What is the current annual operating margin of UNM?

As of today, UNM annual operating margin is 8.71%

What is 1-year change in UNM annual operating margin?

UNM annual operating margin is down -55.81% year-over-year

What is 3-year change in UNM annual operating margin?

UNM annual operating margin is down -48.28% over the past 3 years

How far is UNM annual operating margin from its all-time high?

UNM annual operating margin is currently -89.05% below its historical high of 79.51% set on December 31, 1986

How does UNM annual operating margin rank versus sector peers?

UNM annual operating margin is higher than 24.84% of companies in Financial Services sector

When is UNM next annual earnings release?

As of today, the next annual earnings release for UNM has not been scheduled

What is the current quarterly operating margin of UNM?

As of today, UNM quarterly operating margin is 12.02%

What is UNM quarterly operating margin most recent change?

UNM quarterly operating margin was up +7.51% on June 30, 2026

What is 1-year change in UNM quarterly operating margin?

UNM quarterly operating margin is down -13.53% year-over-year

How far is UNM quarterly operating margin from its all-time high?

UNM quarterly operating margin is currently -80.97% below its historical high of 63.15% set on December 31, 1999

How does UNM quarterly operating margin rank versus sector peers?

UNM quarterly operating margin is higher than 25.61% of companies in Financial Services sector

When is UNM next earnings release?

The next earnings release for UNM is on November 3, 2026

Unum Group (UNM) Operating Margin History & Chart Since 1986

Annual Operating Margin

8.71%11.00%-55.81%

December 31, 2025

Summary

Current Value: As of today, UNM annual operating margin is 8.71%, down -55.81% on December 31, 2025
Historical Performance: UNM annual operating margin is down -48.28% over the past 3 years, down -1.58% over the past 5 years
All-Time High Comparison: UNM annual operating margin is currently -89.05% below its historical high of 79.51% set on December 31, 1986
3-Year Low Comparison: UNM annual operating margin is at its 3-year low
Sector Comparison: UNM annual operating margin is higher than 24.84% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

UNM Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	8.71%	-55.8%	-48.3%	-1.6%	-39.7%
Quarterly Operating Margin	Jun 30, 26	12.02%	-13.5%	-34.4%	-7.5%	-16.6%
Price	Aug 19, 26	$87.64	+26.2%	+79.6%	+244.6%	+304.1%
PE Ratio	Aug 19, 26	20.45	+146.1%	+224.6%	+176.3%	+167.7%
Annual Revenue	Dec 31, 25	$13.05B	+1.2%	+9.1%	-0.8%	+28.1%
Annual Operating Profit	Dec 31, 25	$1.14B	-55.3%	-43.6%	-2.4%	-22.8%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	5.66%	-59.0%	-51.9%	-6.0%	-34.9%

Operating Margin Highs

UNM Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	19.71%	Dec 31, 24	-55.8%
5Y	19.71%	Dec 31, 24	-55.8%
All	79.51%	Dec 31, 86	-89.0%

Operating Margin Lows

UNM Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	8.71%	Dec 31, 25	at low
5Y	8.71%	Dec 31, 25	at low
All	-3.87%	Dec 31, 93	+325.1%

Operating Margin History

Year	Value	Change
2025	8.71%	-55.8%
2024	19.71%	+26.6%
2023	15.57%	-7.5%
2022	16.84%	+50.9%
2021	11.16%	+26.1%
2020	8.85%	-33.1%
2019	13.22%	+92.7%
2018	6.86%	-50.5%
2017	13.86%	+1.2%
2016	13.70%	+5.7%
2015	12.96%	+92.3%
2014	6.74%	-48.5%
2013	13.08%	-1.4%
2012	13.27%	+102.9%
2011	6.54%	-54.7%
2010	14.45%	-9.1%
2009	15.90%	+44.8%
2008	10.98%	-11.1%
2007	12.35%	+86.3%
2006	6.63%	-25.5%

Year	Value	Change
2005	8.90%	+5.3%
2004	8.45%	+1,508.3%
2003	-0.60%	-104.9%
2002	12.19%	+14.5%
2001	10.65%	-4.1%
2000	11.10%	-14.5%
1999	12.98%	+8.1%
1998	12.01%	+1.9%
1997	11.79%	+10.7%
1996	10.65%	+37.2%
1995	7.76%	-5.5%
1994	8.21%	+312.1%
1993	-3.87%	-154.6%
1992	7.09%	+5.7%
1991	6.71%	-40.0%
1990	11.18%	+19.3%
1989	9.37%	+74.5%
1988	5.37%	-93.2%
1986	79.51%	-

