What is the current annual operating margin of BAP?

As of today, BAP annual operating margin is 34.99%

What is 1-year change in BAP annual operating margin?

BAP annual operating margin is up +21.66% year-over-year

What is 3-year change in BAP annual operating margin?

BAP annual operating margin is up +7.89% over the past 3 years

How far is BAP annual operating margin from its all-time high?

BAP annual operating margin is currently at its all-time high

How does BAP annual operating margin rank versus sector peers?

BAP annual operating margin is higher than 81.98% of companies in Financial Services sector

When is BAP next annual earnings release?

As of today, the next annual earnings release for BAP has not been scheduled

What is the current quarterly operating margin of BAP?

As of today, BAP quarterly operating margin is 34.90%

What is BAP quarterly operating margin most recent change?

BAP quarterly operating margin was down -7.23% on June 30, 2026

What is 1-year change in BAP quarterly operating margin?

BAP quarterly operating margin is down -1.77% year-over-year

How far is BAP quarterly operating margin from its all-time high?

BAP quarterly operating margin is currently -53.10% below its historical high of 74.42% set on March 31, 2009

How does BAP quarterly operating margin rank versus sector peers?

BAP quarterly operating margin is higher than 78.12% of companies in Financial Services sector

When is BAP next earnings release?

The next earnings release for BAP is on November 9, 2026

Credicorp Ltd. (BAP) Operating Margin History & Chart

Annual Operating Margin

34.99%6.23%+21.66%

December 31, 2025

Summary

Current Value: As of today, BAP annual operating margin is 34.99%, up +21.66% on December 31, 2025
Historical Performance: BAP annual operating margin is up +7.89% over the past 3 years, up +1434.65% over the past 5 years
All-Time High Comparison: BAP annual operating margin is currently at its all-time high
3-Year Low Comparison: BAP annual operating margin is +28.31% above its 3-year low of 27.27% reached on December 31, 2023
Sector Comparison: BAP annual operating margin is higher than 81.98% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

BAP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	34.99%	+21.7%	+7.9%	+1434.7%	+25.3%
Quarterly Operating Margin	Jun 30, 26	34.90%	-1.8%	+16.1%	+37.0%	+44.2%
Price	Sep 14, 26	$375.77	+41.2%	+172.6%	+253.6%	+286.6%
PE Ratio	Sep 14, 26	13.90	+10.7%	+69.7%	-5.4%	+14.3%
Annual Revenue	Dec 31, 25	$7.99B	+8.1%	+44.0%	+52.4%	+193.3%
Annual Operating Profit	Dec 31, 25	$2.80B	+31.5%	+55.4%	+2239.3%	+267.6%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	24.84%	+22.7%	+11.1%	+1264.8%	+12.2%

Operating Margin Highs

BAP Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	34.99%	Dec 31, 25	at high
5Y	34.99%	Dec 31, 25	at high
All	34.99%	Dec 31, 25	at high

Operating Margin Lows

BAP Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	27.27%	Dec 31, 23	+28.3%
5Y	2.28%	N/A	+1434.7%
All	-17.34%	Dec 31, 00	+301.8%

Operating Margin History

Year	Value	Change
2025	34.99%	+21.7%
2024	28.76%	+5.5%
2023	27.27%	-15.9%
2022	32.43%	+16.7%
2021	27.79%	+1,118.9%
2020	2.28%	-92.4%
2019	30.08%	-1.8%
2018	30.64%	-3.2%
2017	31.66%	+6.9%
2016	29.62%	+5.3%
2015	28.13%	+23.9%
2014	22.70%	+4.9%
2013	21.64%	-10.1%
2012	24.08%	-12.6%
2011	27.55%	-1.3%

Year	Value	Change
2010	27.92%	+8.9%
2009	25.64%	+25.0%
2008	20.51%	-22.0%
2007	26.31%	-4.2%
2006	27.47%	-10.1%
2005	30.54%	+26.9%
2004	24.07%	+27.8%
2003	18.83%	+65.8%
2002	11.36%	+189.4%
2001	-12.70%	+26.8%
2000	-17.34%	-515.8%
1999	4.17%	-1.0%
1998	4.21%	-71.6%
1997	14.81%	-11.6%
1996	16.75%	-

