What is the current annual payout ratio of PEBK?

As of today, PEBK annual payout ratio is 26.46%

What is 1-year change in PEBK annual payout ratio?

PEBK annual payout ratio is down -14.26% year-over-year

What is 3-year change in PEBK annual payout ratio?

PEBK annual payout ratio is down -13.56% over the past 3 years

How far is PEBK annual payout ratio from its all-time high?

PEBK annual payout ratio is currently -71.35% below its historical high of 92.34% set on December 31, 2010

How does PEBK annual payout ratio rank versus sector peers?

PEBK annual payout ratio is higher than 57.19% of companies in Financial Services sector

When is PEBK next annual earnings release?

As of today, the next annual earnings release for PEBK has not been scheduled

What is PEBK next ex-dividend date?

As of today, the next dividend for PEBK has not been scheduled

What is the current TTM payout ratio of PEBK?

As of today, PEBK TTM payout ratio is 27.02%

What is PEBK TTM payout ratio most recent change?

PEBK TTM payout ratio remained unchanged on March 27, 2026

What is 1-year change in PEBK TTM payout ratio?

PEBK TTM payout ratio is down -13.29% year-over-year

How far is PEBK TTM payout ratio from its all-time high?

PEBK TTM payout ratio is currently -91.98% below its historical high of 337.11% set on August 27, 1991

How does PEBK TTM payout ratio rank versus sector peers?

PEBK TTM payout ratio is higher than 77.65% of companies in Financial Services sector

When is PEBK next earnings release?

The next earnings release for PEBK is on April 20, 2026

What is PEBK next ex-dividend date?

As of today, the next dividend for PEBK has not been scheduled

What is the current quarterly payout ratio of PEBK?

As of today, PEBK quarterly payout ratio is 16.48%

What is PEBK quarterly payout ratio most recent change?

PEBK quarterly payout ratio was down -44.32% on December 31, 2025

What is 1-year change in PEBK quarterly payout ratio?

PEBK quarterly payout ratio is down -43.54% year-over-year

How far is PEBK quarterly payout ratio from its all-time high?

PEBK quarterly payout ratio is currently -95.21% below its historical high of 344.30% set on June 30, 2003

How does PEBK quarterly payout ratio rank versus sector peers?

PEBK quarterly payout ratio is higher than 62.79% of companies in Financial Services sector

When is PEBK next earnings release?

The next earnings release for PEBK is on April 20, 2026

What is PEBK next ex-dividend date?

As of today, the next dividend for PEBK has not been scheduled

PEBK Payout Ratio History & Chart Since 1990

Annual Payout Ratio

26.46%4.40%-14.26%

December 31, 2025

Summary

Current Value: As of today, PEBK annual payout ratio is 26.46%, down -14.26% on December 31, 2025
Historical Performance: PEBK annual payout ratio is down -13.56% over the past 3 years, down -31.57% over the past 5 years
All-Time High Comparison: PEBK annual payout ratio is currently -71.35% below its historical high of 92.34% set on December 31, 2010
3-Year Low Comparison: PEBK annual payout ratio is at its 3-year low
Sector Comparison: PEBK annual payout ratio is higher than 57.19% of companies in Financial Services sector

Payout Ratio Chart

Performance

PEBK Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Payout Ratio	Dec 31, 25	26.46%	-14.3%	-13.6%	-31.6%	-71.3%
Quarterly Payout Ratio	Dec 31, 25	16.48%	-43.5%	-33.0%	-63.7%	+117.1%
TTM Payout Ratio	Mar 27, 26	27.02%	-13.3%	-12.5%	-13.5%	-55.9%
	Mar 27, 26	$38.49	+33.9%	+20.3%	+58.1%	+554.4%
Annual Dividend Yield	Mar 27, 26	2.49%	-22.2%	-8.5%	-19.2%	+83.1%
Annual Dividends Paid	Dec 31, 25	$5.25M	+4.0%	+6.3%	+19.5%	+208.7%
	Dec 31, 25	$0.96	+4.3%	+10.3%	+28.0%	+1100.0%
Annual Free Cash Flow	Dec 31, 25	$19.96M	-2.0%	+36.1%	+79.5%	+15.2%
Annual Revenue	Dec 31, 25	$111.59M	+2.9%	+37.4%	+57.5%	+80.4%
Annual EPS	Dec 31, 25	$3.62	+21.5%	+27.3%	+85.8%	+4844.6%

