What is the current annual operating margin of ITUB?

As of today, ITUB annual operating margin is 10.95%

What is 1-year change in ITUB annual operating margin?

ITUB annual operating margin is down -29.26% year-over-year

What is 3-year change in ITUB annual operating margin?

ITUB annual operating margin is down -20.01% over the past 3 years

How far is ITUB annual operating margin from its all-time high?

ITUB annual operating margin is currently -63.99% below its historical high of 30.41% set on December 31, 2001

How does ITUB annual operating margin rank versus sector peers?

ITUB annual operating margin is higher than 27.09% of companies in Financial Services sector

When is ITUB next annual earnings release?

The next annual earnings release for ITUB is on February 3, 2027

What is the current quarterly operating margin of ITUB?

As of today, ITUB quarterly operating margin is 12.53%

What is ITUB quarterly operating margin most recent change?

ITUB quarterly operating margin was down -19.11% on September 30, 2026

What is 1-year change in ITUB quarterly operating margin?

ITUB quarterly operating margin is down -2.03% year-over-year

How far is ITUB quarterly operating margin from its all-time high?

ITUB quarterly operating margin is currently -72.78% below its historical high of 46.03% set on June 30, 2005

How does ITUB quarterly operating margin rank versus sector peers?

ITUB quarterly operating margin is higher than 27.28% of companies in Financial Services sector

When is ITUB next earnings release?

The next earnings release for ITUB is on February 3, 2027

ITUB Operating Margin History & Chart Since 1987

Annual Operating Margin

10.95%4.53%-29.26%

December 31, 2025

Summary

Current Value: As of today, ITUB annual operating margin is 10.95%, down -29.26% on December 31, 2025
Historical Performance: ITUB annual operating margin is down -20.01% over the past 3 years, up +51.03% over the past 5 years
All-Time High Comparison: ITUB annual operating margin is currently -63.99% below its historical high of 30.41% set on December 31, 2001
3-Year Low Comparison: ITUB annual operating margin is at its 3-year low
Sector Comparison: ITUB annual operating margin is higher than 27.09% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

ITUB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	10.95%	-29.3%	-20.0%	+51.0%	-33.4%
Quarterly Operating Margin	Sep 30, 26	12.53%	-2.0%	-18.3%	-41.0%	+63.8%
Price	Nov 10, 26	$7.39	-0.2%	+38.6%	+101.3%	+14.0%
PE Ratio	Nov 10, 26	9.29	-11.9%	+7.7%	+40.5%	-10.3%
Annual Revenue	Dec 31, 25	$77.28B	+22.8%	+43.9%	+107.5%	+21.3%
Annual Operating Profit	Dec 31, 25	$8.46B	-13.1%	+15.1%	+213.4%	-19.2%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	10.62%	-14.5%	-2.6%	+35.5%	-4.7%

Operating Margin Highs

ITUB Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	15.48%	Dec 31, 24	-29.3%
5Y	24.01%	Dec 31, 21	-54.4%
All	30.41%	Dec 31, 01	-64.0%

Operating Margin Lows

ITUB Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	10.95%	Dec 31, 25	at low
5Y	7.25%	N/A	+51.0%
All	-2.97%	Dec 31, 08	+468.7%

Operating Margin History

Year	Value	Change
2025	10.95%	-29.3%
2024	15.48%	+26.3%
2023	12.26%	-10.4%
2022	13.69%	-43.0%
2021	24.01%	+231.2%
2020	7.25%	-56.0%
2019	16.48%	+1.3%
2018	16.27%	+3.0%
2017	15.80%	-13.0%
2016	18.17%	+58.8%
2015	11.44%	-30.2%
2014	16.39%	+3.7%
2013	15.81%	+24.4%
2012	12.71%	-13.5%
2011	14.69%	-10.6%
2010	16.43%	-12.1%
2009	18.70%	+729.6%
2008	-2.97%	-113.0%
2007	22.88%	+80.4%
2006	12.68%	-55.9%