FAQ

What is the current annual operating margin of BAP?: As of today, BAP annual operating margin is 34.99%
What is 1-year change in BAP annual operating margin?: BAP annual operating margin is up +21.66% year-over-year
What is 3-year change in BAP annual operating margin?: BAP annual operating margin is up +7.89% over the past 3 years
How far is BAP annual operating margin from its all-time high?: BAP annual operating margin is currently at its all-time high
How does BAP annual operating margin rank versus sector peers?: BAP annual operating margin is higher than 81.98% of companies in Financial Services sector
When is BAP next annual earnings release?: As of today, the next annual earnings release for BAP has not been scheduled

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

34.90%2.72%-7.23%

June 30, 2026

Summary

Current Value: As of today, BAP quarterly operating margin is 34.90%, down -7.23% on June 30, 2026
Historical Performance: BAP quarterly operating margin is down -1.77% year-over-year, up +16.14% over the past 3 years
All-Time High Comparison: BAP quarterly operating margin is currently -53.10% below its historical high of 74.42% set on March 31, 2009
3-Year Low Comparison: BAP quarterly operating margin is +87.33% above its 3-year low of 18.63% reached on December 31, 2023
Sector Comparison: BAP quarterly operating margin is higher than 78.12% of companies in Financial Services sector

Performance

BAP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Jun 30, 26	34.90%	-7.2%	-1.8%	+16.1%	+37.0%
Annual Operating Margin	Dec 31, 25	34.99%	–	+21.7%	+7.9%	+1434.7%
Price	Sep 14, 26	$375.77	+1.7%	+41.2%	+172.6%	+253.6%
PE Ratio	Sep 14, 26	13.90	+1.7%	+10.7%	+69.7%	-5.4%
Quarterly Revenue	Jun 30, 26	$2.39B	+5.0%	+17.7%	+40.6%	+99.2%
Quarterly Operating Profit	Jun 30, 26	$834.25M	-2.6%	+15.6%	+63.3%	+173.0%
Quarterly Gross Margin	Jun 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Jun 30, 26	24.71%	-9.6%	-1.6%	+8.6%	+57.0%

Quarterly Operating Margin Highs

BAP Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	37.62%	Mar 31, 26	-7.2%
3Y	37.62%	Mar 31, 26	-7.2%
5Y	37.62%	Mar 31, 26	-7.2%
All	74.42%	Mar 31, 09	-53.1%

Quarterly Operating Margin Lows

BAP Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	28.62%	Dec 31, 25	+21.9%
3Y	18.63%	Dec 31, 23	+87.3%
5Y	18.63%	Dec 31, 23	+87.3%
All	-53.56%	Sep 30, 10	+165.2%

Quarterly Operating Margin History

Month	Value	Change
Jun 2026	34.90%	-7.2%
Mar 2026	37.62%	+31.4%
Dec 2025	28.62%	-16.4%
Sep 2025	34.24%	-3.6%
Jun 2025	35.53%	+4.2%
Mar 2025	34.10%	+13.2%
Dec 2024	30.13%	-4.2%
Sep 2024	31.45%	+13.2%
Jun 2024	27.79%	-11.2%
Mar 2024	31.30%	+68.0%
Dec 2023	18.63%	-29.8%
Sep 2023	26.53%	-11.7%
Jun 2023	30.05%	-3.0%
Mar 2023	30.99%	-0.1%
Dec 2022	31.02%	-11.3%
Sep 2022	34.98%	+1.5%
Jun 2022	34.47%	-7.2%
Mar 2022	37.13%	+20.7%
Dec 2021	30.75%	-8.6%
Sep 2021	33.66%	+32.2%
Jun 2021	25.47%	+15.7%
Mar 2021	22.02%	+6.5%
Dec 2020	20.68%	+250.5%
Sep 2020	5.90%	+125.9%
Jun 2020	-22.75%	-343.6%
Mar 2020	9.34%	-66.9%
Dec 2019	28.21%	-6.5%
Sep 2019	30.17%	-0.6%
Jun 2019	30.36%	-5.2%
Mar 2019	32.01%	+0.2%
Dec 2018	31.96%	+4.0%
Sep 2018	30.74%	-2.8%
Jun 2018	31.64%	-3.4%
Mar 2018	32.74%	+3.4%
Dec 2017	31.66%	-11.2%
Sep 2017	35.67%	+19.9%
Jun 2017	29.75%	+1.9%
Mar 2017	29.20%	+2.0%
Dec 2016	28.62%	-9.6%
Sep 2016	31.65%	+5.1%
Jun 2016	30.11%	+1.9%
Mar 2016	29.55%	+20.9%
Dec 2015	24.44%	-15.9%
Sep 2015	29.06%	+6.3%
Jun 2015	27.33%	-6.9%
Mar 2015	29.36%	-28.0%
Dec 2014	40.75%	+62.6%
Sep 2014	25.06%	+11.9%
Jun 2014	22.40%	-18.9%
Mar 2014	27.61%	+30.9%

