What is the current annual net margin of ACGL?

As of today, ACGL annual net margin is 22.65%

What is 1-year change in ACGL annual net margin?

ACGL annual net margin is down -11.45% year-over-year

What is 3-year change in ACGL annual net margin?

ACGL annual net margin is up +45.10% over the past 3 years

How far is ACGL annual net margin from its all-time high?

ACGL annual net margin is currently -31.90% below its historical high of 33.26% set on December 31, 2023

How does ACGL annual net margin rank versus sector peers?

ACGL annual net margin is higher than 75.50% of companies in Financial Services sector

When is ACGL next annual earnings release?

The next annual earnings release for ACGL is on February 8, 2027

What is the current quarterly net margin of ACGL?

As of today, ACGL quarterly net margin is 23.36%

What is ACGL quarterly net margin most recent change?

ACGL quarterly net margin was down -1.18% on September 30, 2026

What is 1-year change in ACGL quarterly net margin?

ACGL quarterly net margin is down -13.93% year-over-year

How far is ACGL quarterly net margin from its all-time high?

ACGL quarterly net margin is currently -61.22% below its historical high of 60.24% set on December 31, 2023

How does ACGL quarterly net margin rank versus sector peers?

ACGL quarterly net margin is higher than 72.79% of companies in Financial Services sector

When is ACGL next earnings release?

The next earnings release for ACGL is on February 8, 2027

ACGL Net Margin History & Chart Since 1995

Annual Net Margin

22.65%2.93%-11.45%

December 31, 2025

Summary

Current Value: As of today, ACGL annual net margin is 22.65%, down -11.45% on December 31, 2025
Historical Performance: ACGL annual net margin is up +45.10% over the past 3 years, up +29.21% over the past 5 years
All-Time High Comparison: ACGL annual net margin is currently -31.90% below its historical high of 33.26% set on December 31, 2023
3-Year Low Comparison: ACGL annual net margin is +45.10% above its 3-year low of 15.61% reached on an earlier date
Sector Comparison: ACGL annual net margin is higher than 75.50% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

ACGL Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	22.65%	-11.4%	+45.1%	+29.2%	-14.1%
Quarterly Net Margin	Sep 30, 26	23.36%	-13.9%	+5.7%	+14.7%	+10.1%
Price	Oct 29, 26	$103.94	+21.1%	+27.8%	+148.5%	+753.4%
PE Ratio	Oct 29, 26	8.49	+5.7%	-18.4%	+0.6%	-42.1%
Annual Revenue	Dec 31, 25	$19.43B	+15.2%	+104.5%	+132.3%	+508.2%
Annual Net Income	Dec 31, 25	$4.40B	+2.0%	+196.7%	+200.1%	+422.1%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	24.46%	+4.1%	+65.7%	+24.6%	-2.6%

Net Margin Highs

ACGL Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	33.26%	Dec 31, 23	-31.9%
5Y	33.26%	Dec 31, 23	-31.9%
All	33.26%	Dec 31, 23	-31.9%

Net Margin Lows

ACGL Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	15.61%	N/A	+45.1%
5Y	15.61%	Dec 31, 22	+45.1%
All	-9.19%	Dec 31, 99	+346.5%

Net Margin History

Year	Value	Change
2025	22.65%	-11.5%
2024	25.58%	-23.1%
2023	33.26%	+113.1%
2022	15.61%	-37.7%
2021	25.04%	+42.8%
2020	17.53%	-29.5%
2019	24.87%	+84.8%
2018	13.46%	+17.3%
2017	11.47%	-38.1%
2016	18.54%	+38.5%
2015	13.39%	-34.8%
2014	20.54%	+1.1%
2013	20.31%	+17.1%
2012	17.35%	+22.6%
2011	14.15%	-46.4%
2010	26.38%	+2.3%

Year	Value	Change
2009	25.79%	+192.4%
2008	8.82%	-64.1%
2007	24.58%	+20.1%
2006	20.47%	+154.9%
2005	8.03%	-21.2%
2004	10.19%	-14.7%
2003	11.95%	+56.0%
2002	7.66%	-74.3%
2001	29.81%	+510.6%
2000	-7.26%	+21.0%
1999	-9.19%	-835.2%
1998	1.25%	-26.0%
1997	1.69%	-79.4%
1996	8.20%	-60.0%
1995	20.48%	-

