What is the current annual net margin of ITUB?

As of today, ITUB annual net margin is 10.62%

What is 1-year change in ITUB annual net margin?

ITUB annual net margin is down -14.49% year-over-year

What is 3-year change in ITUB annual net margin?

ITUB annual net margin is down -2.57% over the past 3 years

How far is ITUB annual net margin from its all-time high?

ITUB annual net margin is currently -44.28% below its historical high of 19.06% set on December 31, 2007

How does ITUB annual net margin rank versus sector peers?

ITUB annual net margin is higher than 35.94% of companies in Financial Services sector

When is ITUB next annual earnings release?

The next annual earnings release for ITUB is on February 3, 2027

What is the current quarterly net margin of ITUB?

As of today, ITUB quarterly net margin is 10.09%

What is ITUB quarterly net margin most recent change?

ITUB quarterly net margin was down -18.43% on September 30, 2026

What is 1-year change in ITUB quarterly net margin?

ITUB quarterly net margin is down -8.27% year-over-year

How far is ITUB quarterly net margin from its all-time high?

ITUB quarterly net margin is currently -78.57% below its historical high of 47.08% set on December 31, 2003

How does ITUB quarterly net margin rank versus sector peers?

ITUB quarterly net margin is higher than 31.43% of companies in Financial Services sector

When is ITUB next earnings release?

The next earnings release for ITUB is on February 3, 2027

ITUB Net Margin History & Chart Since 1987

Annual Net Margin

10.62%1.80%-14.49%

December 31, 2025

Summary

Current Value: As of today, ITUB annual net margin is 10.62%, down -14.49% on December 31, 2025
Historical Performance: ITUB annual net margin is down -2.57% over the past 3 years, up +35.46% over the past 5 years
All-Time High Comparison: ITUB annual net margin is currently -44.28% below its historical high of 19.06% set on December 31, 2007
3-Year Low Comparison: ITUB annual net margin is +8.04% above its 3-year low of 9.83% reached on December 31, 2023
Sector Comparison: ITUB annual net margin is higher than 35.94% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

ITUB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	10.62%	-14.5%	-2.6%	+35.5%	-4.7%
Quarterly Net Margin	Sep 30, 26	10.09%	-8.3%	-3.2%	-23.6%	+14.1%
Price	Nov 10, 26	$7.39	-0.2%	+38.6%	+101.3%	+14.0%
PE Ratio	Nov 10, 26	9.29	-11.9%	+7.7%	+40.5%	-10.3%
Annual Revenue	Dec 31, 25	$77.28B	+22.8%	+43.9%	+107.5%	+21.3%
Annual Net Income	Dec 31, 25	$8.21B	+5.0%	+40.1%	+181.0%	+15.6%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	10.95%	-29.3%	-20.0%	+51.0%	-33.4%

Net Margin Highs

ITUB Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	12.42%	Dec 31, 24	-14.5%
5Y	15.04%	Dec 31, 21	-29.4%
All	19.06%	Dec 31, 07	-44.3%

Net Margin Lows

ITUB Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	9.83%	Dec 31, 23	+8.0%
5Y	7.84%	N/A	+35.5%
All	1.87%	Dec 1, 90	+467.9%

Net Margin History

Year	Value	Change
2025	10.62%	-14.5%
2024	12.42%	+26.3%
2023	9.83%	-9.8%
2022	10.90%	-27.5%
2021	15.04%	+91.8%
2020	7.84%	-42.5%
2019	13.63%	+3.9%
2018	13.12%	+18.5%
2017	11.07%	+6.6%
2016	10.38%	-24.3%
2015	13.72%	+13.1%
2014	12.13%	+7.3%
2013	11.31%	+28.7%
2012	8.79%	-15.4%
2011	10.39%	-6.7%
2010	11.14%	-3.3%
2009	11.52%	+11.5%
2008	10.33%	-45.8%
2007	19.06%	+76.5%
2006	10.80%	-39.5%

