What is the current annual net margin of ING?

As of today, ING annual net margin is 10.69%

What is 1-year change in ING annual net margin?

ING annual net margin is up +6.26% year-over-year

What is 3-year change in ING annual net margin?

ING annual net margin is down -5.23% over the past 3 years

How far is ING annual net margin from its all-time high?

ING annual net margin is currently -76.52% below its historical high of 45.53% set on December 31, 2011

How does ING annual net margin rank versus sector peers?

ING annual net margin is higher than 36.34% of companies in Financial Services sector

When is ING next annual earnings release?

The next annual earnings release for ING is on January 28, 2027

What is the current quarterly net margin of ING?

As of today, ING quarterly net margin is 30.75%

What is ING quarterly net margin most recent change?

ING quarterly net margin was down -4.21% on September 30, 2026

What is 1-year change in ING quarterly net margin?

ING quarterly net margin is down -2.35% year-over-year

How far is ING quarterly net margin from its all-time high?

ING quarterly net margin is currently -27.85% below its historical high of 42.62% set on September 30, 2000

How does ING quarterly net margin rank versus sector peers?

ING quarterly net margin is higher than 88.46% of companies in Financial Services sector

When is ING next earnings release?

The next earnings release for ING is on January 28, 2027

ING Groep N.V. (ING) Net Margin History & Chart Since 1997

Annual Net Margin

10.69%0.63%+6.26%

December 31, 2025

Summary

Current Value: As of today, ING annual net margin is 10.69%, up +6.26% on December 31, 2025
Historical Performance: ING annual net margin is down -5.23% over the past 3 years, up +17.86% over the past 5 years
All-Time High Comparison: ING annual net margin is currently -76.52% below its historical high of 45.53% set on December 31, 2011
3-Year Low Comparison: ING annual net margin is +6.26% above its 3-year low of 10.06% reached on December 31, 2024
Sector Comparison: ING annual net margin is higher than 36.34% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

ING Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	10.69%	+6.3%	-5.2%	+17.9%	+431.8%
Quarterly Net Margin	Sep 30, 26	30.75%	-2.4%	-12.3%	+1.9%	+384.3%
Price	Nov 10, 26	$33.36	+26.8%	+154.1%	+119.9%	+329.3%
PE Ratio	Nov 10, 26	12.22	+3.4%	–	-75.0%	+90.6%
Annual Revenue	Dec 31, 25	$69.69B	-2.5%	+98.0%	+116.4%	-53.1%
Annual Net Income	Dec 31, 25	$7.45B	+3.6%	+87.7%	+155.0%	+149.3%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	14.63%	+2.2%	-20.7%	-11.8%	+204.2%

Net Margin Highs

ING Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	12.53%	Dec 31, 23	-14.7%
5Y	17.91%	Dec 31, 21	-40.3%
All	45.53%	Dec 31, 11	-76.5%

Net Margin Lows

ING Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	10.06%	Dec 31, 24	+6.3%
5Y	9.07%	N/A	+17.9%
All	-0.83%	Dec 31, 09	+1388.0%

Net Margin History

Year	Value	Change
2025	10.69%	+6.3%
2024	10.06%	-19.7%
2023	12.53%	+11.1%
2022	11.28%	-37.0%
2021	17.91%	+97.5%
2020	9.07%	-36.5%
2019	14.28%	-4.4%
2018	14.94%	+50.3%
2017	9.94%	+10.9%
2016	8.96%	+1.2%
2015	8.85%	+69.5%
2014	5.22%	-26.5%
2013	7.10%	+130.5%
2012	3.08%	-93.2%
2011	45.53%	+2,165.2%

Year	Value	Change
2010	2.01%	+342.2%
2009	-0.83%	-72.9%
2008	-0.48%	-107.4%
2007	6.45%	+1.1%
2006	6.38%	-5.9%
2005	6.78%	-4.9%
2004	7.13%	+35.6%
2003	5.26%	-13.9%
2002	6.11%	-3.0%
2001	6.30%	-60.6%
2000	16.00%	+84.5%
1999	8.67%	+53.5%
1998	5.65%	0.0%
1997	5.65%	-

