What is the current annual net margin of PYPL?

As of today, PYPL annual net margin is 15.78%

What is 1-year change in PYPL annual net margin?

PYPL annual net margin is up +20.92% year-over-year

What is 3-year change in PYPL annual net margin?

PYPL annual net margin is up +76.51% over the past 3 years

How far is PYPL annual net margin from its all-time high?

PYPL annual net margin is currently -19.49% below its historical high of 19.60% set on December 31, 2020

How does PYPL annual net margin rank versus sector peers?

PYPL annual net margin is higher than 52.44% of companies in Financial Services sector

When is PYPL next annual earnings release?

As of today, the next annual earnings release for PYPL has not been scheduled

What is the current quarterly net margin of PYPL?

As of today, PYPL quarterly net margin is 12.72%

What is PYPL quarterly net margin most recent change?

PYPL quarterly net margin was down -3.56% on June 30, 2026

What is 1-year change in PYPL quarterly net margin?

PYPL quarterly net margin is down -15.71% year-over-year

How far is PYPL quarterly net margin from its all-time high?

PYPL quarterly net margin is currently -56.54% below its historical high of 29.27% set on June 30, 2020

How does PYPL quarterly net margin rank versus sector peers?

PYPL quarterly net margin is higher than 40.34% of companies in Financial Services sector

When is PYPL next earnings release?

The next earnings release for PYPL is on October 27, 2026

PYPL Net Margin History & Chart Since 2012

Annual Net Margin

15.78%2.73%+20.92%

December 31, 2025

Summary

Current Value: As of today, PYPL annual net margin is 15.78%, up +20.92% on December 31, 2025
Historical Performance: PYPL annual net margin is up +76.51% over the past 3 years, down -19.49% over the past 5 years
All-Time High Comparison: PYPL annual net margin is currently -19.49% below its historical high of 19.60% set on December 31, 2020
3-Year Low Comparison: PYPL annual net margin is +76.51% above its 3-year low of 8.94% reached on an earlier date
Sector Comparison: PYPL annual net margin is higher than 52.44% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

PYPL Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	15.78%	+20.9%	+76.5%	-19.5%	+13.9%
Quarterly Net Margin	Jun 30, 26	12.72%	-15.7%	-10.4%	-32.0%	+163.0%
Price	Aug 7, 26	$59.07	-13.4%	-8.3%	-78.9%	–
PE Ratio	Aug 7, 26	11.16	-23.6%	-38.0%	-83.7%	–
Annual Revenue	Dec 31, 25	$33.34B	+4.9%	+23.2%	+55.5%	+493.4%
Annual Net Income	Dec 31, 25	$5.23B	+26.2%	+116.3%	+24.5%	+572.6%
Annual Gross Margin	Dec 31, 25	41.48%	-8.0%	-12.3%	-24.7%	-8.2%
Annual Operating Margin	Dec 31, 25	19.28%	+6.5%	+45.6%	+21.3%	+26.7%

Net Margin Highs

PYPL Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	15.78%	Dec 31, 25	at high
5Y	19.60%	N/A	-19.5%
All	19.60%	Dec 31, 20	-19.5%

Net Margin Lows

PYPL Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	8.94%	N/A	+76.5%
5Y	8.94%	Dec 31, 22	+76.5%
All	5.20%	Dec 31, 14	+203.5%

Net Margin History

Year	Value	Change
2025	15.78%	+20.9%
2024	13.05%	-8.8%
2023	14.31%	+60.1%
2022	8.94%	-45.2%
2021	16.31%	-16.8%
2020	19.60%	+39.8%
2019	14.02%	+5.5%

Year	Value	Change
2018	13.29%	-3.2%
2017	13.73%	+5.0%
2016	13.07%	-3.5%
2015	13.55%	+160.6%
2014	5.20%	-63.4%
2013	14.19%	+2.5%
2012	13.85%	-

FAQ

What is the current annual net margin of PYPL?: As of today, PYPL annual net margin is 15.78%
What is 1-year change in PYPL annual net margin?: PYPL annual net margin is up +20.92% year-over-year
What is 3-year change in PYPL annual net margin?: PYPL annual net margin is up +76.51% over the past 3 years
How far is PYPL annual net margin from its all-time high?: PYPL annual net margin is currently -19.49% below its historical high of 19.60% set on December 31, 2020
How does PYPL annual net margin rank versus sector peers?: PYPL annual net margin is higher than 52.44% of companies in Financial Services sector
When is PYPL next annual earnings release?: As of today, the next annual earnings release for PYPL has not been scheduled

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

12.72%0.47%-3.56%

June 30, 2026

Summary

Current Value: As of today, PYPL quarterly net margin is 12.72%, down -3.56% on June 30, 2026
Historical Performance: PYPL quarterly net margin is down -15.71% year-over-year, down -10.36% over the past 3 years
All-Time High Comparison: PYPL quarterly net margin is currently -56.54% below its historical high of 29.27% set on June 30, 2020
3-Year Low Comparison: PYPL quarterly net margin is +10.90% above its 3-year low of 11.47% reached on March 31, 2024
Sector Comparison: PYPL quarterly net margin is higher than 40.34% of companies in Financial Services sector

