FNLC logo

First Bancorp (FNLC)

Profile

Full Name

The First Bancorp, Inc.

Ticker Symbol

FNLC

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

July 14, 1999

Indexes

Not included

Website

http://www.thefirst.com

Employees

284

Key Details

Price

$22.73(+0.58%)

Market cap

$254.48M(Small cap)

Last Dividend

$0.36

TTM Dividend yield

6.34%

Annual revenue

$80.50M(-0.18% YoY)

Annual EPS

$2.43(-8.65% YoY)

PE ratio

9.39

Next earnings date

Apr 17, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$22.73
FNLC price is $22.73

30-Day Relative Volume

0.72
FNLC 30-day relative volume is 0.72

Price Performance

Price Most recent change

+0.58%
FNLC price was up +0.58% on Apr 11, 2025

Price YTD change

-16.89%
FNLC price is down -16.89% since January 1st

Price 1-year change

+0.66%
FNLC price is up +0.66% year-on-year

Price 3-year change

-21.49%
FNLC price is down -21.49% over the past 3 years

Price Range

Price All-time high

$36.80
FNLC price is currently -38.23% below its historical high of $36.80

Price 3-year low

$21.77
FNLC price is currently +4.41% above its 3-year low

Capitalization

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Market cap

Market cap

$254.48M
FNLC market capitalization is $254.48 million

Market cap 3-year change

-20.26%
FNLC market capitalization is down -20.26% over the past 3 years

Market cap All-time high

$372.31M
FNLC market capitalization is currently -31.65% below its historical high of $372.31 million

Market cap sector rank

38.16%
FNLC market capitalization is higher than 38.16% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+0.58%
FNLC shares outstanding is up +0.58% year-on-year

Shares Outstanding 3-Year Change

+1.56%
FNLC shares outstanding is up +1.56% over the past 3 years

Technical Indicators

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Beta

0.59
FNLC beta is 0.59

200-day SMA

$26.27
FNLC price is currently -13.48% below its 200-day simple moving average

50-day SMA

$25.13
FNLC price is currently -9.54% below its 50-day simple moving average

RSI

32.75
FNLC 14-day relative strength index is 32.75

Volume

0.72
FNLC 30-day relative volume is 0.72

ATR

$1.02
FNLC average true range is $1.02

10-day Historical Volatility

42.50%
FNLC 10-day historical volatility is 42.50%

Dividend

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Events

Last Paid Dividend

$0.36
FNLC last dividend was $0.36 per share, with an ex-dividend date of April 8, 2025

Next Dividend

-
FNLC next dividend has not yet been announced

Dividend per share

Dividend per share

$1.42
FNLC annual dividend per share is $1.42

Dividend per share Sector Rank

71.81%
FNLC annual dividend per share is higher than 71.81% of companies in Financial Services sector

Dividend per share 1-Year Change

+2.9%
FNLC annual dividend per share is up +2.9% year-on-year

Dividend per share 3-Year Change

+12.7%
FNLC annual dividend per share is up +12.7% over the past 3 years

Dividend yield

Dividend yield

6.25%
FNLC annual dividend yield is 6.25%

Dividend yield Sector Rank

61.84%
FNLC annual dividend yield is higher than 61.84% of companies in Financial Services sector

Other

Payout ratio

58.43%
FNLC annual payout ratio is 58.43%

Dividends paid

$15.80M
FNLC annual dividends paid is $15.80 million

Free cash flow

$24.57M
FNLC annual free cash flow is $24.57 million

Income Statement

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Revenue

Revenue

$80.50M
FNLC annual revenue is $80.50 million

Revenue Analysts estimate

-
FNLC annual revenue consensus analysts' forecast is unknown

Revenue 1-year change

-0.18%
FNLC annual revenue is down -0.18% year-on-year

Revenue Sector rank

42.12%
FNLC annual revenue is higher than 42.12% of companies in Financial Services sector

EPS

EPS

$2.43
FNLC annual earnings per share is $2.43

EPS Analysts estimate

-
FNLC annual earnings per share consensus analysts' forecast is unknown

EPS 1-year change

-8.65%
FNLC annual earnings per share is down -8.65% year-on-year

EPS Sector rank

64.35%
FNLC annual earnings per share is higher than 64.35% of companies in Financial Services sector