FAQ

What is the current annual net margin of ING?: As of today, ING annual net margin is 10.69%
What is 1-year change in ING annual net margin?: ING annual net margin is up +6.26% year-over-year
What is 3-year change in ING annual net margin?: ING annual net margin is down -5.23% over the past 3 years
How far is ING annual net margin from its all-time high?: ING annual net margin is currently -76.52% below its historical high of 45.53% set on December 31, 2011
How does ING annual net margin rank versus sector peers?: ING annual net margin is higher than 36.34% of companies in Financial Services sector
When is ING next annual earnings release?: The next annual earnings release for ING is on January 28, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

30.75%1.35%-4.21%

September 30, 2026

Summary

Current Value: As of today, ING quarterly net margin is 30.75%, down -4.21% on September 30, 2026
Historical Performance: ING quarterly net margin is down -2.35% year-over-year, down -12.32% over the past 3 years
All-Time High Comparison: ING quarterly net margin is currently -27.85% below its historical high of 42.62% set on September 30, 2000
3-Year Low Comparison: ING quarterly net margin is +35.28% above its 3-year low of 22.73% reached on December 31, 2024
Sector Comparison: ING quarterly net margin is higher than 88.46% of companies in Financial Services sector

Performance

ING Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	30.75%	-4.2%	-2.4%	-12.3%	+1.9%
Annual Net Margin	Dec 31, 25	10.69%	–	+6.3%	-5.2%	+17.9%
Price	Nov 10, 26	$33.36	-5.3%	+26.8%	+154.1%	+119.9%
PE Ratio	Nov 10, 26	12.22	-6.8%	+3.4%	–	-75.0%
Quarterly Revenue	Sep 30, 26	$7.16B	-1.9%	+3.9%	+12.7%	+30.8%
Quarterly Net Income	Sep 30, 26	$2.20B	-6.0%	+1.5%	-1.1%	+33.2%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	43.44%	-6.5%	+0.1%	-11.5%	+5.0%

Quarterly Net Margin Highs

ING Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	32.10%	Jun 30, 26	-4.2%
3Y	35.07%	N/A	-12.3%
5Y	38.50%	Jun 30, 23	-20.1%
All	42.62%	Sep 30, 00	-27.9%

Quarterly Net Margin Lows

ING Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	25.69%	Dec 31, 25	+19.7%
3Y	22.73%	Dec 31, 24	+35.3%
5Y	10.31%	Mar 31, 22	+198.3%
All	-25.61%	Dec 31, 08	+220.1%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	30.75%	-4.2%
Jun 2026	32.10%	+16.4%
Mar 2026	27.58%	+7.4%
Dec 2025	25.69%	-18.4%
Sep 2025	31.49%	+3.4%
Jun 2025	30.45%	+12.9%
Mar 2025	26.97%	+18.7%
Dec 2024	22.73%	-30.9%
Sep 2024	32.90%	+2.4%
Jun 2024	32.14%	+9.4%
Mar 2024	29.37%	-2.4%
Dec 2023	30.09%	-14.2%
Sep 2023	35.07%	-8.9%
Jun 2023	38.50%	+31.6%
Mar 2023	29.26%	+25.4%
Dec 2022	23.34%	+8.1%
Sep 2022	21.60%	-16.5%
Jun 2022	25.88%	+151.0%
Mar 2022	10.31%	-51.3%
Dec 2021	21.19%	-29.8%
Sep 2021	30.19%	-15.3%
Jun 2021	35.64%	+63.6%
Mar 2021	21.78%	+22.4%
Dec 2020	17.80%	-6.4%
Sep 2020	19.02%	+179.3%
Jun 2020	6.81%	-55.3%
Mar 2020	15.23%	-25.6%
Dec 2019	20.48%	-30.7%
Sep 2019	29.57%	-5.8%
Jun 2019	31.40%	+26.2%
Mar 2019	24.89%	-14.0%
Dec 2018	28.93%	+67.4%
Sep 2018	17.28%	-50.1%
Jun 2018	34.60%	+22.9%
Mar 2018	28.16%	+19.2%
Dec 2017	23.63%	-25.4%
Sep 2017	31.69%	-8.0%
Jun 2017	34.44%	+30.1%
Mar 2017	26.48%	+53.6%
Dec 2016	17.24%	-45.0%
Sep 2016	31.35%	+7.0%
Jun 2016	29.29%	+56.0%
Mar 2016	18.77%	+172.0%
Dec 2015	6.90%	-13.8%
Sep 2015	8.00%	-34.5%
Jun 2015	12.21%	+35.7%
Mar 2015	9.00%	+5,394.1%
Dec 2014	-0.17%	-102.0%
Sep 2014	8.30%	+31.3%
Jun 2014	6.32%	+145.9%
Mar 2014	2.57%	-58.6%
Dec 2013	6.21%	+9.7%
Sep 2013	5.66%	+34.4%
Jun 2013	4.21%	+76.2%
Mar 2013	2.39%	+190.9%
Dec 2012	-2.63%	-194.6%
Sep 2012	2.78%	-49.5%
Jun 2012	5.50%	+279.3%
Mar 2012	1.45%	+353.1%
Dec 2011	0.32%	-95.0%

