Annual Operating Margin
Summary
- Current Value
- As of today, NU annual operating margin is 26.71%, down -1.29% on
- Historical Performance
- NU annual operating margin is up +422.97% over the past 3 years, up +288.23% over the past 5 years
- All-Time High Comparison
- NU annual operating margin is currently -1.29% below its historical high of 27.06% set on
- 3-Year Low Comparison
- NU annual operating margin is +422.97% above its 3-year low of -8.27% reached on an earlier date
- Sector Comparison
- NU annual operating margin is higher than 67.71% of companies in Financial Services sector
Operating Margin Chart
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 26.71% | -1.3% | +423.0% | +288.2% | +340.0% | |
| Quarterly Operating Margin | 25.06% | -11.5% | +228.3% | +297.6% | – | |
| Price | $14.91 | +47.3% | +232.0% | – | – | |
| PE Ratio | 25.49 | +1.6% | – | – | – | |
| Annual Revenue | $14.50B | +40.4% | +288.3% | +2135.8% | +4731.9% | |
| Annual Operating Profit | $3.87B | +38.5% | +1353.5% | +4307.6% | +10000.0% | |
| Annual Gross Margin | 0.00% | 0.0% | -100.0% | -100.0% | -100.0% | |
| Annual Net Margin | 19.81% | +3.8% | +302.8% | +174.9% | +307.9% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 27.06% | -1.3% | |
| 5Y | 27.06% | -1.3% | |
| All | 27.06% | -1.3% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -8.27% | N/A | +423.0% |
| 5Y | -14.19% | N/A | +288.2% |
| All | -23.33% | +214.5% |
Operating Margin History
| Year | Value | Change |
|---|---|---|
| 26.71% | -1.3% | |
| 27.06% | +23.3% | |
| 21.95% | +365.4% | |
| -8.27% | +32.7% |
| Year | Value | Change |
|---|---|---|
| -12.28% | +13.5% | |
| -14.19% | +39.2% | |
| -23.33% | -109.6% | |
| -11.13% | - |
FAQ
What is the current annual operating margin of NU?
As of today, NU annual operating margin is 26.71%
What is 1-year change in NU annual operating margin?
NU annual operating margin is down -1.29% year-over-year
What is 3-year change in NU annual operating margin?
NU annual operating margin is up +422.97% over the past 3 years
How far is NU annual operating margin from its all-time high?
NU annual operating margin is currently -1.29% below its historical high of 27.06% set on December 31, 2024
How does NU annual operating margin rank versus sector peers?
NU annual operating margin is higher than 67.71% of companies in Financial Services sector
When is NU next annual earnings release?
As of today, the next annual earnings release for NU has not been scheduled
Quarterly Operating Margin
Summary
- Current Value
- As of today, NU quarterly operating margin is 25.06%, down -14.79% on
- Historical Performance
- NU quarterly operating margin is down -11.48% year-over-year, up +228.32% over the past 3 years
- All-Time High Comparison
- NU quarterly operating margin is currently -14.79% below its historical high of 29.41% set on
- 3-Year Low Comparison
- NU quarterly operating margin is +228.32% above its 3-year low of -19.53% reached on an earlier date
- Sector Comparison
- NU quarterly operating margin is higher than 56.79% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 25.06% | -14.8% | -11.5% | +228.3% | +297.6% | |
| Annual Operating Margin | 26.71% | – | -1.3% | +423.0% | +288.2% | |
| Price | $14.91 | -10.7% | +47.3% | +232.0% | – | |
| PE Ratio | 25.49 | -21.2% | +1.6% | – | – | |
| Quarterly Revenue | $4.30B | +13.2% | +58.7% | +278.9% | +2013.7% | |
| Quarterly Operating Profit | $1.08B | -3.5% | +40.5% | +586.2% | +4277.4% | |
| Quarterly Gross Margin | 0.00% | 0.0% | 0.0% | -100.0% | -100.0% | |
| Quarterly Net Margin | 20.80% | +1.0% | +2.0% | +179.4% | +139.5% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 29.41% | -14.8% | |
| 3Y | 29.41% | -14.8% | |
| 5Y | 29.41% | -14.8% | |
| All | 29.41% | -14.8% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 25.06% | at low | |
| 3Y | -19.53% | N/A | +228.3% |
| 5Y | -24.57% | +202.0% | |
| All | -27.20% | +192.1% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of NU?
As of today, NU quarterly operating margin is 25.06%
What is NU quarterly operating margin most recent change?
NU quarterly operating margin was down -14.79% on December 31, 2025
What is 1-year change in NU quarterly operating margin?
NU quarterly operating margin is down -11.48% year-over-year
How far is NU quarterly operating margin from its all-time high?
NU quarterly operating margin is currently -14.79% below its historical high of 29.41% set on September 30, 2025
How does NU quarterly operating margin rank versus sector peers?
NU quarterly operating margin is higher than 56.79% of companies in Financial Services sector
When is NU next earnings release?
The next earnings release for NU is on
Operating Margin Formula
Revenue × 100%
Data Sources & References
- NU Official Website www.nubank.com.br
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1691493/000129281426000503/0001292814-26-000503-index.htm
- NU Profile on Yahoo Finance finance.yahoo.com/quote/NU
- NU Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/nu
