTFC annual net margin is currently -21.88% below its historical high of 25.00% set on December 31, 2021
3-Year Low Comparison: WTFC annual net margin is +11.47% above its 3-year low of 17.52% reached on December 31, 2024
Sector Comparison: WTFC annual net margin is higher than 67.24% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

WTFC Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	19.53%	+11.5%	-14.0%	+23.0%	+141.4%
Quarterly Net Margin	Sep 30, 26	20.39%	+2.8%	+12.0%	-13.5%	+47.1%
Price	Nov 10, 26	$154.34	+17.3%	+97.8%	+66.0%	+446.7%
PE Ratio	Nov 10, 26	11.83	-2.1%	+50.7%	-3.0%	-49.7%
Annual Revenue	Dec 31, 25	$4.21B	+6.3%	+87.8%	+128.4%	+438.3%
Annual Net Income	Dec 31, 25	$823.84M	+18.5%	+61.6%	+181.2%	+1200.9%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	26.46%	+11.7%	-15.4%	+24.5%	+105.4%

Net Margin Highs

WTFC Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	22.71%	N/A	-14.0%
5Y	25.00%	Dec 31, 21	-21.9%
All	25.00%	Dec 31, 21	-21.9%

Net Margin Lows

WTFC Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	17.52%	Dec 31, 24	+11.5%
5Y	15.88%	N/A	+23.0%
All	-2.09%	Dec 31, 96	+1034.5%

Net Margin History

Year	Value	Change
2025	19.53%	+11.5%
2024	17.52%	-6.8%
2023	18.79%	-17.3%
2022	22.71%	-9.2%
2021	25.00%	+57.4%
2020	15.88%	-20.1%
2019	19.88%	-11.5%
2018	22.47%	+10.3%
2017	20.38%	+12.7%
2016	18.09%	+6.9%
2015	16.92%	-1.3%
2014	17.14%	+5.5%
2013	16.24%	+23.1%
2012	13.19%	+33.2%
2011	9.90%	+22.4%
2010	8.09%	-23.7%

Year	Value	Change
2009	10.60%	+217.4%
2008	3.34%	-58.5%
2007	8.05%	-21.4%
2006	10.24%	-23.5%
2005	13.39%	-9.5%
2004	14.79%	+7.3%
2003	13.78%	+19.4%
2002	11.54%	+20.6%
2001	9.57%	+42.8%
2000	6.70%	-15.3%
1999	7.91%	+21.7%
1998	6.50%	-6.1%
1997	6.92%	+431.1%
1996	-2.09%	-113.5%
1995	15.43%	-

FAQ

What is the current annual net margin of WTFC?: As of today, WTFC annual net margin is 19.53%
What is 1-year change in WTFC annual net margin?: WTFC annual net margin is up +11.47% year-over-year
What is 3-year change in WTFC annual net margin?: WTFC annual net margin is down -14.00% over the past 3 years
How far is WTFC annual net margin from its all-time high?: WTFC annual net margin is currently -21.88% below its historical high of 25.00% set on December 31, 2021
How does WTFC annual net margin rank versus sector peers?: WTFC annual net margin is higher than 67.24% of companies in Financial Services sector
When is WTFC next annual earnings release?: The next annual earnings release for WTFC is on January 21, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

20.39%0.80%-3.78%

September 30, 2026

Summary

Current Value: As of today, WTFC quarterly net margin is 20.39%, down -3.78% on September 30, 2026
Historical Performance: WTFC quarterly net margin is up +2.82% year-over-year, up +11.97% over the past 3 years
All-Time High Comparison: WTFC quarterly net margin is currently -34.63% below its historical high of 31.19% set on March 31, 2021
3-Year Low Comparison: WTFC quarterly net margin is +81.41% above its 3-year low of 11.24% reached on December 31, 2023
Sector Comparison: WTFC quarterly net margin is higher than 60.50% of companies in Financial Services sector

Performance

WTFC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	20.39%	-3.8%	+2.8%	+12.0%	-13.5%
Annual Net Margin	Dec 31, 25	19.53%	–	+11.5%	-14.0%	+23.0%
Price	Nov 10, 26	$154.34	-3.0%	+17.3%	+97.8%	+66.0%
PE Ratio	Nov 10, 26	11.83	-7.5%	-2.1%	+50.7%	-3.0%
Quarterly Revenue	Sep 30, 26	$1.17B	+6.3%	+7.5%	+30.0%	+153.2%
Quarterly Net Income	Sep 30, 26	$239.05M	+2.3%	+10.5%	+45.6%	+119.0%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	27.91%	-2.9%	+2.8%	+13.1%	-12.4%

Quarterly Net Margin Highs

WTFC Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	21.47%	Mar 31, 26	-5.0%
3Y	21.47%	Mar 31, 26	-5.0%
5Y	25.75%	Mar 31, 22	-20.8%
All	31.19%	Mar 31, 21	-34.6%