Payout Ratio Highs

PEBK Annual Payout Ratio Highs Comparison
Period	High	Date	Current
3Y	32.86%	Dec 31, 23	-19.5%
5Y	38.67%	N/A	-31.6%
All	92.34%	Dec 31, 10	-71.3%

Payout Ratio Lows

PEBK Annual Payout Ratio Lows Comparison
Period	Low	Date	Current
3Y	26.46%	Dec 31, 25	at low
5Y	25.06%	Dec 31, 21	+5.6%
All	10.89%	Dec 31, 14	+143.0%

Payout Ratio History

Year	Value	Change
2025	26.46%	-14.3%
2024	30.86%	-6.1%
2023	32.86%	+7.4%
2022	30.61%	+22.1%
2021	25.06%	-35.2%
2020	38.67%	+38.1%
2019	28.00%	+19.6%
2018	23.41%	-8.8%
2017	25.66%	+11.8%
2016	22.95%	+40.5%
2015	16.34%	+50.0%
2014	10.89%	-48.4%
2013	21.09%	-39.7%
2012	34.97%	+6.4%
2011	32.87%	-64.4%
2010	92.34%	+5.2%
2009	87.79%	+109.4%
2008	41.93%	+72.6%

Year	Value	Change
2007	24.30%	+16.9%
2006	20.78%	-7.0%
2005	22.34%	-21.3%
2004	28.38%	-54.6%
2003	62.52%	+70.9%
2002	36.58%	+30.0%
2001	28.13%	+20.3%
2000	23.39%	-1.9%
1999	23.84%	-28.1%
1997	33.18%	-9.5%
1996	36.67%	-5.1%
1995	38.65%	-41.9%
1994	66.53%	+110.7%
1993	31.58%	-15.8%
1992	37.50%	+5.0%
1991	35.71%	0.0%
1990	35.71%	-

FAQ

What is the current annual payout ratio of PEBK?
As of today, PEBK annual payout ratio is 26.46%
What is 1-year change in PEBK annual payout ratio?
PEBK annual payout ratio is down -14.26% year-over-year
What is 3-year change in PEBK annual payout ratio?
PEBK annual payout ratio is down -13.56% over the past 3 years
How far is PEBK annual payout ratio from its all-time high?
PEBK annual payout ratio is currently -71.35% below its historical high of 92.34% set on December 31, 2010
How does PEBK annual payout ratio rank versus sector peers?
PEBK annual payout ratio is higher than 57.19% of companies in Financial Services sector
When is PEBK next annual earnings release?
As of today, the next annual earnings release for PEBK has not been scheduled
What is PEBK next ex-dividend date?
As of today, the next dividend for PEBK has not been scheduled

TTM Payout Ratio

27.02%0.00%0.00%

March 27, 2026

Summary

Current Value: As of today, PEBK TTM payout ratio is 27.02%, unchanged on March 27, 2026
Historical Performance: PEBK TTM payout ratio is down -13.29% year-over-year, down -12.47% over the past 3 years
All-Time High Comparison: PEBK TTM payout ratio is currently -91.98% below its historical high of 337.11% set on August 27, 1991
3-Year Low Comparison: PEBK TTM payout ratio is +27.27% above its 3-year low of 21.23% reached on March 2, 2026
Sector Comparison: PEBK TTM payout ratio is higher than 77.65% of companies in Financial Services sector

Performance

PEBK Performance
Metric	Date	Value	3M	1Y	3Y	5Y
TTM Payout Ratio	Mar 27, 26	27.02%	-13.8%	-13.3%	-12.5%	-13.5%
Quarterly Payout Ratio	Dec 31, 25	16.48%	-44.3%	-43.5%	-33.0%	-63.7%
Annual Payout Ratio	Dec 31, 25	26.46%	–	-14.3%	-13.6%	-31.6%
	Mar 27, 26	$38.49	+3.9%	+33.9%	+20.3%	+58.1%
TTM Dividend Yield	Mar 27, 26	2.55%	-1.5%	-21.1%	-7.3%	+1.6%
TTM Dividends Paid	Dec 31, 25	$5.25M	+1.0%	+4.0%	+6.3%	+19.5%
	Mar 27, 26	$0.98	+2.1%	+5.4%	+11.4%	+60.7%
TTM Free Cash Flow	Dec 31, 25	$19.96M	-0.7%	-2.0%	+36.1%	+79.5%
TTM Revenue	Dec 31, 25	$111.59M	+0.6%	+2.9%	+37.4%	+57.5%
TTM EPS	Dec 31, 25	$3.63	+18.4%	+21.5%	+27.3%	+85.8%

