What is the current annual net margin of CFG?

As of today, CFG annual net margin is 15.19%

What is 1-year change in CFG annual net margin?

CFG annual net margin is up +23.70% year-over-year

What is 3-year change in CFG annual net margin?

CFG annual net margin is down -31.82% over the past 3 years

How far is CFG annual net margin from its all-time high?

CFG annual net margin is currently -52.77% below its historical high of 32.16% set on December 31, 2021

How does CFG annual net margin rank versus sector peers?

CFG annual net margin is higher than 50.07% of companies in Financial Services sector

When is CFG next annual earnings release?

As of today, the next annual earnings release for CFG has not been scheduled

What is the current quarterly net margin of CFG?

As of today, CFG quarterly net margin is 18.37%

What is CFG quarterly net margin most recent change?

CFG quarterly net margin was up +5.76% on June 30, 2026

What is 1-year change in CFG quarterly net margin?

CFG quarterly net margin is up +28.73% year-over-year

How far is CFG quarterly net margin from its all-time high?

CFG quarterly net margin is currently -53.91% below its historical high of 39.86% set on December 31, 2017

How does CFG quarterly net margin rank versus sector peers?

CFG quarterly net margin is higher than 57.68% of companies in Financial Services sector

When is CFG next earnings release?

The next earnings release for CFG is on October 16, 2026

CFG Net Margin History & Chart Since 2011

Annual Net Margin

15.19%2.91%+23.70%

December 31, 2025

Summary

Current Value: As of today, CFG annual net margin is 15.19%, up +23.70% on December 31, 2025
Historical Performance: CFG annual net margin is down -31.82% over the past 3 years, up +3.97% over the past 5 years
All-Time High Comparison: CFG annual net margin is currently -52.77% below its historical high of 32.16% set on December 31, 2021
3-Year Low Comparison: CFG annual net margin is +23.70% above its 3-year low of 12.28% reached on December 31, 2024
Sector Comparison: CFG annual net margin is higher than 50.07% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

CFG Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	15.19%	+23.7%	-31.8%	+4.0%	+78.7%
Quarterly Net Margin	Jun 30, 26	18.37%	+28.7%	+19.1%	-52.5%	+30.8%
Price	Aug 6, 26	$72.43	+55.3%	+129.9%	+64.7%	–
PE Ratio	Aug 6, 26	15.74	+10.7%	+120.1%	+60.3%	–
Annual Revenue	Dec 31, 25	$12.07B	-1.8%	+29.7%	+66.8%	+102.6%
Annual Net Income	Dec 31, 25	$1.83B	+21.3%	-11.7%	+73.2%	+261.9%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	19.31%	+25.7%	-40.2%	+7.6%	+46.0%

Net Margin Highs

CFG Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	22.28%	N/A	-31.8%
5Y	32.16%	Dec 31, 21	-52.8%
All	32.16%	Dec 31, 21	-52.8%

Net Margin Lows

CFG Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	12.28%	Dec 31, 24	+23.7%
5Y	12.28%	Dec 31, 24	+23.7%
All	-67.67%	Dec 31, 13	+122.5%

Net Margin History

Year	Value	Change
2025	15.19%	+23.7%
2024	12.28%	-6.9%
2023	13.19%	-40.8%
2022	22.28%	-30.7%
2021	32.16%	+120.1%
2020	14.61%	-36.3%
2019	22.94%	-4.0%
2018	23.89%	-7.6%

Year	Value	Change
2017	25.86%	+41.5%
2016	18.28%	+14.3%
2015	15.99%	-6.5%
2014	17.10%	+125.3%
2013	-67.67%	-681.4%
2012	11.64%	+36.9%
2011	8.50%	-

FAQ

What is the current annual net margin of CFG?: As of today, CFG annual net margin is 15.19%
What is 1-year change in CFG annual net margin?: CFG annual net margin is up +23.70% year-over-year
What is 3-year change in CFG annual net margin?: CFG annual net margin is down -31.82% over the past 3 years
How far is CFG annual net margin from its all-time high?: CFG annual net margin is currently -52.77% below its historical high of 32.16% set on December 31, 2021
How does CFG annual net margin rank versus sector peers?: CFG annual net margin is higher than 50.07% of companies in Financial Services sector
When is CFG next annual earnings release?: As of today, the next annual earnings release for CFG has not been scheduled

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

18.37%1.00%+5.76%

June 30, 2026

Summary

Current Value: As of today, CFG quarterly net margin is 18.37%, up +5.76% on June 30, 2026
Historical Performance: CFG quarterly net margin is up +28.73% year-over-year, up +19.05% over the past 3 years
All-Time High Comparison: CFG quarterly net margin is currently -53.91% below its historical high of 39.86% set on December 31, 2017
3-Year Low Comparison: CFG quarterly net margin is +201.15% above its 3-year low of 6.10% reached on December 31, 2023
Sector Comparison: CFG quarterly net margin is higher than 57.68% of companies in Financial Services sector

