What is the current annual CAPEX of FISV?

As of today, FISV annual CAPEX is $1.76B

What is 1-year change in FISV annual CAPEX?

FISV annual CAPEX is up +12.36% year-over-year

What is 3-year change in FISV annual CAPEX?

FISV annual CAPEX is up +19.20% over the past 3 years

How far is FISV annual CAPEX from its all-time high?

FISV annual CAPEX vs all-time high is unknown

When is FISV next annual earnings release?

As of today, the next annual earnings release for FISV has not been scheduled

What is the current quarterly CAPEX of FISV?

As of today, FISV quarterly CAPEX is $442.00M

What is FISV quarterly CAPEX most recent change?

FISV quarterly CAPEX was down -12.82% on December 1, 2025

What is 1-year change in FISV quarterly CAPEX?

FISV quarterly CAPEX is up +10.78% year-over-year

How far is FISV quarterly CAPEX from its all-time high?

FISV quarterly CAPEX vs all-time high is unknown

When is FISV next earnings release?

The next earnings release for FISV is on April 23, 2026

What is the current TTM CAPEX of FISV?

As of today, FISV TTM CAPEX is $1.76B

What is FISV TTM CAPEX most recent change?

FISV TTM CAPEX was up +2.50% on December 1, 2025

What is 1-year change in FISV TTM CAPEX?

FISV TTM CAPEX is up +12.36% year-over-year

How far is FISV TTM CAPEX from its all-time high?

FISV TTM CAPEX vs all-time high is unknown

When is FISV next earnings release?

The next earnings release for FISV is on April 23, 2026

Fiserv, Inc. (FISV) CAPEX History & Chart Since 1987

Annual CAPEX

$1.76B$194.00M+12.36%

December 1, 2025

Summary

Current Value: As of today, FISV annual CAPEX is $1.76B, up +12.36% on December 1, 2025
Historical Performance: FISV annual CAPEX is up +19.20% over the past 3 years, up +95.89% over the past 5 years
All-Time High Comparison: FISV annual CAPEX vs all-time high is unknown
3-Year Low Comparison: FISV annual CAPEX vs 3-year low value is unknown

CAPEX Chart

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Performance

FISV Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual CAPEX	Dec 1, 25	$1.76B	+12.4%	+19.2%	+95.9%	+907.4%
Quarterly CAPEX	Dec 1, 25	$442.00M	+10.8%	+33.5%	+109.5%	+860.9%
TTM CAPEX	Dec 1, 25	$1.76B	+12.4%	+19.2%	+95.9%	+907.4%
Price	Mar 10, 26	$59.45	-72.1%	-46.8%	-52.1%	+292.8%
	Dec 1, 25	$6.10B	-8.8%	+28.3%	+43.4%	+537.2%
	Dec 1, 25	$4.34B	-15.3%	+32.5%	+29.4%	+454.4%
	Dec 1, 25	-$3.00B	-21.7%	-33.2%	-566.2%	-3346.0%
	Dec 1, 25	$80.13B	+3.8%	-4.5%	+7.4%	+867.7%
	Dec 1, 25	$3.16B	+9.4%	-0.3%	+2.2%	+832.5%

CAPEX Highs

FISV Annual CAPEX Highs Comparison
Period	High	Date	Current
3Y	$1.76B	Dec 1, 25	N/A
5Y	$1.76B	Dec 1, 25	N/A
All	$1.76B	Dec 1, 25	N/A

CAPEX Lows

FISV Annual CAPEX Lows Comparison
Period	Low	Date	Current
3Y	$1.39B	Dec 1, 23	N/A
5Y	$900.00M	N/A	N/A
All	$6.88M	Dec 31, 90	N/A

CAPEX History

Year	Value	Change
2025	$1.76B	+12.4%
2024	$1.57B	+13.0%
2023	$1.39B	-6.2%
2022	$1.48B	+27.5%
2021	$1.16B	+28.9%
2020	$900.00M	+24.8%
2019	$721.00M	+100.3%
2018	$360.00M	+25.4%
2017	$287.00M	-1.0%
2016	$290.00M	-19.2%
2015	$359.00M	+22.9%
2014	$292.00M	+23.7%
2013	$236.00M	+21.0%
2012	$195.00M	+1.6%
2011	$192.00M	+9.7%
2010	$175.00M	-11.6%
2009	$198.00M	-0.5%
2008	$199.00M	+24.4%
2007	$160.00M	-1.8%
2006	$163.00M	-1.2%

