What is the current annual net margin of MA?

As of today, MA annual net margin is 45.65%

What is 1-year change in MA annual net margin?

MA annual net margin is down -0.15% year-over-year

What is 3-year change in MA annual net margin?

MA annual net margin is up +2.15% over the past 3 years

How far is MA annual net margin from its all-time high?

MA annual net margin is currently -5.05% below its historical high of 48.08% set on December 31, 2019

How does MA annual net margin rank versus sector peers?

MA annual net margin is higher than 95.89% of companies in Financial Services sector

When is MA next annual earnings release?

The next annual earnings release for MA is on January 28, 2027

What is the current quarterly net margin of MA?

As of today, MA quarterly net margin is 47.21%

What is MA quarterly net margin most recent change?

MA quarterly net margin was down -0.19% on September 30, 2026

What is 1-year change in MA quarterly net margin?

MA quarterly net margin is up +3.60% year-over-year

How far is MA quarterly net margin from its all-time high?

MA quarterly net margin is currently -7.41% below its historical high of 50.99% set on March 31, 2022

How does MA quarterly net margin rank versus sector peers?

MA quarterly net margin is higher than 96.48% of companies in Financial Services sector

When is MA next earnings release?

The next earnings release for MA is on January 28, 2027

MA Net Margin History & Chart Since 1998

Annual Net Margin

45.65%0.07%-0.15%

December 31, 2025

Summary

Current Value: As of today, MA annual net margin is 45.65%, down -0.15% on December 31, 2025
Historical Performance: MA annual net margin is up +2.15% over the past 3 years, up +8.95% over the past 5 years
All-Time High Comparison: MA annual net margin is currently -5.05% below its historical high of 48.08% set on December 31, 2019
3-Year Low Comparison: MA annual net margin is +2.47% above its 3-year low of 44.55% reached on December 31, 2023
Sector Comparison: MA annual net margin is higher than 95.89% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

MA Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	45.65%	-0.1%	+2.1%	+8.9%	+37.2%
Quarterly Net Margin	Sep 30, 26	47.21%	+3.6%	-3.4%	-2.5%	+19.9%
Price	Nov 6, 26	$652.70	+18.0%	+69.0%	+87.1%	+1712.6%
PE Ratio	Nov 6, 26	34.14	-3.5%	+1.5%	-20.4%	+69.2%
Annual Revenue	Dec 31, 25	$32.84B	+16.6%	+47.8%	+114.6%	+492.5%
Annual Net Income	Dec 31, 25	$14.97B	+16.3%	+50.7%	+133.5%	+711.7%
Annual Gross Margin	Dec 31, 25	96.03%	-0.3%	+0.0%	+0.7%	+100.0%
Annual Operating Margin	Dec 31, 25	59.17%	+3.8%	+4.5%	+11.6%	+17.7%

Net Margin Highs

MA Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	45.72%	Dec 31, 24	-0.1%
5Y	46.00%	Dec 31, 21	-0.8%
All	48.08%	Dec 31, 19	-5.0%

Net Margin Lows

MA Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	44.55%	Dec 31, 23	+2.5%
5Y	41.90%	N/A	+8.9%
All	-17.52%	Dec 31, 03	+360.6%

Net Margin History

Year	Value	Change
2025	45.65%	-0.2%
2024	45.72%	+2.6%
2023	44.55%	-0.3%
2022	44.69%	-2.8%
2021	46.00%	+9.8%
2020	41.90%	-12.9%
2019	48.08%	+22.7%
2018	39.19%	+25.1%
2017	31.33%	-16.8%
2016	37.67%	-4.4%
2015	39.39%	+3.2%
2014	38.18%	+2.2%
2013	37.35%	+0.2%
2012	37.29%	+31.5%

Year	Value	Change
2011	28.35%	-14.8%
2010	33.27%	+16.9%
2009	28.47%	+659.3%
2008	-5.09%	-119.1%
2007	26.70%	+1,668.2%
2006	1.51%	-83.4%
2005	9.08%	-1.0%
2004	9.17%	+152.3%
2003	-17.52%	-384.4%
2002	6.16%	-30.2%
2001	8.82%	+8.0%
2000	8.17%	+268.0%
1998	2.22%	-

