What is the current annual operating margin of ING?

As of today, ING annual operating margin is 14.63%

What is 1-year change in ING annual operating margin?

ING annual operating margin is up +2.16% year-over-year

What is 3-year change in ING annual operating margin?

ING annual operating margin is down -20.70% over the past 3 years

How far is ING annual operating margin from its all-time high?

ING annual operating margin is currently -84.95% below its historical high of 97.23% set on December 31, 2011

How does ING annual operating margin rank versus sector peers?

ING annual operating margin is higher than 35.34% of companies in Financial Services sector

When is ING next annual earnings release?

The next annual earnings release for ING is on January 28, 2027

What is the current quarterly operating margin of ING?

As of today, ING quarterly operating margin is 43.44%

What is ING quarterly operating margin most recent change?

ING quarterly operating margin was down -6.46% on September 30, 2026

What is 1-year change in ING quarterly operating margin?

ING quarterly operating margin is up +0.09% year-over-year

How far is ING quarterly operating margin from its all-time high?

ING quarterly operating margin is currently -17.59% below its historical high of 52.71% set on June 30, 2023

How does ING quarterly operating margin rank versus sector peers?

ING quarterly operating margin is higher than 87.10% of companies in Financial Services sector

When is ING next earnings release?

The next earnings release for ING is on January 28, 2027

ING Groep N.V. (ING) Operating Margin History & Chart

Annual Operating Margin

14.63%0.31%+2.16%

December 31, 2025

Summary

Current Value: As of today, ING annual operating margin is 14.63%, up +2.16% on December 31, 2025
Historical Performance: ING annual operating margin is down -20.70% over the past 3 years, down -11.81% over the past 5 years
All-Time High Comparison: ING annual operating margin is currently -84.95% below its historical high of 97.23% set on December 31, 2011
3-Year Low Comparison: ING annual operating margin is +2.16% above its 3-year low of 14.32% reached on December 31, 2024
Sector Comparison: ING annual operating margin is higher than 35.34% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

ING Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	14.63%	+2.2%	-20.7%	-11.8%	+204.2%
Quarterly Operating Margin	Sep 30, 26	43.44%	+0.1%	-11.5%	+5.0%	+401.0%
Price	Nov 10, 26	$33.36	+26.8%	+154.1%	+119.9%	+329.3%
PE Ratio	Nov 10, 26	12.22	+3.4%	–	-75.0%	+90.6%
Annual Revenue	Dec 31, 25	$69.69B	-2.5%	+98.0%	+116.4%	-53.1%
Annual Operating Profit	Dec 31, 25	$10.19B	-0.4%	+57.0%	+90.8%	+42.5%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	10.69%	+6.3%	-5.2%	+17.9%	+431.8%

Operating Margin Highs

ING Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	18.45%	N/A	-20.7%
5Y	25.60%	Dec 31, 21	-42.9%
All	97.23%	Dec 31, 11	-85.0%

Operating Margin Lows

ING Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	14.32%	Dec 31, 24	+2.2%
5Y	14.32%	Dec 31, 24	+2.2%
All	2.34%	Dec 31, 09	+525.2%

Operating Margin History

Year	Value	Change
2025	14.63%	+2.2%
2024	14.32%	-20.4%
2023	17.99%	-2.5%
2022	18.45%	-27.9%
2021	25.60%	+54.3%
2020	16.59%	-15.5%
2019	19.63%	-7.5%
2018	21.23%	+49.9%
2017	14.16%	-4.8%
2016	14.88%	+27.1%
2015	11.71%	+56.1%
2014	7.50%	-31.9%
2013	11.01%	+140.4%
2012	4.58%	-95.3%
2011	97.23%	+1,921.4%

Year	Value	Change
2010	4.81%	+105.6%
2009	2.34%	-20.1%
2008	2.93%	-58.2%
2007	7.01%	-4.1%
2006	7.31%	+6.4%
2005	6.87%	-25.0%
2004	9.16%	+62.7%
2003	5.63%	+1.3%
2002	5.56%	-3.5%
2001	5.76%	-84.3%
2000	36.65%	+36.4%
1999	26.86%	+3.4%
1998	25.98%	-24.1%
1997	34.22%	-