Performance

CFG Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Jun 30, 26	18.37%	+5.8%	+28.7%	+19.1%	-52.5%
Annual Net Margin	Dec 31, 25	15.19%	–	+23.7%	-31.8%	+4.0%
Price	Aug 6, 26	$72.43	+12.8%	+55.3%	+129.9%	+64.7%
PE Ratio	Aug 6, 26	15.74	+3.5%	+10.7%	+120.1%	+60.3%
Quarterly Revenue	Jun 30, 26	$3.20B	+7.3%	+4.5%	+3.2%	+90.6%
Quarterly Net Income	Jun 30, 26	$587.00M	+13.5%	+34.6%	+22.8%	-9.4%
Quarterly Gross Margin	Jun 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Jun 30, 26	23.63%	+8.3%	+30.3%	+11.0%	-50.7%

Quarterly Net Margin Highs

CFG Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	18.37%	Jun 30, 26	at high
3Y	18.37%	Jun 30, 26	at high
5Y	38.66%	N/A	-52.5%
All	39.86%	Dec 31, 17	-53.9%

Quarterly Net Margin Lows

CFG Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	14.27%	N/A	+28.7%
3Y	6.10%	Dec 31, 23	+201.2%
5Y	6.10%	Dec 31, 23	+201.2%
All	-309.92%	Jun 30, 13	+105.9%

Quarterly Net Margin History

Month	Value	Change
Jun 2026	18.37%	+5.8%
Mar 2026	17.37%	+0.9%
Dec 2025	17.22%	+6.2%
Sep 2025	16.22%	+13.7%
Jun 2025	14.27%	+12.1%
Mar 2025	12.73%	-3.6%
Dec 2024	13.21%	+7.3%
Sep 2024	12.31%	-0.8%
Jun 2024	12.41%	+17.6%
Mar 2024	10.55%	+73.0%
Dec 2023	6.10%	-55.8%
Sep 2023	13.79%	-10.6%
Jun 2023	15.43%	-12.7%
Mar 2023	17.67%	-22.3%
Dec 2022	22.73%	-11.7%
Sep 2022	25.75%	+51.2%
Jun 2022	17.03%	-25.6%
Mar 2022	22.88%	-21.5%
Dec 2021	29.15%	-4.4%
Sep 2021	30.49%	-21.1%
Jun 2021	38.66%	+23.6%
Mar 2021	31.29%	+32.0%
Dec 2020	23.71%	+45.5%
Sep 2020	16.29%	+13.4%
Jun 2020	14.36%	+583.8%
Mar 2020	2.10%	-90.3%
Dec 2019	21.54%	-11.6%

Month	Value	Change
Sep 2019	24.38%	+4.8%
Jun 2019	23.27%	+2.2%
Mar 2019	22.78%	-9.0%
Dec 2018	25.03%	+3.8%
Sep 2018	24.12%	0.0%
Jun 2018	24.12%	+5.3%
Mar 2018	22.90%	-42.5%
Dec 2017	39.86%	+86.8%
Sep 2017	21.34%	+6.0%
Jun 2017	20.14%	-4.1%
Mar 2017	21.00%	+9.3%
Dec 2016	19.21%	-2.5%
Sep 2016	19.70%	+13.0%
Jun 2016	17.43%	+8.1%
Mar 2016	16.12%	-2.2%
Dec 2015	16.49%	-0.8%
Sep 2015	16.62%	+16.4%
Jun 2015	14.28%	-10.7%
Mar 2015	15.99%	+4.0%
Dec 2014	15.37%	+1.7%
Sep 2014	15.12%	-24.6%
Jun 2014	20.05%	+51.3%
Mar 2014	13.25%	+8.4%
Dec 2013	12.22%	+8.0%
Sep 2013	11.32%	+103.7%
Jun 2013	-309.92%	-2,307.4%
Mar 2013	14.04%	-

FAQ

What is the current quarterly net margin of CFG?: As of today, CFG quarterly net margin is 18.37%
What is CFG quarterly net margin most recent change?: CFG quarterly net margin was up +5.76% on June 30, 2026
What is 1-year change in CFG quarterly net margin?: CFG quarterly net margin is up +28.73% year-over-year
How far is CFG quarterly net margin from its all-time high?: CFG quarterly net margin is currently -53.91% below its historical high of 39.86% set on December 31, 2017
How does CFG quarterly net margin rank versus sector peers?: CFG quarterly net margin is higher than 57.68% of companies in Financial Services sector
When is CFG next earnings release?: The next earnings release for CFG is on October 16, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

CFG Official Website www.citizensbank.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/759944/000075994426000017/0000759944-26-000017-index.htm
CFG Profile on Yahoo Finance finance.yahoo.com/quote/CFG
CFG Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cfg