What is the current annual net margin of BAP?

As of today, BAP annual net margin is 24.84%

What is 1-year change in BAP annual net margin?

BAP annual net margin is up +22.67% year-over-year

What is 3-year change in BAP annual net margin?

BAP annual net margin is up +11.09% over the past 3 years

How far is BAP annual net margin from its all-time high?

BAP annual net margin is currently at its all-time high

How does BAP annual net margin rank versus sector peers?

BAP annual net margin is higher than 81.21% of companies in Financial Services sector

When is BAP next annual earnings release?

As of today, the next annual earnings release for BAP has not been scheduled

What is the current quarterly net margin of BAP?

As of today, BAP quarterly net margin is 27.34%

What is BAP quarterly net margin most recent change?

BAP quarterly net margin was up +41.58% on March 31, 2026

What is 1-year change in BAP quarterly net margin?

BAP quarterly net margin is up +1.60% year-over-year

How far is BAP quarterly net margin from its all-time high?

BAP quarterly net margin is currently -54.46% below its historical high of 60.04% set on December 31, 2009

How does BAP quarterly net margin rank versus sector peers?

BAP quarterly net margin is higher than 83.94% of companies in Financial Services sector

When is BAP next earnings release?

As of today, the next earnings release for BAP has not been scheduled

Credicorp Ltd. (BAP) Net Margin History & Chart Since 1996

Annual Net Margin

24.84%4.59%+22.67%

December 31, 2025

Summary

Current Value: As of today, BAP annual net margin is 24.84%, up +22.67% on December 31, 2025
Historical Performance: BAP annual net margin is up +11.09% over the past 3 years, up +1264.84% over the past 5 years
All-Time High Comparison: BAP annual net margin is currently at its all-time high
3-Year Low Comparison: BAP annual net margin is +27.91% above its 3-year low of 19.42% reached on December 31, 2023
Sector Comparison: BAP annual net margin is higher than 81.21% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

BAP Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	24.84%	+22.7%	+11.1%	+1264.8%	+12.2%
Quarterly Net Margin	Mar 31, 26	27.34%	+1.6%	+17.5%	+80.9%	-13.6%
Price	Aug 14, 26	$386.36	+54.3%	+165.9%	+285.1%	+353.3%
PE Ratio	Aug 14, 26	14.84	+25.6%	+72.0%	+6.9%	+39.1%
Annual Revenue	Dec 31, 25	$7.99B	+8.1%	+44.0%	+52.4%	+193.3%
Annual Net Income	Dec 31, 25	$1.99B	+32.6%	+60.0%	+1977.4%	+229.1%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	34.99%	+21.7%	+7.9%	+1434.7%	+25.3%

Net Margin Highs

BAP Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	24.84%	Dec 31, 25	at high
5Y	24.84%	Dec 31, 25	at high
All	24.84%	Dec 31, 25	at high

Net Margin Lows

BAP Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	19.42%	Dec 31, 23	+27.9%
5Y	1.82%	N/A	+1264.8%
All	1.82%	Dec 31, 20	+1264.8%

Net Margin History

Year	Value	Change
2025	24.84%	+22.7%
2024	20.25%	+4.3%
2023	19.42%	-13.1%
2022	22.36%	+18.1%
2021	18.94%	+940.7%
2020	1.82%	-91.8%
2019	22.31%	-2.1%
2018	22.79%	-4.0%
2017	23.75%	+10.3%
2016	21.53%	+8.2%
2015	19.89%	+20.1%
2014	16.56%	+32.5%
2013	12.50%	-36.7%
2012	19.76%	-11.6%
2011	22.35%	+0.9%

Year	Value	Change
2010	22.14%	+7.3%
2009	20.64%	+31.8%
2008	15.66%	-31.4%
2007	22.82%	+6.0%
2006	21.52%	-2.4%
2005	22.05%	+24.9%
2004	17.66%	+57.7%
2003	11.20%	+63.5%
2002	6.85%	-8.4%
2001	7.48%	+222.4%
2000	2.32%	-42.4%
1999	4.03%	-3.6%
1998	4.18%	-61.2%
1997	10.76%	-22.5%
1996	13.88%	-