Profit

Gross profit

-
FNLC annual gross profit value is unknown

Gross margin

-
FNLC annual gross profit margin value is unknown

Operating profit

-
FNLC annual operating income value is unknown

Operating margin

-
FNLC annual operating profit margin value is unknown

Net income

$27.05M
FNLC annual net profit is $27.05 million

Net margin

33.60%
FNLC annual net profit margin is 33.60%

Expenses

Total expenses

-
FNLC annual total expenses value is unknown

Operating expenses

$26.65M
FNLC annual total operating expenses is $26.65 million

Cost of goods sold

-
FNLC annual cost of goods sold value is unknown

Selling, general & administrative expenses

$26.62M
FNLC annual SGA is $26.62 million

Depreciation and amortization

$2.21M
FNLC annual depreciation & amortization is $2.21 million

Interest expense

-
FNLC annual interest expense value is unknown

Income tax

$5.54M
FNLC annual income tax is $5.54 million

EBIT & EBITDA

EBIT

$117.51M
FNLC annual earnings before interest & taxes is $117.51 million

EBITDA

$119.72M
FNLC annual EBITDA is $119.72 million

Balance Sheet

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Assets

Total assets

$3.16B
FNLC annual total assets is $3.16 billion

Non current assets

$3.08B
FNLC annual long term assets is $3.08 billion

Current assets

$338.39M
FNLC annual total current assets is $338.39 million

Cash and cash equivalents

$49.74M
FNLC annual cash & cash equivalents is $49.74 million

Accounts receivable

$13.98M
FNLC annual accounts receivable is $13.98 million

Inventory

-
FNLC annual inventory value is unknown

Liabilities

Total liabilities

$2.90B
FNLC annual total liabilities is $2.90 billion

Long term liabilities

$2.87B
FNLC annual total long term liabilities is $2.87 billion

Current liabilities

$51.28M
FNLC annual total current liabilities is $51.28 million

Accounts payable

-
FNLC annual accounts payable value is unknown

Debt

Total debt

$95.00M
FNLC annual total debt is $95.00 million

Total debt 1-year change

+373.2%
FNLC annual total debt is up +373.2% year-on-year

Long term debt

$95.00M
FNLC annual long term debt is $95.00 million

Short term debt

-
FNLC annual short term debt value is unknown

Equity & Capital

Shareholders equity

$252.49M
FNLC annual stockholders equity is $252.49 million

Book value

$252.49M
FNLC annual book value is $252.49 million

Retained earnings

$222.82M
FNLC annual retained earnings is $222.82 million

Working capital

$287.11M
FNLC annual working capital is $287.11 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$26.05M
FNLC annual cash flow from operations is $26.05 million

Cash from operations 1-year change

-29.45%
FNLC annual cash flow from operations is down -29.45% year-on-year

Cash from investing

-$217.42M
FNLC annual cash flow from investing activities is -$217.42 million

Cash from investing 1-year change

-8.81%
FNLC annual cash flow from investing activities is down -8.81% year-on-year

Cash from financing

$187.07M
FNLC annual cash flow from financing activities is $187.07 million

Cash from financing 1-year change

+8.69%
FNLC annual cash flow from financing activities is up +8.69% year-on-year

CAPEX

CAPEX

$1.48M
FNLC annual capital expenditures is $1.48 million

CAPEX 1-year change

-44.02%
FNLC annual capital expenditures is down -44.02% year-on-year

Free Cash Flow

Free cash flow

$24.57M
FNLC annual free cash flow is $24.57 million

Free cash flow 1-year change

-28.33%
FNLC annual free cash flow is down -28.33% year-on-year

Profitability Ratios

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Margins

Gross margin

-
FNLC annual gross profit margin value is unknown

Operating margin

-
FNLC annual operating profit margin value is unknown

Net margin

33.60%
FNLC annual net profit margin is 33.60%

ROA & ROE

ROA

0.89%
FNLC annual return on assets is 0.89%

ROE

10.91%
FNLC annual return on equity is 10.91%

Valuation

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PE Ratio

PE ratio

9.39
FNLC price to earnings ratio is 9.39

PE ratio Sector rank

24.75%
FNLC price to earnings ratio is higher than 24.75% of companies in Financial Services sector

PB Ratio

PB ratio

1.01
FNLC price to book ratio is 1.01

PB ratio Sector rank

47.51%
FNLC price to book ratio is higher than 47.51% of companies in Financial Services sector

PS Ratio

PS ratio

3.15
FNLC price to sales ratio is 3.15

PS ratio Sector rank

64.39%
FNLC price to sales ratio is higher than 64.39% of companies in Financial Services sector

Enterprise value

Enterprise value

$299.74M
FNLC enterprise value is $299.74 million

Enterprise value Sector rank

39.18%
FNLC enterprise value is higher than 39.18% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

2.50
FNLC EV/EBITDA is 2.50

EV/EBITDA Sector rank

37.99%
FNLC EV/EBITDA is higher than 37.99% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

6.60
FNLC annual current ratio is 6.60

Quick ratio

-
FNLC annual quick ratio value is unknown

Leverage

Debt to equity

0.58
FNLC annual debt to equity ratio is 0.58

Interest coverage ratio

-
FNLC annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
FNLC piotroski f-score value is unknown

Altman Z-Score

0.41
FNLC altman z-score is 0.41

Analyst ratings

Recent major analysts updates

No data about analysts updates

Institutional Ownership

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  • What is the ticker symbol for First Bancorp?
  • Does First Bancorp pay dividends?
  • What sector is First Bancorp in?
  • What industry is First Bancorp in?
  • What country is First Bancorp based in?
  • When did First Bancorp go public?
  • Is First Bancorp in the S&P 500?
  • Is First Bancorp in the NASDAQ 100?
  • Is First Bancorp in the Dow Jones?
  • When was First Bancorp's last earnings report?
  • When does First Bancorp report earnings?

What is the ticker symbol for First Bancorp?

The ticker symbol for First Bancorp is NASDAQ:FNLC

Does First Bancorp pay dividends?

Yes, First Bancorp pays dividends. The last payment was $0.36, with an ex-dividend date on April 8, 2025

What sector is First Bancorp in?

First Bancorp is in the Financial Services sector

What industry is First Bancorp in?

First Bancorp is in the Banks - Regional industry

What country is First Bancorp based in?

First Bancorp is headquartered in United States

When did First Bancorp go public?

First Bancorp's initial public offering (IPO) was on July 14, 1999

Is First Bancorp in the S&P 500?

No, First Bancorp is not included in the S&P 500 index

Is First Bancorp in the NASDAQ 100?

No, First Bancorp is not included in the NASDAQ 100 index

Is First Bancorp in the Dow Jones?

No, First Bancorp is not included in the Dow Jones index

When was First Bancorp's last earnings report?

First Bancorp's most recent earnings report was on Jan 22, 2025

When does First Bancorp report earnings?

The next expected earnings date for First Bancorp is Apr 17, 2025
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