Year	Value	Change
2005	17.84%	+13.9%
2004	15.66%	+9.8%
2003	14.26%	+71.0%
2002	8.34%	-32.8%
2001	12.41%	-6.4%
2000	13.26%	+27.1%
1999	10.43%	+55.9%
1998	6.69%	+2.0%
1997	6.56%	+24.2%
1996	5.28%	-4.7%
1995	5.54%	+4.1%
1994	5.32%	-59.4%
1993	13.10%	+26.8%
1992	10.33%	-23.2%
1991	13.45%	+619.3%
1990	1.87%	-27.2%
1989	2.57%	+29.8%
1988	1.98%	-20.5%
1987	2.49%	-

FAQ

What is the current annual net margin of ITUB?: As of today, ITUB annual net margin is 10.62%
What is 1-year change in ITUB annual net margin?: ITUB annual net margin is down -14.49% year-over-year
What is 3-year change in ITUB annual net margin?: ITUB annual net margin is down -2.57% over the past 3 years
How far is ITUB annual net margin from its all-time high?: ITUB annual net margin is currently -44.28% below its historical high of 19.06% set on December 31, 2007
How does ITUB annual net margin rank versus sector peers?: ITUB annual net margin is higher than 35.94% of companies in Financial Services sector
When is ITUB next annual earnings release?: The next annual earnings release for ITUB is on February 3, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

10.09%2.28%-18.43%

September 30, 2026

Summary

Current Value: As of today, ITUB quarterly net margin is 10.09%, down -18.43% on September 30, 2026
Historical Performance: ITUB quarterly net margin is down -8.27% year-over-year, down -3.17% over the past 3 years
All-Time High Comparison: ITUB quarterly net margin is currently -78.57% below its historical high of 47.08% set on December 31, 2003
3-Year Low Comparison: ITUB quarterly net margin is +7.91% above its 3-year low of 9.35% reached on June 30, 2025
Sector Comparison: ITUB quarterly net margin is higher than 31.43% of companies in Financial Services sector

Performance

ITUB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	10.09%	-18.4%	-8.3%	-3.2%	-23.6%
Annual Net Margin	Dec 31, 25	10.62%	–	-14.5%	-2.6%	+35.5%
Price	Nov 10, 26	$7.39	-6.2%	-0.2%	+38.6%	+101.3%
PE Ratio	Nov 10, 26	9.29	-9.5%	-11.9%	+7.7%	+40.5%
Quarterly Revenue	Sep 30, 26	$23.67B	+20.0%	+22.3%	+42.1%	+155.8%
Quarterly Net Income	Sep 30, 26	$2.39B	-2.1%	+12.2%	+37.7%	+95.3%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	12.53%	-19.1%	-2.0%	-18.3%	-41.0%

Quarterly Net Margin Highs

ITUB Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	12.37%	Jun 30, 26	-18.4%
3Y	13.03%	Dec 31, 24	-22.6%
5Y	13.80%	Jun 30, 22	-26.9%
All	47.08%	Dec 31, 03	-78.6%

Quarterly Net Margin Lows

ITUB Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	10.09%	Sep 30, 26	at low
3Y	9.35%	Jun 30, 25	+7.9%
5Y	9.31%	Dec 31, 22	+8.4%
All	-4.86%	Jun 30, 20	+307.6%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	10.09%	-18.4%
Jun 2026	12.37%	+0.8%
Mar 2026	12.27%	-0.1%
Dec 2025	12.28%	+11.6%
Sep 2025	11.00%	+17.6%
Jun 2025	9.35%	-5.7%
Mar 2025	9.92%	-23.9%
Dec 2024	13.03%	+8.6%
Sep 2024	12.00%	-4.2%
Jun 2024	12.53%	+3.5%
Mar 2024	12.11%	+18.1%
Dec 2023	10.25%	-1.6%
Sep 2023	10.42%	+7.2%
Jun 2023	9.72%	+1.0%
Mar 2023	9.62%	+3.3%
Dec 2022	9.31%	-19.0%
Sep 2022	11.50%	-16.7%
Jun 2022	13.80%	+36.1%
Mar 2022	10.14%	-18.4%
Dec 2021	12.42%	-6.0%
Sep 2021	13.21%	-34.9%
Jun 2021	20.30%	+50.0%
Mar 2021	13.53%	-15.3%
Dec 2020	15.97%	+22.5%
Sep 2020	13.04%	+368.3%
Jun 2020	-4.86%	-172.0%
Mar 2020	6.75%	-61.0%
Dec 2019	17.29%	+69.8%
Sep 2019	10.18%	-21.4%
Jun 2019	12.95%	-8.4%
Mar 2019	14.13%	+10.2%
Dec 2018	12.82%	-2.8%
Sep 2018	13.19%	+2.2%
Jun 2018	12.91%	-6.2%
Mar 2018	13.76%	+43.6%
Dec 2017	9.58%	-16.2%
Sep 2017	11.43%	-12.1%
Jun 2017	13.00%	+26.0%
Mar 2017	10.32%	+3.0%
Dec 2016	10.02%	+0.8%
Sep 2016	9.94%	-12.2%
Jun 2016	11.32%	+10.2%
Mar 2016	10.27%	+25.7%
Dec 2015	8.17%	-65.5%
Sep 2015	23.69%	+99.2%
Jun 2015	11.89%	-23.6%
Mar 2015	15.56%	+17.8%
Dec 2014	13.21%	+6.4%
Sep 2014	12.42%	+11.5%
Jun 2014	11.14%	-2.8%
Mar 2014	11.46%	-6.8%

