CFR logo

Cullen/Frost Bankers, Inc. (CFR) Operating margin

annual operating margin:

24.48%-2.53%(-9.37%)
December 31, 2024

Summary

  • As of today (September 19, 2025), CFR annual operating profit margin is 24.48%, with the most recent change of -2.53% (-9.37%) on December 31, 2024.
  • During the last 3 years, CFR annual operating margin has fallen by -10.81% (-30.63%).
  • CFR annual operating margin is now -32.75% below its all-time high of 36.40%, reached on December 31, 2018.

Performance

CFR Operating margin Chart

Add series to chart
Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Highlights

Range

Earnings dates

OtherCFRprofitability metrics

quarterly operating margin:

26.01%+0.68%(+2.68%)
June 30, 2025

Summary

  • As of today (September 19, 2025), CFR quarterly operating profit margin is 26.01%, with the most recent change of +0.68% (+2.68%) on June 30, 2025.
  • Over the past year, CFR quarterly operating margin has increased by +1.20% (+4.84%).
  • CFR quarterly operating margin is now -67.96% below its all-time high of 81.17%, reached on June 30, 2009.

Performance

CFR quarterly operating margin Chart

Add series to chart
Add series to chart(max: 6)
company, ETF, index, featured screener or watchlist
series name
Suggested series

Highlights

Range

Earnings dates

OtherCFRprofitability metrics

Operating margin Formula

Operating Profit Margin =  Operating Profit
Revenue
✕ 100%

CFR Operating margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1 y1 year-9.4%+4.8%
3 y3 years-30.6%-25.0%
5 y5 years-26.8%-6.0%

CFR Operating margin Highs & Lows

PeriodPeriodAnnual vs highAnnual vs highAnnual vs lowAnnual vs lowQuarter. vs highQuarter. vs highQuarter. vs lowQuarter. vs low
3 y3-year-31.3%at low-33.2%+48.5%
5 y5-year-31.3%+2.8%-33.2%+48.5%
alltimeall time-32.8%+285.4%-68.0%+207.4%