FAQ

What is the current annual net margin of MA?: As of today, MA annual net margin is 45.65%
What is 1-year change in MA annual net margin?: MA annual net margin is down -0.15% year-over-year
What is 3-year change in MA annual net margin?: MA annual net margin is up +2.15% over the past 3 years
How far is MA annual net margin from its all-time high?: MA annual net margin is currently -5.05% below its historical high of 48.08% set on December 31, 2019
How does MA annual net margin rank versus sector peers?: MA annual net margin is higher than 95.89% of companies in Financial Services sector
When is MA next annual earnings release?: The next annual earnings release for MA is on January 28, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

47.21%0.09%-0.19%

September 30, 2026

Summary

Current Value: As of today, MA quarterly net margin is 47.21%, down -0.19% on September 30, 2026
Historical Performance: MA quarterly net margin is up +3.60% year-over-year, down -3.42% over the past 3 years
All-Time High Comparison: MA quarterly net margin is currently -7.41% below its historical high of 50.99% set on March 31, 2022
3-Year Low Comparison: MA quarterly net margin is +10.85% above its 3-year low of 42.59% reached on December 31, 2023
Sector Comparison: MA quarterly net margin is higher than 96.48% of companies in Financial Services sector

Performance

MA Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	47.21%	-0.2%	+3.6%	-3.4%	-2.5%
Annual Net Margin	Dec 31, 25	45.65%	–	-0.1%	+2.1%	+8.9%
Price	Nov 6, 26	$652.70	+13.3%	+18.0%	+69.0%	+87.1%
PE Ratio	Nov 6, 26	34.14	+7.7%	-3.5%	+1.5%	-20.4%
Quarterly Revenue	Sep 30, 26	$9.80B	+5.7%	+13.7%	+49.8%	+96.6%
Quarterly Net Income	Sep 30, 26	$4.63B	+5.5%	+17.9%	+44.7%	+91.7%
Quarterly Gross Margin	Sep 30, 26	96.67%	0.0%	+0.0%	-0.1%	+100.0%
Quarterly Operating Margin	Sep 30, 26	60.07%	-1.6%	-0.2%	+1.9%	+9.0%

Quarterly Net Margin Highs

MA Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	47.30%	Jun 30, 26	-0.2%
3Y	48.88%	N/A	-3.4%
5Y	50.99%	Mar 31, 22	-7.4%
All	50.99%	Mar 31, 22	-7.4%

Quarterly Net Margin Lows

MA Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	45.57%	N/A	+3.6%
3Y	42.59%	Dec 31, 23	+10.8%
5Y	41.03%	Mar 31, 23	+15.1%
All	-84.00%	Mar 31, 03	+156.2%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	47.21%	-0.2%
Jun 2026	47.30%	+2.6%
Mar 2026	46.11%	+0.2%
Dec 2025	46.03%	+1.0%
Sep 2025	45.57%	+0.4%
Jun 2025	45.39%	+0.3%
Mar 2025	45.27%	+1.3%
Dec 2024	44.67%	+0.9%
Sep 2024	44.28%	-5.4%
Jun 2024	46.82%	-1.2%
Mar 2024	47.41%	+11.3%
Dec 2023	42.59%	-12.9%
Sep 2023	48.88%	+7.9%
Jun 2023	45.32%	+10.5%
Mar 2023	41.03%	-5.5%
Dec 2022	43.42%	-0.1%
Sep 2022	43.46%	+5.0%
Jun 2022	41.39%	-18.8%
Mar 2022	50.99%	+11.7%
Dec 2021	45.63%	-5.8%
Sep 2021	48.43%	+6.2%
Jun 2021	45.62%	+3.7%
Mar 2021	44.00%	+1.5%
Dec 2020	43.33%	+9.9%
Sep 2020	39.43%	-7.4%
Jun 2020	42.58%	+0.8%
Mar 2020	42.23%	-11.2%
Dec 2019	47.58%	+0.8%
Sep 2019	47.19%	-5.2%
Jun 2019	49.79%	+4.0%
Mar 2019	47.88%	+102.8%
Dec 2018	23.61%	-51.5%
Sep 2018	48.72%	+13.8%
Jun 2018	42.81%	+2.7%
Mar 2018	41.68%	+508.5%
Dec 2017	6.85%	-83.7%
Sep 2017	42.08%	+9.2%
Jun 2017	38.55%	-2.5%
Mar 2017	39.54%	+16.8%
Dec 2016	33.85%	-17.7%
Sep 2016	41.11%	+12.7%
Jun 2016	36.49%	-6.9%
Mar 2016	39.21%	+10.9%
Dec 2015	35.36%	-8.4%
Sep 2015	38.62%	+0.2%
Jun 2015	38.54%	-15.7%
Mar 2015	45.74%	+38.0%
Dec 2014	33.15%	-18.2%
Sep 2014	40.55%	+3.5%