Performance

PYPL Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Jun 30, 26	12.72%	-3.6%	-15.7%	-10.4%	-32.0%
Annual Net Margin	Dec 31, 25	15.78%	–	+20.9%	+76.5%	-19.5%
Price	Aug 7, 26	$59.07	+27.8%	-13.4%	-8.3%	-78.9%
PE Ratio	Aug 7, 26	11.16	+28.7%	-23.6%	-38.0%	-83.7%
Quarterly Revenue	Jun 30, 26	$8.68B	+2.8%	+3.8%	+19.6%	+37.1%
Quarterly Net Income	Jun 30, 26	$1.10B	-0.8%	-12.4%	+7.3%	-6.8%
Quarterly Gross Margin	Jun 30, 26	39.60%	-3.1%	-5.5%	+1.8%	-19.5%
Quarterly Operating Margin	Jun 30, 26	17.74%	-9.3%	-12.3%	+14.6%	-7.8%

Quarterly Net Margin Highs

PYPL Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	16.41%	Dec 31, 25	-22.5%
3Y	17.46%	Dec 31, 23	-27.1%
5Y	19.88%	Sep 30, 22	-36.0%
All	29.27%	Jun 30, 20	-56.5%

Quarterly Net Margin Lows

PYPL Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	12.72%	Jun 30, 26	at low
3Y	11.47%	Mar 31, 24	+10.9%
5Y	-5.09%	Jun 30, 22	+349.9%
All	-20.20%	Mar 31, 14	+163.0%

Quarterly Net Margin History

Month	Value	Change
Jun 2026	12.72%	-3.6%
Mar 2026	13.19%	-19.6%
Dec 2025	16.41%	+11.3%
Sep 2025	14.74%	-2.3%
Jun 2025	15.09%	-9.0%
Mar 2025	16.59%	+23.3%
Dec 2024	13.46%	+4.7%
Sep 2024	12.85%	-10.5%
Jun 2024	14.35%	+25.1%
Mar 2024	11.47%	-34.3%
Dec 2023	17.46%	+26.9%
Sep 2023	13.76%	-3.0%
Jun 2023	14.19%	+24.7%
Mar 2023	11.38%	-10.7%
Dec 2022	12.74%	-35.9%
Sep 2022	19.88%	+490.6%
Jun 2022	-5.09%	-164.3%
Mar 2022	7.91%	-31.7%
Dec 2021	11.58%	-33.7%
Sep 2021	17.46%	-6.7%
Jun 2021	18.71%	+3.9%
Mar 2021	18.01%	-29.3%
Dec 2020	25.46%	+36.5%
Sep 2020	18.65%	-36.3%
Jun 2020	29.27%	+1,490.8%

Month	Value	Change
Mar 2020	1.84%	-82.2%
Dec 2019	10.34%	-3.5%
Sep 2019	10.72%	-44.7%
Jun 2019	19.38%	+18.5%
Mar 2019	16.36%	+19.3%
Dec 2018	13.71%	+15.7%
Sep 2018	11.85%	-13.3%
Jun 2018	13.66%	-1.3%
Mar 2018	13.84%	-15.8%
Dec 2017	16.43%	+39.5%
Sep 2017	11.78%	-10.7%
Jun 2017	13.19%	+0.8%
Mar 2017	13.08%	-1.7%
Dec 2016	13.31%	+8.7%
Sep 2016	12.24%	+0.1%
Jun 2016	12.23%	-15.8%
Mar 2016	14.53%	-0.1%
Dec 2015	14.54%	+7.2%
Sep 2015	13.56%	-0.7%
Jun 2015	13.65%	+11.7%
Mar 2015	12.22%	-7.1%
Dec 2014	13.16%	+12.0%
Sep 2014	11.75%	-16.1%
Jun 2014	14.01%	+169.4%
Mar 2014	-20.20%	-

FAQ

What is the current quarterly net margin of PYPL?: As of today, PYPL quarterly net margin is 12.72%
What is PYPL quarterly net margin most recent change?: PYPL quarterly net margin was down -3.56% on June 30, 2026
What is 1-year change in PYPL quarterly net margin?: PYPL quarterly net margin is down -15.71% year-over-year
How far is PYPL quarterly net margin from its all-time high?: PYPL quarterly net margin is currently -56.54% below its historical high of 29.27% set on June 30, 2020
How does PYPL quarterly net margin rank versus sector peers?: PYPL quarterly net margin is higher than 40.34% of companies in Financial Services sector
When is PYPL next earnings release?: The next earnings release for PYPL is on October 27, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

PYPL Official Website www.paypal.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1633917/000163391726000024/0001633917-26-000024-index.htm
PYPL Profile on Yahoo Finance finance.yahoo.com/quote/PYPL
PYPL Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pypl