What is the current annual operating margin of ENVA?

As of today, ENVA annual operating margin is 23.46%

What is 1-year change in ENVA annual operating margin?

ENVA annual operating margin is up +6.64% year-over-year

What is 3-year change in ENVA annual operating margin?

ENVA annual operating margin is up +6.06% over the past 3 years

How far is ENVA annual operating margin from its all-time high?

ENVA annual operating margin is currently -32.70% below its historical high of 34.86% set on December 31, 2020

How does ENVA annual operating margin rank versus sector peers?

ENVA annual operating margin is higher than 59.87% of companies in Financial Services sector

When is ENVA next annual earnings release?

As of today, the next annual earnings release for ENVA has not been scheduled

What is the current quarterly operating margin of ENVA?

As of today, ENVA quarterly operating margin is 25.69%

What is ENVA quarterly operating margin most recent change?

ENVA quarterly operating margin was up +7.18% on June 30, 2026

What is 1-year change in ENVA quarterly operating margin?

ENVA quarterly operating margin is up +6.60% year-over-year

How far is ENVA quarterly operating margin from its all-time high?

ENVA quarterly operating margin is currently -59.14% below its historical high of 62.87% set on September 30, 2020

How does ENVA quarterly operating margin rank versus sector peers?

ENVA quarterly operating margin is higher than 56.48% of companies in Financial Services sector

When is ENVA next earnings release?

The next earnings release for ENVA is on October 22, 2026

ENVA Operating Margin History & Chart Since 2008

Annual Operating Margin

23.46%1.46%+6.64%

December 31, 2025

Summary

Current Value: As of today, ENVA annual operating margin is 23.46%, up +6.64% on December 31, 2025
Historical Performance: ENVA annual operating margin is up +6.06% over the past 3 years, down -32.70% over the past 5 years
All-Time High Comparison: ENVA annual operating margin is currently -32.70% below its historical high of 34.86% set on December 31, 2020
3-Year Low Comparison: ENVA annual operating margin is +17.71% above its 3-year low of 19.93% reached on December 31, 2023
Sector Comparison: ENVA annual operating margin is higher than 59.87% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

ENVA Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
	Dec 31, 25	23.46%	+6.6%	+6.1%	-32.7%	+63.3%
	Jun 30, 26	25.69%	+6.6%	+15.0%	-44.6%	–
Price	Aug 11, 26	$257.12	+146.6%	+387.3%	+674.7%	–
	Aug 11, 26	19.06	+72.2%	+123.2%	+684.4%	–
	Dec 31, 25	$3.15B	+18.6%	+81.5%	+190.8%	+733.1%
	Dec 31, 25	$739.43M	+26.4%	+92.6%	+95.7%	+1260.0%
	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	-100.0%
	Dec 31, 25	9.79%	+24.2%	-18.1%	-72.0%	+49.2%

Operating Margin Highs

ENVA Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	23.46%	Dec 31, 25	at high
5Y	34.86%	N/A	-32.7%
All	34.86%	Dec 31, 20	-32.7%

Operating Margin Lows

ENVA Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	19.93%	Dec 31, 23	+17.7%
5Y	19.93%	Dec 31, 23	+17.7%
All	7.15%	Dec 31, 17	+228.1%

Operating Margin History

Year	Value	Change
2025	23.46%	+6.6%
2024	22.00%	+10.4%
2023	19.93%	-9.9%
2022	22.12%	-35.3%
2021	34.20%	-1.9%
2020	34.86%	+65.0%
2019	21.13%	+17.1%
2018	18.05%	+152.4%
2017	7.15%	-9.5%

Year	Value	Change
2016	7.90%	-32.2%
2015	11.65%	-46.6%
2014	21.83%	+18.6%
2013	18.40%	+11.2%
2012	16.55%	+1.7%
2011	16.27%	+13.2%
2010	14.37%	-7.8%
2009	15.58%	-0.8%
2008	15.71%	-

FAQ

What is the current annual operating margin of ENVA?: As of today, ENVA annual operating margin is 23.46%
What is 1-year change in ENVA annual operating margin?: ENVA annual operating margin is up +6.64% year-over-year
What is 3-year change in ENVA annual operating margin?: ENVA annual operating margin is up +6.06% over the past 3 years
How far is ENVA annual operating margin from its all-time high?: ENVA annual operating margin is currently -32.70% below its historical high of 34.86% set on December 31, 2020
How does ENVA annual operating margin rank versus sector peers?: ENVA annual operating margin is higher than 59.87% of companies in Financial Services sector
When is ENVA next annual earnings release?: As of today, the next annual earnings release for ENVA has not been scheduled

Operating Margin Formula

Operating Profit Margin =

× 100%

Quarterly Operating Margin

25.69%1.72%+7.18%

June 30, 2026

Summary

Current Value: As of today, ENVA quarterly operating margin is 25.69%, up +7.18% on June 30, 2026
Historical Performance: ENVA quarterly operating margin is up +6.60% year-over-year, up +15.00% over the past 3 years
All-Time High Comparison: ENVA quarterly operating margin is currently -59.14% below its historical high of 62.87% set on September 30, 2020
3-Year Low Comparison: ENVA quarterly operating margin is +53.74% above its 3-year low of 16.71% reached on December 31, 2023
Sector Comparison: ENVA quarterly operating margin is higher than 56.48% of companies in Financial Services sector