Year	Value	Change
2005	$164.95M	+2.4%
2004	$161.09M	+12.5%
2003	$143.24M	+1.0%
2002	$141.88M	+108.7%
2001	$67.97M	-6.9%
2000	$72.98M	+4.7%
1999	$69.70M	-10.1%
1998	$77.54M	+95.0%
1997	$39.77M	+10.0%
1996	$36.16M	-19.7%
1995	$45.04M	-14.7%
1994	$52.80M	+85.0%
1993	$28.54M	+49.2%
1992	$19.13M	-43.7%
1991	$34.00M	+394.2%
1990	$6.88M	-66.9%
1989	$20.77M	-66.4%
1988	$61.82M	+593.2%
1987	$8.92M	-

FAQ

What is the current annual CAPEX of FISV?
As of today, FISV annual CAPEX is $1.76B
What is 1-year change in FISV annual CAPEX?
FISV annual CAPEX is up +12.36% year-over-year
What is 3-year change in FISV annual CAPEX?
FISV annual CAPEX is up +19.20% over the past 3 years
How far is FISV annual CAPEX from its all-time high?
FISV annual CAPEX vs all-time high is unknown
When is FISV next annual earnings release?
As of today, the next annual earnings release for FISV has not been scheduled

Quarterly CAPEX

$442.00M$65.00M-12.82%

December 1, 2025

Summary

Current Value: As of today, FISV quarterly CAPEX is $442.00M, down -12.82% on December 1, 2025
Historical Performance: FISV quarterly CAPEX is up +10.78% year-over-year, up +33.53% over the past 3 years
All-Time High Comparison: FISV quarterly CAPEX vs all-time high is unknown
3-Year Low Comparison: FISV quarterly CAPEX vs 3-year low value is unknown

Performance

FISV Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly CAPEX	Dec 1, 25	$442.00M	-12.8%	+10.8%	+33.5%	+109.5%
Annual CAPEX	Dec 1, 25	$1.76B	–	+12.4%	+19.2%	+95.9%
TTM CAPEX	Dec 1, 25	$1.76B	+2.5%	+12.4%	+19.2%	+95.9%
Price	Mar 10, 26	$59.45	-12.8%	-72.1%	-46.8%	-52.1%
	Dec 1, 25	$1.97B	+8.8%	-11.4%	+18.5%	+64.0%
	Dec 1, 25	$1.53B	+17.3%	-16.2%	+14.8%	+54.2%
	Dec 1, 25	-$648.00M	+38.4%	+2.6%	-6.9%	-220.8%
	Dec 1, 25	$80.13B	+1.0%	+3.8%	-4.5%	+7.4%
	Dec 1, 25	$803.00M	+1.9%	+45.5%	+4.2%	+22.4%

Quarterly CAPEX Highs

FISV Quarterly CAPEX Highs Comparison
Period	High	Date	Current
1Y	$507.00M	Sep 1, 25	N/A
3Y	$507.00M	Sep 1, 25	N/A
5Y	$507.00M	Sep 1, 25	N/A
All	$507.00M	Sep 1, 25	N/A

Quarterly CAPEX Lows

FISV Quarterly CAPEX Lows Comparison
Period	Low	Date	Current
1Y	$335.00M	N/A	N/A
3Y	$331.00M	N/A	N/A
5Y	$211.00M	N/A	N/A
All	$1.10M	Dec 31, 89	N/A