Month	Value	Change
Sep 2011	6.35%	+154.0%
Jun 2011	2.50%	-26.3%
Mar 2011	3.39%	+841.7%
Dec 2010	0.36%	-49.3%
Sep 2010	0.71%	-84.6%
Jun 2010	4.61%	+57.3%
Mar 2010	2.93%	+133.8%
Dec 2009	-8.66%	-257.7%
Sep 2009	5.49%	+3,531.3%
Jun 2009	-0.16%	+96.9%
Mar 2009	-5.12%	+80.0%
Dec 2008	-25.61%	-506.9%
Sep 2008	-4.22%	-138.8%
Jun 2008	10.87%	+42.8%
Mar 2008	7.61%	-40.5%
Dec 2007	12.79%	+21.9%
Sep 2007	10.49%	-23.8%
Jun 2007	13.76%	+30.2%
Mar 2007	10.57%	-13.5%
Dec 2006	12.22%	+23.8%
Sep 2006	9.87%	-12.0%
Jun 2006	11.21%	+3.1%
Mar 2006	10.87%	+16.8%
Dec 2005	9.31%	-5.5%
Sep 2005	9.85%	+16.4%
Jun 2005	8.46%	-25.5%
Mar 2005	11.36%	+35.2%
Dec 2004	8.40%	-8.8%
Sep 2004	9.21%	-8.6%
Jun 2004	10.08%	+55.8%
Mar 2004	6.47%	-1.1%
Dec 2003	6.54%	+4.8%
Sep 2003	6.24%	-14.8%
Jun 2003	7.32%	+25.1%
Mar 2003	5.85%	+6.6%
Dec 2002	5.49%	-7.7%
Sep 2002	5.95%	-8.6%
Jun 2002	6.51%	+9.0%
Mar 2002	5.97%	+177.7%
Dec 2001	2.15%	-80.1%
Sep 2001	10.80%	+40.3%
Jun 2001	7.70%	-24.8%
Mar 2001	10.24%	+80.9%
Dec 2000	5.66%	-86.7%
Sep 2000	42.62%	+0.4%
Jun 2000	42.47%	+463.3%
Mar 2000	7.54%	+30.7%
Dec 1999	5.77%	-36.0%
Sep 1999	9.01%	-57.0%
Jun 1999	20.94%	+169.2%
Mar 1999	7.78%	+80.9%
Dec 1998	4.30%	-31.9%
Sep 1998	6.31%	-35.9%
Jun 1998	9.84%	+16.9%
Mar 1998	8.42%	+102.4%
Dec 1997	4.16%	-49.5%
Sep 1997	8.24%	+3.9%
Jun 1997	7.93%	+4.8%
Mar 1997	7.57%	-

FAQ

What is the current quarterly net margin of ING?: As of today, ING quarterly net margin is 30.75%
What is ING quarterly net margin most recent change?: ING quarterly net margin was down -4.21% on September 30, 2026
What is 1-year change in ING quarterly net margin?: ING quarterly net margin is down -2.35% year-over-year
How far is ING quarterly net margin from its all-time high?: ING quarterly net margin is currently -27.85% below its historical high of 42.62% set on September 30, 2000
How does ING quarterly net margin rank versus sector peers?: ING quarterly net margin is higher than 88.46% of companies in Financial Services sector
When is ING next earnings release?: The next earnings release for ING is on January 28, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

ING Official Website www.ing.com
ING Profile on Yahoo Finance finance.yahoo.com/quote/ING
ING Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ing