FAQ

What is the current annual net margin of BAP?: As of today, BAP annual net margin is 24.84%
What is 1-year change in BAP annual net margin?: BAP annual net margin is up +22.67% year-over-year
What is 3-year change in BAP annual net margin?: BAP annual net margin is up +11.09% over the past 3 years
How far is BAP annual net margin from its all-time high?: BAP annual net margin is currently at its all-time high
How does BAP annual net margin rank versus sector peers?: BAP annual net margin is higher than 81.21% of companies in Financial Services sector
When is BAP next annual earnings release?: As of today, the next annual earnings release for BAP has not been scheduled

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

27.34%8.03%+41.58%

March 31, 2026

Summary

Current Value: As of today, BAP quarterly net margin is 27.34%, up +41.58% on March 31, 2026
Historical Performance: BAP quarterly net margin is up +1.60% year-over-year, up +17.49% over the past 3 years
All-Time High Comparison: BAP quarterly net margin is currently -54.46% below its historical high of 60.04% set on December 31, 2009
3-Year Low Comparison: BAP quarterly net margin is +114.77% above its 3-year low of 12.73% reached on December 31, 2023
Sector Comparison: BAP quarterly net margin is higher than 83.94% of companies in Financial Services sector

Performance

BAP Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Mar 31, 26	27.34%	+41.6%	+1.6%	+17.5%	+80.9%
Annual Net Margin	Dec 31, 25	24.84%	–	+22.7%	+11.1%	+1264.8%
Price	Aug 14, 26	$386.36	+17.9%	+54.3%	+165.9%	+285.1%
PE Ratio	Aug 14, 26	14.84	+17.9%	+25.6%	+72.0%	+6.9%
Quarterly Revenue	Mar 31, 26	$2.28B	-8.4%	+24.9%	+43.0%	+86.1%
Quarterly Net Income	Mar 31, 26	$622.71M	+29.7%	+26.9%	+68.0%	+236.8%
Quarterly Gross Margin	Mar 31, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Mar 31, 26	37.62%	+31.4%	+10.3%	+21.4%	+70.8%

Quarterly Net Margin Highs

BAP Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	27.34%	Mar 31, 26	at high
3Y	27.34%	Mar 31, 26	at high
5Y	27.34%	Mar 31, 26	at high
All	60.04%	Dec 31, 09	-54.5%

Quarterly Net Margin Lows

BAP Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	19.31%	Dec 31, 25	+41.6%
3Y	12.73%	Dec 31, 23	+114.8%
5Y	12.73%	Dec 31, 23	+114.8%
All	-15.06%	Jun 30, 20	+281.5%

Quarterly Net Margin History

Month	Value	Change
Mar 2026	27.34%	+41.6%
Dec 2025	19.31%	-19.0%
Sep 2025	23.83%	-5.1%
Jun 2025	25.10%	-6.7%
Mar 2025	26.91%	+58.5%
Dec 2024	16.98%	-26.1%
Sep 2024	22.97%	+14.3%
Jun 2024	20.09%	-13.6%
Mar 2024	23.24%	+82.6%
Dec 2023	12.73%	-35.2%
Sep 2023	19.64%	-13.7%
Jun 2023	22.75%	-2.2%
Mar 2023	23.27%	+32.4%
Dec 2022	17.58%	-27.7%
Sep 2022	24.31%	+1.9%
Jun 2022	23.86%	-8.4%
Mar 2022	26.06%	+22.3%
Dec 2021	21.31%	-13.2%
Sep 2021	24.55%	+56.0%
Jun 2021	15.74%	+4.2%
Mar 2021	15.11%	+3.5%
Dec 2020	14.60%	+598.6%
Sep 2020	2.09%	+113.9%
Jun 2020	-15.06%	-426.0%
Mar 2020	4.62%	-77.0%
Dec 2019	20.12%	-12.0%
Sep 2019	22.86%	-3.1%
Jun 2019	23.60%	-2.1%
Mar 2019	24.10%	+5.1%
Dec 2018	22.94%	-0.1%
Sep 2018	22.96%	0.0%
Jun 2018	22.96%	-5.4%
Mar 2018	24.28%	+2.4%
Dec 2017	23.71%	-13.8%
Sep 2017	27.52%	+23.6%
Jun 2017	22.27%	+2.3%
Mar 2017	21.77%	+1.3%
Dec 2016	21.49%	-5.8%
Sep 2016	22.81%	+4.5%
Jun 2016	21.82%	+3.9%
Mar 2016	21.00%	+17.3%
Dec 2015	17.91%	-16.4%
Sep 2015	21.43%	+7.0%
Jun 2015	20.03%	-6.6%
Mar 2015	21.44%	+65.8%
Dec 2014	12.93%	-27.1%
Sep 2014	17.73%	+6.1%
Jun 2014	16.71%	-18.8%
Mar 2014	20.59%	+74.9%
Dec 2013	11.77%	-27.5%
Sep 2013	16.24%	+224.8%
Jun 2013	5.00%	-69.6%
Mar 2013	16.45%	-6.7%
Dec 2012	17.63%	-41.7%
Sep 2012	30.24%	+62.0%
Jun 2012	18.67%	-22.7%