TTM Payout Ratio Highs

PEBK TTM Payout Ratio Highs Comparison
Period	High	Date	Current
1Y	31.33%	Dec 2, 25	-13.8%
3Y	40.01%	Feb 29, 24	-32.5%
5Y	45.21%	Aug 31, 22	-40.2%
All	337.11%	Aug 27, 91	-92.0%

TTM Payout Ratio Lows

PEBK TTM Payout Ratio Lows Comparison
Period	Low	Date	Current
1Y	21.23%	Mar 2, 26	+27.3%
3Y	21.23%	Mar 2, 26	+27.3%
5Y	21.23%	Mar 2, 26	+27.3%
All	0.00%	Oct 16, 85	N/A

TTM Payout Ratio History

Month	Value	Change
Mar 2026	27.02%	+2.1%
Dec 2025	26.46%	-14.6%
Sep 2025	31.00%	+2.6%
Jun 2025	30.21%	-0.6%
Mar 2025	30.38%	-1.5%
Dec 2024	30.83%	-1.0%
Sep 2024	31.14%	+0.5%
Jun 2024	30.97%	-1.3%
Mar 2024	31.39%	-4.3%
Dec 2023	32.80%	+5.3%
Sep 2023	31.16%	+8.1%
Jun 2023	28.82%	-8.2%
Mar 2023	31.40%	+2.9%
Dec 2022	30.52%	-6.9%
Sep 2022	32.78%	-12.1%
Jun 2022	37.31%	+12.6%
Mar 2022	33.13%	+30.9%
Dec 2021	25.31%	-3.9%
Sep 2021	26.33%	+11.1%
Jun 2021	23.71%	-12.1%
Mar 2021	26.98%	-29.8%
Dec 2020	38.41%	+10.1%
Sep 2020	34.89%	-6.7%
Jun 2020	37.38%	+11.6%
Mar 2020	33.48%	+40.9%
Dec 2019	23.76%	+5.0%
Sep 2019	22.63%	+0.5%
Jun 2019	22.52%	-2.8%
Mar 2019	23.18%	-0.7%
Dec 2018	23.35%	-8.7%
Sep 2018	25.58%	-0.2%
Jun 2018	25.64%	-1.4%
Mar 2018	26.01%	-8.0%
Dec 2017	28.27%	-3.2%
Sep 2017	29.19%	-4.0%
Jun 2017	30.41%	+6.3%
Mar 2017	28.61%	+13.3%
Dec 2016	25.26%	+15.1%
Sep 2016	21.94%	+6.0%
Jun 2016	20.69%	+9.3%
Mar 2016	18.93%	+5.4%
Dec 2015	17.96%	+3.3%
Sep 2015	17.39%	+17.0%
Jun 2015	14.86%	+8.9%
Mar 2015	13.65%	+14.4%
Dec 2014	11.93%	+12.0%
Sep 2014	10.65%	-1.1%
Jun 2014	10.77%	-6.6%
Mar 2014	11.53%	-6.6%
Dec 2013	12.34%	-26.5%
Sep 2013	16.79%	-1.5%
Jun 2013	17.04%	+1.6%
Mar 2013	16.77%	-26.5%
Dec 2012	22.81%	+49.6%
Sep 2012	15.25%	-4.4%
Jun 2012	15.96%	-17.8%
Mar 2012	19.41%	+49.9%
Dec 2011	12.95%	-49.6%
Sep 2011	25.67%	-44.8%
Jun 2011	46.54%	+22.3%
Mar 2011	38.06%	-37.9%
Dec 2010	61.30%	+89.8%