FAQ

What is the current annual operating margin of ING?: As of today, ING annual operating margin is 14.63%
What is 1-year change in ING annual operating margin?: ING annual operating margin is up +2.16% year-over-year
What is 3-year change in ING annual operating margin?: ING annual operating margin is down -20.70% over the past 3 years
How far is ING annual operating margin from its all-time high?: ING annual operating margin is currently -84.95% below its historical high of 97.23% set on December 31, 2011
How does ING annual operating margin rank versus sector peers?: ING annual operating margin is higher than 35.34% of companies in Financial Services sector
When is ING next annual earnings release?: The next annual earnings release for ING is on January 28, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

43.44%3.00%-6.46%

September 30, 2026

Summary

Current Value: As of today, ING quarterly operating margin is 43.44%, down -6.46% on September 30, 2026
Historical Performance: ING quarterly operating margin is up +0.09% year-over-year, down -11.46% over the past 3 years
All-Time High Comparison: ING quarterly operating margin is currently -17.59% below its historical high of 52.71% set on June 30, 2023
3-Year Low Comparison: ING quarterly operating margin is +32.64% above its 3-year low of 32.75% reached on December 31, 2024
Sector Comparison: ING quarterly operating margin is higher than 87.10% of companies in Financial Services sector

Performance

ING Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	43.44%	-6.5%	+0.1%	-11.5%	+5.0%
Annual Operating Margin	Dec 31, 25	14.63%	–	+2.2%	-20.7%	-11.8%
Price	Nov 10, 26	$33.36	-5.3%	+26.8%	+154.1%	+119.9%
PE Ratio	Nov 10, 26	12.22	-6.8%	+3.4%	–	-75.0%
Quarterly Revenue	Sep 30, 26	$7.16B	-1.9%	+3.9%	+12.7%	+30.8%
Quarterly Operating Profit	Sep 30, 26	$3.11B	-8.3%	+4.0%	-0.2%	+37.2%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	30.75%	-4.2%	-2.4%	-12.3%	+1.9%

Quarterly Operating Margin Highs

ING Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	46.44%	Jun 30, 26	-6.5%
3Y	49.06%	N/A	-11.5%
5Y	52.71%	Jun 30, 23	-17.6%
All	52.71%	Jun 30, 23	-17.6%

Quarterly Operating Margin Lows

ING Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	36.14%	Dec 31, 25	+20.2%
3Y	32.75%	Dec 31, 24	+32.6%
5Y	14.50%	Mar 31, 22	+199.6%
All	-32.32%	Dec 31, 08	+234.4%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	43.44%	-6.5%
Jun 2026	46.44%	+19.8%
Mar 2026	38.77%	+7.3%
Dec 2025	36.14%	-16.7%
Sep 2025	43.40%	+4.5%
Jun 2025	41.55%	+10.3%
Mar 2025	37.67%	+15.0%
Dec 2024	32.75%	-27.5%
Sep 2024	45.15%	+0.5%
Jun 2024	44.93%	+9.4%
Mar 2024	41.07%	-1.2%
Dec 2023	41.55%	-15.3%
Sep 2023	49.06%	-6.9%
Jun 2023	52.71%	+25.2%
Mar 2023	42.11%	+19.8%
Dec 2022	35.15%	+12.4%
Sep 2022	31.28%	-16.0%
Jun 2022	37.24%	+156.8%
Mar 2022	14.50%	-49.6%
Dec 2021	28.78%	-30.5%
Sep 2021	41.39%	+6.0%
Jun 2021	39.06%	+25.6%
Mar 2021	31.11%	+24.0%
Dec 2020	25.09%	-10.7%
Sep 2020	28.09%	+142.2%
Jun 2020	11.60%	-48.5%
Mar 2020	22.53%	-25.2%
Dec 2019	30.12%	-27.1%
Sep 2019	41.29%	-3.9%
Jun 2019	42.98%	+24.3%
Mar 2019	34.57%	-8.0%
Dec 2018	37.59%	-17.8%
Sep 2018	45.72%	+23.2%
Jun 2018	37.12%	-1.9%
Mar 2018	37.83%	+5.9%
Dec 2017	35.71%	-21.1%
Sep 2017	45.26%	+21.6%
Jun 2017	37.23%	-1.0%
Mar 2017	37.60%	-14.2%
Dec 2016	43.80%	+1.7%
Sep 2016	43.06%	+2.3%
Jun 2016	42.08%	+45.0%
Mar 2016	29.02%	+167.5%
Dec 2015	10.85%	-3.4%
Sep 2015	11.23%	-13.4%
Jun 2015	12.97%	+4.7%
Mar 2015	12.39%	+275.5%
Dec 2014	3.30%	-69.7%
Sep 2014	10.90%	+20.4%
Jun 2014	9.05%	+641.8%

