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Heartland Financial USA (HTLF) Company Overview

Profile

Full Name:

Heartland Financial USA, Inc.

Sector:

Financial Services

Industry:

Banks - Regional

Country:

United States

IPO:

January 4, 1999

Indexes:

Not included

Website:

http://www.htlf.com

Description:

Heartland Financial USA Inc is a multi-bank holding company that offers a wide range of commercial, small business, and consumer banking services for businesses, including the government sector, non-profit organizations, and individuals. It also provides traditional and non-traditional service channels, including online banking, mobile banking, and telephone banking. It operates through its sole reporting segment, which is the banking community, and generates revenue from it. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa.

Key Details

Price

$63.73

Market Cap

$2.73 B(Mid cap)

Last Dividend

$0.30

TTM Dividend Yield

1.88%

Annual Revenue

$580.39 M(-20.23% YoY)

Annual EPS

$1.68(-64.93% YoY)

PE Ratio

35.71

Annual ROE

4.36%

Annual Debt To Equity

0.51

Beta

1.19

Events Calendar

Earnings

Next earnings date:

Apr 29, 2025

Recent quarterly earnings:

Jan 22, 2025

Recent annual earnings:

Jan 22, 2025
Dividend

Next ex-dividend date:

N/A

Recent ex-dividend date:

Jan 14, 2025
Splits

Next split:

N/A

Recent split:

Dec 30, 2003

Analyst ratings

Recent major analysts updates

May 31, 24 Keefe, Bruyette & Woods
Outperform
Apr 30, 24 Keefe, Bruyette & Woods
Market Perform
Apr 30, 24 DA Davidson
Neutral
Feb 29, 24 Raymond James
Strong Buy
Jan 30, 24 Stephens & Co.
Overweight
Jan 30, 24 Piper Sandler
Overweight
Nov 29, 23 Keefe, Bruyette & Woods
Market Perform
Nov 16, 23 Piper Sandler
Overweight
Nov 1, 23 Stephens & Co.
Overweight
Oct 31, 23 Piper Sandler
Overweight

Screeners with HTLF included

No data

Market Data

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Price

Current Price

$63.73
HTLF price is $63.73

Price All-time High

$69.06
HTLF price is currently -7.72% below its historical high of $69.06

Price Analysts Target

-
HTLF price consensus analysts' forecast is unknown

Price Most Recent Change

-
HTLF price change on Feb 1, 2025 is unknown

Price YTD Change

+3.95%
HTLF price is up +3.95% since January 1st

Price 3-Year Change

+31.02%
HTLF price is up +31.02% over the past 3 years

Market cap

Market Cap

$2.73 B
HTLF market capitalization is $2.73 billion

Market Cap 3-Year Change

+32.9%
HTLF market capitalization is up +32.9% over the past 3 years

Market Cap All-time High

$2.96 B
HTLF market capitalization is currently -7.72% below its historical high of $2.96 billion

Market Cap Sector Rank

70.98%
HTLF market capitalization is higher than 70.98% of companies in Financial Services sector

Technical

Beta

1.19
HTLF beta is 1.19

200-day SMA

$54.10
HTLF price is currently +17.80% above its 200-day simple moving average

14-day RSI

49.36
HTLF 14-day relative strength index is 49.36

30-day Relative Volume

8.72
HTLF 30-day relative volume is 8.72

Dividend

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Events

Last Paid Dividend

$0.30
HTLF last dividend was $0.30 per share, with an ex-dividend date of January 14, 2025

Next Dividend

-
HTLF next dividend has not yet been announced

Dividend per share

Annual Dividend Per Share

$1.20
HTLF annual dividend per share is $1.20

Annual Dividend Per Share Sector Rank

-
HTLF annual dividend per share is unknown

Annual Dividend Per Share 1-Year Change

+10.09%
HTLF annual dividend per share is up +10.09% year-on-year

Annual Dividend Per Share 3-Year Change

+50%
HTLF annual dividend per share is up +50% over the past 3 years

Dividend yield

Annual Dividend Yield

1.88%
HTLF annual dividend yield is 1.88%

Annual Dividend Yield Sector Rank

16.77%
HTLF annual dividend yield is higher than 16.77% of companies in Financial Services sector