Year	Value	Change
2005	28.78%	+2.9%
2004	27.96%	+10.0%
2003	25.41%	+119.8%
2002	11.56%	-62.0%
2001	30.41%	+109.1%
2000	14.54%	+15.3%
1999	12.61%	+72.7%
1998	7.30%	+61.5%
1997	4.52%	-42.0%
1996	7.79%	-7.3%
1995	8.40%	-15.2%
1994	9.91%	-48.3%
1993	19.17%	-5.3%
1992	20.25%	+11.8%
1991	18.11%	+271.1%
1990	4.88%	-31.4%
1989	7.11%	+56.6%
1988	4.54%	-15.3%
1987	5.36%	-

FAQ

What is the current annual operating margin of ITUB?: As of today, ITUB annual operating margin is 10.95%
What is 1-year change in ITUB annual operating margin?: ITUB annual operating margin is down -29.26% year-over-year
What is 3-year change in ITUB annual operating margin?: ITUB annual operating margin is down -20.01% over the past 3 years
How far is ITUB annual operating margin from its all-time high?: ITUB annual operating margin is currently -63.99% below its historical high of 30.41% set on December 31, 2001
How does ITUB annual operating margin rank versus sector peers?: ITUB annual operating margin is higher than 27.09% of companies in Financial Services sector
When is ITUB next annual earnings release?: The next annual earnings release for ITUB is on February 3, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

12.53%2.96%-19.11%

September 30, 2026

Summary

Current Value: As of today, ITUB quarterly operating margin is 12.53%, down -19.11% on September 30, 2026
Historical Performance: ITUB quarterly operating margin is down -2.03% year-over-year, down -18.26% over the past 3 years
All-Time High Comparison: ITUB quarterly operating margin is currently -72.78% below its historical high of 46.03% set on June 30, 2005
3-Year Low Comparison: ITUB quarterly operating margin is +63.58% above its 3-year low of 7.66% reached on June 30, 2025
Sector Comparison: ITUB quarterly operating margin is higher than 27.28% of companies in Financial Services sector

Performance

ITUB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	12.53%	-19.1%	-2.0%	-18.3%	-41.0%
Annual Operating Margin	Dec 31, 25	10.95%	–	-29.3%	-20.0%	+51.0%
Price	Nov 10, 26	$7.39	-6.2%	-0.2%	+38.6%	+101.3%
PE Ratio	Nov 10, 26	9.29	-9.5%	-11.9%	+7.7%	+40.5%
Quarterly Revenue	Sep 30, 26	$23.67B	+20.0%	+22.3%	+42.1%	+155.8%
Quarterly Operating Profit	Sep 30, 26	$2.97B	-2.9%	+19.8%	+16.2%	+51.0%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	10.09%	-18.4%	-8.3%	-3.2%	-23.6%

Quarterly Operating Margin Highs

ITUB Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	15.49%	Jun 30, 26	-19.1%
3Y	17.90%	Dec 31, 24	-30.0%
5Y	21.23%	N/A	-41.0%
All	46.03%	Jun 30, 05	-72.8%

Quarterly Operating Margin Lows

ITUB Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	10.57%	Dec 31, 25	+18.5%
3Y	7.66%	Jun 30, 25	+63.6%
5Y	7.66%	Jun 30, 25	+63.6%
All	-54.78%	Dec 31, 08	+122.9%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	12.53%	-19.1%
Jun 2026	15.49%	+21.1%
Mar 2026	12.79%	+21.0%
Dec 2025	10.57%	-17.4%
Sep 2025	12.79%	+67.0%
Jun 2025	7.66%	-40.9%
Mar 2025	12.97%	-27.5%
Dec 2024	17.90%	+40.8%
Sep 2024	12.71%	-19.8%
Jun 2024	15.85%	+3.7%
Mar 2024	15.29%	+35.9%
Dec 2023	11.25%	-26.6%
Sep 2023	15.33%	+24.9%
Jun 2023	12.27%	+10.2%
Mar 2023	11.13%	+5.6%
Dec 2022	10.54%	-25.1%
Sep 2022	14.07%	-25.5%
Jun 2022	18.88%	+35.5%
Mar 2022	13.93%	-28.3%
Dec 2021	19.42%	-8.5%
Sep 2021	21.23%	-39.3%
Jun 2021	34.96%	+90.5%
Mar 2021	18.35%	-37.3%
Dec 2020	29.26%	+110.7%
Sep 2020	13.89%	+148.0%
Jun 2020	5.60%	+133.2%
Mar 2020	-16.86%	-199.7%
Dec 2019	16.91%	+82.4%
Sep 2019	9.27%	-52.2%
Jun 2019	19.40%	-5.7%
Mar 2019	20.57%	+4.7%
Dec 2018	19.65%	+2.5%
Sep 2018	19.17%	+194.0%
Jun 2018	6.52%	-69.4%
Mar 2018	21.28%	+213.9%
Dec 2017	6.78%	-66.0%
Sep 2017	19.92%	+22.4%
Jun 2017	16.27%	-7.5%
Mar 2017	17.59%	+8.3%
Dec 2016	16.24%	+19.4%
Sep 2016	13.60%	-39.9%
Jun 2016	22.64%	+11.0%
Mar 2016	20.40%	+56.3%
Dec 2015	13.05%	+704.2%
Sep 2015	-2.16%	-111.1%
Jun 2015	19.41%	+113.3%
Mar 2015	9.10%	-35.4%
Dec 2014	14.08%	-5.1%
Sep 2014	14.84%	-16.8%
Jun 2014	17.84%	-7.8%