Month	Value	Change
Sep 2010	32.30%	-48.5%
Jun 2010	62.77%	-0.2%
Mar 2010	62.87%	-34.1%
Dec 2009	95.38%	-23.0%
Sep 2009	123.80%	+75.7%
Jun 2009	70.48%	+18.4%
Mar 2009	59.54%	+27.4%
Dec 2008	46.73%	+18.6%
Sep 2008	39.40%	+10.5%
Jun 2008	35.67%	+18.2%
Mar 2008	30.19%	-2.6%
Dec 2007	31.01%	+14.0%
Sep 2007	27.20%	+10.8%
Jun 2007	24.55%	-3.0%
Mar 2007	25.30%	+17.9%
Dec 2006	21.45%	-1.3%
Sep 2006	21.73%	-4.0%
Jun 2006	22.64%	-10.4%
Mar 2006	25.28%	-8.8%
Dec 2005	27.72%	-6.1%
Sep 2005	29.53%	-12.3%
Jun 2005	33.67%	-10.5%
Mar 2005	37.61%	-1.6%
Dec 2004	38.21%	-19.4%
Sep 2004	47.40%	-22.2%
Jun 2004	60.95%	-35.5%
Mar 2004	94.48%	+13.5%
Dec 2003	83.24%	+20.3%
Sep 2003	69.17%	+40.2%
Jun 2003	49.32%	+15.7%
Mar 2003	42.61%	-13.6%
Dec 2002	49.31%	-3.7%
Sep 2002	51.21%	+1.9%
Jun 2002	50.24%	+20.7%
Mar 2002	41.61%	+11.7%
Dec 2001	37.25%	+19.6%
Sep 2001	31.15%	0.0%
Jun 2001	31.15%	0.0%
Mar 2001	31.15%	+3.8%
Dec 2000	30.00%	-19.3%
Sep 2000	37.19%	+5.9%
Jun 2000	35.13%	-27.9%
Mar 2000	48.70%	-48.7%
Dec 1999	94.88%	+239.8%
Sep 1998	27.92%	-20.1%
Jun 1998	34.93%	-30.2%
Mar 1998	50.05%	-42.8%
Dec 1997	87.45%	+21.4%
Sep 1997	72.01%	-7.7%
Jun 1997	78.03%	-12.8%
Mar 1997	89.49%	-1.7%
Dec 1996	91.00%	-11.2%
Sep 1996	102.46%	-7.0%
Jun 1996	110.16%	+0.6%
Mar 1996	109.49%	-1.5%
Dec 1995	111.16%	-3.4%
Dec 1994	115.11%	+25.3%
Dec 1993	91.87%	-1.3%
Dec 1992	93.11%	>+9,900.0%
Dec 1991	0.00%	0.0%
Dec 1990	0.00%	-

FAQ

What is the current TTM payout ratio of PEBK?
As of today, PEBK TTM payout ratio is 27.02%
What is PEBK TTM payout ratio most recent change?
PEBK TTM payout ratio remained unchanged on March 27, 2026
What is 1-year change in PEBK TTM payout ratio?
PEBK TTM payout ratio is down -13.29% year-over-year
How far is PEBK TTM payout ratio from its all-time high?
PEBK TTM payout ratio is currently -91.98% below its historical high of 337.11% set on August 27, 1991
How does PEBK TTM payout ratio rank versus sector peers?
PEBK TTM payout ratio is higher than 77.65% of companies in Financial Services sector
When is PEBK next earnings release?
The next earnings release for PEBK is on April 20, 2026
What is PEBK next ex-dividend date?
As of today, the next dividend for PEBK has not been scheduled

Quarterly Payout Ratio

16.48%13.12%-44.32%

December 31, 2025

Summary

Current Value: As of today, PEBK quarterly payout ratio is 16.48%, down -44.32% on December 31, 2025
Historical Performance: PEBK quarterly payout ratio is down -43.54% year-over-year, down -33.01% over the past 3 years
All-Time High Comparison: PEBK quarterly payout ratio is currently -95.21% below its historical high of 344.30% set on June 30, 2003
3-Year Low Comparison: PEBK quarterly payout ratio is at its 3-year low
Sector Comparison: PEBK quarterly payout ratio is higher than 62.79% of companies in Financial Services sector