Quarterly CAPEX History

Month	Value	Change
Dec 2025	$442.00M	-12.8%
Sep 2025	$507.00M	+5.8%
Jun 2025	$479.00M	+43.0%
Mar 2025	$335.00M	-16.0%
Dec 2024	$399.00M	-0.7%
Sep 2024	$402.00M	+15.5%
Jun 2024	$348.00M	-17.1%
Mar 2024	$420.00M	+18.6%
Dec 2023	$354.00M	-0.3%
Sep 2023	$355.00M	+4.4%
Jun 2023	$340.00M	+0.3%
Mar 2023	$339.00M	+2.4%
Dec 2022	$331.00M	-23.0%
Sep 2022	$430.00M	+11.1%
Jun 2022	$387.00M	+16.9%
Mar 2022	$331.00M	-4.3%
Dec 2021	$346.00M	+8.1%
Sep 2021	$320.00M	+23.1%
Jun 2021	$260.00M	+11.1%
Mar 2021	$234.00M	+10.9%
Dec 2020	$211.00M	+5.0%
Sep 2020	$201.00M	-16.9%
Jun 2020	$242.00M	-1.6%
Mar 2020	$246.00M	-15.2%
Dec 2019	$290.00M	+31.2%
Sep 2019	$221.00M	+97.3%
Jun 2019	$112.00M	+14.3%
Mar 2019	$98.00M	+1.0%
Dec 2018	$97.00M	+3.2%
Sep 2018	$94.00M	+2.2%
Jun 2018	$92.00M	+19.5%
Mar 2018	$77.00M	-2.5%
Dec 2017	$79.00M	+9.7%
Sep 2017	$72.00M	+20.0%
Jun 2017	$60.00M	-21.1%
Mar 2017	$76.00M	+13.4%
Dec 2016	$67.00M	-14.1%
Sep 2016	$78.00M	+6.8%
Jun 2016	$73.00M	+1.4%
Mar 2016	$72.00M	+7.5%
Dec 2015	$67.00M	-24.7%
Sep 2015	$89.00M	-21.2%
Jun 2015	$113.00M	+25.6%
Mar 2015	$90.00M	+34.3%
Dec 2014	$67.00M	-10.7%
Sep 2014	$75.00M	-6.3%
Jun 2014	$80.00M	+14.3%
Mar 2014	$70.00M	+7.7%
Dec 2013	$65.00M	+6.6%
Sep 2013	$61.00M	+17.3%
Jun 2013	$52.00M	-10.3%
Mar 2013	$58.00M	+18.4%
Dec 2012	$49.00M	+11.4%
Sep 2012	$44.00M	0.0%
Jun 2012	$44.00M	-24.1%
Mar 2012	$58.00M	+20.8%
Dec 2011	$48.00M	+14.3%
Sep 2011	$42.00M	-8.7%
Jun 2011	$46.00M	-17.9%
Mar 2011	$56.00M	+21.7%
Dec 2010	$46.00M	+2.2%
Sep 2010	$45.00M	+7.1%
Jun 2010	$42.00M	0.0%
Mar 2010	$42.00M	-10.6%
Dec 2009	$47.00M	-11.3%
Sep 2009	$53.00M	0.0%
Jun 2009	$53.00M	+17.8%
Mar 2009	$45.00M	-25.0%
Dec 2008	$60.00M	+27.7%
Sep 2008	$47.00M	+11.9%
Jun 2008	$42.00M	-16.0%
Mar 2008	$50.00M	+21.8%
Dec 2007	$41.05M	+10.6%
Sep 2007	$37.12M	+12.7%