FAQ

What is the current annual operating margin of UNM?: As of today, UNM annual operating margin is 8.71%
What is 1-year change in UNM annual operating margin?: UNM annual operating margin is down -55.81% year-over-year
What is 3-year change in UNM annual operating margin?: UNM annual operating margin is down -48.28% over the past 3 years
How far is UNM annual operating margin from its all-time high?: UNM annual operating margin is currently -89.05% below its historical high of 79.51% set on December 31, 1986
How does UNM annual operating margin rank versus sector peers?: UNM annual operating margin is higher than 24.84% of companies in Financial Services sector
When is UNM next annual earnings release?: As of today, the next annual earnings release for UNM has not been scheduled

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

12.02%0.84%+7.51%

June 30, 2026

Summary

Current Value: As of today, UNM quarterly operating margin is 12.02%, up +7.51% on June 30, 2026
Historical Performance: UNM quarterly operating margin is down -13.53% year-over-year, down -34.42% over the past 3 years
All-Time High Comparison: UNM quarterly operating margin is currently -80.97% below its historical high of 63.15% set on December 31, 1999
3-Year Low Comparison: UNM quarterly operating margin is +276.80% above its 3-year low of 3.19% reached on September 30, 2025
Sector Comparison: UNM quarterly operating margin is higher than 25.61% of companies in Financial Services sector

Performance

UNM Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Jun 30, 26	12.02%	+7.5%	-13.5%	-34.4%	-7.5%
Annual Operating Margin	Dec 31, 25	8.71%	–	-55.8%	-48.3%	-1.6%
Price	Aug 19, 26	$87.64	+4.5%	+26.2%	+79.6%	+244.6%
PE Ratio	Aug 19, 26	20.45	+12.3%	+146.1%	+224.6%	+176.3%
Quarterly Revenue	Jun 30, 26	$3.35B	-0.3%	+0.2%	+7.6%	+12.1%
Quarterly Operating Profit	Jun 30, 26	$403.00M	+7.2%	-13.3%	-29.4%	+3.6%
Quarterly Gross Margin	Jun 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Jun 30, 26	7.81%	+13.2%	-22.1%	-38.1%	+27.8%

Quarterly Operating Margin Highs

UNM Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	13.90%	N/A	-13.5%
3Y	27.51%	Sep 30, 24	-56.3%
5Y	27.51%	Sep 30, 24	-56.3%
All	63.15%	Dec 31, 99	-81.0%

Quarterly Operating Margin Lows

UNM Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	3.19%	Sep 30, 25	+276.8%
3Y	3.19%	Sep 30, 25	+276.8%
5Y	3.19%	Sep 30, 25	+276.8%
All	-27.48%	Mar 31, 04	+143.7%

Quarterly Operating Margin History

Month	Value	Change
Jun 2026	12.02%	+7.5%
Mar 2026	11.18%	+33.6%
Dec 2025	8.37%	+162.4%
Sep 2025	3.19%	-77.1%
Jun 2025	13.90%	+34.4%
Mar 2025	10.34%	-35.8%
Dec 2024	16.10%	-41.5%
Sep 2024	27.51%	+56.7%
Jun 2024	17.56%	-0.8%
Mar 2024	17.70%	+11.3%
Dec 2023	15.91%	+47.0%
Sep 2023	10.82%	-41.0%
Jun 2023	18.33%	+6.5%
Mar 2023	17.21%	+18.0%
Dec 2022	14.58%	-39.4%
Sep 2022	24.06%	+44.3%
Jun 2022	16.67%	+37.4%
Mar 2022	12.13%	+49.2%
Dec 2021	8.13%	-48.3%
Sep 2021	15.72%	+20.9%
Jun 2021	13.00%	+64.1%
Mar 2021	7.92%	+98.5%
Dec 2020	3.99%	-65.8%
Sep 2020	11.65%	-11.5%
Jun 2020	13.17%	+52.6%
Mar 2020	8.63%	-38.5%
Dec 2019	14.04%	+12.1%
Sep 2019	12.52%	-4.3%
Jun 2019	13.08%	-1.1%
Mar 2019	13.23%	+8.4%
Dec 2018	12.21%	+206.6%
Sep 2018	-11.45%	-183.3%
Jun 2018	13.74%	+4.5%
Mar 2018	13.15%	-3.1%
Dec 2017	13.57%	-6.0%
Sep 2017	14.43%	+1.4%
Jun 2017	14.23%	+7.9%
Mar 2017	13.19%	-10.3%
Dec 2016	14.70%	+7.7%
Sep 2016	13.65%	-1.5%
Jun 2016	13.86%	+10.2%
Mar 2016	12.58%	-3.7%
Dec 2015	13.06%	+3.0%
Sep 2015	12.68%	-4.2%
Jun 2015	13.23%	+2.8%
Mar 2015	12.87%	+181.6%
Dec 2014	-15.77%	-216.0%
Sep 2014	13.59%	-10.3%
Jun 2014	15.15%	+7.8%
Mar 2014	14.06%	+5.9%
Dec 2013	13.28%	+5.0%
Sep 2013	12.65%	-5.7%
Jun 2013	13.41%	+3.2%
Mar 2013	12.99%	-4.3%
Dec 2012	13.57%	-0.1%
Sep 2012	13.58%	+7.2%
Jun 2012	12.67%	-4.2%