Performance

PEBK Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Payout Ratio	Dec 31, 25	16.48%	-44.3%	-43.5%	-33.0%	-63.7%
Annual Payout Ratio	Dec 31, 25	26.46%	–	-14.3%	-13.6%	-31.6%
TTM Payout Ratio	Mar 27, 26	27.02%	-13.8%	-13.3%	-12.5%	-13.5%
	Mar 27, 26	$38.49	+3.9%	+33.9%	+20.3%	+58.1%
TTM Dividend Yield	Mar 27, 26	2.55%	-1.5%	-21.1%	-7.3%	+1.6%
Quarterly Dividends Paid	Dec 31, 25	$1.09M	0.0%	+5.2%	+7.2%	+25.3%
	Mar 27, 26	$0.98	+2.1%	+5.4%	+11.4%	+60.7%
Quarterly Free Cash Flow	Dec 31, 25	$5.06M	+15.6%	-2.7%	+20.1%	+436.8%
Quarterly Revenue	Dec 31, 25	$28.15M	-1.4%	+2.5%	+27.3%	+55.1%
Quarterly EPS	Dec 31, 25	$1.22	+80.0%	+86.3%	+65.2%	+266.2%

Quarterly Payout Ratio Highs

PEBK Quarterly Payout Ratio Highs Comparison
Period	High	Date	Current
1Y	45.29%	Mar 31, 25	-63.6%
3Y	60.69%	Mar 31, 23	-72.8%
5Y	60.69%	Mar 31, 23	-72.8%
All	344.30%	Jun 30, 03	-95.2%

Quarterly Payout Ratio Lows

PEBK Quarterly Payout Ratio Lows Comparison
Period	Low	Date	Current
1Y	16.48%	Dec 31, 25	at low
3Y	16.48%	Dec 31, 25	at low
5Y	16.48%	Dec 31, 25	at low
All	-96.58%	Dec 31, 10	+117.1%

Quarterly Payout Ratio History

Month	Value	Change
Dec 2025	16.48%	-44.3%
Sep 2025	29.60%	+39.8%
Jun 2025	21.18%	-53.2%
Mar 2025	45.29%	+55.2%
Dec 2024	29.19%	+11.2%
Sep 2024	26.25%	+23.4%
Jun 2024	21.28%	-56.4%
Mar 2024	48.86%	+59.2%
Dec 2023	30.70%	+19.7%
Sep 2023	25.64%	+15.3%
Jun 2023	22.23%	-63.4%
Mar 2023	60.69%	+146.7%
Dec 2022	24.60%	+28.1%
Sep 2022	19.20%	-39.4%
Jun 2022	31.68%	-41.7%
Mar 2022	54.37%	+69.2%
Dec 2021	32.13%	+12.6%
Sep 2021	28.53%	+41.6%
Jun 2021	20.15%	-10.7%
Mar 2021	22.57%	-50.3%
Dec 2020	45.42%	+134.6%
Sep 2020	19.36%	-42.9%
Jun 2020	33.89%	-54.9%
Mar 2020	75.16%	+168.2%
Dec 2019	28.02%	+22.1%
Sep 2019	22.95%	+5.2%
Jun 2019	21.82%	-44.6%
Mar 2019	39.41%	+72.9%
Dec 2018	22.79%	+0.9%
Sep 2018	22.58%	-8.5%
Jun 2018	24.69%	+4.1%
Mar 2018	23.71%	-28.0%
Dec 2017	32.94%	+62.5%
Sep 2017	20.27%	-13.4%
Jun 2017	23.41%	-21.5%
Mar 2017	29.84%	-29.4%
Dec 2016	42.24%	+89.1%
Sep 2016	22.34%	+18.3%
Jun 2016	18.89%	+3.7%
Mar 2016	18.22%	-10.8%
Dec 2015	20.43%	+13.7%
Sep 2015	17.97%	+40.0%
Jun 2015	12.84%	-12.6%
Mar 2015	14.69%	-21.8%
Dec 2014	18.78%	+101.9%
Sep 2014	9.30%	+4.5%
Jun 2014	8.90%	+1.0%
Mar 2014	8.81%	-71.9%
Dec 2013	31.35%	+83.3%
Sep 2013	17.10%	-42.1%
Jun 2013	29.52%	+208.8%
Mar 2013	9.56%	-78.9%
Dec 2012	45.34%	+139.9%
Sep 2012	18.90%	-43.9%
Jun 2012	33.66%	-20.3%
Mar 2012	42.25%	+77.5%
Dec 2011	23.80%	-22.0%
Sep 2011	30.53%	-54.7%