Month	Value	Change
Jun 2007	$32.93M	-32.7%
Mar 2007	$48.91M	+168.5%
Dec 2006	$18.21M	-62.5%
Sep 2006	$48.57M	-1.0%
Jun 2006	$49.05M	+4.0%
Mar 2006	$47.17M	-15.0%
Dec 2005	$55.47M	+39.2%
Sep 2005	$39.84M	+5.2%
Jun 2005	$37.87M	+19.2%
Mar 2005	$31.77M	-39.7%
Dec 2004	$52.71M	+33.5%
Sep 2004	$39.49M	+6.2%
Jun 2004	$37.19M	+17.3%
Mar 2004	$31.70M	+29.6%
Dec 2003	$24.46M	-35.5%
Sep 2003	$37.90M	-16.5%
Jun 2003	$45.37M	+27.7%
Mar 2003	$35.52M	-46.7%
Dec 2002	$66.60M	+268.5%
Sep 2002	$18.07M	-32.8%
Jun 2002	$26.91M	-11.2%
Mar 2002	$30.30M	+41.7%
Dec 2001	$21.39M	+71.5%
Sep 2001	$12.47M	-28.4%
Jun 2001	$17.41M	+4.2%
Mar 2001	$16.71M	+13.6%
Dec 2000	$14.71M	+0.1%
Sep 2000	$14.70M	-31.5%
Jun 2000	$21.47M	-2.8%
Mar 2000	$22.09M	+29.7%
Dec 1999	$17.03M	+1.1%
Sep 1999	$16.86M	+4.9%
Jun 1999	$16.07M	-18.6%
Mar 1999	$19.74M	-19.7%
Dec 1998	$24.56M	+13.8%
Sep 1998	$21.59M	+30.3%
Jun 1998	$16.57M	+11.8%
Mar 1998	$14.82M	+46.8%
Dec 1997	$10.10M	-1.0%
Sep 1997	$10.20M	+9.7%
Jun 1997	$9.30M	-8.8%
Mar 1997	$10.20M	-23.9%
Dec 1996	$13.40M	+67.5%
Sep 1996	$8.00M	-7.0%
Jun 1996	$8.60M	-9.5%
Mar 1996	$9.50M	-16.7%
Dec 1995	$11.40M	+4.6%
Sep 1995	$10.90M	+53.5%
Jun 1995	$7.10M	-54.5%
Mar 1995	$15.60M	+51.5%
Dec 1994	$10.30M	-3.7%
Sep 1994	$10.70M	-29.6%
Jun 1994	$15.20M	-8.4%
Mar 1994	$16.60M	+55.1%
Dec 1993	$10.70M	+33.8%
Sep 1993	$8.00M	+45.5%
Jun 1993	$5.50M	+27.9%
Mar 1993	$4.30M	+10.3%
Dec 1992	$3.90M	-20.4%
Sep 1992	$4.90M	-18.3%
Jun 1992	$6.00M	+39.5%
Mar 1992	$4.30M	-41.1%
Dec 1991	$7.30M	+135.5%
Sep 1991	$3.10M	+19.2%
Jun 1991	$2.60M	+100.0%
Mar 1991	$1.30M	+18.2%
Dec 1990	$1.10M	-15.4%
Sep 1990	$1.30M	-13.3%
Jun 1990	$1.50M	+25.0%
Mar 1990	$1.20M	+9.1%
Dec 1989	$1.10M	-52.2%
Sep 1989	$2.30M	-14.8%
Jun 1989	$2.70M	-67.5%
Mar 1989	$8.30M	-

FAQ

What is the current quarterly CAPEX of FISV?
As of today, FISV quarterly CAPEX is $442.00M
What is FISV quarterly CAPEX most recent change?
FISV quarterly CAPEX was down -12.82% on December 1, 2025
What is 1-year change in FISV quarterly CAPEX?
FISV quarterly CAPEX is up +10.78% year-over-year
How far is FISV quarterly CAPEX from its all-time high?
FISV quarterly CAPEX vs all-time high is unknown
When is FISV next earnings release?
The next earnings release for FISV is on April 23, 2026

TTM CAPEX

$1.76B$43.00M+2.50%

December 1, 2025

Summary

Current Value: As of today, FISV TTM CAPEX is $1.76B, up +2.50% on December 1, 2025
Historical Performance: FISV TTM CAPEX is up +12.36% year-over-year, up +19.20% over the past 3 years
All-Time High Comparison: FISV TTM CAPEX vs all-time high is unknown
3-Year Low Comparison: FISV TTM CAPEX vs 3-year low value is unknown

Performance

FISV Performance
Metric	Date	Value	3M	1Y	3Y	5Y
TTM CAPEX	Dec 1, 25	$1.76B	+2.5%	+12.4%	+19.2%	+95.9%
Annual CAPEX	Dec 1, 25	$1.76B	–	+12.4%	+19.2%	+95.9%
Quarterly CAPEX	Dec 1, 25	$442.00M	-12.8%	+10.8%	+33.5%	+109.5%
Price	Mar 10, 26	$59.45	-12.8%	-72.1%	-46.8%	-52.1%
	Dec 1, 25	$6.10B	-4.0%	-8.8%	+28.3%	+43.4%
	Dec 1, 25	$4.34B	-6.4%	-15.3%	+32.5%	+29.4%
	Dec 1, 25	-$3.00B	+0.6%	-21.7%	-33.2%	-566.2%
	Dec 1, 25	$80.13B	+1.0%	+3.8%	-4.5%	+7.4%
	Dec 1, 25	$3.16B	+8.6%	+9.4%	-0.3%	+2.2%