Month	Value	Change
Mar 2012	13.23%	+189.3%
Dec 2011	-14.82%	-216.5%
Sep 2011	12.72%	-11.7%
Jun 2011	14.41%	+1.1%
Mar 2011	14.25%	-1.4%
Dec 2010	14.45%	+1.0%
Sep 2010	14.31%	+5.0%
Jun 2010	13.63%	-11.5%
Mar 2010	15.40%	+1.2%
Dec 2009	15.21%	-2.8%
Sep 2009	15.65%	-14.7%
Jun 2009	18.34%	+30.0%
Mar 2009	14.11%	+114.1%
Dec 2008	6.59%	-36.6%
Sep 2008	10.39%	-32.5%
Jun 2008	15.39%	+34.3%
Mar 2008	11.46%	-11.5%
Dec 2007	12.95%	-0.5%
Sep 2007	13.02%	+14.7%
Jun 2007	11.35%	-5.9%
Mar 2007	12.06%	+3.0%
Dec 2006	11.71%	+722.9%
Sep 2006	-1.88%	-119.4%
Jun 2006	9.70%	+42.4%
Mar 2006	6.81%	-26.9%
Dec 2005	9.32%	+111.3%
Sep 2005	4.41%	-65.3%
Jun 2005	12.71%	+38.3%
Mar 2005	9.19%	+25.5%
Dec 2004	7.32%	-37.1%
Sep 2004	11.64%	+78.5%
Jun 2004	6.52%	+123.7%
Mar 2004	-27.48%	-88.3%
Dec 2003	-14.59%	-257.9%
Sep 2003	9.24%	+28.2%
Jun 2003	7.21%	+152.1%
Mar 2003	-13.83%	-259.7%
Sep 2002	8.66%	+12.2%
Jun 2002	7.72%	+25.3%
Mar 2002	6.16%	-43.2%
Dec 2001	10.85%	+10.0%
Sep 2001	9.86%	-8.7%
Jun 2001	10.80%	-5.8%
Mar 2001	11.46%	-4.7%
Dec 2000	12.02%	+8.7%
Sep 2000	11.06%	+1.3%
Jun 2000	10.92%	+4.5%
Mar 2000	10.45%	-83.5%
Dec 1999	63.15%	+772.5%
Sep 1999	-9.39%	+11.2%
Jun 1999	-10.58%	-180.0%
Mar 1999	13.23%	+132.9%
Dec 1998	5.68%	-62.0%
Sep 1998	14.95%	+3.1%
Jun 1998	14.50%	+12.1%
Mar 1998	12.93%	-

FAQ

What is the current quarterly operating margin of UNM?: As of today, UNM quarterly operating margin is 12.02%
What is UNM quarterly operating margin most recent change?: UNM quarterly operating margin was up +7.51% on June 30, 2026
What is 1-year change in UNM quarterly operating margin?: UNM quarterly operating margin is down -13.53% year-over-year
How far is UNM quarterly operating margin from its all-time high?: UNM quarterly operating margin is currently -80.97% below its historical high of 63.15% set on December 31, 1999
How does UNM quarterly operating margin rank versus sector peers?: UNM quarterly operating margin is higher than 25.61% of companies in Financial Services sector
When is UNM next earnings release?: The next earnings release for UNM is on November 3, 2026

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

UNM Official Website www.unum.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/5513/000000551326000008/0000005513-26-000008-index.htm
UNM Profile on Yahoo Finance finance.yahoo.com/quote/UNM
UNM Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/unm