FAQ

What is the current annual net margin of ACGL?: As of today, ACGL annual net margin is 22.65%
What is 1-year change in ACGL annual net margin?: ACGL annual net margin is down -11.45% year-over-year
What is 3-year change in ACGL annual net margin?: ACGL annual net margin is up +45.10% over the past 3 years
How far is ACGL annual net margin from its all-time high?: ACGL annual net margin is currently -31.90% below its historical high of 33.26% set on December 31, 2023
How does ACGL annual net margin rank versus sector peers?: ACGL annual net margin is higher than 75.50% of companies in Financial Services sector
When is ACGL next annual earnings release?: The next annual earnings release for ACGL is on February 8, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

23.36%0.28%-1.18%

September 30, 2026

Summary

Current Value: As of today, ACGL quarterly net margin is 23.36%, down -1.18% on September 30, 2026
Historical Performance: ACGL quarterly net margin is down -13.93% year-over-year, up +5.65% over the past 3 years
All-Time High Comparison: ACGL quarterly net margin is currently -61.22% below its historical high of 60.24% set on December 31, 2023
3-Year Low Comparison: ACGL quarterly net margin is +88.08% above its 3-year low of 12.42% reached on March 31, 2025
Sector Comparison: ACGL quarterly net margin is higher than 72.79% of companies in Financial Services sector

Performance

ACGL Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	23.36%	-1.2%	-13.9%	+5.7%	+14.7%
Annual Net Margin	Dec 31, 25	22.65%	–	-11.4%	+45.1%	+29.2%
Price	Oct 29, 26	$103.94	-0.6%	+21.1%	+27.8%	+148.5%
PE Ratio	Oct 29, 26	8.49	+3.9%	+5.7%	-18.4%	+0.6%
Quarterly Revenue	Sep 30, 26	$4.43B	-0.9%	-10.9%	+35.5%	+122.0%
Quarterly Net Income	Sep 30, 26	$1.04B	-2.1%	-23.3%	+43.1%	+154.7%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Sep 30, 26	22.70%	+0.2%	-20.1%	+7.0%	+134.5%

Quarterly Net Margin Highs

ACGL Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	27.14%	N/A	-13.9%
3Y	60.24%	Dec 31, 23	-61.2%
5Y	60.24%	Dec 31, 23	-61.2%
All	60.24%	Dec 31, 23	-61.2%

Quarterly Net Margin Lows

ACGL Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	23.36%	Sep 30, 26	at low
3Y	12.42%	Mar 31, 25	+88.1%
5Y	0.76%	Sep 30, 22	+2973.7%
All	-37.14%	Mar 31, 99	+162.9%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	23.36%	-1.2%
Jun 2026	23.64%	-1.5%
Mar 2026	24.01%	-7.3%
Dec 2025	25.91%	-4.5%
Sep 2025	27.14%	+10.8%
Jun 2025	24.49%	+97.2%
Mar 2025	12.42%	-41.5%
Dec 2024	21.23%	-2.2%
Sep 2024	21.71%	-30.5%
Jun 2024	31.24%	+7.2%
Mar 2024	29.15%	-51.6%
Dec 2023	60.24%	+172.5%
Sep 2023	22.11%	+2.2%
Jun 2023	21.63%	-5.9%
Mar 2023	22.98%	-19.3%
Dec 2022	28.46%	+3,644.7%
Sep 2022	0.76%	-95.9%
Jun 2022	18.73%	+80.8%
Mar 2022	10.36%	-62.7%
Dec 2021	27.77%	+36.4%
Sep 2021	20.36%	-30.7%
Jun 2021	29.36%	+35.4%
Mar 2021	21.68%	-17.3%
Dec 2020	26.21%	+17.2%
Sep 2020	22.36%	+13.2%
Jun 2020	19.76%	+440.7%
Mar 2020	-5.80%	-131.8%
Dec 2019	18.22%	-23.9%
Sep 2019	23.95%	-13.9%
Jun 2019	27.82%	-5.8%
Mar 2019	29.54%	+613.5%
Dec 2018	4.14%	-76.9%
Sep 2018	17.92%	-1.9%
Jun 2018	18.27%	+37.9%
Mar 2018	13.25%	-8.6%
Dec 2017	14.49%	+564.4%
Sep 2017	-3.12%	-121.6%
Jun 2017	14.46%	-32.8%
Mar 2017	21.53%	+122.0%
Dec 2016	9.70%	-62.2%
Sep 2016	25.63%	+22.1%
Jun 2016	20.99%	+30.0%
Mar 2016	16.15%	+421.0%
Dec 2015	3.10%	-54.4%
Sep 2015	6.80%	-45.7%
Jun 2015	12.52%	-56.1%
Mar 2015	28.53%	+39.9%
Dec 2014	20.39%	-9.0%
Sep 2014	22.41%	+10.2%
Jun 2014	20.33%	+7.3%
Mar 2014	18.94%	+7.7%
Dec 2013	17.59%	+31.2%
Sep 2013	13.41%	-36.2%
Jun 2013	21.02%	-28.0%
Mar 2013	29.19%	+1,283.4%
Dec 2012	2.11%	-90.2%
Sep 2012	21.48%	-18.4%
Jun 2012	26.33%	+26.8%
Mar 2012	20.76%	+9.2%
Dec 2011	19.01%	-10.4%
Sep 2011	21.22%	+66.4%
Jun 2011	12.75%	+270.6%