Quarterly Net Margin Lows

WTFC Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	19.83%	N/A	+2.8%
3Y	11.24%	Dec 31, 23	+81.4%
5Y	11.24%	Dec 31, 23	+81.4%
All	-2.02%	Sep 30, 08	+1109.4%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	20.39%	-3.8%
Jun 2026	21.19%	-1.3%
Mar 2026	21.47%	+4.7%
Dec 2025	20.50%	+3.4%
Sep 2025	19.83%	+7.4%
Jun 2025	18.47%	-1.5%
Mar 2025	18.75%	+3.8%
Dec 2024	18.06%	+8.0%
Sep 2024	16.72%	+7.3%
Jun 2024	15.58%	-21.3%
Mar 2024	19.80%	+76.2%
Dec 2023	11.24%	-38.3%
Sep 2023	18.21%	-4.0%
Jun 2023	18.96%	-22.0%
Mar 2023	24.31%	+13.8%
Dec 2022	21.36%	-13.2%
Sep 2022	24.61%	+25.8%
Jun 2022	19.56%	-24.0%
Mar 2022	25.75%	+20.8%
Dec 2021	21.32%	-9.5%
Sep 2021	23.57%	+0.5%
Jun 2021	23.46%	-24.8%
Mar 2021	31.19%	+50.0%
Dec 2020	20.79%	-9.0%
Sep 2020	22.84%	+371.9%
Jun 2020	4.84%	-66.0%
Mar 2020	14.24%	-23.2%
Dec 2019	18.55%	-12.3%
Sep 2019	21.15%	+15.3%
Jun 2019	18.34%	-14.5%
Mar 2019	21.44%	+7.0%
Dec 2018	20.03%	-11.5%
Sep 2018	22.64%	-4.4%
Jun 2018	23.69%	-0.2%
Mar 2018	23.74%	+14.9%
Dec 2017	20.66%	+2.9%
Sep 2017	20.08%	-0.5%
Jun 2017	20.18%	-2.2%
Mar 2017	20.63%	+12.1%
Dec 2016	18.40%	+3.4%
Sep 2016	17.80%	+3.7%
Jun 2016	17.16%	-10.3%
Mar 2016	19.12%	+33.3%
Dec 2015	14.34%	-4.8%
Sep 2015	15.07%	-13.4%
Jun 2015	17.41%	+4.0%
Mar 2015	16.74%	+0.2%
Dec 2014	16.71%	-5.6%
Sep 2014	17.71%	+3.6%
Jun 2014	17.09%	+0.2%
Mar 2014	17.05%	-1.6%
Dec 2013	17.32%	+9.1%
Sep 2013	15.88%	+1.2%
Jun 2013	15.69%	+2.4%
Mar 2013	15.32%	+12.7%
Dec 2012	13.59%	-7.3%
Sep 2012	14.66%	+16.5%
Jun 2012	12.58%	+7.8%
Mar 2012	11.67%	+19.8%
Dec 2011	9.74%	-29.7%

Month	Value	Change
Sep 2011	13.86%	+112.3%
Jun 2011	6.53%	-25.1%
Mar 2011	8.72%	+12.7%
Dec 2010	7.74%	-20.7%
Sep 2010	9.76%	+54.7%
Jun 2010	6.31%	-26.3%
Mar 2010	8.56%	-45.6%
Dec 2009	15.74%	+45.9%
Sep 2009	10.79%	+179.5%
Jun 2009	3.86%	-3.7%
Mar 2009	4.01%	+1,282.8%
Dec 2008	0.29%	+114.4%
Sep 2008	-2.02%	-128.5%
Jun 2008	7.08%	+17.2%
Mar 2008	6.04%	-30.7%
Dec 2007	8.71%	+45.9%
Sep 2007	5.97%	-32.7%
Jun 2007	8.87%	+4.0%
Mar 2007	8.53%	-1.6%
Dec 2006	8.67%	-2.1%
Sep 2006	8.86%	-19.8%
Jun 2006	11.05%	-13.4%
Mar 2006	12.76%	-3.1%
Dec 2005	13.17%	-2.7%
Sep 2005	13.53%	-3.8%
Jun 2005	14.07%	+0.3%
Mar 2005	14.03%	-0.1%
Dec 2004	14.05%	-6.7%
Sep 2004	15.06%	-1.1%
Jun 2004	15.23%	+1.7%
Mar 2004	14.97%	-0.9%
Dec 2003	15.11%	+8.2%
Sep 2003	13.97%	+5.9%
Jun 2003	13.19%	+3.7%
Mar 2003	12.72%	+6.5%
Dec 2002	11.94%	+4.1%
Sep 2002	11.47%	+6.0%
Jun 2002	10.82%	-7.0%
Mar 2002	11.63%	+8.6%
Dec 2001	10.71%	+6.1%
Sep 2001	10.09%	+12.9%
Jun 2001	8.94%	+4.6%
Mar 2001	8.55%	+5.2%
Dec 2000	8.13%	+292.8%
Sep 2000	2.07%	-75.3%
Jun 2000	8.39%	-1.6%
Mar 2000	8.53%	+4.0%
Dec 1999	8.20%	-2.4%
Sep 1999	8.40%	+4.9%
Jun 1999	8.01%	+16.1%
Mar 1999	6.90%	-13.8%
Dec 1998	8.00%	-7.3%
Sep 1998	8.63%	+110.0%
Jun 1998	4.11%	-14.9%
Mar 1998	4.83%	-73.7%
Dec 1997	18.39%	+18.8%
Sep 1997	15.48%	+8.3%
Jun 1997	14.29%	+40.9%
Mar 1997	10.14%	-

FAQ

What is the current quarterly net margin of WTFC?: As of today, WTFC quarterly net margin is 20.39%
What is WTFC quarterly net margin most recent change?: WTFC quarterly net margin was down -3.78% on September 30, 2026
What is 1-year change in WTFC quarterly net margin?: WTFC quarterly net margin is up +2.82% year-over-year
How far is WTFC quarterly net margin from its all-time high?: WTFC quarterly net margin is currently -34.63% below its historical high of 31.19% set on March 31, 2021
How does WTFC quarterly net margin rank versus sector peers?: WTFC quarterly net margin is higher than 60.50% of companies in Financial Services sector
When is WTFC next earnings release?: The next earnings release for WTFC is on January 21, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

WTFC Official Website www.wintrust.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1015328/000101532826000004/0001015328-26-000004-index.htm
WTFC Profile on Yahoo Finance finance.yahoo.com/quote/WTFC
WTFC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/wtfc