Month	Value	Change
Mar 2014	19.34%	+15.8%
Dec 2013	16.70%	+3.0%
Sep 2013	16.22%	+43.0%
Jun 2013	11.34%	-20.6%
Mar 2013	14.28%	+54.0%
Dec 2012	9.27%	-28.0%
Sep 2012	12.87%	+30.7%
Jun 2012	9.85%	-38.1%
Mar 2012	15.91%	-20.8%
Dec 2011	20.08%	+162.5%
Sep 2011	7.65%	-42.7%
Jun 2011	13.34%	-19.4%
Mar 2011	16.55%	-20.7%
Dec 2010	20.88%	+9.4%
Sep 2010	19.08%	+5.2%
Jun 2010	18.14%	-5.1%
Mar 2010	19.11%	-27.7%
Dec 2009	26.42%	+43.4%
Sep 2009	18.43%	-31.3%
Jun 2009	26.81%	+102.8%
Mar 2009	13.22%	+124.1%
Dec 2008	-54.78%	-982.1%
Sep 2008	6.21%	-79.9%
Jun 2008	30.95%	+82.8%
Mar 2008	16.93%	-23.9%
Dec 2007	22.25%	+15.0%
Sep 2007	19.34%	-13.0%
Jun 2007	22.23%	-20.7%
Mar 2007	28.03%	+121.8%
Dec 2006	12.64%	+269.7%
Sep 2006	-7.45%	-126.9%
Jun 2006	27.71%	-19.9%
Mar 2006	34.58%	+65.3%
Dec 2005	20.92%	-24.8%
Sep 2005	27.83%	-39.5%
Jun 2005	46.03%	+68.3%
Mar 2005	27.35%	-32.4%
Dec 2004	40.48%	+29.5%
Sep 2004	31.27%	+56.8%
Jun 2004	19.94%	-13.4%
Mar 2004	23.02%	+39.6%
Sep 2003	16.49%	+59.6%
Jun 2003	10.33%	-67.9%
Mar 2003	32.15%	+331.5%
Sep 2002	7.45%	+4.5%
Jun 2002	7.13%	-52.7%
Mar 2002	15.07%	-13.9%
Dec 2000	17.50%	-56.6%
Jun 2000	40.30%	+267.3%
Mar 2000	-24.09%	-

FAQ

What is the current quarterly operating margin of ITUB?: As of today, ITUB quarterly operating margin is 12.53%
What is ITUB quarterly operating margin most recent change?: ITUB quarterly operating margin was down -19.11% on September 30, 2026
What is 1-year change in ITUB quarterly operating margin?: ITUB quarterly operating margin is down -2.03% year-over-year
How far is ITUB quarterly operating margin from its all-time high?: ITUB quarterly operating margin is currently -72.78% below its historical high of 46.03% set on June 30, 2005
How does ITUB quarterly operating margin rank versus sector peers?: ITUB quarterly operating margin is higher than 27.28% of companies in Financial Services sector
When is ITUB next earnings release?: The next earnings release for ITUB is on February 3, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

ITUB Official Website www.itau.com.br
ITUB Profile on Yahoo Finance finance.yahoo.com/quote/ITUB
ITUB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/itub