Month	Value	Change
Mar 2012	24.16%	-16.7%
Dec 2011	28.99%	+27.8%
Sep 2011	22.69%	+16.5%
Jun 2011	19.48%	-38.5%
Mar 2011	31.65%	+63.1%
Dec 2010	19.40%	-63.1%
Sep 2010	52.62%	+101.0%
Jun 2010	26.18%	+21.1%
Mar 2010	21.61%	-64.0%
Dec 2009	60.04%	+170.1%
Sep 2009	22.23%	+28.2%
Jun 2009	17.34%	-26.3%
Mar 2009	23.52%	+602.1%
Dec 2008	3.35%	-82.6%
Sep 2008	19.30%	+42.3%
Jun 2008	13.56%	-61.9%
Mar 2008	35.58%	+80.6%
Dec 2007	19.70%	-28.0%
Jun 2007	27.36%	+20.5%
Mar 2007	22.70%	-30.7%
Dec 2006	32.76%	+61.2%
Sep 2006	20.32%	-1.1%
Jun 2006	20.55%	+17.7%
Mar 2006	17.46%	-19.4%
Dec 2005	21.65%	-4.5%
Sep 2005	22.66%	-5.4%
Jun 2005	23.95%	+38.4%
Mar 2005	17.30%	+26.2%
Dec 2004	13.71%	-21.5%
Sep 2004	17.47%	-9.9%
Jun 2004	19.38%	+8.7%
Mar 2004	17.83%	+57.0%
Dec 2003	11.36%	+6.6%
Sep 2003	10.66%	-55.2%
Jun 2003	23.78%	+239.7%
Mar 2003	7.00%	-11.5%
Dec 2002	7.91%	+282.1%
Sep 2002	2.07%	-68.8%
Jun 2002	6.63%	-8.9%
Mar 2002	7.28%	-44.2%
Dec 2001	13.05%	+134.3%
Sep 2001	5.57%	+26.0%
Jun 2001	4.42%	+107.5%
Mar 2001	2.13%	-41.3%
Dec 2000	3.63%	+74.5%
Sep 2000	2.08%	+108.0%
Jun 2000	1.00%	-53.9%
Mar 2000	2.17%	-81.8%
Dec 1999	11.91%	+9,825.0%
Sep 1999	0.12%	-91.5%
Jun 1999	1.42%	+63.2%
Mar 1999	0.87%	+20.8%
Dec 1998	0.72%	+116.9%
Sep 1998	-4.27%	-133.5%
Jun 1998	12.73%	+2.4%
Mar 1998	12.43%	-

FAQ

What is the current quarterly net margin of BAP?: As of today, BAP quarterly net margin is 27.34%
What is BAP quarterly net margin most recent change?: BAP quarterly net margin was up +41.58% on March 31, 2026
What is 1-year change in BAP quarterly net margin?: BAP quarterly net margin is up +1.60% year-over-year
How far is BAP quarterly net margin from its all-time high?: BAP quarterly net margin is currently -54.46% below its historical high of 60.04% set on December 31, 2009
How does BAP quarterly net margin rank versus sector peers?: BAP quarterly net margin is higher than 83.94% of companies in Financial Services sector
When is BAP next earnings release?: As of today, the next earnings release for BAP has not been scheduled

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

BAP Official Website grupocredicorp.com
BAP Profile on Yahoo Finance finance.yahoo.com/quote/BAP
BAP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/bap