Other

Annual Payout Ratio

74.01%
HTLF annual payout ratio is 74.01%

Annual Dividends Paid

$59.15 M
HTLF annual dividends paid is $59.15 million

Annual FCF

$273.25 M
HTLF annual free cash flow is $273.25 million

Profitability

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Revenue

Annual Revenue

$580.39 M
HTLF annual revenue is $580.39 million

Annual Revenue Analysts Estimate

$738.00 M
HTLF annual revenue is currently -21.36% lower than the consensus analysts' forecast

Annual Revenue 1-Year Change

-20.23%
HTLF annual revenue is down -20.23% year-on-year

Annual Revenue Sector Rank

-
HTLF annual revenue is unknown

Profit

Annual Gross Profit

-
HTLF annual gross profit value is unknown

Annual Gross Margin

-
HTLF annual gross profit margin value is unknown

Annual Operating Profit

-
HTLF annual operating income value is unknown

Annual Operating Margin

-
HTLF annual operating profit margin value is unknown

Annual Net Income

$79.92 M
HTLF annual net profit is $79.92 million

Annual Net Margin

13.77%
HTLF annual net profit margin is 13.77%

EPS

Annual EPS

$1.68
HTLF annual earnings per share is $1.68

Annual EPS Analysts Estimate

$4.58
HTLF annual earnings per share is currently -63.29% lower than the consensus analysts' forecast

Annual EPS 1-Year Change

-64.93%
HTLF annual earnings per share is down -64.93% year-on-year

Annual EPS Sector Rank

-
HTLF annual earnings per share is unknown

ROA & ROE

Annual ROA

0.40%
HTLF annual return on assets is 0.40%

Annual ROE

4.36%
HTLF annual return on equity is 4.36%

EBIT & EBITDA

Annual EBIT

$449.34 M
HTLF annual earnings before interest & taxes is $449.34 million

Annual EBITDA

$469.72 M
HTLF annual EBITDA is $469.72 million

Valuation

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PE Ratio

PE Ratio

35.71
HTLF price to earnings ratio is 35.71

PE Ratio Sector Rank

83.86%
HTLF price to earnings ratio is higher than 83.86% of companies in Financial Services sector

PB Ratio

PB Ratio

1.35
HTLF price to book ratio is 1.35

PB Ratio Sector Rank

61.05%
HTLF price to book ratio is higher than 61.05% of companies in Financial Services sector

PS Ratio

PS Ratio

4.52
HTLF price to sales ratio is 4.52

PS Ratio Sector Rank

75.51%
HTLF price to sales ratio is higher than 75.51% of companies in Financial Services sector

Enterprise value

Enterprise Value

$2.38 B
HTLF enterprise value is $2.38 billion

Enterprise Value Sector Rank

67.55%
HTLF enterprise value is higher than 67.55% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

4.64
HTLF EV/EBITDA is 4.64

EV/EBITDA Sector Rank

53.29%
HTLF EV/EBITDA is higher than 53.29% of companies in Financial Services sector

Financial Health

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Liquidity

Annual Current Ratio

0.52
HTLF annual current ratio is 0.52

Annual Quick Ratio

-
HTLF annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.51
HTLF annual debt to equity ratio is 0.51

Annual Interest Coverage Ratio

-
HTLF annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
HTLF piotroski f-score value is unknown