Month	Value	Change
Jun 2011	67.41%	+116.4%
Mar 2011	31.15%	+132.3%
Dec 2010	-96.58%	-221.3%
Sep 2010	79.63%	+62.6%
Jun 2010	48.96%	+1.0%
Mar 2010	48.46%	-27.9%
Dec 2009	67.19%	-71.2%
Sep 2009	233.33%	+352.7%
Jun 2009	51.54%	-56.2%
Mar 2009	117.60%	-29.6%
Dec 2008	167.01%	+334.8%
Sep 2008	38.41%	+25.2%
Jun 2008	30.68%	-6.2%
Mar 2008	32.70%	-22.4%
Dec 2007	42.12%	+61.8%
Sep 2007	26.03%	+30.6%
Jun 2007	19.93%	+20.7%
Mar 2007	16.51%	-54.5%
Dec 2006	36.25%	+105.0%
Sep 2006	17.68%	+12.9%
Jun 2006	15.66%	-7.9%
Mar 2006	17.00%	-27.9%
Dec 2005	23.58%	+25.7%
Sep 2005	18.76%	-12.6%
Jun 2005	21.47%	-20.6%
Mar 2005	27.03%	-8.8%
Dec 2004	29.63%	+4.3%
Sep 2004	28.42%	-1.8%
Jun 2004	28.95%	+8.5%
Mar 2004	26.67%	-85.0%
Dec 2003	178.14%	+81.3%
Sep 2003	98.24%	-71.5%
Jun 2003	344.30%	+1,460.0%
Mar 2003	22.07%	-57.1%
Dec 2002	51.48%	+112.1%
Sep 2002	24.27%	-50.1%
Jun 2002	48.66%	+37.1%
Mar 2002	35.50%	-48.2%
Dec 2001	68.59%	+195.3%
Sep 2001	23.23%	-2.6%
Jun 2001	23.84%	+1.5%
Mar 2001	23.49%	+0.9%
Dec 2000	23.29%	+0.3%
Sep 2000	23.23%	-3.1%
Jun 2000	23.98%	+4.0%
Mar 2000	23.05%	-5.8%
Dec 1999	24.48%	+3.7%
Sep 1998	23.61%	+4.3%
Jun 1998	22.63%	-3.9%
Mar 1998	23.56%	-76.4%
Dec 1997	100.00%	+300.0%
Sep 1997	25.00%	0.0%
Jun 1997	25.00%	-25.0%
Mar 1997	33.33%	+33.3%
Dec 1996	25.00%	-25.0%
Sep 1996	33.33%	-16.7%
Jun 1996	40.00%	0.0%
Mar 1996	40.00%	-

FAQ

What is the current quarterly payout ratio of PEBK?
As of today, PEBK quarterly payout ratio is 16.48%
What is PEBK quarterly payout ratio most recent change?
PEBK quarterly payout ratio was down -44.32% on December 31, 2025
What is 1-year change in PEBK quarterly payout ratio?
PEBK quarterly payout ratio is down -43.54% year-over-year
How far is PEBK quarterly payout ratio from its all-time high?
PEBK quarterly payout ratio is currently -95.21% below its historical high of 344.30% set on June 30, 2003
How does PEBK quarterly payout ratio rank versus sector peers?
PEBK quarterly payout ratio is higher than 62.79% of companies in Financial Services sector
When is PEBK next earnings release?
The next earnings release for PEBK is on April 20, 2026
What is PEBK next ex-dividend date?
As of today, the next dividend for PEBK has not been scheduled

Payout Ratio Formula

Payout Ratio =

× 100%

Data Sources & References

PEBK Official Website peoplesbanknc.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1093672/000165495426000585/0001654954-26-000585-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1093672/000165495426000585/0001654954-26-000585-index.htm
PEBK Profile on Yahoo Finance finance.yahoo.com/quote/PEBK
PEBK Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/pebk