Month	Value	Change
Dec 2013	21.10%	-8.9%
Sep 2013	23.15%	+24.1%
Jun 2013	18.65%	-23.8%
Mar 2013	24.47%	-39.7%
Dec 2012	40.60%	-22.7%
Sep 2012	52.50%	+7.2%
Jun 2012	48.97%	-4.7%
Mar 2012	51.40%	-9.7%
Dec 2011	56.91%	+32.6%
Sep 2011	42.93%	+77.4%
Jun 2011	24.20%	-56.0%
Mar 2011	54.98%	+202.7%
Sep 2010	-53.56%	-257.2%
Jun 2010	34.08%	+30.7%
Mar 2010	26.08%	-54.9%
Dec 2009	57.81%	+165.1%
Sep 2009	21.81%	+6.5%
Jun 2009	20.47%	-72.5%
Mar 2009	74.42%	+189.5%
Dec 2008	25.71%	+6.8%
Sep 2008	24.07%	-11.5%
Jun 2008	27.19%	+9.6%
Mar 2008	24.80%	+48.7%
Dec 2007	16.68%	-44.6%
Jun 2007	30.10%	+3.8%
Mar 2007	29.01%	+231.1%
Dec 2006	-22.13%	-172.6%
Sep 2006	30.49%	+15.9%
Jun 2006	26.31%	+0.5%
Mar 2006	26.17%	-45.7%
Dec 2004	48.19%	+31.5%
Sep 2004	36.64%	+6.0%
Jun 2004	34.57%	-15.5%
Mar 2004	40.89%	+116.0%
Dec 2003	18.93%	+5.2%
Sep 2003	18.00%	+161.8%
Mar 2003	-29.14%	-570.0%
Sep 2002	6.20%	-76.7%
Jun 2002	26.62%	-31.3%
Mar 2002	38.74%	+76.2%
Dec 2001	21.99%	-43.3%
Sep 2001	38.80%	+167.2%
Jun 2001	14.52%	+239.3%
Mar 2001	4.28%	-16.9%
Dec 2000	5.15%	+90.7%
Sep 2000	2.70%	+13.9%
Jun 2000	2.37%	-58.8%
Mar 2000	5.75%	+141.7%
Dec 1999	-13.79%	-

FAQ

What is the current quarterly operating margin of BAP?: As of today, BAP quarterly operating margin is 34.90%
What is BAP quarterly operating margin most recent change?: BAP quarterly operating margin was down -7.23% on June 30, 2026
What is 1-year change in BAP quarterly operating margin?: BAP quarterly operating margin is down -1.77% year-over-year
How far is BAP quarterly operating margin from its all-time high?: BAP quarterly operating margin is currently -53.10% below its historical high of 74.42% set on March 31, 2009
How does BAP quarterly operating margin rank versus sector peers?: BAP quarterly operating margin is higher than 78.12% of companies in Financial Services sector
When is BAP next earnings release?: The next earnings release for BAP is on November 9, 2026

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

BAP Official Website grupocredicorp.com
BAP Profile on Yahoo Finance finance.yahoo.com/quote/BAP
BAP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bap