TTM CAPEX Highs

FISV TTM CAPEX Highs Comparison
Period	High	Date	Current
1Y	$1.76B	Dec 1, 25	N/A
3Y	$1.76B	Dec 1, 25	N/A
5Y	$1.76B	Dec 1, 25	N/A
All	$1.76B	Dec 1, 25	N/A

TTM CAPEX Lows

FISV TTM CAPEX Lows Comparison
Period	Low	Date	Current
1Y	$1.48B	N/A	N/A
3Y	$1.37B	Sep 30, 23	N/A
5Y	$888.00M	Mar 31, 21	N/A
All	$5.10M	Sep 30, 90	N/A

TTM CAPEX History

Month	Value	Change
Dec 2025	$1.76B	+2.5%
Sep 2025	$1.72B	+6.5%
Jun 2025	$1.62B	+8.8%
Mar 2025	$1.48B	-5.4%
Dec 2024	$1.57B	+3.0%
Sep 2024	$1.52B	+3.2%
Jun 2024	$1.48B	+0.5%
Mar 2024	$1.47B	+5.8%
Dec 2023	$1.39B	+1.7%
Sep 2023	$1.37B	-5.2%
Jun 2023	$1.44B	-3.2%
Mar 2023	$1.49B	+0.5%
Dec 2022	$1.48B	-1.0%
Sep 2022	$1.49B	+7.9%
Jun 2022	$1.38B	+10.1%
Mar 2022	$1.26B	+8.4%
Dec 2021	$1.16B	+13.2%
Sep 2021	$1.03B	+13.1%
Jun 2021	$906.00M	+2.0%
Mar 2021	$888.00M	-1.3%
Dec 2020	$900.00M	-8.1%
Sep 2020	$979.00M	-2.0%
Jun 2020	$999.00M	+15.0%
Mar 2020	$869.00M	+20.5%
Dec 2019	$721.00M	+36.6%
Sep 2019	$528.00M	+31.7%
Jun 2019	$401.00M	+5.2%
Mar 2019	$381.00M	+5.8%
Dec 2018	$360.00M	+5.3%
Sep 2018	$342.00M	+6.9%
Jun 2018	$320.00M	+11.1%
Mar 2018	$288.00M	+0.3%
Dec 2017	$287.00M	+4.4%
Sep 2017	$275.00M	-2.1%
Jun 2017	$281.00M	-4.4%
Mar 2017	$294.00M	+1.4%
Dec 2016	$290.00M	0.0%
Sep 2016	$290.00M	-3.7%
Jun 2016	$301.00M	-11.7%
Mar 2016	$341.00M	-5.0%
Dec 2015	$359.00M	0.0%
Sep 2015	$359.00M	+4.1%
Jun 2015	$345.00M	+10.6%
Mar 2015	$312.00M	+6.8%
Dec 2014	$292.00M	+0.7%
Sep 2014	$290.00M	+5.1%
Jun 2014	$276.00M	+11.3%
Mar 2014	$248.00M	+5.1%
Dec 2013	$236.00M	+7.3%
Sep 2013	$220.00M	+8.4%
Jun 2013	$203.00M	+4.1%
Mar 2013	$195.00M	0.0%
Dec 2012	$195.00M	+0.5%
Sep 2012	$194.00M	+1.0%
Jun 2012	$192.00M	-1.0%
Mar 2012	$194.00M	+1.0%
Dec 2011	$192.00M	+1.1%
Sep 2011	$190.00M	-1.6%
Jun 2011	$193.00M	+2.1%
Mar 2011	$189.00M	+8.0%
Dec 2010	$175.00M	-0.6%
Sep 2010	$176.00M	-4.3%
Jun 2010	$184.00M	-5.6%
Mar 2010	$195.00M	-1.5%
Dec 2009	$198.00M	-6.2%
Sep 2009	$211.00M	+2.9%
Jun 2009	$205.00M	+5.7%
Mar 2009	$194.00M	-2.5%
Dec 2008	$199.00M	+10.5%
Sep 2008	$180.05M	+5.8%
Jun 2008	$170.16M	+5.6%
Mar 2008	$161.09M	+0.7%
Dec 2007	$160.00M	+16.6%
Sep 2007	$137.17M	-7.7%

