What is the current annual net margin of ORI?

As of today, ORI annual net margin is 10.31%

What is 1-year change in ORI annual net margin?

ORI annual net margin is down -0.48% year-over-year

What is 3-year change in ORI annual net margin?

ORI annual net margin is up +21.44% over the past 3 years

How far is ORI annual net margin from its all-time high?

ORI annual net margin is currently -37.21% below its historical high of 16.42% set on December 31, 2021

How does ORI annual net margin rank versus sector peers?

ORI annual net margin is higher than 35.15% of companies in Financial Services sector

When is ORI next annual earnings release?

The next annual earnings release for ORI is on January 21, 2027

What is the current quarterly net margin of ORI?

As of today, ORI quarterly net margin is 9.58%

What is ORI quarterly net margin most recent change?

ORI quarterly net margin was down -26.08% on September 30, 2026

What is 1-year change in ORI quarterly net margin?

ORI quarterly net margin is down -17.06% year-over-year

How far is ORI quarterly net margin from its all-time high?

ORI quarterly net margin is currently -58.44% below its historical high of 23.05% set on December 31, 2021

How does ORI quarterly net margin rank versus sector peers?

ORI quarterly net margin is higher than 30.06% of companies in Financial Services sector

When is ORI next earnings release?

The next earnings release for ORI is on January 21, 2027

ORI Net Margin History & Chart Since 1984

Annual Net Margin

10.31%0.05%-0.48%

December 31, 2025

Summary

Current Value: As of today, ORI annual net margin is 10.31%, down -0.48% on December 31, 2025
Historical Performance: ORI annual net margin is up +21.44% over the past 3 years, up +32.18% over the past 5 years
All-Time High Comparison: ORI annual net margin is currently -37.21% below its historical high of 16.42% set on December 31, 2021
3-Year Low Comparison: ORI annual net margin is +24.97% above its 3-year low of 8.25% reached on December 31, 2023
Sector Comparison: ORI annual net margin is higher than 35.15% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

ORI Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	10.31%	-0.5%	+21.4%	+32.2%	+1312.3%
Quarterly Net Margin	Sep 30, 26	9.58%	-17.1%	+220.4%	+117.2%	+191.6%
Price	Nov 6, 26	$39.61	-2.6%	+41.6%	+53.5%	+360.6%
PE Ratio	Nov 6, 26	8.92	-27.1%	-1.2%	+64.3%	–
Annual Revenue	Dec 31, 25	$9.14B	+11.0%	+13.0%	+27.5%	+122.7%
Annual Net Income	Dec 31, 25	$941.90M	+10.5%	+37.2%	+68.6%	+3029.2%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	13.73%	-1.5%	+20.1%	+34.3%	+846.9%

Net Margin Highs

ORI Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	10.36%	Dec 31, 24	-0.5%
5Y	16.42%	Dec 31, 21	-37.2%
All	16.42%	Dec 31, 21	-37.2%

Net Margin Lows

ORI Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	8.25%	Dec 31, 23	+25.0%
5Y	7.80%	N/A	+32.2%
All	-15.01%	Dec 31, 08	+168.7%

Net Margin History

Year	Value	Change
2025	10.31%	-0.5%
2024	10.36%	+25.6%
2023	8.25%	-2.8%
2022	8.49%	-48.3%
2021	16.42%	+110.5%
2020	7.80%	-44.9%
2019	14.16%	+130.2%
2018	6.15%	-31.3%
2017	8.95%	+13.1%
2016	7.91%	+8.1%
2015	7.32%	-1.2%
2014	7.41%	-10.0%
2013	8.23%	+696.4%
2012	-1.38%	+54.3%
2011	-3.02%	-513.7%
2010	0.73%	+128.1%
2009	-2.60%	+82.7%
2008	-15.01%	-325.4%
2007	6.66%	-45.6%
2006	12.25%	-15.5%
2005	14.49%	+16.5%