Month	Value	Change
Mar 2014	1.22%	-84.8%
Dec 2013	8.02%	-2.7%
Sep 2013	8.24%	+36.7%
Jun 2013	6.03%	+23.1%
Mar 2013	4.90%	-4.9%
Dec 2012	5.15%	+23.2%
Sep 2012	4.18%	-45.2%
Jun 2012	7.63%	+426.2%
Mar 2012	1.45%	-24.1%
Dec 2011	1.91%	-78.0%
Sep 2011	8.67%	+4.1%
Jun 2011	8.33%	+9.7%
Mar 2011	7.59%	+357.2%
Dec 2010	1.66%	-63.2%
Sep 2010	4.51%	-32.6%
Jun 2010	6.69%	+16.6%
Mar 2010	5.74%	+665.3%
Dec 2009	0.75%	-89.4%
Sep 2009	7.10%	+846.7%
Jun 2009	0.75%	+139.7%
Mar 2009	-1.89%	+94.2%
Dec 2008	-32.32%	-555.6%
Sep 2008	-4.93%	-138.3%
Jun 2008	12.88%	+20.8%
Mar 2008	10.66%	-27.8%
Dec 2007	14.77%	+14.1%
Sep 2007	12.94%	-24.8%
Jun 2007	17.21%	+29.5%
Mar 2007	13.29%	-3.8%
Dec 2006	13.81%	+12.3%
Sep 2006	12.30%	-13.3%
Jun 2006	14.19%	+0.5%
Mar 2006	14.12%	+17.4%
Dec 2005	12.03%	-7.6%
Sep 2005	13.02%	+25.9%
Jun 2005	10.34%	-29.2%
Mar 2005	14.60%	+36.7%
Dec 2004	10.68%	+15.5%
Sep 2004	9.25%	-31.4%
Jun 2004	13.49%	+29.6%
Mar 2004	10.41%	+17.2%
Dec 2003	8.88%	+1.8%
Sep 2003	8.72%	-12.1%
Jun 2003	9.92%	+36.8%
Mar 2003	7.25%	+15.8%
Dec 2002	6.26%	-18.6%
Sep 2002	7.69%	-3.4%
Jun 2002	7.96%	+5.9%
Mar 2002	7.52%	-

FAQ

What is the current quarterly operating margin of ING?: As of today, ING quarterly operating margin is 43.44%
What is ING quarterly operating margin most recent change?: ING quarterly operating margin was down -6.46% on September 30, 2026
What is 1-year change in ING quarterly operating margin?: ING quarterly operating margin is up +0.09% year-over-year
How far is ING quarterly operating margin from its all-time high?: ING quarterly operating margin is currently -17.59% below its historical high of 52.71% set on June 30, 2023
How does ING quarterly operating margin rank versus sector peers?: ING quarterly operating margin is higher than 87.10% of companies in Financial Services sector
When is ING next earnings release?: The next earnings release for ING is on January 28, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

ING Official Website www.ing.com
ING Profile on Yahoo Finance finance.yahoo.com/quote/ING
ING Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ing