Performance

ENVA Performance
Metric	Date	Value	3M	1Y	3Y	5Y
	Jun 30, 26	25.69%	+7.2%	+6.6%	+15.0%	-44.6%
	Dec 31, 25	23.46%	–	+6.6%	+6.1%	-32.7%
Price	Aug 11, 26	$257.12	+52.2%	+146.6%	+387.3%	+674.7%
	Aug 11, 26	19.06	+39.3%	+72.2%	+123.2%	+684.4%
	Jun 30, 26	$928.93M	+6.2%	+21.6%	+86.0%	+250.9%
	Jun 30, 26	$238.63M	+13.8%	+29.6%	+113.8%	+94.5%
	Jun 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
	Jun 30, 26	11.31%	+8.7%	+13.4%	+17.3%	-62.8%

Quarterly Operating Margin Highs

ENVA Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	25.69%	Jun 30, 26	at high
3Y	25.69%	Jun 30, 26	at high
5Y	46.35%	N/A	-44.6%
All	62.87%	Sep 30, 20	-59.1%

Quarterly Operating Margin Lows

ENVA Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	22.24%	Dec 31, 25	+15.5%
3Y	16.71%	Dec 31, 23	+53.7%
5Y	16.71%	Dec 31, 23	+53.7%
All	4.31%	Sep 30, 17	+496.1%

Quarterly Operating Margin History

Month	Value	Change
Jun 2026	25.69%	+7.2%
Mar 2026	23.97%	+7.8%
Dec 2025	22.24%	-9.3%
Sep 2025	24.51%	+1.7%
Jun 2025	24.10%	+4.5%
Mar 2025	23.06%	+8.4%
Dec 2024	21.27%	-4.5%
Sep 2024	22.28%	-3.5%
Jun 2024	23.08%	+7.6%
Mar 2024	21.45%	+28.4%
Dec 2023	16.71%	-11.2%
Sep 2023	18.81%	-15.8%
Jun 2023	22.34%	-1.2%
Mar 2023	22.61%	+4.4%
Dec 2022	21.65%	+0.3%
Sep 2022	21.59%	-1.6%
Jun 2022	21.93%	-6.8%
Mar 2022	23.53%	+6.0%
Dec 2021	22.19%	-17.6%
Sep 2021	26.93%	-41.9%
Jun 2021	46.35%	-2.6%
Mar 2021	47.58%	-6.0%
Dec 2020	50.62%	-19.5%
Sep 2020	62.87%	+83.8%
Jun 2020	34.20%	+325.9%

Month	Value	Change
Mar 2020	8.03%	-53.5%
Dec 2019	17.26%	-8.3%
Sep 2019	18.82%	-16.1%
Jun 2019	22.42%	-18.7%
Mar 2019	27.59%	+85.2%
Dec 2018	14.90%	+149.6%
Sep 2018	5.97%	-36.3%
Jun 2018	9.37%	-43.3%
Mar 2018	16.53%	+236.0%
Dec 2017	4.92%	+14.2%
Sep 2017	4.31%	-55.0%
Jun 2017	9.58%	-11.6%
Mar 2017	10.84%	+44.5%
Dec 2016	7.50%	+22.7%
Sep 2016	6.11%	-17.5%
Jun 2016	7.41%	-31.7%
Mar 2016	10.85%	+150.0%
Dec 2015	4.34%	-25.0%
Sep 2015	5.79%	-55.9%
Jun 2015	13.14%	-51.3%
Mar 2015	26.99%	+45.3%
Dec 2014	18.58%	+26.0%
Sep 2014	14.75%	+39.9%
Dec 2011	10.54%	-

FAQ

What is the current quarterly operating margin of ENVA?: As of today, ENVA quarterly operating margin is 25.69%
What is ENVA quarterly operating margin most recent change?: ENVA quarterly operating margin was up +7.18% on June 30, 2026
What is 1-year change in ENVA quarterly operating margin?: ENVA quarterly operating margin is up +6.60% year-over-year
How far is ENVA quarterly operating margin from its all-time high?: ENVA quarterly operating margin is currently -59.14% below its historical high of 62.87% set on September 30, 2020
How does ENVA quarterly operating margin rank versus sector peers?: ENVA quarterly operating margin is higher than 56.48% of companies in Financial Services sector
When is ENVA next earnings release?: The next earnings release for ENVA is on October 22, 2026

Operating Margin Formula

Operating Profit Margin =

× 100%

Data Sources & References

ENVA Official Website www.enova.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1529864/000119312526024499/0001193125-26-024499-index.htm
ENVA Profile on Yahoo Finance finance.yahoo.com/quote/ENVA
ENVA Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/enva