Month	Value	Change
Mar 2011	3.44%	-88.2%
Dec 2010	29.06%	+55.1%
Sep 2010	18.74%	-39.9%
Jun 2010	31.17%	+17.4%
Mar 2010	26.55%	-17.7%
Dec 2009	32.25%	+4.7%
Sep 2009	30.81%	+54.2%
Jun 2009	19.98%	+8.7%
Mar 2009	18.38%	+195.5%
Dec 2008	-19.25%	-582.5%
Sep 2008	3.99%	-83.4%
Jun 2008	24.03%	+6.9%
Mar 2008	22.48%	-19.9%
Dec 2007	28.07%	+18.0%
Sep 2007	23.78%	+0.2%
Jun 2007	23.73%	-0.5%
Mar 2007	23.84%	-12.4%
Dec 2006	27.22%	+20.4%
Sep 2006	22.61%	+36.0%
Jun 2006	16.63%	+6.3%
Mar 2006	15.64%	+26.8%
Dec 2005	12.33%	+214.2%
Sep 2005	-10.80%	-168.3%
Jun 2005	15.81%	+2.8%
Mar 2005	15.38%	+16.3%
Dec 2004	13.22%	+482.4%
Sep 2004	2.27%	-83.6%
Jun 2004	13.83%	+18.0%
Mar 2004	11.72%	+1.2%
Dec 2003	11.58%	-8.4%
Sep 2003	12.64%	+10.1%
Jun 2003	11.48%	-4.7%
Mar 2003	12.04%	-6.8%
Dec 2002	12.92%	+437.3%
Sep 2002	-3.83%	-126.2%
Jun 2002	14.60%	+190.3%
Mar 2002	5.03%	-80.1%
Dec 2001	25.25%	+399.0%
Sep 2001	5.06%	-86.0%
Jun 2001	36.27%	-28.7%
Mar 2001	50.90%	-7.9%
Sep 2000	55.27%	+820.6%
Jun 2000	-7.67%	-222.5%
Mar 2000	6.26%	+124.2%
Dec 1999	-25.89%	-534.6%
Sep 1999	-4.08%	-129.6%
Jun 1999	13.79%	+137.1%
Mar 1999	-37.14%	-766.8%
Dec 1998	5.57%	+147.2%
Sep 1998	-11.79%	-307.9%
Jun 1998	5.67%	+64.8%
Mar 1998	3.44%	+180.9%
Dec 1997	-4.25%	-141.9%
Sep 1997	10.15%	+668.9%
Jun 1997	1.32%	+61.0%
Mar 1997	0.82%	-87.1%
Dec 1996	6.36%	+11.6%
Sep 1996	5.70%	-57.8%
Jun 1996	13.51%	-15.6%
Mar 1996	16.00%	+180.0%
Sep 1995	-20.00%	-

FAQ

What is the current quarterly net margin of ACGL?: As of today, ACGL quarterly net margin is 23.36%
What is ACGL quarterly net margin most recent change?: ACGL quarterly net margin was down -1.18% on September 30, 2026
What is 1-year change in ACGL quarterly net margin?: ACGL quarterly net margin is down -13.93% year-over-year
How far is ACGL quarterly net margin from its all-time high?: ACGL quarterly net margin is currently -61.22% below its historical high of 60.24% set on December 31, 2023
How does ACGL quarterly net margin rank versus sector peers?: ACGL quarterly net margin is higher than 72.79% of companies in Financial Services sector
When is ACGL next earnings release?: The next earnings release for ACGL is on February 8, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

ACGL Official Website www.archgroup.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/947484/000094748426000010/0000947484-26-000010-index.htm
ACGL Profile on Yahoo Finance finance.yahoo.com/quote/ACGL
ACGL Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/acgl