Year	Value	Change
2004	12.44%	-10.7%
2003	13.93%	-2.2%
2002	14.25%	-2.5%
2001	14.62%	+1.7%
2000	14.37%	+33.2%
1999	10.79%	-27.6%
1998	14.91%	-1.8%
1997	15.19%	+16.7%
1996	13.02%	+3.8%
1995	12.54%	+39.5%
1994	8.99%	-6.2%
1993	9.58%	-11.3%
1992	10.80%	+13.3%
1991	9.53%	+13.2%
1990	8.42%	+0.6%
1989	8.37%	+81.2%
1988	4.62%	-50.7%
1987	9.38%	+127.1%
1986	4.13%	-26.1%
1985	5.59%	-52.7%
1984	11.82%	-

FAQ

What is the current annual net margin of ORI?: As of today, ORI annual net margin is 10.31%
What is 1-year change in ORI annual net margin?: ORI annual net margin is down -0.48% year-over-year
What is 3-year change in ORI annual net margin?: ORI annual net margin is up +21.44% over the past 3 years
How far is ORI annual net margin from its all-time high?: ORI annual net margin is currently -37.21% below its historical high of 16.42% set on December 31, 2021
How does ORI annual net margin rank versus sector peers?: ORI annual net margin is higher than 35.15% of companies in Financial Services sector
When is ORI next annual earnings release?: The next annual earnings release for ORI is on January 21, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

9.58%3.38%-26.08%

September 30, 2026

Summary

Current Value: As of today, ORI quarterly net margin is 9.58%, down -26.08% on September 30, 2026
Historical Performance: ORI quarterly net margin is down -17.06% year-over-year, up +220.40% over the past 3 years
All-Time High Comparison: ORI quarterly net margin is currently -58.44% below its historical high of 23.05% set on December 31, 2021
3-Year Low Comparison: ORI quarterly net margin is +220.40% above its 3-year low of 2.99% reached on an earlier date
Sector Comparison: ORI quarterly net margin is higher than 30.06% of companies in Financial Services sector

Performance

ORI Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	9.58%	-26.1%	-17.1%	+220.4%	+117.2%
Annual Net Margin	Dec 31, 25	10.31%	–	-0.5%	+21.4%	+32.2%
Price	Nov 6, 26	$39.61	-8.8%	-2.6%	+41.6%	+53.5%
PE Ratio	Nov 6, 26	8.92	-6.3%	-27.1%	-1.2%	+64.3%
Quarterly Revenue	Sep 30, 26	$2.43B	-3.1%	+0.1%	+37.8%	+20.6%
Quarterly Net Income	Sep 30, 26	$244.40M	-24.7%	-12.7%	+364.6%	+175.5%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	11.68%	-33.1%	-23.5%	+155.6%	+91.2%

Quarterly Net Margin Highs

ORI Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	13.73%	Mar 31, 26	-30.2%
3Y	15.71%	Mar 31, 24	-39.0%
5Y	23.05%	Dec 31, 21	-58.4%
All	23.05%	Dec 31, 21	-58.4%