Month	Value	Change
Dec 2013	12.30%	+4.5%
Sep 2013	11.77%	+8.8%
Jun 2013	10.82%	+3.2%
Mar 2013	10.48%	+36.1%
Dec 2012	7.70%	-20.0%
Sep 2012	9.63%	+7.2%
Jun 2012	8.98%	-1.8%
Mar 2012	9.14%	-14.3%
Dec 2011	10.66%	+20.6%
Sep 2011	8.84%	-13.8%
Jun 2011	10.25%	-9.1%
Mar 2011	11.28%	-17.9%
Dec 2010	13.74%	+9.7%
Sep 2010	12.52%	-12.5%
Jun 2010	14.31%	-5.4%
Mar 2010	15.12%	+5.0%
Dec 2009	14.40%	+35.8%
Sep 2009	10.60%	-21.4%
Jun 2009	13.49%	+51.6%
Mar 2009	8.90%	+63.9%
Dec 2008	5.43%	-44.0%
Sep 2008	9.70%	-49.7%
Jun 2008	19.28%	+40.4%
Mar 2008	13.73%	-21.5%
Dec 2007	17.50%	-20.2%
Sep 2007	21.92%	+18.2%
Jun 2007	18.55%	+1.1%
Mar 2007	18.35%	+141.8%
Dec 2006	7.59%	+716.1%
Sep 2006	0.93%	-95.2%
Jun 2006	19.46%	-16.8%
Mar 2006	23.39%	+54.0%
Dec 2005	15.19%	-15.7%
Sep 2005	18.02%	-27.0%
Jun 2005	24.69%	+49.9%
Mar 2005	16.47%	-13.4%
Dec 2004	19.01%	+17.2%
Sep 2004	16.22%	+14.5%
Jun 2004	14.17%	+1.6%
Mar 2004	13.94%	-70.4%
Dec 2003	47.08%	+71.8%
Sep 2003	27.40%	+58.3%
Jun 2003	17.31%	+37.8%
Mar 2003	12.56%	-22.9%
Dec 2002	16.29%	+135.7%
Sep 2002	6.91%	-6.9%
Jun 2002	7.42%	-36.3%
Mar 2002	11.64%	-18.5%
Dec 2000	14.29%	+19.8%
Jun 2000	11.93%	+8.9%
Mar 2000	10.96%	-

FAQ

What is the current quarterly net margin of ITUB?: As of today, ITUB quarterly net margin is 10.09%
What is ITUB quarterly net margin most recent change?: ITUB quarterly net margin was down -18.43% on September 30, 2026
What is 1-year change in ITUB quarterly net margin?: ITUB quarterly net margin is down -8.27% year-over-year
How far is ITUB quarterly net margin from its all-time high?: ITUB quarterly net margin is currently -78.57% below its historical high of 47.08% set on December 31, 2003
How does ITUB quarterly net margin rank versus sector peers?: ITUB quarterly net margin is higher than 31.43% of companies in Financial Services sector
When is ITUB next earnings release?: The next earnings release for ITUB is on February 3, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

ITUB Official Website www.itau.com.br
ITUB Profile on Yahoo Finance finance.yahoo.com/quote/ITUB
ITUB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/itub