Month	Value	Change
Jun 2014	39.17%	-2.0%
Mar 2014	39.96%	+36.2%
Dec 2013	29.33%	-26.1%
Sep 2013	39.68%	-2.1%
Jun 2013	40.53%	+0.7%
Mar 2013	40.24%	+26.2%
Dec 2012	31.88%	-20.8%
Sep 2012	40.25%	+4.6%
Jun 2012	38.48%	-0.4%
Mar 2012	38.65%	+3,616.3%
Dec 2011	1.04%	-97.4%
Sep 2011	39.36%	+8.0%
Jun 2011	36.43%	-2.4%
Mar 2011	37.33%	+29.8%
Dec 2010	28.75%	-20.9%
Sep 2010	36.34%	+8.3%
Jun 2010	33.55%	-3.1%
Mar 2010	34.61%	+54.0%
Dec 2009	22.47%	-31.6%
Sep 2009	32.85%	+21.4%
Jun 2009	27.06%	-14.5%
Mar 2009	31.64%	+61.8%
Dec 2008	19.55%	+235.1%
Sep 2008	-14.47%	+75.8%
Jun 2008	-59.90%	-258.5%
Mar 2008	37.80%	+33.3%
Dec 2007	28.36%	-2.3%
Sep 2007	29.04%	+14.7%
Jun 2007	25.31%	+7.8%
Mar 2007	23.48%	+382.1%
Dec 2006	4.87%	-77.2%
Sep 2006	21.40%	+158.3%
Jun 2006	-36.68%	-313.8%
Mar 2006	17.16%	+332.2%
Dec 2005	-7.39%	-155.1%
Sep 2005	13.40%	-14.0%
Jun 2005	15.59%	+9.9%
Mar 2005	14.18%	+8,241.2%
Dec 2004	0.17%	-98.8%
Sep 2004	14.59%	+43.6%
Jun 2004	10.16%	-17.9%
Mar 2004	12.37%	+204.6%
Dec 2003	-11.83%	-194.5%
Sep 2003	12.52%	+115.9%
Jun 2003	5.80%	+106.9%
Mar 2003	-84.00%	-730.9%
Dec 2002	-10.11%	-170.0%
Sep 2002	14.45%	+78.2%
Jun 2002	8.11%	-

FAQ

What is the current quarterly net margin of MA?: As of today, MA quarterly net margin is 47.21%
What is MA quarterly net margin most recent change?: MA quarterly net margin was down -0.19% on September 30, 2026
What is 1-year change in MA quarterly net margin?: MA quarterly net margin is up +3.60% year-over-year
How far is MA quarterly net margin from its all-time high?: MA quarterly net margin is currently -7.41% below its historical high of 50.99% set on March 31, 2022
How does MA quarterly net margin rank versus sector peers?: MA quarterly net margin is higher than 96.48% of companies in Financial Services sector
When is MA next earnings release?: The next earnings release for MA is on January 28, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

MA Official Website www.mastercard.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1141391/000114139126000003/0001141391-26-000003-index.htm
MA Profile on Yahoo Finance finance.yahoo.com/quote/MA
MA Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ma