Quarterly Net Margin Lows

ORI Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	8.67%	Dec 31, 25	+10.5%
3Y	2.99%	N/A	+220.4%
5Y	-5.33%	Sep 30, 22	+279.7%
All	-79.18%	Mar 31, 20	+112.1%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	9.58%	-26.1%
Jun 2026	12.96%	-5.6%
Mar 2026	13.73%	+58.4%
Dec 2025	8.67%	-24.9%
Sep 2025	11.55%	+22.4%
Jun 2025	9.44%	-18.9%
Mar 2025	11.64%	+121.7%
Dec 2024	5.25%	-63.7%
Sep 2024	14.47%	+195.3%
Jun 2024	4.90%	-68.8%
Mar 2024	15.71%	+60.0%
Dec 2023	9.82%	+228.4%
Sep 2023	2.99%	-65.4%
Jun 2023	8.65%	-23.9%
Mar 2023	11.36%	-48.0%
Dec 2022	21.83%	+509.6%
Sep 2022	-5.33%	-140.1%
Jun 2022	-2.22%	-116.0%
Mar 2022	13.88%	-39.8%
Dec 2021	23.05%	+422.7%
Sep 2021	4.41%	-68.6%
Jun 2021	14.04%	-34.1%
Mar 2021	21.32%	+7.1%
Dec 2020	19.91%	+57.9%
Sep 2020	12.61%	-35.7%
Jun 2020	19.62%	+124.8%
Mar 2020	-79.18%	-654.1%
Dec 2019	14.29%	+24.8%
Sep 2019	11.45%	+13.8%
Jun 2019	10.06%	-54.4%
Mar 2019	22.06%	+365.5%
Dec 2018	-8.31%	-153.8%
Sep 2018	15.46%	+27.5%
Jun 2018	12.13%	+3,943.3%
Mar 2018	0.30%	-98.3%
Dec 2017	17.35%	+500.3%
Sep 2017	2.89%	-57.4%
Jun 2017	6.78%	-13.4%
Mar 2017	7.83%	-8.1%
Dec 2016	8.52%	+15.0%
Sep 2016	7.41%	+5.9%
Jun 2016	7.00%	-19.5%
Mar 2016	8.70%	+41.9%
Dec 2015	6.13%	-24.8%
Sep 2015	8.15%	+12.6%
Jun 2015	7.24%	-6.8%
Mar 2015	7.77%	+68.9%
Dec 2014	4.60%	-25.4%
Sep 2014	6.17%	+24.4%
Jun 2014	4.96%	-63.5%
Mar 2014	13.59%	+91.1%
Dec 2013	7.11%	-4.7%
Sep 2013	7.46%	-43.8%
Jun 2013	13.27%	+199.5%
Mar 2013	4.43%	+382.2%
Dec 2012	-1.57%	-38.9%
Sep 2012	-1.13%	+59.4%
Jun 2012	-2.78%	-9,366.7%
Mar 2012	0.03%	-99.3%
Dec 2011	4.22%	+140.3%
Sep 2011	-10.46%	-72.6%
Jun 2011	-6.06%	-431.6%
Mar 2011	-1.14%	0.0%
Dec 2010	-1.14%	+71.1%
Sep 2010	-3.94%	-169.1%
Jun 2010	5.70%	+112.7%
Mar 2010	2.68%	+171.7%
Dec 2009	-3.74%	-626.8%
Sep 2009	0.71%	+141.0%
Jun 2009	-1.73%	+71.8%
Mar 2009	-6.14%	+42.7%
Dec 2008	-10.72%	-180.6%
Sep 2008	-3.82%	-149.7%
Jun 2008	7.69%	+484.5%
Mar 2008	-2.00%	-204.2%
Dec 2007	1.92%	-32.4%
Sep 2007	2.84%	-74.5%
Jun 2007	11.15%	+0.8%
Mar 2007	11.06%	-0.9%
Dec 2006	11.16%	-7.2%
Sep 2006	12.03%	-9.8%
Jun 2006	13.34%	+7.1%
Mar 2006	12.45%	-10.8%
Dec 2005	13.95%	+9.6%
Sep 2005	12.73%	-30.2%
Jun 2005	18.24%	+41.3%