Month	Value	Change
Jun 2007	$148.62M	-9.8%
Mar 2007	$164.74M	+1.1%
Dec 2006	$163.00M	-18.6%
Sep 2006	$200.26M	+4.6%
Jun 2006	$191.53M	+6.2%
Mar 2006	$180.35M	+9.3%
Dec 2005	$164.95M	+1.7%
Sep 2005	$162.20M	+0.2%
Jun 2005	$161.85M	+0.4%
Mar 2005	$161.17M	+0.0%
Dec 2004	$161.09M	+21.3%
Sep 2004	$132.83M	+1.2%
Jun 2004	$131.24M	-5.9%
Mar 2004	$139.42M	-2.7%
Dec 2003	$143.24M	-22.7%
Sep 2003	$185.38M	+12.0%
Jun 2003	$165.56M	+12.6%
Mar 2003	$147.10M	+3.7%
Dec 2002	$141.88M	+46.8%
Sep 2002	$96.67M	+6.2%
Jun 2002	$91.07M	+11.6%
Mar 2002	$81.57M	+20.0%
Dec 2001	$67.97M	+10.9%
Sep 2001	$61.30M	-3.5%
Jun 2001	$63.53M	-6.0%
Mar 2001	$67.59M	-7.4%
Dec 2000	$72.98M	-3.1%
Sep 2000	$75.30M	-2.8%
Jun 2000	$77.45M	+7.5%
Mar 2000	$72.06M	+3.4%
Dec 1999	$69.70M	-9.8%
Sep 1999	$77.23M	-5.8%
Jun 1999	$81.96M	-0.6%
Mar 1999	$82.46M	+6.3%
Dec 1998	$77.54M	+22.9%
Sep 1998	$63.08M	+22.0%
Jun 1998	$51.69M	+16.4%
Mar 1998	$44.42M	+11.6%
Dec 1997	$39.80M	-7.7%
Sep 1997	$43.10M	+5.4%
Jun 1997	$40.90M	+1.7%
Mar 1997	$40.20M	+1.8%
Dec 1996	$39.50M	+5.3%
Sep 1996	$37.50M	-7.2%
Jun 1996	$40.40M	+3.9%
Mar 1996	$38.90M	-13.6%
Dec 1995	$45.00M	+2.5%
Sep 1995	$43.90M	+0.5%
Jun 1995	$43.70M	-15.6%
Mar 1995	$51.80M	-1.9%
Dec 1994	$52.80M	-0.8%
Sep 1994	$53.20M	+5.3%
Jun 1994	$50.50M	+23.8%
Mar 1994	$40.80M	+43.2%
Dec 1993	$28.50M	+31.3%
Sep 1993	$21.70M	+16.7%
Jun 1993	$18.60M	-2.6%
Mar 1993	$19.10M	0.0%
Dec 1992	$19.10M	-15.1%
Sep 1992	$22.50M	+8.7%
Jun 1992	$20.70M	+19.7%
Mar 1992	$17.30M	+21.0%
Dec 1991	$14.30M	+76.5%
Sep 1991	$8.10M	+28.6%
Jun 1991	$6.30M	+21.2%
Mar 1991	$5.20M	+2.0%
Dec 1990	$5.10M	0.0%
Sep 1990	$5.10M	-16.4%
Jun 1990	$6.10M	-16.4%
Mar 1990	$7.30M	-49.3%
Dec 1989	$14.40M	+8.3%
Sep 1989	$13.30M	+20.9%
Jun 1989	$11.00M	+32.5%
Mar 1989	$8.30M	-

FAQ

What is the current TTM CAPEX of FISV?
As of today, FISV TTM CAPEX is $1.76B
What is FISV TTM CAPEX most recent change?
FISV TTM CAPEX was up +2.50% on December 1, 2025
What is 1-year change in FISV TTM CAPEX?
FISV TTM CAPEX is up +12.36% year-over-year
How far is FISV TTM CAPEX from its all-time high?
FISV TTM CAPEX vs all-time high is unknown
When is FISV next earnings release?
The next earnings release for FISV is on April 23, 2026

Data Sources & References

FISV Official Website www.fiserv.com
FISV Profile on Yahoo Finance finance.yahoo.com/quote/FISV
FISV Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/fisv