CFR Operating margin History

DateAnnualQuarterly
Jun 2025
-
26.01%(+2.7%)
Mar 2025
-
25.33%(-0.7%)
Dec 2024
24.48%(-9.4%)
25.50%(+4.8%)
Sep 2024
-
24.34%(-1.9%)
Jun 2024
-
24.81%(+6.8%)
Mar 2024
-
23.23%(+32.7%)
Dec 2023
27.01%(-24.2%)
17.51%(-37.8%)
Sep 2023
-
28.14%(-6.4%)
Jun 2023
-
30.08%(-8.8%)
Mar 2023
-
32.98%(-8.6%)
Dec 2022
35.64%(+1.0%)
36.07%(-7.4%)
Sep 2022
-
38.95%(+12.4%)
Jun 2022
-
34.66%(+10.5%)
Mar 2022
-
31.37%(-0.2%)
Dec 2021
35.29%(+48.2%)
31.44%(-11.0%)
Sep 2021
-
35.33%(-6.3%)
Jun 2021
-
37.70%(+2.6%)
Mar 2021
-
36.76%(+28.5%)
Dec 2020
23.81%(-28.8%)
28.61%(-8.6%)
Sep 2020
-
31.30%(+13.2%)
Jun 2020
-
27.66%(+124.1%)
Mar 2020
-
12.34%(-60.9%)
Dec 2019
33.42%(-8.2%)
31.54%(-5.6%)
Sep 2019
-
33.42%(-2.1%)
Jun 2019
-
34.15%(-1.2%)
Mar 2019
-
34.57%(+16.6%)
Dec 2018
36.40%(+9.2%)
29.64%(-20.9%)
Sep 2018
-
37.45%(+2.4%)
Jun 2018
-
36.57%(+3.6%)
Mar 2018
-
35.31%(+4.1%)
Dec 2017
33.32%(+10.7%)
33.93%(+1.4%)
Sep 2017
-
33.47%(+0.9%)
Jun 2017
-
33.17%(+1.6%)
Mar 2017
-
32.65%(+5.1%)
Dec 2016
30.09%(+1.2%)
31.06%(-4.8%)
Sep 2016
-
32.63%(+10.5%)
Jun 2016
-
29.54%(+8.8%)
Mar 2016
-
27.14%(+19.0%)
Dec 2015
29.74%(-9.8%)
22.81%(-29.2%)
Sep 2015
-
32.20%(-0.6%)
Jun 2015
-
32.38%(+2.3%)
Mar 2015
-
31.65%(-5.0%)
Dec 2014
32.96%(+6.9%)
33.31%(-7.7%)
Sep 2014
-
36.08%(+13.6%)
Jun 2014
-
31.76%(+4.4%)
Mar 2014
-
30.43%(-5.2%)
Dec 2013
30.84%(-8.5%)
32.09%(+4.0%)
Sep 2013
-
30.86%(-1.3%)
Jun 2013
-
31.28%(+7.4%)
Mar 2013
-
29.12%(-14.9%)
Dec 2012
33.69%(+7.1%)
34.20%(+3.0%)
Sep 2012
-
33.22%(+1.0%)
Jun 2012
-
32.88%(-4.6%)
Mar 2012
-
34.45%(+4.3%)
Dec 2011
31.46%(+5.9%)
33.02%(-1.3%)
Sep 2011
-
33.44%(+9.2%)
Jun 2011
-
30.63%(+6.8%)
Mar 2011
-
28.67%(-4.0%)
Dec 2010
29.71%(+17.6%)
29.87%(-4.1%)
Sep 2010
-
31.16%(+2.0%)
Jun 2010
-
30.55%(+11.9%)
Mar 2010
-
27.29%(-42.6%)
Dec 2009
25.27%
47.54%(+43.6%)
Sep 2009
-
33.11%(-59.2%)
DateAnnualQuarterly
Jun 2009
-
81.17%(+3.9%)
Mar 2009
-
78.12%(+115.4%)
Dec 2008
30.49%(+0.3%)
36.27%(+26.2%)
Sep 2008
-
28.75%(-10.0%)
Jun 2008
-
31.93%(+3.2%)
Mar 2008
-
30.93%(-23.2%)
Dec 2007
30.39%(-1.8%)
40.28%(+28.6%)
Sep 2007
-
31.32%(+2.9%)
Jun 2007
-
30.44%(+12.7%)
Mar 2007
-
27.02%(-31.3%)
Dec 2006
30.95%(-5.1%)
39.32%(+26.3%)
Sep 2006
-
31.13%(-0.9%)
Jun 2006
-
31.41%(-1.0%)
Mar 2006
-
31.74%(-2.8%)
Dec 2005
32.62%(-3.1%)
32.67%(-1.5%)
Sep 2005
-
33.16%(+0.7%)
Jun 2005
-
32.93%(+4.1%)
Mar 2005
-
31.64%(-9.3%)
Dec 2004
33.67%(+2.2%)
34.87%(+2.2%)
Sep 2004
-
34.13%(+2.4%)
Jun 2004
-
33.34%(+2.0%)
Mar 2004
-
32.70%(-2.1%)
Dec 2003
32.95%(+8.1%)
33.39%(+0.1%)
Sep 2003
-
33.37%(-1.3%)
Jun 2003
-
33.82%(+8.4%)
Mar 2003
-
31.21%(+2.5%)
Dec 2002
30.49%(+46.2%)
30.45%(-0.7%)
Sep 2002
-
30.67%(-2.0%)
Jun 2002
-
31.28%(+14.0%)
Mar 2002
-
27.44%(+118.8%)
Dec 2001
20.85%(-12.7%)
12.54%(-18.0%)
Sep 2001
-
15.30%(-39.3%)
Jun 2001
-
25.22%(+198.1%)
Mar 2001
-
8.46%(-68.2%)
Dec 2000
23.89%(-1.8%)
26.64%(+9.1%)
Sep 2000
-
24.42%(+0.3%)
Jun 2000
-
24.34%(+0.4%)
Mar 2000
-
24.25%(+0.8%)
Dec 1999
24.33%(+6.1%)
24.06%(-1.9%)
Sep 1999
-
24.52%(-1.5%)
Jun 1999
-
24.89%(+4.3%)
Mar 1999
-
23.86%(-26.2%)
Dec 1998
22.93%(+0.8%)
32.33%(+38.0%)
Sep 1998
-
23.43%(+68.8%)
Jun 1998
-
13.88%(-37.6%)
Mar 1998
-
22.24%
Dec 1997
22.74%(+2.1%)
-
Dec 1996
22.27%(+6.8%)
-
Dec 1995
20.85%(+0.7%)
-
Dec 1994
20.70%(+13.8%)
-
Dec 1993
18.19%(+77.3%)
-
Dec 1992
10.26%(+3437.9%)
-
Dec 1991
0.29%(-111.7%)
-
Dec 1990
-2.47%(-401.2%)
-
Dec 1989
0.82%(-1.2%)
-
Dec 1988
0.83%(+1.2%)
-
Dec 1987
0.82%(-140.6%)
-
Dec 1986
-2.02%(-168.7%)
-
Dec 1985
2.94%(-30.7%)
-
Dec 1984
4.24%(-132.1%)
-
Dec 1983
-13.20%(-243.2%)
-
Dec 1982
9.22%(+9.9%)
-
Dec 1981
8.39%(-1.9%)
-
Dec 1980
8.55%
-

FAQ

  • What is Cullen/Frost Bankers, Inc. annual operating profit margin?
  • What is the all time high annual operating margin for Cullen/Frost Bankers, Inc.?
  • What is Cullen/Frost Bankers, Inc. annual operating margin year-on-year change?
  • What is Cullen/Frost Bankers, Inc. quarterly operating profit margin?
  • What is the all time high quarterly operating margin for Cullen/Frost Bankers, Inc.?
  • What is Cullen/Frost Bankers, Inc. quarterly operating margin year-on-year change?

What is Cullen/Frost Bankers, Inc. annual operating profit margin?

The current annual operating margin of CFR is 24.48%

What is the all time high annual operating margin for Cullen/Frost Bankers, Inc.?

Cullen/Frost Bankers, Inc. all-time high annual operating profit margin is 36.40%

What is Cullen/Frost Bankers, Inc. annual operating margin year-on-year change?

Over the past year, CFR annual operating profit margin has changed by -2.53% (-9.37%)

What is Cullen/Frost Bankers, Inc. quarterly operating profit margin?

The current quarterly operating margin of CFR is 26.01%

What is the all time high quarterly operating margin for Cullen/Frost Bankers, Inc.?

Cullen/Frost Bankers, Inc. all-time high quarterly operating profit margin is 81.17%

What is Cullen/Frost Bankers, Inc. quarterly operating margin year-on-year change?

Over the past year, CFR quarterly operating profit margin has changed by +1.20% (+4.84%)
On this page