Month	Value	Change
Mar 2005	12.91%	+19.2%
Dec 2004	10.83%	-12.6%
Sep 2004	12.39%	-9.8%
Jun 2004	13.73%	+6.5%
Mar 2004	12.89%	-2.1%
Dec 2003	13.16%	-4.9%
Sep 2003	13.84%	-7.2%
Jun 2003	14.92%	+7.0%
Mar 2003	13.94%	+13.1%
Dec 2002	12.33%	-10.2%
Sep 2002	13.73%	-16.0%
Jun 2002	16.34%	+9.3%
Mar 2002	14.95%	+7.1%
Dec 2001	13.96%	+1.6%
Sep 2001	13.74%	-11.5%
Jun 2001	15.53%	-7.9%
Mar 2001	16.86%	+1.4%
Dec 2000	16.63%	+7.6%
Sep 2000	15.46%	+11.9%
Jun 2000	13.82%	+23.3%
Mar 2000	11.21%	+17.3%
Dec 1999	9.56%	+24.2%
Sep 1999	7.70%	-36.4%
Jun 1999	12.10%	-11.3%
Mar 1999	13.64%	-10.3%
Dec 1998	15.20%	+13.2%
Sep 1998	13.43%	-10.2%
Jun 1998	14.95%	-7.1%
Mar 1998	16.10%	+10.0%
Dec 1997	14.63%	+4.4%
Sep 1997	14.02%	-21.8%
Jun 1997	17.92%	+27.0%
Mar 1997	14.11%	+4.5%
Dec 1996	13.50%	-0.2%
Sep 1996	13.53%	+9.8%
Jun 1996	12.32%	+6.0%
Mar 1996	11.62%	-24.4%
Dec 1995	15.38%	+9.5%
Sep 1995	14.05%	+39.4%
Jun 1995	10.08%	-0.1%
Mar 1995	10.09%	-3.8%
Dec 1994	10.49%	+12.1%
Sep 1994	9.36%	+11.0%
Jun 1994	8.43%	+8.6%
Mar 1994	7.76%	-25.3%
Dec 1993	10.39%	+9.5%
Sep 1993	9.49%	-9.3%
Jun 1993	10.46%	+5.4%
Mar 1993	9.92%	+8.4%
Dec 1992	9.15%	-28.2%
Sep 1992	12.75%	+22.6%
Jun 1992	10.40%	-1.7%
Mar 1992	10.58%	+0.2%
Dec 1991	10.56%	+13.7%
Sep 1991	9.29%	-4.7%
Jun 1991	9.75%	+16.9%
Mar 1991	8.34%	+1.8%
Dec 1990	8.19%	-10.1%
Sep 1990	9.11%	+2.2%
Jun 1990	8.91%	+20.9%
Mar 1990	7.37%	-7.8%
Dec 1989	7.99%	-6.5%
Sep 1989	8.55%	-16.7%
Jun 1989	10.26%	+53.8%
Mar 1989	6.67%	+183.2%
Dec 1988	-8.02%	-195.7%
Sep 1988	8.38%	0.0%
Jun 1988	8.38%	0.0%
Mar 1988	8.38%	-49.2%
Dec 1987	16.49%	+104.6%
Sep 1987	8.06%	-14.6%
Jun 1987	9.44%	+11.2%
Mar 1987	8.49%	+1,247.6%
Dec 1986	0.63%	-85.6%
Sep 1986	4.37%	-46.8%
Jun 1986	8.22%	+41.2%
Mar 1986	5.82%	+1,762.9%
Dec 1985	-0.35%	-104.1%
Sep 1985	8.60%	+15.6%
Jun 1985	7.44%	-15.1%
Mar 1985	8.76%	-32.5%
Dec 1984	12.98%	+10.9%
Sep 1984	11.70%	+8.8%
Jun 1984	10.75%	-9.6%
Mar 1984	11.89%	-

FAQ

What is the current quarterly net margin of ORI?: As of today, ORI quarterly net margin is 9.58%
What is ORI quarterly net margin most recent change?: ORI quarterly net margin was down -26.08% on September 30, 2026
What is 1-year change in ORI quarterly net margin?: ORI quarterly net margin is down -17.06% year-over-year
How far is ORI quarterly net margin from its all-time high?: ORI quarterly net margin is currently -58.44% below its historical high of 23.05% set on December 31, 2021
How does ORI quarterly net margin rank versus sector peers?: ORI quarterly net margin is higher than 30.06% of companies in Financial Services sector
When is ORI next earnings release?: The next earnings release for ORI is on January 21, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

ORI Official Website www.oldrepublic.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/74260/000007426026000002/0000074260-26-000002-index.htm
ORI Profile on Yahoo Finance finance.yahoo.com/quote/ORI
ORI Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ori