Annual Operating Margin
27.06%5.11%+23.28%
Summary
- Current Value
- As of today, NU annual operating margin is 27.06%, up +23.28% on
- Historical Performance
- NU annual operating margin is up +320.36% over the past 3 years, and up +215.99% over the past 5 years
- All-Time High Comparison
- NU annual operating margin is currently at its all-time high
- 3-Year Low Comparison
- NU annual operating margin is +427.21% above its 3-year low of -8.27% reached on an earlier date
- Sector Comparison
- NU annual operating margin is higher than 74.18% of companies in Financial Services sector
Operating Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 27.06% | +23.3% | +320.4% | +216.0% | +343.1% | |
| Quarterly Operating Margin | 29.41% | +6.5% | +5782.0% | +273.4% | – | |
| Price | $18.00 | +50.1% | +372.4% | – | – | |
| PE Ratio | 34.88 | +17.3% | – | – | – | |
| Annual Revenue | $10.33B | +47.3% | +645.7% | +1763.7% | +3342.8% | |
| Annual Operating Profit | $2.80B | +81.6% | +1742.7% | +2261.8% | +8467.9% | |
| Annual Gross Margin | 0.00% | -100.0% | -100.0% | -100.0% | -100.0% | |
| Annual Net Margin | 23.85% | +30.3% | +265.5% | +192.7% | +273.6% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 27.06% | at high | |
| 5Y | 27.06% | at high | |
| All | 27.06% | at high |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -8.27% | N/A | +427.2% |
| 5Y | -14.19% | N/A | +290.7% |
| All | -23.33% | +216.0% |
Operating Margin History
| Year | Value | Change |
|---|---|---|
| 27.06% | +23.3% | |
| 21.95% | +365.4% | |
| -8.27% | +32.7% | |
| -12.28% | +13.5% |
| Year | Value | Change |
|---|---|---|
| -14.19% | +39.2% | |
| -23.33% | -109.6% | |
| -11.13% | - |
FAQ
What is the current annual operating margin of NU?
As of today, NU annual operating margin is 27.06%
What is 1-year change in NU annual operating margin?
NU annual operating margin is up +23.28% year-over-year
What is 3-year change in NU annual operating margin?
NU annual operating margin is up +320.36% over the past 3 years
How far is NU annual operating margin from its all-time high?
NU annual operating margin is currently at its all-time high
How does NU annual operating margin rank versus sector peers?
NU annual operating margin is higher than 74.18% of companies in Financial Services sector
When is NU next annual earnings release?
The next annual earnings release for NU is on
Quarterly Operating Margin
29.41%3.26%+12.47%
Summary
- Current Value
- As of today, NU quarterly operating margin is 29.41%, up +12.47% on
- Historical Performance
- NU quarterly operating margin is up +6.48% year-over-year, and up +5782.00% over the past 3 years
- All-Time High Comparison
- NU quarterly operating margin is currently at its all-time high
- 3-Year Low Comparison
- NU quarterly operating margin is +250.59% above its 3-year low of -19.53% reached on an earlier date
- Sector Comparison
- NU quarterly operating margin is higher than 69.73% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 29.41% | +12.5% | +6.5% | +5782.0% | +273.4% | |
| Annual Operating Margin | 27.06% | – | +23.3% | +320.4% | +216.0% | |
| Price | $18.00 | +18.7% | +50.1% | +372.4% | – | |
| PE Ratio | 34.88 | +18.8% | +17.3% | – | – | |
| Quarterly Revenue | $3.80B | +12.8% | +45.0% | +275.4% | +2512.5% | |
| Quarterly Operating Profit | $1.12B | +26.9% | +54.4% | +10000.0% | +4631.6% | |
| Quarterly Gross Margin | 0.00% | 0.0% | -100.0% | -100.0% | -100.0% | |
| Quarterly Net Margin | 20.60% | +8.9% | -2.5% | +2575.3% | +192.0% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 29.41% | at high | |
| 3Y | 29.41% | at high | |
| 5Y | 29.41% | at high | |
| All | 29.41% | at high |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 26.15% | +12.5% | |
| 3Y | -19.53% | N/A | +250.6% |
| 5Y | -24.57% | +219.7% | |
| All | -27.20% | +208.1% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of NU?
As of today, NU quarterly operating margin is 29.41%
What is NU quarterly operating margin most recent change?
NU quarterly operating margin was up +12.47% on September 30, 2025
What is 1-year change in NU quarterly operating margin?
NU quarterly operating margin is up +6.48% year-over-year
How far is NU quarterly operating margin from its all-time high?
NU quarterly operating margin is currently at its all-time high
How does NU quarterly operating margin rank versus sector peers?
NU quarterly operating margin is higher than 69.73% of companies in Financial Services sector
When is NU next earnings release?
The next earnings release for NU is on
Operating Margin Formula
Operating Profit Margin = Operating Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- NU Official Website www.nubank.com.br
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1691493/000129281425003943/0001292814-25-003943-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1691493/000129281425001517/0001292814-25-001517-index.htm
- NU Profile on Yahoo Finance finance.yahoo.com/quote/NU
- NU Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/nu