Altman Z-Score

0.26
HTLF altman z-score is 0.26

Balance Sheet

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Assets

Annual Total Assets

$19.41 B
HTLF annual total assets is $19.41 billion

Annual Non Current Assets

$18.88 B
HTLF annual long term assets is $18.88 billion

Annual Current Assets

$324.25 M
HTLF annual total current assets is $324.25 million

Annual Cash & Cash Equivalents

$324.25 M
HTLF annual cash & cash equivalents is $324.25 million

Equity

Annual Book Value

$1.82 B
HTLF annual book value is $1.82 billion

Annual Working Capital

-$298.00 M
HTLF annual working capital is -$298.00 million

Liabilities

Annual Total Liabilities

$17.48 B
HTLF annual total liabilities is $17.48 billion

Annual Total Long Term Liabilities

$17.20 B
HTLF annual total long term liabilities is $17.20 billion

Annual Current Liabilities

$622.25 M
HTLF annual total current liabilities is $622.25 million

Annual Accounts Payable

-
HTLF annual accounts payable value is unknown

Debt

Annual Total Debt

$1.57 B
HTLF annual total debt is $1.57 billion

Annual Total Debt 1-Year Change

+461.74%
HTLF annual total debt is up +461.74% year-on-year

Annual Long Term Debt

$994.65 M
HTLF annual long term debt is $994.65 million

Annual Short Term Debt

$579.81 M
HTLF annual short term debt is $579.81 million

Expenses

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Annual Total Expenses

-
HTLF annual total expenses value is unknown

Annual Operating Expenses

$275.94 M
HTLF annual total operating expenses is $275.94 million

Annual Cost Of Goods Sold

-
HTLF annual cost of goods sold value is unknown

Annual SGA

$279.56 M
HTLF annual SGA is $279.56 million

Annual D&A

$20.39 M
HTLF annual depreciation & amortization is $20.39 million

Annual Interest Expense

-
HTLF annual interest expense value is unknown

Cash Flow

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Cashflow Activities

Annual CFO

$280.31 M
HTLF annual cash flow from operations is $280.31 million

Annual CFO 1-Year Change

-27.76%
HTLF annual cash flow from operations is down -27.76% year-on-year

Annual CFI

$802.20 M
HTLF annual cash flow from investing activities is $802.20 million

Annual CFI 1-Year Change

+144.25%
HTLF annual cash flow from investing activities is up +144.25% year-on-year

Annual CFF

-$1.12 B
HTLF annual cash flow from financing activities is -$1.12 billion

Annual CFF 1-Year Change

-183%
HTLF annual cash flow from financing activities is down -183% year-on-year

Free CashFlow

Annual FCF

$273.25 M
HTLF annual free cash flow is $273.25 million

Annual FCF 1-Year Change

-26.78%
HTLF annual free cash flow is down -26.78% year-on-year

CAPEX

Annual CAPEX

$7.06 M
HTLF annual capital expenditures is $7.06 million

Annual CAPEX 1-Year Change

-52.31%
HTLF annual capital expenditures is down -52.31% year-on-year

Institutional Ownership

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FAQ

  • What is the ticker symbol for Heartland Financial USA?
  • Does Heartland Financial USA pay dividends?
  • What sector is Heartland Financial USA in?
  • What industry is Heartland Financial USA in?
  • What country is Heartland Financial USA based in?
  • When did Heartland Financial USA go public?
  • Is Heartland Financial USA in the S&P 500?
  • Is Heartland Financial USA in the NASDAQ 100?
  • Is Heartland Financial USA in the Dow Jones?
  • When was Heartland Financial USA's last earnings report?
  • When does Heartland Financial USA report earnings?
  • Should I buy Heartland Financial USA stock now?

What is the ticker symbol for Heartland Financial USA?

The ticker symbol for Heartland Financial USA is NASDAQ:HTLF

Does Heartland Financial USA pay dividends?

Yes, Heartland Financial USA pays dividends. The last payment was $0.30, with an ex-dividend date on January 14, 2025

What sector is Heartland Financial USA in?

Heartland Financial USA is in the Financial Services sector

What industry is Heartland Financial USA in?

Heartland Financial USA is in the Banks - Regional industry

What country is Heartland Financial USA based in?

Heartland Financial USA is headquartered in United States

When did Heartland Financial USA go public?

Heartland Financial USA's initial public offering (IPO) was on January 4, 1999

Is Heartland Financial USA in the S&P 500?

No, Heartland Financial USA is not included in the S&P 500 index

Is Heartland Financial USA in the NASDAQ 100?

No, Heartland Financial USA is not included in the NASDAQ 100 index

Is Heartland Financial USA in the Dow Jones?

No, Heartland Financial USA is not included in the Dow Jones index

When was Heartland Financial USA's last earnings report?

Heartland Financial USA's most recent earnings report was on Jan 22, 2025

When does Heartland Financial USA report earnings?

The next expected earnings date for Heartland Financial USA is Apr 29, 2025

Should I buy Heartland Financial USA stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions